Why I do not invest in Unit Trust After I posted my hyper conservative diversified portfolio, one reader emailed me about my asset allocation. He asked me why I do not have any unit trust in my portfolio. I replied to him quite bluntly that I have a Banking and Finance degree from one of the local university, as such I do not need to pay other people to manage my money! My go to strategy when it comes to managing money is to be vested in a basket of assets - Properties, Cash, Bonds & Equities and use Low Risk Options structures to boost the total passive income to my desired level. However the Option trades are denominated in USD and therefore subject to forex risks. Thus I am always on the lookout for great SGD denominated assets that can generate decent monthly income. Recently I cam