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@JunioR：$LION-PHILLIP S-REIT(CLR.SI)$Diversification in REITs If you can't decide which REITs to invest in, why don't invest in REIT ETFs? Here are some to consider for a good balance in your portfolio. 1. We definitely need to start with Singapore 🇸🇬 REITs - $LION-PHILLIP S-REIT(CLR.SI)$ Listed in Oct 2017, this REIT ETF is 100% focused on Singapore listed REITs, hence the name S-REIT There is some diversity by both geography and property sector given the global nature of Singapore REITs. It's expense ratio is pretty standard at 0.6%. There are 28 REITs in its holdings and its biggest holdings are Keppel DC REIT (SGX: AJBU), CapitaLand Integrated Commercial Trust (SGX: C38U), and Mapletree Industrial Trust (SGX: ME8U). Just over one-third of the ETF is in industrial REITs while another third is in retail REITs. The rest of the REITs are made up of various sub-sectors including healthcare, office, diversified and specialised. See 1st plot. Dividend yield is 4.8% and paid half yearly. 2. Go big and more diversity! $NikkoAM-STC Asia REIT(CFA.SI)$ launched in March 2017 is the largest REIT ETF with fund size of $429 million. As the name suggests, there's more exposure to Asia Pacific REITs. Within the ETF is Hong Kong-listed giant $LINK REIT(00823)$ , and currently the 3rd largest holding at 9.5% weighting (as of 12 Aug 2022). It also has exposure to specialty REITs in up-and-coming markets, such as India's first listed REIT, Embassy Office Parks REIT (BOM: 542602), which is a large owner of office parks and commercial buildings in key Indian cities such as Mumbai and Pune. It's expense ratio is the same as Lion-Phillip's at 0.6%. The ETF holds over 40 REITs and differs from the Lion-Phillip ETF mainly via exposures, with the NikkoAM ETF having more exposure to the office and retail sub-sectors. Dividend yield is 4.67% and paid quarterly. 3. Go green they say, so I invested into $UOB APAC Green REIT ETF(GRN.SI)$ This was launched in Nov 2021, and it's strategy is to track Asia Pacific REITs that are green 💚. This means green office design or green certified spaces. It does not have any Singapore REITS in its top 10 holdings. See 2nd plot. Even with a lower expense ratio of 0.45%, its performance is disappointing since launched. See the comparison in 3rd plot. The projected dividend is up to 4% (not fantastic) with quarterly payouts. Verdict (Not investment advice... Ya 🤐) For Lion-Phillip S REIT ETF and NikkoAM ASIA REIT ETF, I'm planning to hold long term and DCA. As for UOB APAC GREEN REIT, I'm going to monitor it's price for a year before deciding if I should let this one go. No point holding an underperforming and low dividend REIT ETF.
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