@koolgal:$STI ETF(ES3.SI)$ If you are new to investing and have limited funds, STI ETF is a great way to invest in the local Singapore stocks.With just 1 Trade, you gain access to the largest and strongest Singapore companies.  It is also another brilliant way to gain a exposure to our 3 local Singapore banks. These 3 Singapore banks alone hold 45% of the weightage, with $DBS GROUP HOLDINGS LTD(D05.SI)$ taking up the top spot at 18%.The best part of $STI ETF(ES3.SI)$ is that you are paid dividends twice a year.  The expense ratio is only 0.30%.$STI ETF(ES3.SI)$ is an important