Surviving market cycles

Market always goes through highs and lows.This is fact. Investors have to be ready for this. Below are few tips, mostly for new and intermediate investors:

1. Always stay in the market. It is proven thatwaiting with cash to find an optimum time to invest does not pay off. Instead do cost averaging in downward markets

2. Be mentally prepared to see 30% red even with the best of shares

3. Don't buy on tips and memes use analysiswisely.

4. When your portfolio is in deep red, switchto selling options. Investors may need to read and study to use this method, this will offset some losses. 

5. Never invest too much on equity alone. Diversify so that you have debt funds also to have balance

6. Always only risk based on your appetite. Very often you will only find out your appetite in a bear market!

7. Diversify both sectorally and geographically

8. Don't try to time the market, and set targets when to book profits for each stock you own. Follow the discipline based on type of stock 

9 And most importantly switch off from news,