Asvalent personal page - To The Moon

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02-11

Dragonheart Draco is the character I really want to keep. because I grew up watching the series and it has great sentiments for me

02-11

dragonheart is the movie I watched when I was young

2023-06-07

Very nice campaign again

2023-06-07

Great ariticle, would you like to share it?

@TigerEvents:Light up your investing with Tiger, play and win prizes worth up to USD 999

2021-12-31

To watch

Nio's stock pulls back, after soaring about 15% the previous session

2021-12-31

Nice post

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Go to Tiger App to see more news

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Thursday's rally in the China-based electric vehicle maker's stock occurred despite no releases or filings from the company, and followed a 3-day losing streak in which shed 6.5% to close Wednesday at $28.25, or just above the Dec. 20 14-month closing low of $28.16. Nio's stock has underperformed its China-based EV-maker peers by a wide margin in 2021, as it has shed 33.5% while shares of XPeng Inc. <a href=\"https://laohu8.com/S/XPEV\">$(XPEV)$</a> have climbed 14.2% and Li Auto Inc. <a href=\"https://laohu8.com/S/LI\">$(LI)$</a> have gained 10.8%. Meanwhile, Tesla Inc.'s stock <a href=\"https://laohu8.com/S/TSLA\">$(TSLA)$</a> has soared 51.7% year to date and the S&amp;P 500  has advanced 27.2%. Based on the latest exchange data, short interest in Nio's stock as a percent of float, or publicly tradeable shares, was 3.78%, compared with 2.52% for XPeng, 3.04% for Li Auto and 3.2% for Tesla. \n</p>\n<p>\n  -Tomi Kilgore \n</p>\n<pre>\n \n</pre>\n<p>\n  <a href=\"https://laohu8.com/S/END\">$(END)$</a> Dow Jones Newswires\n</p>\n<p>\n  December 31, 2021 07:31 ET (12:31 GMT)\n</p>\n<p>\n  Copyright (c) 2021 Dow Jones &amp; Company, Inc.\n</p>\n</font></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Nio's stock pulls back, after soaring about 15% the previous session</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNio's stock pulls back, after soaring about 15% the previous session\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Dow Jones </p>\n<p class=\"h-time\">2021-12-31 20:31</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<html><body><font class=\"NormalMinus1\" face=\"Arial\">\n<p>\nMW Nio's stock pulls back, after soaring about 15% the previous session\n</p>\n<p>\n  Shares of Nio Inc. <a href=\"https://laohu8.com/S/NIO\">$(NIO)$</a> pulled back 1.5% in premarket trading Friday, after soaring 14.8% the previous session, which was the biggest <a href=\"https://laohu8.com/S/AONE.U\">one</a>-day gain since it rocketed 17.4% on March. 9. Thursday's rally in the China-based electric vehicle maker's stock occurred despite no releases or filings from the company, and followed a 3-day losing streak in which shed 6.5% to close Wednesday at $28.25, or just above the Dec. 20 14-month closing low of $28.16. Nio's stock has underperformed its China-based EV-maker peers by a wide margin in 2021, as it has shed 33.5% while shares of XPeng Inc. <a href=\"https://laohu8.com/S/XPEV\">$(XPEV)$</a> have climbed 14.2% and Li Auto Inc. <a href=\"https://laohu8.com/S/LI\">$(LI)$</a> have gained 10.8%. Meanwhile, Tesla Inc.'s stock <a href=\"https://laohu8.com/S/TSLA\">$(TSLA)$</a> has soared 51.7% year to date and the S&amp;P 500  has advanced 27.2%. Based on the latest exchange data, short interest in Nio's stock as a percent of float, or publicly tradeable shares, was 3.78%, compared with 2.52% for XPeng, 3.04% for Li Auto and 3.2% for Tesla. \n</p>\n<p>\n  -Tomi Kilgore \n</p>\n<pre>\n \n</pre>\n<p>\n  <a href=\"https://laohu8.com/S/END\">$(END)$</a> Dow Jones Newswires\n</p>\n<p>\n  December 31, 2021 07:31 ET (12:31 GMT)\n</p>\n<p>\n  Copyright (c) 2021 Dow Jones &amp; Company, Inc.\n</p>\n</font></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4099":"汽车制造商","TSLA":"特斯拉","BK4539":"次新股","HCTI":"Healthcare Triangle, Inc.","TERN":"Terns Pharmaceuticals, Inc.","BK4532":"文艺复兴科技持仓","BK4531":"中概回港概念","BK4191":"家用电器","LI":"理想汽车","BK4534":"瑞士信贷持仓","BK4555":"新能源车","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4007":"制药","BK4509":"腾讯概念","FWRG":"First Watch Restaurant Group, Inc.","BK4167":"医疗保健技术","BK4527":"明星科技股","BK4526":"热门中概股","BK4550":"红杉资本持仓","XPEV":"小鹏汽车","CRCT":"Cricut, Inc.","BK4503":"景林资产持仓","NIO":"蔚来","OLPX":"Olaplex Holdings, Inc.","BK4551":"寇图资本持仓","BK4505":"高瓴资本持仓","BK4504":"桥水持仓","BK4209":"餐馆","BK4183":"个人用品","BK4548":"巴美列捷福持仓"},"source_url":"http://dowjonesnews.com/newdjn/logon.aspx?AL=N","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2195176904","content_text":"MW Nio's stock pulls back, after soaring about 15% the previous session\n\n\n  Shares of Nio Inc. $(NIO)$ pulled back 1.5% in premarket trading Friday, after soaring 14.8% the previous session, which was the biggest one-day gain since it rocketed 17.4% on March. 9. Thursday's rally in the China-based electric vehicle maker's stock occurred despite no releases or filings from the company, and followed a 3-day losing streak in which shed 6.5% to close Wednesday at $28.25, or just above the Dec. 20 14-month closing low of $28.16. Nio's stock has underperformed its China-based EV-maker peers by a wide margin in 2021, as it has shed 33.5% while shares of XPeng Inc. $(XPEV)$ have climbed 14.2% and Li Auto Inc. $(LI)$ have gained 10.8%. Meanwhile, Tesla Inc.'s stock $(TSLA)$ has soared 51.7% year to date and the S&P 500  has advanced 27.2%. Based on the latest exchange data, short interest in Nio's stock as a percent of float, or publicly tradeable shares, was 3.78%, compared with 2.52% for XPeng, 3.04% for Li Auto and 3.2% for Tesla. \n\n\n  -Tomi Kilgore \n\n\n \n\n\n$(END)$ Dow Jones Newswires\n\n\n  December 31, 2021 07:31 ET (12:31 GMT)\n\n\n  Copyright (c) 2021 Dow Jones & Company, Inc.","news_type":1},"isVote":1,"tweetType":1,"viewCount":225,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9003821470,"gmtCreate":1640932679626,"gmtModify":1676533556557,"author":{"id":"4098607227506880","authorId":"4098607227506880","name":"Asvalent","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Nice post","listText":"Nice post","text":"Nice post","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9003821470","repostId":"1138759328","repostType":2,"isVote":1,"tweetType":1,"viewCount":312,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":9003821470,"gmtCreate":1640932679626,"gmtModify":1676533556557,"author":{"id":"4098607227506880","authorId":"4098607227506880","name":"Asvalent","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Nice post","listText":"Nice post","text":"Nice post","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9003821470","repostId":"1138759328","repostType":2,"repost":{"id":"1138759328","weMediaInfo":{"introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"media_name":"Dow Jones","id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"pubTimestamp":1640929642,"share":"https://www.laohu8.com/m/news/1138759328?lang=&edition=full","pubTime":"2021-12-31 13:47","market":"us","language":"en","title":"Selling Money-Making Stocks in a Bull Market Is a Tough Call but You’ll Thank Yourself When the Bears Take Charge","url":"https://stock-news.laohu8.com/highlight/detail?id=1138759328","media":"Dow Jones","summary":"It’s human nature that when things are going well, we tend to put off basic maintenance. Who hasn’t ","content":"<html><head></head><body><p>It’s human nature that when things are going well, we tend to put off basic maintenance. Who hasn’t let more than six months go by between dental visits or driven more than 5,000 miles between oil changes?</p><p>The same thing often occurs with our investment portfolios. When the stock market is going like gangbusters, we tend to think that the good times will never end.</p><p>And why tinker with success? After all, the S&amp;P 500 hit more than 50 record highs in 2021 alone. Some of the biggest stocks keep getting bigger faster. It took almost 40 years for <a href=\"https://laohu8.com/S/AAPL\">Apple</a> to become the first trillion-dollar company in terms of market capitalization. It hit this plateau in 2018 and took just two more years to rise to $2 trillion in value. Nowadays, <a href=\"https://laohu8.com/S/MSFT\">Microsoft</a>, <a href=\"https://laohu8.com/S/GOOG\">Alphabet</a> (Google) , <a href=\"https://laohu8.com/S/AMZN\">Amazon.com</a>, Tesla and <a href=\"https://laohu8.com/S/CASH\">Meta</a> Platforms (Facebook) have also joined the trillion-dollar club.</p><p>But at some point the music will stop. Inflation is likely to continue into 2022 and beyond. In response, the Federal Reserve is expected to raise short-term interest rates several times next year, which will make it more expensive for consumers to borrow money for big-ticket purchases and for companies already struggling with razor-thin profit margins. Nervous investors may shed some of their stock holdings to reduce their exposure to stocks.</p><p>Should you do the same? That depends on whether your portfolio follows an asset allocation strategy with a targeted mix of stock, bond and cash investments that reflects your savings objectives, timeframe and risk tolerance. Even if it does, at some point you’ll want to give it a tune up using a sensible portfolio rebalancing strategy.</p><p><b>Rebalance now for the year ahead</b></p><p>Why is rebalancing needed? Because over time asset weightings get out of sync as values rise and fall. For example, divide the value of the stock holdings in your investment account by the total account value. The result will be its current percentage of stocks. In this bull market, chances are the percentage will be higher than what you expected.</p><p>Among investment professionals, this is known as “overweighting.” While it can result in impressive returns when the market is hot, being overweight on a predetermined asset allocation leaves you exposed to bigger losses when a selloff occurs.</p><p>The time to think about rebalancing isn’t when the market is going through wild gyrations. If a financial adviser manages your account, your account typically will be rebalanced annually, at year-end and the start of a new year.</p><p>If you want to rebalance on your own, review your latest account statements. Figure out how much you might need to sell from your stock holdings to restore your target weightings.</p><p>If you believe that the stock market has a lot more upside potential, maybe you’ll want to keep your stock allocation a bit higher. Conversely, if you’re about to retire and are concerned about eroding the value of your retirement nest egg, you might change your asset allocation to a more conservative mix, such as 50% bonds, 40% stocks and 10% cash.</p><p>Beyond the percentages, you’ll also want to look “under the hood” of the portfolio to identify certain issues that, if not addressed, could negatively impact your investment efficiency.</p><p><b>Reduce exposure to Big Tech</b></p><p>In terms of market capitalization, and back to those five largest U.S. companies– Facebook, Apple, <a href=\"https://laohu8.com/S/GOOGL\">Alphabet</a> (Google), Microsoft, and Amazon. These five account for 20% of the entire S&amp;P 500 and 40% of the NASDAQ Composite Index.</p><p>If you invest in an S&amp;P 500 index fund or ETF or most actively managed large-cap funds, you’ll probably see these technology stocks at the top of their holdings lists. If you own several of these funds it means that a large portion of your stock holdings are concentrated in these companies.</p><p>What happens if <a href=\"https://laohu8.com/S/AONE.U\">one</a> or more of them hits a rough patch or government regulators decide to tinker with their business models or break them up?</p><p>Selling some of these large-cap stock funds as part of your rebalancing strategy and reinvesting the proceeds in bonds can reduce your Big Tech exposure while restoring your target weightings. You might also want to consider selling a little more and investing in midcap- or small-cap funds, which don’t invest in giant tech stocks.</p><p>This may also be a good time to look at investment expenses. If the fees your funds are charging aren’t justified by their lackluster performance, consider moving this money to lower-cost index funds and ETFs.</p><p><b>Don’t forget about taxes</b></p><p>If you’re rebalancing in a taxable account, you’ll want to pay close attention to capital gains resulting from selling a stock, bond or fund at a profit. If you sell any of these securities after holding them for less than a year, profits will be taxed as ordinary income. If you hold them longer than a year, you’ll have to pay long-term capital gains taxes, which can be as high as 20% depending on your gross adjusted income.</p><p>To help reduce tax consequences, see if you can take advantage of a strategy the pros call tax-loss harvesting. This simply means selling shares of a security or fund you’ve lost money on to generate capital losses you can use to reduce capital gains when you sell other investments at a profit.</p><p>This is relatively easy to do with stocks. It’s harder to do with mutual funds and ETFs, since calculating the cost-basis (what you paid for shares) isn’t always clear cut. There are several strategies you can use to potentially raise your cost-basis but they’re complicated and require a lot of homework to do correctly.</p><p>If you don’t feel you have the ability to make these decisions on your own, consider partnering with an experienced, fee-only adviser who is legally bound to act in your best interest. They can analyze your current portfolio and asset allocation strategy, identify overweighting and overconcentration risks, audit investment costs and recommend actions that can restore an optimal balance in a more cost and tax-efficient manner.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Selling Money-Making Stocks in a Bull Market Is a Tough Call but You’ll Thank Yourself When the Bears Take Charge</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSelling Money-Making Stocks in a Bull Market Is a Tough Call but You’ll Thank Yourself When the Bears Take Charge\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Dow Jones </p>\n<p class=\"h-time\">2021-12-31 13:47</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>It’s human nature that when things are going well, we tend to put off basic maintenance. Who hasn’t let more than six months go by between dental visits or driven more than 5,000 miles between oil changes?</p><p>The same thing often occurs with our investment portfolios. When the stock market is going like gangbusters, we tend to think that the good times will never end.</p><p>And why tinker with success? After all, the S&amp;P 500 hit more than 50 record highs in 2021 alone. Some of the biggest stocks keep getting bigger faster. It took almost 40 years for <a href=\"https://laohu8.com/S/AAPL\">Apple</a> to become the first trillion-dollar company in terms of market capitalization. It hit this plateau in 2018 and took just two more years to rise to $2 trillion in value. Nowadays, <a href=\"https://laohu8.com/S/MSFT\">Microsoft</a>, <a href=\"https://laohu8.com/S/GOOG\">Alphabet</a> (Google) , <a href=\"https://laohu8.com/S/AMZN\">Amazon.com</a>, Tesla and <a href=\"https://laohu8.com/S/CASH\">Meta</a> Platforms (Facebook) have also joined the trillion-dollar club.</p><p>But at some point the music will stop. Inflation is likely to continue into 2022 and beyond. In response, the Federal Reserve is expected to raise short-term interest rates several times next year, which will make it more expensive for consumers to borrow money for big-ticket purchases and for companies already struggling with razor-thin profit margins. Nervous investors may shed some of their stock holdings to reduce their exposure to stocks.</p><p>Should you do the same? That depends on whether your portfolio follows an asset allocation strategy with a targeted mix of stock, bond and cash investments that reflects your savings objectives, timeframe and risk tolerance. Even if it does, at some point you’ll want to give it a tune up using a sensible portfolio rebalancing strategy.</p><p><b>Rebalance now for the year ahead</b></p><p>Why is rebalancing needed? Because over time asset weightings get out of sync as values rise and fall. For example, divide the value of the stock holdings in your investment account by the total account value. The result will be its current percentage of stocks. In this bull market, chances are the percentage will be higher than what you expected.</p><p>Among investment professionals, this is known as “overweighting.” While it can result in impressive returns when the market is hot, being overweight on a predetermined asset allocation leaves you exposed to bigger losses when a selloff occurs.</p><p>The time to think about rebalancing isn’t when the market is going through wild gyrations. If a financial adviser manages your account, your account typically will be rebalanced annually, at year-end and the start of a new year.</p><p>If you want to rebalance on your own, review your latest account statements. Figure out how much you might need to sell from your stock holdings to restore your target weightings.</p><p>If you believe that the stock market has a lot more upside potential, maybe you’ll want to keep your stock allocation a bit higher. Conversely, if you’re about to retire and are concerned about eroding the value of your retirement nest egg, you might change your asset allocation to a more conservative mix, such as 50% bonds, 40% stocks and 10% cash.</p><p>Beyond the percentages, you’ll also want to look “under the hood” of the portfolio to identify certain issues that, if not addressed, could negatively impact your investment efficiency.</p><p><b>Reduce exposure to Big Tech</b></p><p>In terms of market capitalization, and back to those five largest U.S. companies– Facebook, Apple, <a href=\"https://laohu8.com/S/GOOGL\">Alphabet</a> (Google), Microsoft, and Amazon. These five account for 20% of the entire S&amp;P 500 and 40% of the NASDAQ Composite Index.</p><p>If you invest in an S&amp;P 500 index fund or ETF or most actively managed large-cap funds, you’ll probably see these technology stocks at the top of their holdings lists. If you own several of these funds it means that a large portion of your stock holdings are concentrated in these companies.</p><p>What happens if <a href=\"https://laohu8.com/S/AONE.U\">one</a> or more of them hits a rough patch or government regulators decide to tinker with their business models or break them up?</p><p>Selling some of these large-cap stock funds as part of your rebalancing strategy and reinvesting the proceeds in bonds can reduce your Big Tech exposure while restoring your target weightings. You might also want to consider selling a little more and investing in midcap- or small-cap funds, which don’t invest in giant tech stocks.</p><p>This may also be a good time to look at investment expenses. If the fees your funds are charging aren’t justified by their lackluster performance, consider moving this money to lower-cost index funds and ETFs.</p><p><b>Don’t forget about taxes</b></p><p>If you’re rebalancing in a taxable account, you’ll want to pay close attention to capital gains resulting from selling a stock, bond or fund at a profit. If you sell any of these securities after holding them for less than a year, profits will be taxed as ordinary income. If you hold them longer than a year, you’ll have to pay long-term capital gains taxes, which can be as high as 20% depending on your gross adjusted income.</p><p>To help reduce tax consequences, see if you can take advantage of a strategy the pros call tax-loss harvesting. This simply means selling shares of a security or fund you’ve lost money on to generate capital losses you can use to reduce capital gains when you sell other investments at a profit.</p><p>This is relatively easy to do with stocks. It’s harder to do with mutual funds and ETFs, since calculating the cost-basis (what you paid for shares) isn’t always clear cut. There are several strategies you can use to potentially raise your cost-basis but they’re complicated and require a lot of homework to do correctly.</p><p>If you don’t feel you have the ability to make these decisions on your own, consider partnering with an experienced, fee-only adviser who is legally bound to act in your best interest. They can analyze your current portfolio and asset allocation strategy, identify overweighting and overconcentration risks, audit investment costs and recommend actions that can restore an optimal balance in a more cost and tax-efficient manner.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"MSFT":"微软","GOOG":"谷歌","TSLA":"特斯拉","AAPL":"苹果","AMZN":"亚马逊"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1138759328","content_text":"It’s human nature that when things are going well, we tend to put off basic maintenance. Who hasn’t let more than six months go by between dental visits or driven more than 5,000 miles between oil changes?The same thing often occurs with our investment portfolios. When the stock market is going like gangbusters, we tend to think that the good times will never end.And why tinker with success? After all, the S&P 500 hit more than 50 record highs in 2021 alone. Some of the biggest stocks keep getting bigger faster. It took almost 40 years for Apple to become the first trillion-dollar company in terms of market capitalization. It hit this plateau in 2018 and took just two more years to rise to $2 trillion in value. Nowadays, Microsoft, Alphabet (Google) , Amazon.com, Tesla and Meta Platforms (Facebook) have also joined the trillion-dollar club.But at some point the music will stop. Inflation is likely to continue into 2022 and beyond. In response, the Federal Reserve is expected to raise short-term interest rates several times next year, which will make it more expensive for consumers to borrow money for big-ticket purchases and for companies already struggling with razor-thin profit margins. Nervous investors may shed some of their stock holdings to reduce their exposure to stocks.Should you do the same? That depends on whether your portfolio follows an asset allocation strategy with a targeted mix of stock, bond and cash investments that reflects your savings objectives, timeframe and risk tolerance. Even if it does, at some point you’ll want to give it a tune up using a sensible portfolio rebalancing strategy.Rebalance now for the year aheadWhy is rebalancing needed? Because over time asset weightings get out of sync as values rise and fall. For example, divide the value of the stock holdings in your investment account by the total account value. The result will be its current percentage of stocks. In this bull market, chances are the percentage will be higher than what you expected.Among investment professionals, this is known as “overweighting.” While it can result in impressive returns when the market is hot, being overweight on a predetermined asset allocation leaves you exposed to bigger losses when a selloff occurs.The time to think about rebalancing isn’t when the market is going through wild gyrations. If a financial adviser manages your account, your account typically will be rebalanced annually, at year-end and the start of a new year.If you want to rebalance on your own, review your latest account statements. Figure out how much you might need to sell from your stock holdings to restore your target weightings.If you believe that the stock market has a lot more upside potential, maybe you’ll want to keep your stock allocation a bit higher. Conversely, if you’re about to retire and are concerned about eroding the value of your retirement nest egg, you might change your asset allocation to a more conservative mix, such as 50% bonds, 40% stocks and 10% cash.Beyond the percentages, you’ll also want to look “under the hood” of the portfolio to identify certain issues that, if not addressed, could negatively impact your investment efficiency.Reduce exposure to Big TechIn terms of market capitalization, and back to those five largest U.S. companies– Facebook, Apple, Alphabet (Google), Microsoft, and Amazon. These five account for 20% of the entire S&P 500 and 40% of the NASDAQ Composite Index.If you invest in an S&P 500 index fund or ETF or most actively managed large-cap funds, you’ll probably see these technology stocks at the top of their holdings lists. If you own several of these funds it means that a large portion of your stock holdings are concentrated in these companies.What happens if one or more of them hits a rough patch or government regulators decide to tinker with their business models or break them up?Selling some of these large-cap stock funds as part of your rebalancing strategy and reinvesting the proceeds in bonds can reduce your Big Tech exposure while restoring your target weightings. You might also want to consider selling a little more and investing in midcap- or small-cap funds, which don’t invest in giant tech stocks.This may also be a good time to look at investment expenses. If the fees your funds are charging aren’t justified by their lackluster performance, consider moving this money to lower-cost index funds and ETFs.Don’t forget about taxesIf you’re rebalancing in a taxable account, you’ll want to pay close attention to capital gains resulting from selling a stock, bond or fund at a profit. If you sell any of these securities after holding them for less than a year, profits will be taxed as ordinary income. If you hold them longer than a year, you’ll have to pay long-term capital gains taxes, which can be as high as 20% depending on your gross adjusted income.To help reduce tax consequences, see if you can take advantage of a strategy the pros call tax-loss harvesting. This simply means selling shares of a security or fund you’ve lost money on to generate capital losses you can use to reduce capital gains when you sell other investments at a profit.This is relatively easy to do with stocks. It’s harder to do with mutual funds and ETFs, since calculating the cost-basis (what you paid for shares) isn’t always clear cut. There are several strategies you can use to potentially raise your cost-basis but they’re complicated and require a lot of homework to do correctly.If you don’t feel you have the ability to make these decisions on your own, consider partnering with an experienced, fee-only adviser who is legally bound to act in your best interest. They can analyze your current portfolio and asset allocation strategy, identify overweighting and overconcentration risks, audit investment costs and recommend actions that can restore an optimal balance in a more cost and tax-efficient manner.","news_type":1},"isVote":1,"tweetType":1,"viewCount":312,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":272865183780976,"gmtCreate":1707655258085,"gmtModify":1707655263119,"author":{"id":"4098607227506880","authorId":"4098607227506880","name":"Asvalent","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Dragonheart Draco is the character I really want to keep. because I grew up watching the series and it has great sentiments for me","listText":"Dragonheart Draco is the character I really want to keep. because I grew up watching the series and it has great sentiments for me","text":"Dragonheart Draco is the character I really want to keep. because I grew up watching the series and it has great sentiments for me","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/272865183780976","isVote":1,"tweetType":1,"viewCount":53,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":272863020863680,"gmtCreate":1707654890319,"gmtModify":1707654895128,"author":{"id":"4098607227506880","authorId":"4098607227506880","name":"Asvalent","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"dragonheart is the movie I watched when I was young","listText":"dragonheart is the movie I watched when I was young","text":"dragonheart is the movie I watched when I was young","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/272863020863680","isVote":1,"tweetType":1,"viewCount":106,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184745510719632,"gmtCreate":1686143304019,"gmtModify":1686143542019,"author":{"id":"4098607227506880","authorId":"4098607227506880","name":"Asvalent","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Very nice campaign again","listText":"Very nice campaign again","text":"Very nice campaign again","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/184745510719632","isVote":1,"tweetType":1,"viewCount":195,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184745990271056,"gmtCreate":1686143277358,"gmtModify":1686143459405,"author":{"id":"4098607227506880","authorId":"4098607227506880","name":"Asvalent","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Great ariticle, would you like to share it?","listText":"Great ariticle, would you like to share it?","text":"Great ariticle, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/184745990271056","repostId":"9970552986","repostType":1,"repost":{"id":9970552986,"gmtCreate":1684749089245,"gmtModify":1686052573124,"author":{"id":"3527667667103859","authorId":"3527667667103859","name":"TigerEvents","avatar":"https://community-static.tradeup.com/news/c266ef25181ace18bec1262357bbe1a8","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"title":"Light up your investing with Tiger, play and win prizes worth up to USD 999","htmlText":"Join our exclusive \"Light up Your Investing\" campaign with Tiger!Participate in our game and win fantastic prizes worth up to USD 999*!Unveil the allure of various regions as you progress through exciting game levels.But wait, there's more! Along your journey, uncover hidden rewards and unlock exclusive bonuses that will supercharge your investing game!Not only will you gain valuable knowledge and insights, but you'll also compete with fellow investors for the top spot on our leaderboard!Invite your friends and embark on this epic investing adventure together! Let's light up the world of investing with Tiger!Don't miss out on this limited-time opportunity!Campaign period: 6th June to 27th June. *T&amp;Cs apply.👉 <a href=\"https://tigr.link/lightupsg\" target=\"_blank\">Click here to start play</a>","listText":"Join our exclusive \"Light up Your Investing\" campaign with Tiger!Participate in our game and win fantastic prizes worth up to USD 999*!Unveil the allure of various regions as you progress through exciting game levels.But wait, there's more! Along your journey, uncover hidden rewards and unlock exclusive bonuses that will supercharge your investing game!Not only will you gain valuable knowledge and insights, but you'll also compete with fellow investors for the top spot on our leaderboard!Invite your friends and embark on this epic investing adventure together! Let's light up the world of investing with Tiger!Don't miss out on this limited-time opportunity!Campaign period: 6th June to 27th June. *T&amp;Cs apply.👉 <a href=\"https://tigr.link/lightupsg\" target=\"_blank\">Click here to start play</a>","text":"Join our exclusive \"Light up Your Investing\" campaign with Tiger!Participate in our game and win fantastic prizes worth up to USD 999*!Unveil the allure of various regions as you progress through exciting game levels.But wait, there's more! Along your journey, uncover hidden rewards and unlock exclusive bonuses that will supercharge your investing game!Not only will you gain valuable knowledge and insights, but you'll also compete with fellow investors for the top spot on our leaderboard!Invite your friends and embark on this epic investing adventure together! Let's light up the world of investing with Tiger!Don't miss out on this limited-time opportunity!Campaign period: 6th June to 27th June. *T&Cs apply.👉 Click here to start play","images":[{"img":"https://community-static.tradeup.com/news/0b6e3d13593eac0f4cc3fdb8b6bf8056","width":"1200","height":"675"}],"top":1,"highlighted":1,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9970552986","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":40,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9003662215,"gmtCreate":1640964406272,"gmtModify":1676533559246,"author":{"id":"4098607227506880","authorId":"4098607227506880","name":"Asvalent","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"To watch","listText":"To watch","text":"To watch","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9003662215","repostId":"2195176904","repostType":2,"isVote":1,"tweetType":1,"viewCount":225,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}