Johnny932 personal page - To The Moon

Johnny932

Johnny932

Profile：是时候做一波搬运工了

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2023-07-21

what can you do？ @TigerGpt TigerGPT，your new investing superpower Click to learn more

2023-03-19

$First Republic Bank(FRC)$ 63% chance to win lol

2022-12-09

great

Invest with Tiger Trade app：How To Invest With Tiger Trade app？

2022-12-07

2022-11-14

Great ariticle, would you like to share it?

Live Streaming: Secure interest rate peaks with United Fixed Maturity Bond Fund

2022-07-20

$Pinduoduo Inc.(PDD)$take it?

2022-07-20

$Alibaba(BABA)$target 100 welcome

2022-07-20

$Pinduoduo Inc.(PDD)$target price？

2022-07-20

$Oracle(ORCL)$target 80？

2022-07-19

cool

Live Streaming: SMARTT - Enhance Fills, Avoid Slippage: Options Liquidity

2022-05-16

wowww

Sorry, the original content has been removed

2022-05-16

wow

Sorry, the original content has been removed

2022-05-07

i trust nio

2022-04-21

great

@YT Finance: PLTR Stock: NEW PRICE TARGET & Earnings Report Catalyst! Palantir stock news updates!

2022-04-21

target 3000

Netflix Once Continued to Fall Nearly 2% in Premarket Trading after Tumbling 35.12% on Wednesday

2022-04-19

gogogo

@TigerEvents:🏆【GAME】Hunting Eggs for Extra Saving!

2022-04-18

what？

@Johnny932:$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$well down

2022-02-14

good

Sorry, the original content has been removed

2022-02-10

$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$well down

2021-02-04

Bilibili up

Go to Tiger App to see more news

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Overall, TigerGPT's superpower is its ability to process and analyze vast amounts of financial data to provide valuable insights and recommendations for investors."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9943371009,"gmtCreate":1679203801301,"gmtModify":1679203805382,"author":{"id":"3528106731254807","authorId":"3528106731254807","name":"Johnny932","avatar":"https://static.tigerbbs.com/a3d9ed60744878420f672ddf37169468","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/FRC\">$First Republic Bank(FRC)$&nbsp;</a>63% chance to win lol","listText":"<a href=\"https://ttm.financial/S/FRC\">$First Republic Bank(FRC)$&nbsp;</a>63% chance to win lol","text":"$First Republic Bank(FRC)$ 63% chance to win lol","images":[{"img":"https://community-static.tradeup.com/news/569a2c4ece0dc615f0d5ea37a812bd7b","width":"1170","height":"1594"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9943371009","isVote":1,"tweetType":1,"viewCount":182,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4095380891467390","authorId":"4095380891467390","name":"可愛的小韭菜","avatar":"https://community-static.tradeup.com/news/bb5d21e595d24e9ec4d2da2fc5e3cd36","crmLevel":1,"crmLevelSwitch":0},"content":"Wedbush later likes to mention the five-knife analyst of French number","text":"Wedbush later likes to mention the five-knife analyst of French number","html":"Wedbush later likes to mention the five-knife analyst of French number"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9929308205,"gmtCreate":1670596526507,"gmtModify":1676538401293,"author":{"id":"3528106731254807","authorId":"3528106731254807","name":"Johnny932","avatar":"https://static.tigerbbs.com/a3d9ed60744878420f672ddf37169468","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"great","listText":"great","text":"great","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9929308205","repostId":"20221031104455577","repostType":13,"repost":{"supObjectId":"C20221031104407895","supType":16,"gid":"C20221031104407895","title":"Invest with Tiger Trade app","desc":"Easy to get started","level":0,"speaker":"","content":"<ol><li>Discover the Investment&nbsp;Target</li><li>View the Stock Details</li><li>Make a Trade</li><li>Check the Order</li><li>Check the Analysis of P&amp;L</li></ol>","url":"https://static.tigerbbs.com/f6aeb546935e4adebbe654c163ef3b2e","link":"https://laohu8.com/RN?name=RNCollege&page=%2Fcollege%2Fcourse&rndata=%7B%22gid%22%3A%22C20221031104407895%22%7D","material":{"gid":"20221031104455577","title":"How To Invest With Tiger Trade app？","url":"https://1254107296.vod2.myqcloud.com/73ba5544vodgzp1254107296/620feecd387702307854451431/OVlhkafLRccA.mp4","desc":"","duration":"00:02:31","content_type":0,"thumbnail":"https://community-static.tradeup.com/news/a6bd7d3f6b575c91f647e7ebba8d3944","source_type":0,"extra":"{}","pv":2954,"thumbnail_two":"","rn_link":"https://laohu8.com/VIDEO/C20221031104407895/20221031104455577"},"cate_info":{"column_gid":"C20221031104407895","gid":"K20230524063137985","cate_name":"APP guidance","desc":"App guide - 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How will the outlook for the next few years favour this fund? 2. What would you gain from investing in the bond fund? 3. How does this compare to other similar assets like the Singapore Savings Bonds? ","description_html_en":" 1. How will the outlook for the next few years favour this fund? 2. What would you gain from investing in the bond fund? 3. How does this compare to other similar assets like the Singapore Savings Bonds? 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Chief Executive William Ackman, in a letter to shareholders, said Wednesday he sold the hedge fund&#39;s investment in Netflix.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"NFLX":"奈飞"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1181263651","content_text":"Netflix once continued to fall nearly 2% in premarket trading after tumbling 35.12% on Wednesday.Pershing Square Holdings Ltd. 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Game points can be redeemed for various rewards, including different value stock vouchers worth up to USD 1,000 are waiting for you! Moreover, catching special eggs can get extra points and chances to crack open for some wonderful Easter treats.There are too many hidden surprises to find, oops, the game attempts run out too fast. Don't worry, complete different tasks to earn more game attempts. Also, invite your frien","text":"Tiger has prepared some Easter gifts for you, please click here to check them out!Easter can still be a bonus-boosting. Come and find the eggs in our Easter game to open the surprise! Each game contains 3 rounds, the more eggs you catch, the higher the points you can get. Game points can be redeemed for various rewards, including different value stock vouchers worth up to USD 1,000 are waiting for you! Moreover, catching special eggs can get extra points and chances to crack open for some wonderful Easter treats.There are too many hidden surprises to find, oops, the game attempts run out too fast. Don't worry, complete different tasks to earn more game attempts. Also, invite your 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target=\"_blank\" href=\"https://ttm.financial/FUND/LU0348783233.USD\">$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$</a>well down","listText":"<a target=\"_blank\" href=\"https://ttm.financial/FUND/LU0348783233.USD\">$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$</a>well down","text":"$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$well 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target=\"_blank\" href=\"https://ttm.financial/FUND/LU0348783233.USD\">$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$</a>well down","listText":"<a target=\"_blank\" href=\"https://ttm.financial/FUND/LU0348783233.USD\">$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$</a>well down","text":"$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$well down","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":3,"link":"https://ttm.financial/post/9092051893","isVote":1,"tweetType":1,"viewCount":96,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":317612526,"gmtCreate":1612444423865,"gmtModify":1704871276027,"author":{"id":"3528106731254807","authorId":"3528106731254807","name":"Johnny932","avatar":"https://static.tigerbbs.com/a3d9ed60744878420f672ddf37169468","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Bilibili up","listText":"Bilibili up","text":"Bilibili up","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/317612526","isVote":1,"tweetType":1,"viewCount":113,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":200318207885440,"gmtCreate":1689936388361,"gmtModify":1689936391786,"author":{"id":"3528106731254807","authorId":"3528106731254807","name":"Johnny932","avatar":"https://static.tigerbbs.com/a3d9ed60744878420f672ddf37169468","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"what can you do？ <a href=\"https://ttm.financial/U/4141429963588842/\">@TigerGpt&nbsp;</a>TigerGPT，your new investing superpower&nbsp;<a href=\"https://www.tigerbrokers.com.sg/activity/market/2023/tigerGPT-promotion\">Click to learn more&nbsp;</a>","listText":"what can you do？ <a href=\"https://ttm.financial/U/4141429963588842/\">@TigerGpt&nbsp;</a>TigerGPT，your new investing superpower&nbsp;<a href=\"https://www.tigerbrokers.com.sg/activity/market/2023/tigerGPT-promotion\">Click to learn more&nbsp;</a>","text":"what can you do？ @TigerGpt TigerGPT，your new investing superpower Click to learn more","images":[],"top":1,"highlighted":1,"essential":2,"paper":1,"likeSize":0,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/200318207885440","isVote":1,"tweetType":1,"viewCount":262,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0},"content":"TigerGPT is an AI investment assistant that provides insights and recommendations on investment decisions. Its investing superpower lies in its ability to analyze data and market trends to make informed investment decisions based on the user's investment goals and risk tolerance. It can also provide personalized investment advice based on the user's portfolio and investment performance. Overall, TigerGPT's superpower is its ability to process and analyze vast amounts of financial data to provide valuable insights and recommendations for investors.","text":"TigerGPT is an AI investment assistant that provides insights and recommendations on investment decisions. Its investing superpower lies in its ability to analyze data and market trends to make informed investment decisions based on the user's investment goals and risk tolerance. It can also provide personalized investment advice based on the user's portfolio and investment performance. Overall, TigerGPT's superpower is its ability to process and analyze vast amounts of financial data to provide valuable insights and recommendations for investors.","html":"TigerGPT is an AI investment assistant that provides insights and recommendations on investment decisions. Its investing superpower lies in its ability to analyze data and market trends to make informed investment decisions based on the user's investment goals and risk tolerance. It can also provide personalized investment advice based on the user's portfolio and investment performance. Overall, TigerGPT's superpower is its ability to process and analyze vast amounts of financial data to provide valuable insights and recommendations for investors."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9092051893,"gmtCreate":1644497543019,"gmtModify":1676533933450,"author":{"id":"3528106731254807","authorId":"3528106731254807","name":"Johnny932","avatar":"https://static.tigerbbs.com/a3d9ed60744878420f672ddf37169468","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"<a target=\"_blank\" href=\"https://ttm.financial/FUND/LU0348783233.USD\">$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$</a>well down","listText":"<a target=\"_blank\" href=\"https://ttm.financial/FUND/LU0348783233.USD\">$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$</a>well down","text":"$Allianz Oriental Income Cl A Dis USD(LU0348783233.USD)$well down","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":3,"link":"https://ttm.financial/post/9092051893","isVote":1,"tweetType":1,"viewCount":96,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9943371009,"gmtCreate":1679203801301,"gmtModify":1679203805382,"author":{"id":"3528106731254807","authorId":"3528106731254807","name":"Johnny932","avatar":"https://static.tigerbbs.com/a3d9ed60744878420f672ddf37169468","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/FRC\">$First Republic Bank(FRC)$&nbsp;</a>63% chance to win lol","listText":"<a href=\"https://ttm.financial/S/FRC\">$First Republic Bank(FRC)$&nbsp;</a>63% chance to win lol","text":"$First Republic Bank(FRC)$ 63% chance to win lol","images":[{"img":"https://community-static.tradeup.com/news/569a2c4ece0dc615f0d5ea37a812bd7b","width":"1170","height":"1594"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9943371009","isVote":1,"tweetType":1,"viewCount":182,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4095380891467390","authorId":"4095380891467390","name":"可愛的小韭菜","avatar":"https://community-static.tradeup.com/news/bb5d21e595d24e9ec4d2da2fc5e3cd36","crmLevel":1,"crmLevelSwitch":0},"content":"Wedbush later likes to mention the five-knife analyst of French number","text":"Wedbush later likes to mention the five-knife analyst of French number","html":"Wedbush later likes to mention the five-knife analyst of French number"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9969814996,"gmtCreate":1668398870815,"gmtModify":1676538050505,"author":{"id":"3528106731254807","authorId":"3528106731254807","name":"Johnny932","avatar":"https://static.tigerbbs.com/a3d9ed60744878420f672ddf37169468","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Great ariticle, would you like to share it?","listText":"Great ariticle, would you like to share it?","text":"Great ariticle, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/9969814996","repostId":"1748882174866456","repostType":17,"repost":{"id":1691,"live_id":"1748882174866456","type":2,"live_form":0,"category_id":5,"category_name":"大咖热评","material_type":0,"regions":[7,2],"title":"Secure interest rate peaks with United Fixed Maturity Bond Fund ","title_en":"Secure interest rate peaks with United Fixed Maturity Bond Fund ","status":3,"abstract_en":[],"description_html":" 1. How will the outlook for the next few years favour this fund? 2. What would you gain from investing in the bond fund? 3. How does this compare to other similar assets like the Singapore Savings Bonds? ","description_html_en":" 1. How will the outlook for the next few years favour this fund? 2. What would you gain from investing in the bond fund? 3. How does this compare to other similar assets like the Singapore Savings Bonds? ","source_url":"https://lpl27170.laohu8.com/live/fanyiming.m3u8","video_url":"","live_img_url":"https://p1-live.byteimg.com/tos-cn-i-gjr78lqtd0/88ed82b26dec4645b0453a8289b2cbd1~tplv-gjr78lqtd0-image.image","live_img_url_en":"https://p1-live.byteimg.com/tos-cn-i-gjr78lqtd0/88ed82b26dec4645b0453a8289b2cbd1~tplv-gjr78lqtd0-image.image","activate_content":true,"expected_time":1668682800000,"time_remain":-51322377673,"start_time":0,"end_time":1668690213,"user_counter":"1257","symbols":[],"speaker_info":[{"name":"TBlive","avatar":"https://static.tigerbbs.com/6539a5af294b71d8a4dff612b2369e7a","uuid":"4111216680846592"}],"abstract":[]},"isVote":1,"tweetType":1,"viewCount":515,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9095373943,"gmtCreate":1644840623460,"gmtModify":1676533966750,"author":{"id":"3528106731254807","authorId":"3528106731254807","name":"Johnny932","avatar":"https://static.tigerbbs.com/a3d9ed60744878420f672ddf37169468","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"good","listText":"good","text":"good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9095373943","repostId":"2211490577","repostType":4,"repost":{"id":"2211490577","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1644840302,"share":"https://www.laohu8.com/m/news/2211490577?lang=&edition=full","pubTime":"2022-02-14 20:05","market":"uk","language":"en","title":"Britain Cracks Down on 'Buy Now Pay Later' Firms","url":"https://stock-news.laohu8.com/highlight/detail?id=2211490577","media":"Reuters","summary":"LONDON, Feb 14 (Reuters) - Britain's financial watchdog said on Monday it had told four 'buy now pay","content":"<html><head></head><body><p>LONDON, Feb 14 (Reuters) - Britain&#39;s financial watchdog said on Monday it had told four &#39;buy now pay later&#39; firms (BNPL) to change their contracts after identifying &#34;potential harms&#34; to consumers.</p><p>A form of unsecured credit, BNPL products typically offer on the spot interest-free short-term loans that spread payments for retail goods like clothing.</p><p>The market more than trebled in size during 2020, when COVID-19 lockdowns saw more people struggling to make ends meet.</p><p>&#34;The four firms involved, Clearpay, Klarna, <a href=\"https://laohu8.com/S/LBY.AU\">Laybuy</a> and <a href=\"https://laohu8.com/S/OPY.AU\">Openpay</a>, have fully cooperated with our work. We welcome their cooperation and their actions to address our concerns,&#34; the Financial Conduct Authority said in a statement.</p><p>The changes make the contracts fairer, easier for consumers to understand and better reflect how they use them in practice, the FCA said.</p><p>Klarna said it had already implemented the FCA&#39;s proposed changes.</p><p>&#34;We have never received a customer complaint specifically related to our terms and conditions but are always open to ways in which they can be improved,&#34; said Alex Marsh, Head of Klarna UK.</p><p>The watchdog said that all firms in the sector should comply with all requirements of consumer protection laws that apply to their business.</p><p>One of the terms that involved late payment fees has resulted in Clearpay, Laybuy and Openpay agreeing to voluntarily refund customers who have been charged such fees in specific circumstances, the FCA said</p><p>Clearpay, Laybuy and Openpay did not immediately respond to requests for comment.</p><p>A review by former FCA acting CEO Christopher Woolard in February 2021 said BNPL can pose potential consumer harms that need to be addressed as soon as possible.</p><p>Britain&#39;s finance ministry promised to bring forward legislation to regulate BNPL when parliamentary time allowed.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Britain Cracks Down on 'Buy Now Pay Later' Firms</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; 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height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBritain Cracks Down on 'Buy Now Pay Later' Firms\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2022-02-14 20:05</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>LONDON, Feb 14 (Reuters) - Britain&#39;s financial watchdog said on Monday it had told four &#39;buy now pay later&#39; firms (BNPL) to change their contracts after identifying &#34;potential harms&#34; to consumers.</p><p>A form of unsecured credit, BNPL products typically offer on the spot interest-free short-term loans that spread payments for retail goods like clothing.</p><p>The market more than trebled in size during 2020, when COVID-19 lockdowns saw more people struggling to make ends meet.</p><p>&#34;The four firms involved, Clearpay, Klarna, <a href=\"https://laohu8.com/S/LBY.AU\">Laybuy</a> and <a href=\"https://laohu8.com/S/OPY.AU\">Openpay</a>, have fully cooperated with our work. We welcome their cooperation and their actions to address our concerns,&#34; the Financial Conduct Authority said in a statement.</p><p>The changes make the contracts fairer, easier for consumers to understand and better reflect how they use them in practice, the FCA said.</p><p>Klarna said it had already implemented the FCA&#39;s proposed changes.</p><p>&#34;We have never received a customer complaint specifically related to our terms and conditions but are always open to ways in which they can be improved,&#34; said Alex Marsh, Head of Klarna UK.</p><p>The watchdog said that all firms in the sector should comply with all requirements of consumer protection laws that apply to their business.</p><p>One of the terms that involved late payment fees has resulted in Clearpay, Laybuy and Openpay agreeing to voluntarily refund customers who have been charged such fees in specific circumstances, the FCA said</p><p>Clearpay, Laybuy and Openpay did not immediately respond to requests for comment.</p><p>A review by former FCA acting CEO Christopher Woolard in February 2021 said BNPL can pose potential consumer harms that need to be addressed as soon as possible.</p><p>Britain&#39;s finance ministry promised to bring forward legislation to regulate BNPL when parliamentary time allowed.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4503":"景林资产持仓","LBY.AU":"Laybuy","BK4528":"SaaS概念","BK4106":"数据处理与外包服务","BK4554":"元宇宙及AR概念","SQ":"Block","OPY.AU":"Openpay","BK4551":"寇图资本持仓"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2211490577","content_text":"LONDON, Feb 14 (Reuters) - Britain's financial watchdog said on Monday it had told four 'buy now pay later' firms (BNPL) to change their contracts after identifying \"potential harms\" to consumers.A form of unsecured credit, BNPL products typically offer on the spot interest-free short-term loans that spread payments for retail goods like clothing.The market more than trebled in size during 2020, when COVID-19 lockdowns saw more people struggling to make ends meet.\"The four firms involved, Clearpay, Klarna, Laybuy and Openpay, have fully cooperated with our work. We welcome their cooperation and their actions to address our concerns,\" the Financial Conduct Authority said in a statement.The changes make the contracts fairer, easier for consumers to understand and better reflect how they use them in practice, the FCA said.Klarna said it had already implemented the FCA's proposed changes.\"We have never received a customer complaint specifically related to our terms and conditions but are always open to ways in which they can be improved,\" said Alex Marsh, Head of Klarna UK.The watchdog said that all firms in the sector should comply with all requirements of consumer protection laws that apply to their business.One of the terms that involved late payment fees has resulted in Clearpay, Laybuy and Openpay agreeing to voluntarily refund customers who have been charged such fees in specific circumstances, the FCA saidClearpay, Laybuy and Openpay did not immediately respond to requests for comment.A review by former FCA acting CEO Christopher Woolard in February 2021 said BNPL can pose potential consumer harms that need to be addressed as soon as possible.Britain's finance ministry promised to bring forward legislation to regulate BNPL when parliamentary time allowed.","news_type":1},"isVote":1,"tweetType":1,"viewCount":89,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":309004479,"gmtCreate":1602485608391,"gmtModify":1705069378140,"author":{"id":"3528106731254807","authorId":"3528106731254807","name":"Johnny932","avatar":"https://static.tigerbbs.com/a3d9ed60744878420f672ddf37169468","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/BAC\">$Bank of America(BAC)$</a>It will be good news for the entire world. Until we manage to immunize the entire population, this joint operation, which we had named 'Open Skies,' would literally open the skies in terms of international travel and other economic activities as this can be used at airports and other places by requiring a person just to blow into a tube and the result would be available in 30-40-50 seconds","listText":"<a href=\"https://laohu8.com/S/BAC\">$Bank of America(BAC)$</a>It will be good news for the entire world. Until we manage to immunize the entire population, this joint operation, which we had named 'Open Skies,' would literally open the skies in terms of international travel and other economic activities as this can be used at airports and other places by requiring a person just to blow into a tube and the result would be available in 30-40-50 seconds","text":"$Bank of America(BAC)$It will be good news for the entire world. 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Come and find the eggs in our Easter game to open the surprise! Each game contains 3 rounds, the more eggs you catch, the higher the points you can get. Game points can be redeemed for various rewards, including different value stock vouchers worth up to USD 1,000 are waiting for you! Moreover, catching special eggs can get extra points and chances to crack open for some wonderful Easter treats.There are too many hidden surprises to find, oops, the game attempts run out too fast. Don't worry, complete different tasks to earn more game attempts. Also, invite your frien","listText":"Tiger has prepared some Easter gifts for you, please&nbsp;<a href=\"https://www.tigerbrokers.com.sg/activity/market/2022/easter/\" target=\"_blank\">click&nbsp;here</a>&nbsp;to check them out!Easter can still be a bonus-boosting. Come and find the eggs in our Easter game to open the surprise! Each game contains 3 rounds, the more eggs you catch, the higher the points you can get. Game points can be redeemed for various rewards, including different value stock vouchers worth up to USD 1,000 are waiting for you! Moreover, catching special eggs can get extra points and chances to crack open for some wonderful Easter treats.There are too many hidden surprises to find, oops, the game attempts run out too fast. Don't worry, complete different tasks to earn more game attempts. Also, invite your frien","text":"Tiger has prepared some Easter gifts for you, please click here to check them out!Easter can still be a bonus-boosting. Come and find the eggs in our Easter game to open the surprise! Each game contains 3 rounds, the more eggs you catch, the higher the points you can get. Game points can be redeemed for various rewards, including different value stock vouchers worth up to USD 1,000 are waiting for you! Moreover, catching special eggs can get extra points and chances to crack open for some wonderful Easter treats.There are too many hidden surprises to find, oops, the game attempts run out too fast. Don't worry, complete different tasks to earn more game attempts. Also, invite your frien","images":[{"img":"https://community-static.tradeup.com/news/15b435c0d10e0e89ad3e06b7bbd04830","width":"2251","height":"1334"},{"img":"https://community-static.tradeup.com/news/ff9640a9df2f24446e07b7a9b658cb4b","width":"1200","height":"630"},{"img":"https://community-static.tradeup.com/news/795038848b7c7b1d7dda27d92b580946","width":"1656","height":"948"}],"top":1,"highlighted":1,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9016476123","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":3,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":16,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}