The 4% Withdrawal Rule For Retirement — What Is It And Does It Really Work?

Hazelle_TJI
2022-11-24

When we talk about the FIRE movement and retirement planning, the 4% withdrawal rule often comes to mind. The 4% withdrawal rule is a frequently used approach to compute how big an investment portfolio you need to fund for retirement spending.

In this video, we will share with you how the 4% withdrawal rule works, some of its limitations and how we are incorporating it to plan for our retirement spending.

Video Timestamps:

  • 0:00 What is the 4% withdrawal rule and how it works?
  • 1:23 Wouldn't the investment portfolio run out of money?
  • 3:22 Limitations of 4% withdrawal rule
  • 5:09 How we are going to incorporate the 4% rule to plan for retirement spending

Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfulInvestors)

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Comments

  • ElvisMarner
    2022-11-27
    ElvisMarner
    I learned about the 4% withdrawal rule for the first time, and I learned a lot from your video.
    • Hazelle_TJI: 
      Glad that you learnt something from the video! [Smile]
  • MortimerDodd
    2022-11-27
    MortimerDodd
    I believe the 4% withdrawal rule will be very helpful to my retirement planning.
  • BellaFaraday
    2022-11-27
    BellaFaraday
    the limitations of the 4% withdrawal rule are where I am concerned.
  • DonnaMay
    2022-11-27
    DonnaMay
    the limit on the 4% withdrawal rule is really something we need to look at.
  • Maria_yy
    2022-11-27
    Maria_yy
    Turns out I was wrong about the 4% withdrawal rule.
  • WanEH
    2022-11-24
    WanEH
    good topic
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