Just wait until cloud revenue from Galileo and Technysis begin to ramp. The new age of Web3 (crypto, nfts, etc) will spawn many more fintech businesses that are looking to streamline their payment/card/banking solutions. From a developer POV outsourcing fintech solutions via open APIs is the future of banking.
The loan business will do well regardless seeing as SOFI is prudent in giving out sub prime loans. They are going to do well as a traditional bank.
$SoFi Technologies Inc.(SOFI)$
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