[TOPIC] What has gone wrong at Credit Suisse?

Tiger_chat
2023-03-15

$Credit Suisse Group AG(CS)$ a major Swiss bank, plunged over 20% premarket. It is facing financial difficulties and a loss of investor confidence.

1) Liquidity risk

The bank is also reportedly facing widening credit default swap spreads, which is a sign of increased investor concern about its ability to meet its financial obligations.

In late 2022 the bank disclosed that it was seeing

“significantly higher withdrawals of cash deposits, non-renewal of maturing time deposits and net asset outflows at levels that substantially exceeded the rates incurred in the third quarter of 2022.”

Credit Suisse saw customer withdrawals of more than 110 billion Swiss francs in the fourth quarter, as a string of scandals, legacy risk and compliance failures continued to plague it.

2) Credit Suisse’s biggest backer, Saudi National Bank, said it won’t provide further financial help for the bank.

The Saudi Arabian-backed investor Olayan Group has reportedly ruled out providing further assistance to the bank, which has contributed to a drop in the bank's share price.

Saudi National Bank was a cornerstone investor in Credit Suisse's fundraising process, holding a 9.9 percent stake in Credit Suisse, making it its largest shareholder.

3) Veteran strategist Neelkanth Mishra is said to be poised to leave the bank

Mishra has been with the bank for more than a decade and is a well-respected figure in the finance industry, so his departure could be seen as a blow to the bank's reputation.

Overall, it appears that Credit Suisse is facing a challenging period as it seeks to address its financial issues and regain the confidence of investors.

How do you view Credit Suisse's crisis?

Is it a another consequence of SVB crash?

What trading strategy do you have: bottom or short the share?

Join our topic to win tiger coins~

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

  • CharlesKC
    2023-03-15
    CharlesKC
    im ready bottom fishing 2nd day after suspension lifted
  • VWapMax
    2023-03-16
    VWapMax

    A statement from the Swiss Financial Market Supervisory Authority and the SNB said that Credit Suisse "meets the capital and liquidity requirements imposed on systemically important banks" and that the central bank will step in if the situation changes.


    Credit Suisse's stock was under pressure after the disclosure of "material weakness" in financial reporting and the bank's biggest backer saying it would not provide additional financing.


    The American depositary receipts of Credit Suisse pared losses after the announcement from regulators.


    from CNBC

  • highhand
    2023-03-15
    highhand
    trouble brewing since a couple of months ago.
    looks like sinking ship.
    better don't go bottom fishing and stay clear.
  • SR050321
    2023-03-17
    SR050321
    I will pick $Citigroup(C)$ for foreign bank 😊👍 the curve is nice, if drop below $40 maybe time to add 😊
  • SPOT_ON
    2023-03-16
    SPOT_ON
    why just an svb bank so far away in US .. can cause such  a contagion out of the blue in Europe?
  • MHh
    2023-03-25
    MHh
    For credit suisse, it Bad risk management and bank management over the years unlike SVB. Crash of SVB is more pure and unfortunate.
Leave a comment
84
443