Singapore banks

2023-01-26

The 3 Singapore banks are the most loved stocks in Singapore. There are 3 factors to look for in a bank stock.

1. Credit growth

2. Deposit growth

3. Asset quality

When deposit grows the cost of funds of the bank goes down. When credit grows the bank can make interest earnings, this is nothing but loan book of the bank. And asset quality determines how much of loans the bank can recover without losses.

Always look for these parameters in any bank stock. For singapore banks all these are healthy.

There are various other factors which may affect the bank like policy issues of cash reserves etc but these will affect all banks equally.

Banks also undertake other operations such as premium sector investment etc but these are usually factored to be always win win for the bank.

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Comments

MichT
2023-01-26
MichT
Banks still strong
yuliang559
2023-01-26
yuliang559
[微笑]
findgc
2023-01-26
findgc
Ok
AlanTan1988
2023-01-26
AlanTan1988
Ok
AlanTan1988
2023-01-26
AlanTan1988
Okok
XiaTian
2023-01-26
XiaTian
Ok

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There are 3 factors to look for in a bank stock.\n1. Credit growth\n2. Deposit growth\n3. Asset quality\nWhen deposit&nbsp;grows the cost of funds of the bank goes down. When credit grows the bank can make interest earnings, this is nothing but loan book of the bank. And asset quality determines how much of loans the bank can recover without losses.&nbsp;\nAlways look for these parameters in any bank stock. For singapore banks all these are healthy.\nThere are various other factors which may affect the bank like policy issues of cash reserves etc but these will affect all banks equally.\nBanks also undertake other operations such as premium sector investment etc but these are usually factored to be&nbsp;always win win for the bank.&nbsp;</body></html>","htmlText":"<html><head></head><body>The 3&nbsp;Singapore banks are the most loved stocks in Singapore. There are 3 factors to look for in a bank stock.\n1. Credit growth\n2. Deposit growth\n3. 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