$SoFi Technologies Inc.(SOFI)$a social lending platform largely impacted by any changes to the Fed's interest rate hike.
Having a hybrid savings and checking account with perks is not a bad thing, especially for low to mid income earners that is on monthly paycheckls.
•With 1.5% interest on savings with no minimum balance required
•No monthly maintenance fees charge
•overdraft coverage up to $50, no overdraft fees
•get 2 day early payday
•Remote deposit check via smartphone
•Cash back when you maintain monthly deposit of $500
•Consolidated loans allowing you to borrow up to $100,000 with no origination fees with some cash bonus up to $1,000
•one credit card that offers rewards you if save, invest or pay down your Sofi loan earning unlimited 2% cash back
•the credit card also offers 1% lower rate if minimum payment is made on time for 12 months
•the ease of use on Sofi App with rating 4.4 out of 5 for Google Play and 4.8 out of 5 for Apple Store
With so much happening recently, one way to have some savings at the end of day is to find alternative streams of income as well as alternative savings.
Sofi might provide the solution to mass population, innovation and understanding consumer spending and purchasing power remains the key in "hacking" the market at large.
Sofi post great opportunities, whether sustainable to invest remains the ultimate answer which we all want have a peak on.
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And i share my tips and tricks in my youtube channel sgFIREmovement.