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2021-02-04

Good article

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2021-01-29

Nice

3 Recent IPOs to Add to Your Watchlist

2021-01-28

Wow

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2021-01-28

Wow

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2021-01-28

Wow this is news

China stocks fall on policy tightening worries, Hong Kong tracks Wall Street

2021-01-28

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But you can earn fantastic gains even if you miss that eye-catching first-day pop if that company is built for long-term success. All three companies I'm featuring today are challengers that are changing how business is done in their respective industries.<b>Lemonade</b>(NYSE: <a href=\"https://laohu8.com/S/LMND\">$(LMND)$</a>),<b>Airbnb</b>(NASDAQ: <a href=\"https://laohu8.com/S/ABNB\">$(ABNB)$</a>), and<b>Affirm Holdings</b>(NASDAQ: <a href=\"https://laohu8.com/S/AFRM\">$(AFRM)$</a>)have a lot to offer investors even after their initial public offerings and are worth watching.</p><p>Sponsored LinksPlay the most challenging WWII strategy game, no install neededCall of War | World War IIConsumer-centric insurance technology</p><p>While fintech (financial technology) has changed the way people bank and make purchases, insurance has been largely left out of the revolution. Enter Lemonade, which is trying to upgrade insurance for the 21st century.</p><p>Lemonade offers homeowners, renters, and pet insurance in the U.S. and several other countries. It prides itself on \"instant everything,\" and uses behavioral economics and artificial intelligence to offer policies and approve claims completely online. Lemonade's intake chatbot asks the applicant questions to determine accurate pricing and give a quote in seconds. About 30% of claims are taken care of by another bot in as little as three minutes, and approved funds are instantly transferred to the claimant's bank account. The company keeps a flat 25% fee from each policy and passes on the rest to a third-party reinsurer to handle claims. Customers can donate remaining money after claims and payments to a charity of their choosing.</p><p><img src=\"https://static.tigerbbs.com/30b284af113c2b4d0df7ea59151db25a\" tg-width=\"700\" tg-height=\"466\" referrerpolicy=\"no-referrer\"></p><p>Image source: Getty Images.</p><p>Lemonade has traditional insurance companies as its competitors, but there isn't any other home insurance company that's digitally focused, putting it in a class by itself. The transparent and customer-friendly approach to a normally unappealing part of life is clearly resonating with homeowners and renters, as the company topped 1 million customers in December in only four years of operation.</p><p>Other notable signs of progress are gross earned premium, which increased 104% in the third quarter of 2020, and gross loss ratio, which decreased 8 percentage points over the prior year to 72%.</p><p>I'm a big fan of Lemonade, and I think it has tons of value for investorsas it disrupts the insurance industryand gains millions of customers. Even at an outsized valuation of 88 times sales at recent prices, Lemonade is a stock you should be keeping an eye on.</p><p>Revolutionizing travel</p><p>Airbnb has upended the travel industry by creating a marketplace for global house and room rentals and experiences. The company's debut in December was <a href=\"https://laohu8.com/S/AONE.U\">one</a> of the hottest IPOs in 2020, and the price is up 45% in 2021.</p><p><img src=\"https://static.tigerbbs.com/0340c7880c0a59ddbd5b12f964ba697a\" tg-width=\"700\" tg-height=\"466\" referrerpolicy=\"no-referrer\"></p><p>Image source: Airbnb.</p><p>It's not all rosy. Gross booking volume (GBV) decreased 39% in the first nine months of 2020 and revenue decreased 32% as the pandemic crushed the travel industry.Airbnb is still operating at a loss, and a steep <a href=\"https://laohu8.com/S/AONE\">one</a> -- $700 million for the first nine months of 2021.</p><p>But that loss is an improvement of $375 million over the prior year. And even though the company expects more pain in the short term due to COVID-19, management sees a $3.4 trillion total addressable market -- and a path toward growth by investing in its brand and connections to unlock more hosting and engage its market, and innovating through its web site. We can see the strength of Airbnb's model in its pre-pandemic growth: GBV increased 29% in 2019, while revenue increased 32%.</p><p>As vaccines roll out, the economy is gearing up for a travel resurgence, and Airbnb is going to be one of the recipients of pent-up demand. The company's operating model, as a marketplace for vacation rentals, is asset-light, making it agile and easily scalable. It's the future of travel, creating experiences in places unreachable before.</p><p>In the meantime, shares are trading at 32 times sales, which is quite high, but lower than the other stocks on this list. Even if investors are put off by the valuation, there's a lot of potential here, and you should definitely keep it on your watch list.</p><p>Creative ways to make expensive purchases affordable</p><p>Affirm wasone of the first IPOsof 2021, and it's already up 18% from its opening price on the first day of trading.</p><p>Affirm sees itself as an alternative to credit cards, and it offers buy now, pay later options so customers can more easily afford big purchases. The company sees this as a win-win for customers, who can get what they need without hidden interest or late fees, and merchants, who make more sales. Affirm gets money from both of those sides as well, in the form of payment processing fees for merchants and interest payments from customers.</p><p><img src=\"https://static.tigerbbs.com/5e0472a0fc9869bff670cdadb0476872\" tg-width=\"700\" tg-height=\"465\" referrerpolicy=\"no-referrer\"></p><p>Image source: Affirm Holdings.</p><p>The company's services are available through 6,500 merchant partners, including<b>Walmart</b>and<b>Best Buy</b>. Revenue increased 93% over the prior year in 2020, and gross merchandise volume grew 77%.</p><p>Affirm's biggest sales partner is<b>Peloton Interactive</b>, which accounts for roughly 30% of total sales. But it recently inked a deal with<b>Shopify</b>to be its exclusive partner for buy now, pay later services, which should be another huge revenue boost.</p><p>It has yet to turn a profit, but as it increases its partner count and gains new, happy customers, it envisions a cyclical effect where both increase, leading to higher revenue and profits. I wouldn't recommend a buy here just yet, but it's one to keep on your watch list.</p>","source":"lsy1603171495471","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Recent IPOs to Add to Your Watchlist</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Recent IPOs to Add to Your Watchlist\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-01-28 15:25 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.nasdaq.com/articles/3-recent-ipos-to-add-to-your-watchlist-2021-01-27><strong>Nasdaq</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Investors are captivated by hot IPOs because they're the earliest opportunity to invest in an exciting company. But you can earn fantastic gains even if you miss that eye-catching first-day pop if ...</p>\n\n<a href=\"https://www.nasdaq.com/articles/3-recent-ipos-to-add-to-your-watchlist-2021-01-27\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.nasdaq.com/articles/3-recent-ipos-to-add-to-your-watchlist-2021-01-27","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1180756542","content_text":"Investors are captivated by hot IPOs because they're the earliest opportunity to invest in an exciting company. But you can earn fantastic gains even if you miss that eye-catching first-day pop if that company is built for long-term success. All three companies I'm featuring today are challengers that are changing how business is done in their respective industries.Lemonade(NYSE: $(LMND)$),Airbnb(NASDAQ: $(ABNB)$), andAffirm Holdings(NASDAQ: $(AFRM)$)have a lot to offer investors even after their initial public offerings and are worth watching.Sponsored LinksPlay the most challenging WWII strategy game, no install neededCall of War | World War IIConsumer-centric insurance technologyWhile fintech (financial technology) has changed the way people bank and make purchases, insurance has been largely left out of the revolution. Enter Lemonade, which is trying to upgrade insurance for the 21st century.Lemonade offers homeowners, renters, and pet insurance in the U.S. and several other countries. It prides itself on \"instant everything,\" and uses behavioral economics and artificial intelligence to offer policies and approve claims completely online. Lemonade's intake chatbot asks the applicant questions to determine accurate pricing and give a quote in seconds. About 30% of claims are taken care of by another bot in as little as three minutes, and approved funds are instantly transferred to the claimant's bank account. The company keeps a flat 25% fee from each policy and passes on the rest to a third-party reinsurer to handle claims. Customers can donate remaining money after claims and payments to a charity of their choosing.Image source: Getty Images.Lemonade has traditional insurance companies as its competitors, but there isn't any other home insurance company that's digitally focused, putting it in a class by itself. The transparent and customer-friendly approach to a normally unappealing part of life is clearly resonating with homeowners and renters, as the company topped 1 million customers in December in only four years of operation.Other notable signs of progress are gross earned premium, which increased 104% in the third quarter of 2020, and gross loss ratio, which decreased 8 percentage points over the prior year to 72%.I'm a big fan of Lemonade, and I think it has tons of value for investorsas it disrupts the insurance industryand gains millions of customers. Even at an outsized valuation of 88 times sales at recent prices, Lemonade is a stock you should be keeping an eye on.Revolutionizing travelAirbnb has upended the travel industry by creating a marketplace for global house and room rentals and experiences. The company's debut in December was one of the hottest IPOs in 2020, and the price is up 45% in 2021.Image source: Airbnb.It's not all rosy. Gross booking volume (GBV) decreased 39% in the first nine months of 2020 and revenue decreased 32% as the pandemic crushed the travel industry.Airbnb is still operating at a loss, and a steep one -- $700 million for the first nine months of 2021.But that loss is an improvement of $375 million over the prior year. And even though the company expects more pain in the short term due to COVID-19, management sees a $3.4 trillion total addressable market -- and a path toward growth by investing in its brand and connections to unlock more hosting and engage its market, and innovating through its web site. We can see the strength of Airbnb's model in its pre-pandemic growth: GBV increased 29% in 2019, while revenue increased 32%.As vaccines roll out, the economy is gearing up for a travel resurgence, and Airbnb is going to be one of the recipients of pent-up demand. The company's operating model, as a marketplace for vacation rentals, is asset-light, making it agile and easily scalable. It's the future of travel, creating experiences in places unreachable before.In the meantime, shares are trading at 32 times sales, which is quite high, but lower than the other stocks on this list. Even if investors are put off by the valuation, there's a lot of potential here, and you should definitely keep it on your watch list.Creative ways to make expensive purchases affordableAffirm wasone of the first IPOsof 2021, and it's already up 18% from its opening price on the first day of trading.Affirm sees itself as an alternative to credit cards, and it offers buy now, pay later options so customers can more easily afford big purchases. The company sees this as a win-win for customers, who can get what they need without hidden interest or late fees, and merchants, who make more sales. Affirm gets money from both of those sides as well, in the form of payment processing fees for merchants and interest payments from customers.Image source: Affirm Holdings.The company's services are available through 6,500 merchant partners, includingWalmartandBest Buy. Revenue increased 93% over the prior year in 2020, and gross merchandise volume grew 77%.Affirm's biggest sales partner isPeloton Interactive, which accounts for roughly 30% of total sales. But it recently inked a deal withShopifyto be its exclusive partner for buy now, pay later services, which should be another huge revenue boost.It has yet to turn a profit, but as it increases its partner count and gains new, happy customers, it envisions a cyclical effect where both increase, leading to higher revenue and profits. I wouldn't recommend a buy here just yet, but it's one to keep on your watch list.","news_type":1},"isVote":1,"tweetType":1,"viewCount":116,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":311587560,"gmtCreate":1611814437350,"gmtModify":1704863810149,"author":{"id":"3565160370899897","authorId":"3565160370899897","authorIdStr":"3565160370899897","name":"Andy08","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565160370899897"},"themes":[],"htmlText":"Wow&nbsp;","listText":"Wow&nbsp;","text":"Wow","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/311587560","repostId":"2106253072","repostType":4,"isVote":1,"tweetType":1,"viewCount":236,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":311587202,"gmtCreate":1611814427906,"gmtModify":1704863810473,"author":{"id":"3565160370899897","authorId":"3565160370899897","authorIdStr":"3565160370899897","name":"Andy08","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565160370899897"},"themes":[],"htmlText":"Wow&nbsp;","listText":"Wow&nbsp;","text":"Wow","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/311587202","repostId":"2106253072","repostType":4,"isVote":1,"tweetType":1,"viewCount":172,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":311584764,"gmtCreate":1611814320158,"gmtModify":1704863809340,"author":{"id":"3565160370899897","authorId":"3565160370899897","authorIdStr":"3565160370899897","name":"Andy08","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565160370899897"},"themes":[],"htmlText":"Wow this is news&nbsp;","listText":"Wow this is news&nbsp;","text":"Wow this is news","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/311584764","repostId":"2106256472","repostType":4,"repost":{"id":"2106256472","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1611810078,"share":"https://ttm.financial/m/news/2106256472?lang=&edition=fundamental","pubTime":"2021-01-28 13:01","market":"sh","language":"en","title":"China stocks fall on policy tightening worries, Hong Kong tracks Wall Street","url":"https://stock-news.laohu8.com/highlight/detail?id=2106256472","media":"Reuters","summary":"SHANGHAI, Jan 28 (Reuters) - China stocks fell sharply on Thursday as persistent tight cash conditio","content":"<p>SHANGHAI, Jan 28 (Reuters) - China stocks fell sharply on Thursday as persistent tight cash conditions in the interbank money market stoked fears that policymakers may be starting to shift to a tighter stance to cool gains in share prices and property markets.</p><p>** Hong Kong shares also declined, tracking overnight sell-offs on Wall Street.</p><p>** One of China's key short-term money rates surged to a near six-year high, driven by a combination of the central bank's extended net drain of cash from the financial system and higher holiday demand.</p><p>** The People's Bank of China (PBOC) injected 100 billion yuan  ($15.44 billion) via open market operations earlier in the day, but it still withdrew 150 billion yuan on a net basis as 250 billion yuan was set to expire. It has drained a net 568.5 billion yuan so far this week.</p><p>** At the midday break, the Shanghai Composite index    was down 1.48% to 3,520.28. The blue-chip CSI300 index    was 2.36% lower at 5,397.61, poised for its biggest <a href=\"https://laohu8.com/S/AONE\">one</a>-day decline in percentage terms since July 24, 2020.</p><p>** The financial sector sub-index eased 1.68%, the consumer staples sector fell 1.34%, the real estate index lost 1.99% and the healthcare sub-index&nbsp;dropped 2.09%.</p><p>** The smaller Shenzhen index was down 2.09%, the start-up board ChiNext Composite index was weaker by 2.72% and Shanghai's tech-focused STAR50 index  was down 1.15%.</p><p>** \"Alongside the previous PBOC warning on asset bubbles, fears of deleveraging drove China and Hong Kong equities lower,\" said Ken Cheung, chief Asian FX strategist at Mizuho Bank in Hong Kong, adding such market fears could discourage capital flows into Chinese stock markets.</p><p>** Chinese H-shares listed in Hong Kong    fell 1.85% to 11,435.48, while the Hang Seng Index    was down 1.97% to 28,721.27.</p><p>** Traders said losses in Hong Kong shares came as investor sentiment soured after the safe-haven dollar rallied following a sell-off on Wall Street and delays in coronavirus vaccine rollouts shook optimism about an early recovery for the global economy.</p><p>($1 = 6.4779 Chinese yuan)</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>China stocks fall on policy tightening worries, Hong Kong tracks Wall Street </title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nChina stocks fall on policy tightening worries, Hong Kong tracks Wall Street \n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-01-28 13:01</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>SHANGHAI, Jan 28 (Reuters) - China stocks fell sharply on Thursday as persistent tight cash conditions in the interbank money market stoked fears that policymakers may be starting to shift to a tighter stance to cool gains in share prices and property markets.</p><p>** Hong Kong shares also declined, tracking overnight sell-offs on Wall Street.</p><p>** One of China's key short-term money rates surged to a near six-year high, driven by a combination of the central bank's extended net drain of cash from the financial system and higher holiday demand.</p><p>** The People's Bank of China (PBOC) injected 100 billion yuan  ($15.44 billion) via open market operations earlier in the day, but it still withdrew 150 billion yuan on a net basis as 250 billion yuan was set to expire. It has drained a net 568.5 billion yuan so far this week.</p><p>** At the midday break, the Shanghai Composite index    was down 1.48% to 3,520.28. The blue-chip CSI300 index    was 2.36% lower at 5,397.61, poised for its biggest <a href=\"https://laohu8.com/S/AONE\">one</a>-day decline in percentage terms since July 24, 2020.</p><p>** The financial sector sub-index eased 1.68%, the consumer staples sector fell 1.34%, the real estate index lost 1.99% and the healthcare sub-index&nbsp;dropped 2.09%.</p><p>** The smaller Shenzhen index was down 2.09%, the start-up board ChiNext Composite index was weaker by 2.72% and Shanghai's tech-focused STAR50 index  was down 1.15%.</p><p>** \"Alongside the previous PBOC warning on asset bubbles, fears of deleveraging drove China and Hong Kong equities lower,\" said Ken Cheung, chief Asian FX strategist at Mizuho Bank in Hong Kong, adding such market fears could discourage capital flows into Chinese stock markets.</p><p>** Chinese H-shares listed in Hong Kong    fell 1.85% to 11,435.48, while the Hang Seng Index    was down 1.97% to 28,721.27.</p><p>** Traders said losses in Hong Kong shares came as investor sentiment soured after the safe-haven dollar rallied following a sell-off on Wall Street and delays in coronavirus vaccine rollouts shook optimism about an early recovery for the global economy.</p><p>($1 = 6.4779 Chinese yuan)</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2106256472","content_text":"SHANGHAI, Jan 28 (Reuters) - China stocks fell sharply on Thursday as persistent tight cash conditions in the interbank money market stoked fears that policymakers may be starting to shift to a tighter stance to cool gains in share prices and property markets.** Hong Kong shares also declined, tracking overnight sell-offs on Wall Street.** One of China's key short-term money rates surged to a near six-year high, driven by a combination of the central bank's extended net drain of cash from the financial system and higher holiday demand.** The People's Bank of China (PBOC) injected 100 billion yuan  ($15.44 billion) via open market operations earlier in the day, but it still withdrew 150 billion yuan on a net basis as 250 billion yuan was set to expire. It has drained a net 568.5 billion yuan so far this week.** At the midday break, the Shanghai Composite index    was down 1.48% to 3,520.28. The blue-chip CSI300 index    was 2.36% lower at 5,397.61, poised for its biggest one-day decline in percentage terms since July 24, 2020.** The financial sector sub-index eased 1.68%, the consumer staples sector fell 1.34%, the real estate index lost 1.99% and the healthcare sub-index dropped 2.09%.** The smaller Shenzhen index was down 2.09%, the start-up board ChiNext Composite index was weaker by 2.72% and Shanghai's tech-focused STAR50 index  was down 1.15%.** \"Alongside the previous PBOC warning on asset bubbles, fears of deleveraging drove China and Hong Kong equities lower,\" said Ken Cheung, chief Asian FX strategist at Mizuho Bank in Hong Kong, adding such market fears could discourage capital flows into Chinese stock markets.** Chinese H-shares listed in Hong Kong    fell 1.85% to 11,435.48, while the Hang Seng Index    was down 1.97% to 28,721.27.** Traders said losses in Hong Kong shares came as investor sentiment soured after the safe-haven dollar rallied following a sell-off on Wall Street and delays in coronavirus vaccine rollouts shook optimism about an early recovery for the global economy.($1 = 6.4779 Chinese yuan)","news_type":1},"isVote":1,"tweetType":1,"viewCount":390,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":311584595,"gmtCreate":1611814295317,"gmtModify":1704863809178,"author":{"id":"3565160370899897","authorId":"3565160370899897","authorIdStr":"3565160370899897","name":"Andy08","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565160370899897"},"themes":[],"htmlText":"Wow","listText":"Wow","text":"Wow","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/311584595","repostId":"2106256472","repostType":4,"isVote":1,"tweetType":1,"viewCount":169,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":311584764,"gmtCreate":1611814320158,"gmtModify":1704863809340,"author":{"id":"3565160370899897","authorId":"3565160370899897","authorIdStr":"3565160370899897","name":"Andy08","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565160370899897"},"themes":[],"htmlText":"Wow this is news&nbsp;","listText":"Wow this is news&nbsp;","text":"Wow this is news","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/311584764","repostId":"2106256472","repostType":4,"isVote":1,"tweetType":1,"viewCount":390,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":311587560,"gmtCreate":1611814437350,"gmtModify":1704863810149,"author":{"id":"3565160370899897","authorId":"3565160370899897","authorIdStr":"3565160370899897","name":"Andy08","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565160370899897"},"themes":[],"htmlText":"Wow&nbsp;","listText":"Wow&nbsp;","text":"Wow","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/311587560","repostId":"2106253072","repostType":4,"isVote":1,"tweetType":1,"viewCount":236,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":311587202,"gmtCreate":1611814427906,"gmtModify":1704863810473,"author":{"id":"3565160370899897","authorId":"3565160370899897","authorIdStr":"3565160370899897","name":"Andy08","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565160370899897"},"themes":[],"htmlText":"Wow&nbsp;","listText":"Wow&nbsp;","text":"Wow","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/311587202","repostId":"2106253072","repostType":4,"isVote":1,"tweetType":1,"viewCount":172,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":311584595,"gmtCreate":1611814295317,"gmtModify":1704863809178,"author":{"id":"3565160370899897","authorId":"3565160370899897","authorIdStr":"3565160370899897","name":"Andy08","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565160370899897"},"themes":[],"htmlText":"Wow","listText":"Wow","text":"Wow","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/311584595","repostId":"2106256472","repostType":4,"isVote":1,"tweetType":1,"viewCount":169,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":317921612,"gmtCreate":1612408583436,"gmtModify":1704870767222,"author":{"id":"3565160370899897","authorId":"3565160370899897","authorIdStr":"3565160370899897","name":"Andy08","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565160370899897"},"themes":[],"htmlText":"Good article&nbsp;","listText":"Good article&nbsp;","text":"Good article","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/317921612","repostId":"1196030389","repostType":4,"repost":{"id":"1196030389","pubTimestamp":1612405905,"share":"https://ttm.financial/m/news/1196030389?lang=&edition=fundamental","pubTime":"2021-02-04 10:31","market":"us","language":"en","title":"American warns 13,000 employees of furloughs as airlines prepare to lose federal aid next month","url":"https://stock-news.laohu8.com/highlight/detail?id=1196030389","media":"cnbc","summary":"KEY POINTS\n\nAmerican and United together cut more than 30,000 jobs last fall after the first round o","content":"<div>\n<p>KEY POINTS\n\nAmerican and United together cut more than 30,000 jobs last fall after the first round of payroll support expired.\nAmerican had braced employees for possible furloughs last week.\nThe ...</p>\n\n<a href=\"https://www.cnbc.com/2021/02/03/american-airlines-employees-furlough-notices-covid-travel-stays-low.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>American warns 13,000 employees of furloughs as airlines prepare to lose federal aid next month</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAmerican warns 13,000 employees of furloughs as airlines prepare to lose federal aid next month\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-04 10:31 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/02/03/american-airlines-employees-furlough-notices-covid-travel-stays-low.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nAmerican and United together cut more than 30,000 jobs last fall after the first round of payroll support expired.\nAmerican had braced employees for possible furloughs last week.\nThe ...</p>\n\n<a href=\"https://www.cnbc.com/2021/02/03/american-airlines-employees-furlough-notices-covid-travel-stays-low.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/411c6ea7e969aee81c7c240d3341abef","relate_stocks":{"AAL":"美国航空"},"source_url":"https://www.cnbc.com/2021/02/03/american-airlines-employees-furlough-notices-covid-travel-stays-low.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1196030389","content_text":"KEY POINTS\n\nAmerican and United together cut more than 30,000 jobs last fall after the first round of payroll support expired.\nAmerican had braced employees for possible furloughs last week.\nThe latest round of payroll support expires March 31 and labor unions are seeking more government aid.\n\nAmerican Airlineson Wednesday said it will send furlough notices this week to about 13,000 employees as a second round of federal payroll aid is set to expire next month and travel demand remains in tatters.\n“The vaccine is not being distributed as quickly as any of us believed, and new restrictions on international travel that require customers to have a negative COVID-19 test have dampened demand,” American’s CEO Doug Parker and President Robert Isom wrote in a note to staff.\nRivalUnited Airlineslast Friday sent similar furlough warnings to 14,000 staff members.\nThe latest $15 billion Congress approved for U.S. carriers late last year required airlines to recall the employees they furloughed in the fall and maintain payroll through March 31. It was the second round of Covid aid for the industry; Congress gave airlines $25 billion last March to keep them from cutting employees through the fall.\nAirline labor unions are now seeking $15 billion more in federal payroll support for the industry to keep jobs through Sept. 30 and American’s Parker and Isom said they back another round of aid.\n“We are fully behind our union leaders’ efforts to fight for an extension and we will lend our time and energy to support this effort in every way we can,” they said.\nThe furlough notices will go to 4,245 flight attendants, 3,145 fleet service workers, 1,850 pilots, 1,420 maintenance workers, 1,205 in passenger service, 100 dispatchers and 40 instructors, according to a American Airlines securities filing.\nFresh fromreporting record annual lossesof $34 billion, U.S. airline CEOs last month warned they didn’t expect a strong rebound in air travel in the near future.\nEmployers are legally required to give staff notice about possible layoffs or temporary furloughs generally 60 days in advance. The notices do not guarantee that recipients will ultimately lose their jobs.\nAmerican is offering early retirement programs for employees who have been in their workgroups for more than 10 years, including up to $150,000 in a retirement health reimbursement package and some travel benefits. It is also rolling out leaves of absence for a year or 18 months with partial pay.\n“Obviously, issuing these required WARN notices isn’t a step we want to take,” Parker and Isom said. “Tens of thousands of our colleagues have faced extreme uncertainty about their job security over the past 12 months, and that’s on top of the emotional stress all of our team has faced during an incredibly difficult year.”\nAmerican’s CEO Parker warned staff last weekthat the carrier is still overstaffed for current demand projections and that furloughs could be on the way.\nAmerican is the only large U.S. carrier to furlough pilots, as United,Deltaand other carriers reached deals with unions that allowed for some reduced flying or pay in exchange for not cutting jobs. Delta,SouthwestandJetBlueavoided involuntary job cuts altogether, though the second round of payroll support paused some of the deals with unions.\nThe Allied Pilots Association, American Airlines pilots’ union, said it would try to reduce the number of furloughs but criticized the airline’s financial decisions in recent years and the fact that it didn’t use voluntary measures to spread out flying to limit job cuts.\n“Management’s unilateral actions over the years, along with their treatment of our airline’s balance sheet, have placed American in a more precarious situation than our competitors,” the union said in a statement. “Collaboration with APA will be key if management hopes to successfully navigate these turbulent times.”","news_type":1},"isVote":1,"tweetType":1,"viewCount":194,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":318481932,"gmtCreate":1611883907126,"gmtModify":1704865197907,"author":{"id":"3565160370899897","authorId":"3565160370899897","authorIdStr":"3565160370899897","name":"Andy08","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565160370899897"},"themes":[],"htmlText":"Nice&nbsp;","listText":"Nice&nbsp;","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/318481932","repostId":"1180756542","repostType":4,"repost":{"id":"1180756542","pubTimestamp":1611818719,"share":"https://ttm.financial/m/news/1180756542?lang=&edition=fundamental","pubTime":"2021-01-28 15:25","market":"us","language":"en","title":"3 Recent IPOs to Add to Your Watchlist","url":"https://stock-news.laohu8.com/highlight/detail?id=1180756542","media":"Nasdaq","summary":"Investors are captivated by hot IPOs because they're the earliest opportunity to invest in an exciti","content":"<p>Investors are captivated by hot&nbsp;IPOs&nbsp;because they're the earliest opportunity to invest in an exciting company. But you can earn fantastic gains even if you miss that eye-catching first-day pop if that company is built for long-term success. All three companies I'm featuring today are challengers that are changing how business is done in their respective industries.<b>Lemonade</b>(NYSE: <a href=\"https://laohu8.com/S/LMND\">$(LMND)$</a>),<b>Airbnb</b>(NASDAQ: <a href=\"https://laohu8.com/S/ABNB\">$(ABNB)$</a>), and<b>Affirm Holdings</b>(NASDAQ: <a href=\"https://laohu8.com/S/AFRM\">$(AFRM)$</a>)have a lot to offer investors even after their initial public offerings and are worth watching.</p><p>Sponsored LinksPlay the most challenging WWII strategy game, no install neededCall of War | World War IIConsumer-centric insurance technology</p><p>While fintech (financial technology) has changed the way people bank and make purchases, insurance has been largely left out of the revolution. Enter Lemonade, which is trying to upgrade insurance for the 21st century.</p><p>Lemonade offers homeowners, renters, and pet insurance in the U.S. and several other countries. It prides itself on \"instant everything,\" and uses behavioral economics and artificial intelligence to offer policies and approve claims completely online. Lemonade's intake chatbot asks the applicant questions to determine accurate pricing and give a quote in seconds. About 30% of claims are taken care of by another bot in as little as three minutes, and approved funds are instantly transferred to the claimant's bank account. The company keeps a flat 25% fee from each policy and passes on the rest to a third-party reinsurer to handle claims. Customers can donate remaining money after claims and payments to a charity of their choosing.</p><p><img src=\"https://static.tigerbbs.com/30b284af113c2b4d0df7ea59151db25a\" tg-width=\"700\" tg-height=\"466\" referrerpolicy=\"no-referrer\"></p><p>Image source: Getty Images.</p><p>Lemonade has traditional insurance companies as its competitors, but there isn't any other home insurance company that's digitally focused, putting it in a class by itself. The transparent and customer-friendly approach to a normally unappealing part of life is clearly resonating with homeowners and renters, as the company topped 1 million customers in December in only four years of operation.</p><p>Other notable signs of progress are gross earned premium, which increased 104% in the third quarter of 2020, and gross loss ratio, which decreased 8 percentage points over the prior year to 72%.</p><p>I'm a big fan of Lemonade, and I think it has tons of value for investorsas it disrupts the insurance industryand gains millions of customers. Even at an outsized valuation of 88 times sales at recent prices, Lemonade is a stock you should be keeping an eye on.</p><p>Revolutionizing travel</p><p>Airbnb has upended the travel industry by creating a marketplace for global house and room rentals and experiences. The company's debut in December was <a href=\"https://laohu8.com/S/AONE.U\">one</a> of the hottest IPOs in 2020, and the price is up 45% in 2021.</p><p><img src=\"https://static.tigerbbs.com/0340c7880c0a59ddbd5b12f964ba697a\" tg-width=\"700\" tg-height=\"466\" referrerpolicy=\"no-referrer\"></p><p>Image source: Airbnb.</p><p>It's not all rosy. Gross booking volume (GBV) decreased 39% in the first nine months of 2020 and revenue decreased 32% as the pandemic crushed the travel industry.Airbnb is still operating at a loss, and a steep <a href=\"https://laohu8.com/S/AONE\">one</a> -- $700 million for the first nine months of 2021.</p><p>But that loss is an improvement of $375 million over the prior year. And even though the company expects more pain in the short term due to COVID-19, management sees a $3.4 trillion total addressable market -- and a path toward growth by investing in its brand and connections to unlock more hosting and engage its market, and innovating through its web site. We can see the strength of Airbnb's model in its pre-pandemic growth: GBV increased 29% in 2019, while revenue increased 32%.</p><p>As vaccines roll out, the economy is gearing up for a travel resurgence, and Airbnb is going to be one of the recipients of pent-up demand. The company's operating model, as a marketplace for vacation rentals, is asset-light, making it agile and easily scalable. It's the future of travel, creating experiences in places unreachable before.</p><p>In the meantime, shares are trading at 32 times sales, which is quite high, but lower than the other stocks on this list. Even if investors are put off by the valuation, there's a lot of potential here, and you should definitely keep it on your watch list.</p><p>Creative ways to make expensive purchases affordable</p><p>Affirm wasone of the first IPOsof 2021, and it's already up 18% from its opening price on the first day of trading.</p><p>Affirm sees itself as an alternative to credit cards, and it offers buy now, pay later options so customers can more easily afford big purchases. The company sees this as a win-win for customers, who can get what they need without hidden interest or late fees, and merchants, who make more sales. Affirm gets money from both of those sides as well, in the form of payment processing fees for merchants and interest payments from customers.</p><p><img src=\"https://static.tigerbbs.com/5e0472a0fc9869bff670cdadb0476872\" tg-width=\"700\" tg-height=\"465\" referrerpolicy=\"no-referrer\"></p><p>Image source: Affirm Holdings.</p><p>The company's services are available through 6,500 merchant partners, including<b>Walmart</b>and<b>Best Buy</b>. Revenue increased 93% over the prior year in 2020, and gross merchandise volume grew 77%.</p><p>Affirm's biggest sales partner is<b>Peloton Interactive</b>, which accounts for roughly 30% of total sales. But it recently inked a deal with<b>Shopify</b>to be its exclusive partner for buy now, pay later services, which should be another huge revenue boost.</p><p>It has yet to turn a profit, but as it increases its partner count and gains new, happy customers, it envisions a cyclical effect where both increase, leading to higher revenue and profits. I wouldn't recommend a buy here just yet, but it's one to keep on your watch list.</p>","source":"lsy1603171495471","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Recent IPOs to Add to Your Watchlist</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Recent IPOs to Add to Your Watchlist\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-01-28 15:25 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.nasdaq.com/articles/3-recent-ipos-to-add-to-your-watchlist-2021-01-27><strong>Nasdaq</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Investors are captivated by hot IPOs because they're the earliest opportunity to invest in an exciting company. But you can earn fantastic gains even if you miss that eye-catching first-day pop if ...</p>\n\n<a href=\"https://www.nasdaq.com/articles/3-recent-ipos-to-add-to-your-watchlist-2021-01-27\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.nasdaq.com/articles/3-recent-ipos-to-add-to-your-watchlist-2021-01-27","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1180756542","content_text":"Investors are captivated by hot IPOs because they're the earliest opportunity to invest in an exciting company. But you can earn fantastic gains even if you miss that eye-catching first-day pop if that company is built for long-term success. All three companies I'm featuring today are challengers that are changing how business is done in their respective industries.Lemonade(NYSE: $(LMND)$),Airbnb(NASDAQ: $(ABNB)$), andAffirm Holdings(NASDAQ: $(AFRM)$)have a lot to offer investors even after their initial public offerings and are worth watching.Sponsored LinksPlay the most challenging WWII strategy game, no install neededCall of War | World War IIConsumer-centric insurance technologyWhile fintech (financial technology) has changed the way people bank and make purchases, insurance has been largely left out of the revolution. Enter Lemonade, which is trying to upgrade insurance for the 21st century.Lemonade offers homeowners, renters, and pet insurance in the U.S. and several other countries. It prides itself on \"instant everything,\" and uses behavioral economics and artificial intelligence to offer policies and approve claims completely online. Lemonade's intake chatbot asks the applicant questions to determine accurate pricing and give a quote in seconds. About 30% of claims are taken care of by another bot in as little as three minutes, and approved funds are instantly transferred to the claimant's bank account. The company keeps a flat 25% fee from each policy and passes on the rest to a third-party reinsurer to handle claims. Customers can donate remaining money after claims and payments to a charity of their choosing.Image source: Getty Images.Lemonade has traditional insurance companies as its competitors, but there isn't any other home insurance company that's digitally focused, putting it in a class by itself. The transparent and customer-friendly approach to a normally unappealing part of life is clearly resonating with homeowners and renters, as the company topped 1 million customers in December in only four years of operation.Other notable signs of progress are gross earned premium, which increased 104% in the third quarter of 2020, and gross loss ratio, which decreased 8 percentage points over the prior year to 72%.I'm a big fan of Lemonade, and I think it has tons of value for investorsas it disrupts the insurance industryand gains millions of customers. Even at an outsized valuation of 88 times sales at recent prices, Lemonade is a stock you should be keeping an eye on.Revolutionizing travelAirbnb has upended the travel industry by creating a marketplace for global house and room rentals and experiences. The company's debut in December was one of the hottest IPOs in 2020, and the price is up 45% in 2021.Image source: Airbnb.It's not all rosy. Gross booking volume (GBV) decreased 39% in the first nine months of 2020 and revenue decreased 32% as the pandemic crushed the travel industry.Airbnb is still operating at a loss, and a steep one -- $700 million for the first nine months of 2021.But that loss is an improvement of $375 million over the prior year. And even though the company expects more pain in the short term due to COVID-19, management sees a $3.4 trillion total addressable market -- and a path toward growth by investing in its brand and connections to unlock more hosting and engage its market, and innovating through its web site. We can see the strength of Airbnb's model in its pre-pandemic growth: GBV increased 29% in 2019, while revenue increased 32%.As vaccines roll out, the economy is gearing up for a travel resurgence, and Airbnb is going to be one of the recipients of pent-up demand. The company's operating model, as a marketplace for vacation rentals, is asset-light, making it agile and easily scalable. It's the future of travel, creating experiences in places unreachable before.In the meantime, shares are trading at 32 times sales, which is quite high, but lower than the other stocks on this list. Even if investors are put off by the valuation, there's a lot of potential here, and you should definitely keep it on your watch list.Creative ways to make expensive purchases affordableAffirm wasone of the first IPOsof 2021, and it's already up 18% from its opening price on the first day of trading.Affirm sees itself as an alternative to credit cards, and it offers buy now, pay later options so customers can more easily afford big purchases. The company sees this as a win-win for customers, who can get what they need without hidden interest or late fees, and merchants, who make more sales. Affirm gets money from both of those sides as well, in the form of payment processing fees for merchants and interest payments from customers.Image source: Affirm Holdings.The company's services are available through 6,500 merchant partners, includingWalmartandBest Buy. Revenue increased 93% over the prior year in 2020, and gross merchandise volume grew 77%.Affirm's biggest sales partner isPeloton Interactive, which accounts for roughly 30% of total sales. But it recently inked a deal withShopifyto be its exclusive partner for buy now, pay later services, which should be another huge revenue boost.It has yet to turn a profit, but as it increases its partner count and gains new, happy customers, it envisions a cyclical effect where both increase, leading to higher revenue and profits. I wouldn't recommend a buy here just yet, but it's one to keep on your watch list.","news_type":1},"isVote":1,"tweetType":1,"viewCount":116,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}