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21stCenturyTiger

21stCenturyTiger

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21stCenturyTiger

01-18

$PayPal(PYPL)$ will they enter reach their peak again?

21stCenturyTiger

01-14

😫😁😫😁😫😁😫😁😫😁😁❤️😁

21stCenturyTiger

01-09

Winners are grinners come have fun make money

21stCenturyTiger

01-05

Show me the Money money money!!

21stCenturyTiger

01-03

Were into the third day of the new year and still I play play play

21stCenturyTiger

01-01

Happy new year my fellow tigerians!

21stCenturyTiger

2023-12-29

Loving the game, want more chances!

21stCenturyTiger

2023-12-25

Woo hoo! Coins money free oh my!

@TigerEvents:🐅🌟 TIGER TYCOON CHALLENGE IS ON! 🌟🐅

21stCenturyTiger

2023-11-08

Halloweeny games for hella dreamy tiger coins

21stCenturyTiger

2023-11-08

Great ariticle, would you like to share it?

@TigerEvents:Join Tiger's Halloween Fun! Win Big!

21stCenturyTiger

2023-10-23

Buy buy buy for me, I think their outlook is healthy and they will also have a lot of spare cash to make some (hopefully) wise investments. They should definitely expand more of their services to Australia, a wealthy nation and high literacy and consumption of technology and FinTech services

PayPal: Battling Sentiment, Rising Performance

21stCenturyTiger

2023-10-12

$PayPal(PYPL)$ i currently have a $10 per fortnight buy of this undervalued bohemoth of a company! Not much I know, but it will grow over time and I will increase buy amount over time 😁🤑

21stCenturyTiger

2023-10-12

I currently have a $10 per fortnight buy $PayPal(PYPL)$; an undervalued bohemoth of a company! Not a huge amount I know, but it will grow over time and I will increase buy amount as I am able to invest more. I believe this will be a really exciting opportunity! 😁🤑

21stCenturyTiger

2023-08-13

Hello fellow tiger community! Loving reading all the high quality posts from everyone and gaining some real insight and information that is sure to be handy in the coming months.

21stCenturyTiger

2023-08-04

Great ariticle, would you like to share it?

@Tiger_Earnings:🎁Top Movers | Earnings Tripled! ELF, MTCH, GPN All Raised Guidance!

21stCenturyTiger

2023-07-17

Great ariticle, would you like to share it?

@OptionsBB:Options Spy: NKLA is up 60% and straddle strategies are the hot trades

21stCenturyTiger

2023-07-17

Great ariticle, would you like to share it?

@VideoLounge: [Live:Elon Musk plans Tesla and Twitter collaborations with xAI, his new startup]During a live audio session on Twitter, owner and chairman Elon Musk said his new AI startup, xAI, will use Twitter data for training the "maximally curious" artificial intelligence systems and products he hopes to build there.Other companies where Musk was a founder or serves as CEO, including Tesla, The Boring Co. and SpaceX, have done business together for years.The Tesla CEO also said his new artificial intelligence will collaborate with the automaker both on the "silicon front" and on the "AI software front." $Tesla Motors(TSLA)$

21stCenturyTiger

2023-07-14

Great ariticle, would you like to share it?

@OptionsDelta:Options imply a surge in Microsoft

21stCenturyTiger

2023-07-03

I thought I would sell my particularly small hold of bionano as after the share split it was. Egter to cut my losses and write it off in the 22\23 financial year

21stCenturyTiger

2023-07-02

$EFUND LIQUOR(03189)$

Go to Tiger App to see more news

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money!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/259725775352088","isVote":1,"tweetType":1,"viewCount":326,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":258913685819656,"gmtCreate":1704245250379,"gmtModify":1704245254563,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Were into the third day of the new year and still I play play play","listText":"Were into the third day of the new year and still I play play play","text":"Were into the third day of the new year and still I play play play","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/258913685819656","isVote":1,"tweetType":1,"viewCount":352,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":258359404679232,"gmtCreate":1704109911228,"gmtModify":1704109915810,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Happy new year my fellow tigerians!","listText":"Happy new year my fellow tigerians!","text":"Happy new year my fellow tigerians!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/258359404679232","isVote":1,"tweetType":1,"viewCount":311,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":257194700632136,"gmtCreate":1703825570361,"gmtModify":1703825572830,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Loving the game, want more chances!","listText":"Loving the game, want more chances!","text":"Loving the game, want more chances!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/257194700632136","isVote":1,"tweetType":1,"viewCount":432,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":255940710879496,"gmtCreate":1703519673782,"gmtModify":1703519679139,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Woo hoo! Coins money free oh my!","listText":"Woo hoo! Coins money free oh my!","text":"Woo hoo! Coins money free oh my!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/255940710879496","repostId":"248337530683464","repostType":1,"repost":{"id":248337530683464,"gmtCreate":1701666701724,"gmtModify":1703060567200,"author":{"id":"3527667667103859","authorId":"3527667667103859","name":"TigerEvents","avatar":"https://community-static.tradeup.com/news/c266ef25181ace18bec1262357bbe1a8","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3527667667103859","idStr":"3527667667103859"},"themes":[],"title":"🐅🌟 TIGER TYCOON CHALLENGE IS ON! 🌟🐅","htmlText":"Hey Tycoons! 🎩💼 Ready to embark on the adventure of a lifetime? Introducing the Tiger Tycoon Challenge – where fortunes are made, and up to US$888 worth of prizes await the boldest players! 🏰🌈🎯 Objective: Build your empire, score big points, and unlock fabulous rewards!💰 Gold Rush: Every time you pass a gold coin spot, grab shiny gold coins! Cha-ching! 💰💵🏠 Construct &amp; Conquer: Step on an empty tile to construct a building to get points! 🏰🏆 Prizes Galore: Hit the prize tile to claim your treasure – it could be anything! 🎁✨🔄 Lucky Draw: Land on the draw tile and brace yourself! You might move forward, backward, or unlock a secret power! 🔄🔮🚀 Airdrop Alert: Keep your eyes on the sky! Periodically, the Tiger Tycoon map will rain down special rewards like stocks, vouchers, and more. Act fast","listText":"Hey Tycoons! 🎩💼 Ready to embark on the adventure of a lifetime? Introducing the Tiger Tycoon Challenge – where fortunes are made, and up to US$888 worth of prizes await the boldest players! 🏰🌈🎯 Objective: Build your empire, score big points, and unlock fabulous rewards!💰 Gold Rush: Every time you pass a gold coin spot, grab shiny gold coins! Cha-ching! 💰💵🏠 Construct &amp; Conquer: Step on an empty tile to construct a building to get points! 🏰🏆 Prizes Galore: Hit the prize tile to claim your treasure – it could be anything! 🎁✨🔄 Lucky Draw: Land on the draw tile and brace yourself! You might move forward, backward, or unlock a secret power! 🔄🔮🚀 Airdrop Alert: Keep your eyes on the sky! Periodically, the Tiger Tycoon map will rain down special rewards like stocks, vouchers, and more. Act fast","text":"Hey Tycoons! 🎩💼 Ready to embark on the adventure of a lifetime? Introducing the Tiger Tycoon Challenge – where fortunes are made, and up to US$888 worth of prizes await the boldest players! 🏰🌈🎯 Objective: Build your empire, score big points, and unlock fabulous rewards!💰 Gold Rush: Every time you pass a gold coin spot, grab shiny gold coins! Cha-ching! 💰💵🏠 Construct & Conquer: Step on an empty tile to construct a building to get points! 🏰🏆 Prizes Galore: Hit the prize tile to claim your treasure – it could be anything! 🎁✨🔄 Lucky Draw: Land on the draw tile and brace yourself! You might move forward, backward, or unlock a secret power! 🔄🔮🚀 Airdrop Alert: Keep your eyes on the sky! Periodically, the Tiger Tycoon map will rain down special rewards like stocks, vouchers, and more. Act fast","images":[],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/248337530683464","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":1,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":445,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":238983034765352,"gmtCreate":1699382969405,"gmtModify":1699382973439,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Halloweeny games for hella dreamy tiger coins","listText":"Halloweeny games for hella dreamy tiger coins","text":"Halloweeny games for hella dreamy tiger coins","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/238983034765352","isVote":1,"tweetType":1,"viewCount":354,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":238982884081776,"gmtCreate":1699382747112,"gmtModify":1699382750311,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Great ariticle, would you like to share it?","listText":"Great ariticle, would you like to share it?","text":"Great ariticle, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/238982884081776","repostId":"234641922486320","repostType":1,"repost":{"id":234641922486320,"gmtCreate":1698311827585,"gmtModify":1698655838090,"author":{"id":"3527667667103859","authorId":"3527667667103859","name":"TigerEvents","avatar":"https://community-static.tradeup.com/news/c266ef25181ace18bec1262357bbe1a8","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3527667667103859","idStr":"3527667667103859"},"themes":[],"title":"Join Tiger's Halloween Fun! Win Big!","htmlText":"This Halloween, join Tiger for a game and have the chance to win a USD100 stock voucher and AAPL stock!*In the game, each player faces a 60-second challenge, where they must fend off four types of little ghosts👻 while avoiding spiders🕷️ and bombs💣 to collect candy points. These points can unlock incredible rewards, and there are daily surprises waiting for you to unwrap!Don't miss out on the spooktacular fun—come play with Tiger now! Click here to start the game👉 [<a href=\"https://www.tigerbrokers.com.au/activity/market/2023/halloween?adcode=20231017114222\">Trick Or Trade</a>] 👈<a href=\"https://www.tigerbrokers.com.au/activity/forapp/rules/?id=Trickortrade01\" target=\"_blank\">*Promotion T&amp;Cs apply.</a>","listText":"This Halloween, join Tiger for a game and have the chance to win a USD100 stock voucher and AAPL stock!*In the game, each player faces a 60-second challenge, where they must fend off four types of little ghosts👻 while avoiding spiders🕷️ and bombs💣 to collect candy points. These points can unlock incredible rewards, and there are daily surprises waiting for you to unwrap!Don't miss out on the spooktacular fun—come play with Tiger now! Click here to start the game👉 [<a href=\"https://www.tigerbrokers.com.au/activity/market/2023/halloween?adcode=20231017114222\">Trick Or Trade</a>] 👈<a href=\"https://www.tigerbrokers.com.au/activity/forapp/rules/?id=Trickortrade01\" target=\"_blank\">*Promotion T&amp;Cs apply.</a>","text":"This Halloween, join Tiger for a game and have the chance to win a USD100 stock voucher and AAPL stock!*In the game, each player faces a 60-second challenge, where they must fend off four types of little ghosts👻 while avoiding spiders🕷️ and bombs💣 to collect candy points. These points can unlock incredible rewards, and there are daily surprises waiting for you to unwrap!Don't miss out on the spooktacular fun—come play with Tiger now! Click here to start the game👉 [Trick Or Trade] 👈*Promotion T&Cs apply.","images":[{"img":"https://community-static.tradeup.com/news/645dfe9e869e87e7b1a7e0ffade4ebc8","width":"1200","height":"630"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/234641922486320","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":1,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":589,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":233598247669824,"gmtCreate":1698059754936,"gmtModify":1698059759864,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Buy buy buy for me, I think their outlook is healthy and they will also have a lot of spare cash to make some (hopefully) wise investments. They should definitely expand more of their services to Australia, a wealthy nation and high literacy and consumption of technology and FinTech services","listText":"Buy buy buy for me, I think their outlook is healthy and they will also have a lot of spare cash to make some (hopefully) wise investments. They should definitely expand more of their services to Australia, a wealthy nation and high literacy and consumption of technology and FinTech services","text":"Buy buy buy for me, I think their outlook is healthy and they will also have a lot of spare cash to make some (hopefully) wise investments. They should definitely expand more of their services to Australia, a wealthy nation and high literacy and consumption of technology and FinTech services","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/233598247669824","repostId":"2377575070","repostType":2,"repost":{"id":"2377575070","pubTimestamp":1698058747,"share":"https://ttm.financial/m/news/2377575070?lang=&edition=fundamental","pubTime":"2023-10-23 18:59","market":"us","language":"en","title":"PayPal: Battling Sentiment, Rising Performance","url":"https://stock-news.laohu8.com/highlight/detail?id=2377575070","media":"seekingalpha","summary":"PayPal's stock has had a terrible year, losing 35.11% and trading at a six-year low.The company has nearly doubled its revenue over the last six years but faces negative market sentiment due to slowin","content":"<html><head></head><body><ul style=\"\"><li><p><a href=\"https://laohu8.com/S/PYPL\">PayPal</a>&#39;s stock has had a terrible year, losing 35.11% and trading at a six-year low.</p></li><li><p>The company has nearly doubled its revenue over the last six years but faces negative market sentiment due to slowing user growth, competition, and higher inflation.</p></li><li><p>Despite the stock&#39;s decline, investors may want to take a bullish stance on PayPal due to its profitability, increasing free cash flow, and growing EPS.</p></li></ul><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/246c0b30d7c7423e4e4de84b3df905ac\" tg-width=\"750\" tg-height=\"474\"/></p><p>Justin Sullivan</p><p>During the pandemic, PayPal Holdings (NASDAQ:PYPL) was riding high, with its stock trading around $300 in 2021. However, times have changed and the stock price has plummeted to a six-year low, losing 35.11% value over the last year. Recent years have been unkind to PayPal due to the end of its 19-year partnership with <a href=\"https://laohu8.com/S/EBAY\">eBay</a>, economic challenges in 2022, and heightened competition. Despite these challenges and investor doubts, PayPal&#39;s financial performance has been impressive, almost doubling its revenue over the past six years. This demonstrates the company&#39;s resilience in a constantly evolving industry.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/db4a062f995b4406c54fd007a47a5170\" tg-width=\"640\" tg-height=\"241\"/></p><p>Stock trend since spinoff (Seeking Alpha)</p><p>While the concerns are valid, dominating a market with 26,300 fintech competitors in 2023 won&#39;t be a walk in the park. But there&#39;s a promising angle to consider: the company&#39;s position in the &#34;Buy now, pay later&#34; (BNPL) market, currently valued at $6.13 billion and projected to grow at a steady 26.1% CAGR from 2023 to 2030. Furthermore, despite past investor setbacks, the company&#39;s financial health is robust, boasting profitability, a solid balance sheet, positive free cash flow, and an anticipated boost in EPS for both FY 2023 and FY 2024. Therefore investors may want to take a bullish stance on this stock</p><h2 id=\"id_1534081962\">Company overview</h2><p>PayPal has established itself as a prominent global fintech giant, boasting a substantial market cap of $60.18 billion and a remarkable 40.52% share of the global payment service segment. Since its establishment in 1998, it has been a trailblazer in reshaping the landscape of financial transactions. With remarkable agility, it garnered worldwide recognition, crossing the monumental threshold of 100 million users in 2006. Today, the platform serves an impressive 431 million active users, firmly securing its position in the financial landscape. The U.S. remains its largest market by number of users.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/786aecd7d6024697c17344f984f14799\" tg-width=\"640\" tg-height=\"235\"/></p><p>PayPal users by country (Demand Sage)</p><p>Despite many alternatives, PayPal&#39;s frontrunner position allows it to benefit as the clear leader in the field.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/830a597e120614a1e59c2b0b8a27efc4\" tg-width=\"640\" tg-height=\"488\"/></p><p>Top Payment Gateways products (G2)</p><p>PayPal caters to both consumers and merchants. One of PayPal&#39;s primary segments is the high-margin branded checkout button, which contributed to 30% of PayPal&#39;s total payment volume (TPV) in 2022. Another significant growth segment is the unbranded Braintree segment, even though it operates at lower margins. Acquired for $800 million in 2013, it&#39;s on the path to becoming a dominant part of PayPal&#39;s portfolio. With a TPV of $400 billion in 2022, it stands shoulder-to-shoulder with the branded checkout service as a pivotal driver of results. Additionally, there&#39;s the peer-to-peer service known as Venmo. Sporting a 2022 TPV of nearly $250 billion, it represents the third-largest aspect of PayPal&#39;s business. What sets Venmo apart is its ability to leverage network effects: when friends need to send and receive money among themselves, there&#39;s a compelling reason to join the service. This means it becomes even more effective as its user base expands.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/acb35232aa1ef0dfd5c79d433290ac37\" tg-width=\"640\" tg-height=\"350\"/></p><p>Three main segments (Investor presentation 2023)</p><h2 id=\"id_3450412120\">Market and major growth catalyst</h2><p>The financial services sector is poised for strong growth, buoyed by increasing consumer financial needs and the widespread embrace of cutting-edge technologies. Additionally, a rising interest rate environment is set to benefit financial services companies by boosting their profit margins. According to a report from BlueWeave Consulting, the global consumer finance market is projected to expand at a healthy CAGR of 7.1%, potentially reaching a substantial value of $1.96 trillion by 2029. This signifies promising opportunities in the industry for the years ahead.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/b7b57b810e9513ed73e38a919df39cc2\" tg-width=\"567\" tg-height=\"337\"/></p><p>Market growth forecast (BlueWeave Consulting)</p><p>One of the exciting advancements in finance is the emergence of &#34;Buy Now, Pay Later&#34; applications, often referred to as BNPL. As the name implies, BNPL is quite straightforward – it&#39;s all about making purchases more affordable for consumers. It provides a way for people to make instant buys and offers various options for spreading payments without incurring any interest charges. This comes as a relief in a financial landscape where traditional banks often decline loans or high interest rates.</p><p>With ongoing expansion and increased annual funding, this business model is set to sustain its growth, attracting both customers and investors. BNPL online applications are quickly becoming the financial institutions of choice for the new generation and a changing world. The global market for BNPL reached an estimated value of $6.13 billion in 2022, and it&#39;s expected to maintain its rapid growth with a projected CAGR of 26.1% from 2023 to 2030. This indicates a significant shift in the way people manage their finances and make purchases.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/dff2c22e2c3db51cd3dbfcc6f10150a9\" tg-width=\"640\" tg-height=\"323\"/></p><p>Buy Now Pay later market (Substackcdn.com)</p><p>PayPal holds the top spot in the U.S. market, boasting a commanding 50% market share. This places them in a prime position in an industry that&#39;s brimming with tremendous growth and opportunities. Moreover, we&#39;re witnessing an influx of companies venturing into this market, such as Galileo Buy Now, Pay Later by SoFi Technologies (SOFI). This trend isn&#39;t just a U.S. affair; it&#39;s gaining substantial momentum on a global scale, particularly in the Asian market. What&#39;s noteworthy is the swifter adoption among the younger demographic, marking a promising path ahead.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9cde66e213e251dbde753165b0f04c21\" tg-width=\"640\" tg-height=\"506\"/></p><p>BNPL PayPal offerings (PayPal)</p><h2 id=\"id_636468070\">Financials</h2><p>Although the stock price might appear volatile, a closer look at the financials tells a more upbeat tale. Over the past decade, the company has consistently been boosting its revenue, achieving an impressive 5-year CAGR of 14.48%. This growth has led to a significant increase in revenue, climbing from $15.45 billion in FY2018 to a substantial $28.556 billion in the TTM. However, when we shift our focus to the company&#39;s gross profit, we observe a narrowing margin. It has declined from 52.56% in FY 2015 to 41.30% in the TTM.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/be5f34ab328bd4b6e65f553f1a8288e6\" tg-width=\"640\" tg-height=\"192\"/></p><p>Annual revenue trend (Seeking Alpha)</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9ba55d5caa22eca2888b05a9e497573b\" tg-width=\"640\" tg-height=\"24\"/></p><p>Annual gross profit % (Seeking Alpha)</p><p>Over the past three years, net income has shown impressive growth at a CAGR of 16.4%. However, it&#39;s worth noting that the journey for net income has had its share of ups and downs. In FY2022, there was a decline in earnings, primarily driven by a decline in expected users. PayPal reduced the number of new account additions, as they were not contributing substantially to the company&#39;s income. This strategic pivot meant sacrificing some short-term growth in favour of a more sustainable long-term trajectory. The good news is that the net income in the TTM has rebounded significantly, now standing at a robust $4.075 billion, reaffirming PayPal&#39;s continued financial strength and adaptability.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/620b0e4eb8fe2181eaea922903336ee6\" tg-width=\"628\" tg-height=\"199\"/></p><p>Annual net income (Seeking Alpha)</p><p>Over the past decade, the levered free cash flow has shown a positive trend, albeit with some fluctuations. The company has demonstrated a consistent ability to generate free cash flow, with a total of $3.7 billion TTM. The management actively deploys this cash by initiating share buybacks, with plans to repurchase stocks worth $5 billion throughout this year. This strategic move underscores their commitment to enhancing shareholder value.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/b7173314dde8ed270a769eb0c05a816d\" tg-width=\"628\" tg-height=\"196\"/></p><p>Levered free cash flow (Seeking Alpha)</p><p>PayPal&#39;s balance sheet paints a reassuring picture. As of June 30, the company held $14.4 billion in cash, cash equivalents, and investments, while shouldering a manageable debt load of $10.5 billion. This robust financial standing not only offers investors a sense of security but also empowers PayPal to actively explore and invest in new avenues for growth.</p><h2 id=\"id_533135854\">Valuation</h2><p>PayPal&#39;s stock is currently trading at a six-year low, despite the company&#39;s improved financial performance. Wall Street, with input from 48 analysts, rates PayPal with a solid 4.1 Buy rating, and the stock is trading well below its average price target of $84.55. The Forward GAAP Price-to-Earnings (P/E) ratio stands at 15.72x, lower than several rising competitors, suggesting undervaluation. When looking at the Forward Non-GAAP Price/Earnings to Growth (PEG) ratio, which considers growth prospects, PayPal&#39;s 0.74x ratio is lower than all major competitors, indicating a promising investment opportunity.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/edf76677058df19dfae12d2774e57cd2\" tg-width=\"640\" tg-height=\"325\"/></p><p>Relative peer valuation (Seeking Alpha)</p><p>The company is set to announce its Q3 2023 Earnings Call on November 1, 2023. It&#39;s worth noting that the estimated EPS for the full fiscal year 2023 stands at $4.95, showing an improvement from the previous fiscal year, 2022, when the company achieved an EPS of $4.13.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/7fd33c0b3fd18363890bae3258331914\" tg-width=\"640\" tg-height=\"328\"/></p><p>Earnings Estimates for FY2023 (Seeking Alpha)</p><h2 id=\"id_673932323\">Risk</h2><p>PayPal faces several specific risks. It has dominated its market, but the industry can change rapidly through digital advancements and new competitors. One concern is the risk of commoditisation, as the services it provides are not entirely unique and can be replicated by competitors, although PayPal&#39;s scale provides a certain level of security. The company&#39;s comparatively higher pricing, in contrast to some competitors, might potentially impact its future growth as more affordable alternatives become increasingly available. For instance, Square offers transaction fees that begin at 2.6%, along with a 10-cent fee for card payments, which is lower than PayPal&#39;s pricing, and they do not entail hidden fees or mandatory contracts, posing a genuine challenge to PayPal&#39;s competitive edge.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/017226755982bb8a2bcde2e96450c717\" tg-width=\"640\" tg-height=\"510\"/></p><p>PayPal alternatives (Forbes)</p><h2 id=\"id_708021819\">Final thoughts</h2><p>PayPal, despite facing challenges, maintains a commanding presence in the online payment platform landscape. This solid foundation hints at continued financial growth in the long run. Additionally, while competition looms in the fintech arena, PayPal&#39;s prominent role in the burgeoning &#34;Buy now, pay later&#34; market, valued at $6.13 billion and set for a steady 26.1% CAGR from 2023 to 2030, offers a promising growth avenue. Factor in the company&#39;s robust financial health, including profitability, a stable balance sheet, positive free cash flow, and anticipated EPS increases for FY 2023 and FY 2024, and it becomes an attractive choice for bullish investors.</p></body></html>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal: Battling Sentiment, Rising Performance</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal: Battling Sentiment, Rising Performance\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-10-23 18:59 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4642495-paypal-battling-sentiment-rising-performance><strong>seekingalpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>PayPal's stock has had a terrible year, losing 35.11% and trading at a six-year low.The company has nearly doubled its revenue over the last six years but faces negative market sentiment due to ...</p>\n\n<a href=\"https://seekingalpha.com/article/4642495-paypal-battling-sentiment-rising-performance\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PYPL":"PayPal","SOFI":"SoFi Technologies Inc."},"source_url":"https://seekingalpha.com/article/4642495-paypal-battling-sentiment-rising-performance","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"2377575070","content_text":"PayPal's stock has had a terrible year, losing 35.11% and trading at a six-year low.The company has nearly doubled its revenue over the last six years but faces negative market sentiment due to slowing user growth, competition, and higher inflation.Despite the stock's decline, investors may want to take a bullish stance on PayPal due to its profitability, increasing free cash flow, and growing EPS.Justin SullivanDuring the pandemic, PayPal Holdings (NASDAQ:PYPL) was riding high, with its stock trading around $300 in 2021. However, times have changed and the stock price has plummeted to a six-year low, losing 35.11% value over the last year. Recent years have been unkind to PayPal due to the end of its 19-year partnership with eBay, economic challenges in 2022, and heightened competition. Despite these challenges and investor doubts, PayPal's financial performance has been impressive, almost doubling its revenue over the past six years. This demonstrates the company's resilience in a constantly evolving industry.Stock trend since spinoff (Seeking Alpha)While the concerns are valid, dominating a market with 26,300 fintech competitors in 2023 won't be a walk in the park. But there's a promising angle to consider: the company's position in the \"Buy now, pay later\" (BNPL) market, currently valued at $6.13 billion and projected to grow at a steady 26.1% CAGR from 2023 to 2030. Furthermore, despite past investor setbacks, the company's financial health is robust, boasting profitability, a solid balance sheet, positive free cash flow, and an anticipated boost in EPS for both FY 2023 and FY 2024. Therefore investors may want to take a bullish stance on this stockCompany overviewPayPal has established itself as a prominent global fintech giant, boasting a substantial market cap of $60.18 billion and a remarkable 40.52% share of the global payment service segment. Since its establishment in 1998, it has been a trailblazer in reshaping the landscape of financial transactions. With remarkable agility, it garnered worldwide recognition, crossing the monumental threshold of 100 million users in 2006. Today, the platform serves an impressive 431 million active users, firmly securing its position in the financial landscape. The U.S. remains its largest market by number of users.PayPal users by country (Demand Sage)Despite many alternatives, PayPal's frontrunner position allows it to benefit as the clear leader in the field.Top Payment Gateways products (G2)PayPal caters to both consumers and merchants. One of PayPal's primary segments is the high-margin branded checkout button, which contributed to 30% of PayPal's total payment volume (TPV) in 2022. Another significant growth segment is the unbranded Braintree segment, even though it operates at lower margins. Acquired for $800 million in 2013, it's on the path to becoming a dominant part of PayPal's portfolio. With a TPV of $400 billion in 2022, it stands shoulder-to-shoulder with the branded checkout service as a pivotal driver of results. Additionally, there's the peer-to-peer service known as Venmo. Sporting a 2022 TPV of nearly $250 billion, it represents the third-largest aspect of PayPal's business. What sets Venmo apart is its ability to leverage network effects: when friends need to send and receive money among themselves, there's a compelling reason to join the service. This means it becomes even more effective as its user base expands.Three main segments (Investor presentation 2023)Market and major growth catalystThe financial services sector is poised for strong growth, buoyed by increasing consumer financial needs and the widespread embrace of cutting-edge technologies. Additionally, a rising interest rate environment is set to benefit financial services companies by boosting their profit margins. According to a report from BlueWeave Consulting, the global consumer finance market is projected to expand at a healthy CAGR of 7.1%, potentially reaching a substantial value of $1.96 trillion by 2029. This signifies promising opportunities in the industry for the years ahead.Market growth forecast (BlueWeave Consulting)One of the exciting advancements in finance is the emergence of \"Buy Now, Pay Later\" applications, often referred to as BNPL. As the name implies, BNPL is quite straightforward – it's all about making purchases more affordable for consumers. It provides a way for people to make instant buys and offers various options for spreading payments without incurring any interest charges. This comes as a relief in a financial landscape where traditional banks often decline loans or high interest rates.With ongoing expansion and increased annual funding, this business model is set to sustain its growth, attracting both customers and investors. BNPL online applications are quickly becoming the financial institutions of choice for the new generation and a changing world. The global market for BNPL reached an estimated value of $6.13 billion in 2022, and it's expected to maintain its rapid growth with a projected CAGR of 26.1% from 2023 to 2030. This indicates a significant shift in the way people manage their finances and make purchases.Buy Now Pay later market (Substackcdn.com)PayPal holds the top spot in the U.S. market, boasting a commanding 50% market share. This places them in a prime position in an industry that's brimming with tremendous growth and opportunities. Moreover, we're witnessing an influx of companies venturing into this market, such as Galileo Buy Now, Pay Later by SoFi Technologies (SOFI). This trend isn't just a U.S. affair; it's gaining substantial momentum on a global scale, particularly in the Asian market. What's noteworthy is the swifter adoption among the younger demographic, marking a promising path ahead.BNPL PayPal offerings (PayPal)FinancialsAlthough the stock price might appear volatile, a closer look at the financials tells a more upbeat tale. Over the past decade, the company has consistently been boosting its revenue, achieving an impressive 5-year CAGR of 14.48%. This growth has led to a significant increase in revenue, climbing from $15.45 billion in FY2018 to a substantial $28.556 billion in the TTM. However, when we shift our focus to the company's gross profit, we observe a narrowing margin. It has declined from 52.56% in FY 2015 to 41.30% in the TTM.Annual revenue trend (Seeking Alpha)Annual gross profit % (Seeking Alpha)Over the past three years, net income has shown impressive growth at a CAGR of 16.4%. However, it's worth noting that the journey for net income has had its share of ups and downs. In FY2022, there was a decline in earnings, primarily driven by a decline in expected users. PayPal reduced the number of new account additions, as they were not contributing substantially to the company's income. This strategic pivot meant sacrificing some short-term growth in favour of a more sustainable long-term trajectory. The good news is that the net income in the TTM has rebounded significantly, now standing at a robust $4.075 billion, reaffirming PayPal's continued financial strength and adaptability.Annual net income (Seeking Alpha)Over the past decade, the levered free cash flow has shown a positive trend, albeit with some fluctuations. The company has demonstrated a consistent ability to generate free cash flow, with a total of $3.7 billion TTM. The management actively deploys this cash by initiating share buybacks, with plans to repurchase stocks worth $5 billion throughout this year. This strategic move underscores their commitment to enhancing shareholder value.Levered free cash flow (Seeking Alpha)PayPal's balance sheet paints a reassuring picture. As of June 30, the company held $14.4 billion in cash, cash equivalents, and investments, while shouldering a manageable debt load of $10.5 billion. This robust financial standing not only offers investors a sense of security but also empowers PayPal to actively explore and invest in new avenues for growth.ValuationPayPal's stock is currently trading at a six-year low, despite the company's improved financial performance. Wall Street, with input from 48 analysts, rates PayPal with a solid 4.1 Buy rating, and the stock is trading well below its average price target of $84.55. The Forward GAAP Price-to-Earnings (P/E) ratio stands at 15.72x, lower than several rising competitors, suggesting undervaluation. When looking at the Forward Non-GAAP Price/Earnings to Growth (PEG) ratio, which considers growth prospects, PayPal's 0.74x ratio is lower than all major competitors, indicating a promising investment opportunity.Relative peer valuation (Seeking Alpha)The company is set to announce its Q3 2023 Earnings Call on November 1, 2023. It's worth noting that the estimated EPS for the full fiscal year 2023 stands at $4.95, showing an improvement from the previous fiscal year, 2022, when the company achieved an EPS of $4.13.Earnings Estimates for FY2023 (Seeking Alpha)RiskPayPal faces several specific risks. It has dominated its market, but the industry can change rapidly through digital advancements and new competitors. One concern is the risk of commoditisation, as the services it provides are not entirely unique and can be replicated by competitors, although PayPal's scale provides a certain level of security. The company's comparatively higher pricing, in contrast to some competitors, might potentially impact its future growth as more affordable alternatives become increasingly available. For instance, Square offers transaction fees that begin at 2.6%, along with a 10-cent fee for card payments, which is lower than PayPal's pricing, and they do not entail hidden fees or mandatory contracts, posing a genuine challenge to PayPal's competitive edge.PayPal alternatives (Forbes)Final thoughtsPayPal, despite facing challenges, maintains a commanding presence in the online payment platform landscape. This solid foundation hints at continued financial growth in the long run. Additionally, while competition looms in the fintech arena, PayPal's prominent role in the burgeoning \"Buy now, pay later\" market, valued at $6.13 billion and set for a steady 26.1% CAGR from 2023 to 2030, offers a promising growth avenue. Factor in the company's robust financial health, including profitability, a stable balance sheet, positive free cash flow, and anticipated EPS increases for FY 2023 and FY 2024, and it becomes an attractive choice for bullish investors.","news_type":1},"isVote":1,"tweetType":1,"viewCount":169,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":229675230609520,"gmtCreate":1697114895218,"gmtModify":1697114898486,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PYPL\">$PayPal(PYPL)$ &nbsp;</a>i currently have a $10 per fortnight buy of this undervalued bohemoth of a company! Not much I know, but it will grow over time and I will increase buy amount over time 😁🤑","listText":"<a href=\"https://ttm.financial/S/PYPL\">$PayPal(PYPL)$ &nbsp;</a>i currently have a $10 per fortnight buy of this undervalued bohemoth of a company! Not much I know, but it will grow over time and I will increase buy amount over time 😁🤑","text":"$PayPal(PYPL)$ i currently have a $10 per fortnight buy of this undervalued bohemoth of a company! Not much I know, but it will grow over time and I will increase buy amount over time 😁🤑","images":[{"img":"https://community-static.tradeup.com/news/bb44656051a900b2c978372300a60a1c","width":"1080","height":"1896"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/229675230609520","isVote":1,"tweetType":1,"viewCount":703,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":229675223191552,"gmtCreate":1697114827378,"gmtModify":1697114832563,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"I currently have a $10 per fortnight buy $PayPal(PYPL)$;&nbsp;an undervalued bohemoth of a company!&nbsp; Not a huge amount&nbsp;I know, but it will grow over time and I will increase buy amount as I am able to invest more. I believe this will be a really exciting opportunity!&nbsp;😁🤑","listText":"I currently have a $10 per fortnight buy $PayPal(PYPL)$;&nbsp;an undervalued bohemoth of a company!&nbsp; Not a huge amount&nbsp;I know, but it will grow over time and I will increase buy amount as I am able to invest more. I believe this will be a really exciting opportunity!&nbsp;😁🤑","text":"I currently have a $10 per fortnight buy $PayPal(PYPL)$; an undervalued bohemoth of a company! Not a huge amount I know, but it will grow over time and I will increase buy amount as I am able to invest more. I believe this will be a really exciting opportunity! 😁🤑","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/229675223191552","isVote":1,"tweetType":1,"viewCount":386,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":208430543462512,"gmtCreate":1691910328125,"gmtModify":1691910333195,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Hello fellow tiger community! Loving reading all the high quality posts from everyone and gaining&nbsp;some real insight and information that is sure to be handy in the coming months.","listText":"Hello fellow tiger community! Loving reading all the high quality posts from everyone and gaining&nbsp;some real insight and information that is sure to be handy in the coming months.","text":"Hello fellow tiger community! Loving reading all the high quality posts from everyone and gaining some real insight and information that is sure to be handy in the coming months.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/208430543462512","isVote":1,"tweetType":1,"viewCount":74,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":205377714131104,"gmtCreate":1691150406657,"gmtModify":1691150410030,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Great ariticle, would you like to share it?","listText":"Great ariticle, would you like to share it?","text":"Great ariticle, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/205377714131104","repostId":"204710890541288","repostType":1,"repost":{"id":204710890541288,"gmtCreate":1690983380780,"gmtModify":1690983408210,"author":{"id":"3527667620927015","authorId":"3527667620927015","name":"Tiger_Earnings","avatar":"https://static.tigerbbs.com/1849fb1fb43d93db3974fd09c5f65ff1","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3527667620927015","idStr":"3527667620927015"},"themes":[],"title":"🎁Top Movers | Earnings Tripled! ELF, MTCH, GPN All Raised Guidance!","htmlText":"1. <a href=\"https://ttm.financial/S/ELF\">$e.l.f. Beauty Inc.(ELF)$</a> +19.17%: Tripled Earnings Show Surging Growth!e.l.f. Beauty, Inc., together with its subsidiaries, provides cosmetic and skin care products under the e.l.f. Cosmetics, e.l.f. Skin, Well People, and Keys Soulcare brand names worldwide.The company reported earnings that nearly tripled.Elf EPS vaulted 182% to $1.10 from 39 cents a year ago,&nbsp;way higher than the estimates of 57 cents.Sales surged 76.5% to $216.3 million, handily beating estimates&nbsp;of $184.6 million.Adjusted EPS:&nbsp;$1.10 vs. 57 centsSales: $216.3 mln vs. $184.6&nbsp;mlnFurthermore, ELF raised its sales and EPS guidance for fiscal 2024, indicating strong confidence in its future performance.For fiscal 2024, ELF raised sales guidance to $792 million","listText":"1. <a href=\"https://ttm.financial/S/ELF\">$e.l.f. Beauty Inc.(ELF)$</a> +19.17%: Tripled Earnings Show Surging Growth!e.l.f. Beauty, Inc., together with its subsidiaries, provides cosmetic and skin care products under the e.l.f. Cosmetics, e.l.f. Skin, Well People, and Keys Soulcare brand names worldwide.The company reported earnings that nearly tripled.Elf EPS vaulted 182% to $1.10 from 39 cents a year ago,&nbsp;way higher than the estimates of 57 cents.Sales surged 76.5% to $216.3 million, handily beating estimates&nbsp;of $184.6 million.Adjusted EPS:&nbsp;$1.10 vs. 57 centsSales: $216.3 mln vs. $184.6&nbsp;mlnFurthermore, ELF raised its sales and EPS guidance for fiscal 2024, indicating strong confidence in its future performance.For fiscal 2024, ELF raised sales guidance to $792 million","text":"1. $e.l.f. Beauty Inc.(ELF)$ +19.17%: Tripled Earnings Show Surging Growth!e.l.f. Beauty, Inc., together with its subsidiaries, provides cosmetic and skin care products under the e.l.f. Cosmetics, e.l.f. Skin, Well People, and Keys Soulcare brand names worldwide.The company reported earnings that nearly tripled.Elf EPS vaulted 182% to $1.10 from 39 cents a year ago, way higher than the estimates of 57 cents.Sales surged 76.5% to $216.3 million, handily beating estimates of $184.6 million.Adjusted EPS: $1.10 vs. 57 centsSales: $216.3 mln vs. $184.6 mlnFurthermore, ELF raised its sales and EPS guidance for fiscal 2024, indicating strong confidence in its future performance.For fiscal 2024, ELF raised sales guidance to $792 million","images":[{"img":"https://community-static.tradeup.com/news/cc80958e43e70c3d97061106f192d6b6","width":"722","height":"687"},{"img":"https://community-static.tradeup.com/news/a7d8d23077a4b20e49061836a5fdb175","width":"560","height":"240"},{"img":"https://community-static.tradeup.com/news/936815d9425da021a4d52682bc25c463","width":"560","height":"240"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/204710890541288","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":4,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":225,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":198652207185976,"gmtCreate":1689537351506,"gmtModify":1689537354495,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Great ariticle, would you like to share it?","listText":"Great ariticle, would you like to share it?","text":"Great ariticle, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/198652207185976","repostId":"197893471396016","repostType":1,"repost":{"id":197893471396016,"gmtCreate":1689341193178,"gmtModify":1689341229275,"author":{"id":"3527667645834579","authorId":"3527667645834579","name":"OptionsBB","avatar":"https://community-static.tradeup.com/news/d77352af64bc1f2e2b196137b6c9a363","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3527667645834579","idStr":"3527667645834579"},"themes":[],"title":"Options Spy: NKLA is up 60% and straddle strategies are the hot trades","htmlText":"U.S. stocks rose again Thursday as oil prices extended gains and the dollar tumbled after producer prices showed inflation continued to fall in June. The Wall Street Journal reporter Nick Timiraos, who is known as the Fed's mouthpiece, wrote that the US consumer price index (CPI) rose in June at a 26-month low, which increases the probability that the Federal Reserve will stop raising interest rates after an expected interest rate hike this month, that is, July may be the last interest rate hike this year.It is worth noting that the Fed's \"eagle King\" and St. Louis Federal Reserve Bank President Bullard announced that he would resign on August 14 and then go to Purdue University.John Flood, a partner at Goldman Sachs, thinks the S&amp;P could end the year at a new high. Flood said in a not","listText":"U.S. stocks rose again Thursday as oil prices extended gains and the dollar tumbled after producer prices showed inflation continued to fall in June. The Wall Street Journal reporter Nick Timiraos, who is known as the Fed's mouthpiece, wrote that the US consumer price index (CPI) rose in June at a 26-month low, which increases the probability that the Federal Reserve will stop raising interest rates after an expected interest rate hike this month, that is, July may be the last interest rate hike this year.It is worth noting that the Fed's \"eagle King\" and St. Louis Federal Reserve Bank President Bullard announced that he would resign on August 14 and then go to Purdue University.John Flood, a partner at Goldman Sachs, thinks the S&amp;P could end the year at a new high. Flood said in a not","text":"U.S. stocks rose again Thursday as oil prices extended gains and the dollar tumbled after producer prices showed inflation continued to fall in June. The Wall Street Journal reporter Nick Timiraos, who is known as the Fed's mouthpiece, wrote that the US consumer price index (CPI) rose in June at a 26-month low, which increases the probability that the Federal Reserve will stop raising interest rates after an expected interest rate hike this month, that is, July may be the last interest rate hike this year.It is worth noting that the Fed's \"eagle King\" and St. Louis Federal Reserve Bank President Bullard announced that he would resign on August 14 and then go to Purdue University.John Flood, a partner at Goldman Sachs, thinks the S&P could end the year at a new high. Flood said in a not","images":[{"img":"https://static.tigerbbs.com/019c1db4a1cc68f0f3fa2f7a94f5e12c","width":"2330","height":"1240"},{"img":"https://static.tigerbbs.com/d6eff8a8934be52bb4cec0d8fbf7ac80","width":"2326","height":"880"},{"img":"https://static.tigerbbs.com/ab09107cb8006bede10e8e3b3e9befda","width":"2352","height":"1292"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/197893471396016","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":4,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":135,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":198668021158000,"gmtCreate":1689537302546,"gmtModify":1689537305654,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Great ariticle, would you like to share it?","listText":"Great ariticle, would you like to share it?","text":"Great ariticle, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/198668021158000","repostId":"198114201317392","repostType":1,"repost":{"id":198114201317392,"gmtCreate":1689394900549,"gmtModify":1689394909585,"author":{"id":"3527667631258507","authorId":"3527667631258507","name":"VideoLounge","avatar":"https://static.tigerbbs.com/d2c50ee53d2487e186b3c414f8529d52","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3527667631258507","idStr":"3527667631258507"},"themes":[],"htmlText":"\n \n \n  [Live:Elon Musk plans Tesla and Twitter collaborations with xAI, his new startup]During a live audio session on Twitter, owner and chairman Elon Musk said his new AI startup, xAI, will use Twitter data for training the \"maximally curious\" artificial intelligence systems and products he hopes to build there.Other companies where Musk was a founder or serves as CEO, including Tesla, The Boring Co. and SpaceX, have done business together for years.The Tesla CEO also said his new artificial intelligence will collaborate with the automaker both on the \"silicon front\" and on the \"AI software front.\" <a href=\"https://ttm.financial/S/TSLA\">$Tesla Motors(TSLA)$</a>\n \n","listText":"[Live:Elon Musk plans Tesla and Twitter collaborations with xAI, his new startup]During a live audio session on Twitter, owner and chairman Elon Musk said his new AI startup, xAI, will use Twitter data for training the \"maximally curious\" artificial intelligence systems and products he hopes to build there.Other companies where Musk was a founder or serves as CEO, including Tesla, The Boring Co. and SpaceX, have done business together for years.The Tesla CEO also said his new artificial intelligence will collaborate with the automaker both on the \"silicon front\" and on the \"AI software front.\" <a href=\"https://ttm.financial/S/TSLA\">$Tesla Motors(TSLA)$</a>","text":"[Live:Elon Musk plans Tesla and Twitter collaborations with xAI, his new startup]During a live audio session on Twitter, owner and chairman Elon Musk said his new AI startup, xAI, will use Twitter data for training the \"maximally curious\" artificial intelligence systems and products he hopes to build there.Other companies where Musk was a founder or serves as CEO, including Tesla, The Boring Co. and SpaceX, have done business together for years.The Tesla CEO also said his new artificial intelligence will collaborate with the automaker both on the \"silicon front\" and on the \"AI software front.\" $Tesla Motors(TSLA)$","images":[],"top":1,"highlighted":2,"essential":2,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/198114201317392","isVote":1,"tweetType":2,"object":{"id":"8359ba4b254b43af8e880a4787ce20c3","tweetId":"198114201317392","videoUrl":"https://1254107296.vod2.myqcloud.com/e2ad4227vodcq1254107296/c2ae39d73270835010671647420/f0.mp4","poster":"https://community-static.tradeup.com/news/25956c0b6c8bb8c7dc1425eca12c43f9"},"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":192,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":197555339612184,"gmtCreate":1689265618760,"gmtModify":1689265621956,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Great ariticle, would you like to share it?","listText":"Great ariticle, would you like to share it?","text":"Great ariticle, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/197555339612184","repostId":"197200190214320","repostType":1,"repost":{"id":197200190214320,"gmtCreate":1689171935076,"gmtModify":1689171943514,"author":{"id":"4102740637684170","authorId":"4102740637684170","name":"OptionsDelta","avatar":"https://static.tigerbbs.com/b5ab2017d32f95a165639de659b21cd1","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4102740637684170","idStr":"4102740637684170"},"themes":[],"title":"Options imply a surge in Microsoft","htmlText":"The smooth landing of the Blizzard acquisition is not only good for Blizzard, but also good for Microsoft's stock price - although I do not know if there is any other market behind this big order.buy <a target=\"_blank\" href=\"https://ttm.financial/OPT/MSFT%2020230818%20365.0%20CALL\">$MSFT 20230818 365.0 CALL$</a>This option large order has a total transaction volume of 12,000, with a total transaction amount of about 3 million. From the choice of the exercise price, Microsoft is expected to have a 7.6% increase in the short term. The institutional buying opportunity came on Monday, when Nasdaq announced a lower opening of its weighted stock price, and institutions took the opportunity to attract funding.For a near-term option with an expiration date of only 37 days, it is a veritable aggres","listText":"The smooth landing of the Blizzard acquisition is not only good for Blizzard, but also good for Microsoft's stock price - although I do not know if there is any other market behind this big order.buy <a target=\"_blank\" href=\"https://ttm.financial/OPT/MSFT%2020230818%20365.0%20CALL\">$MSFT 20230818 365.0 CALL$</a>This option large order has a total transaction volume of 12,000, with a total transaction amount of about 3 million. From the choice of the exercise price, Microsoft is expected to have a 7.6% increase in the short term. The institutional buying opportunity came on Monday, when Nasdaq announced a lower opening of its weighted stock price, and institutions took the opportunity to attract funding.For a near-term option with an expiration date of only 37 days, it is a veritable aggres","text":"The smooth landing of the Blizzard acquisition is not only good for Blizzard, but also good for Microsoft's stock price - although I do not know if there is any other market behind this big order.buy $MSFT 20230818 365.0 CALL$This option large order has a total transaction volume of 12,000, with a total transaction amount of about 3 million. From the choice of the exercise price, Microsoft is expected to have a 7.6% increase in the short term. The institutional buying opportunity came on Monday, when Nasdaq announced a lower opening of its weighted stock price, and institutions took the opportunity to attract funding.For a near-term option with an expiration date of only 37 days, it is a veritable aggres","images":[{"img":"https://static.tigerbbs.com/dc43f28668e59a7295d00153d2a90234","width":"1003","height":"650"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/197200190214320","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":174,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":193969555312896,"gmtCreate":1688395694283,"gmtModify":1688395698065,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"I thought I would sell my particularly small hold of bionano as after the share split it was. Egter to cut my losses and write it off in the 22\\23 financial year","listText":"I thought I would sell my particularly small hold of bionano as after the share split it was. Egter to cut my losses and write it off in the 22\\23 financial year","text":"I thought I would sell my particularly small hold of bionano as after the share split it was. Egter to cut my losses and write it off in the 22\\23 financial year","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/193969555312896","isVote":1,"tweetType":1,"viewCount":221,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":193375106097312,"gmtCreate":1688263099464,"gmtModify":1688263103503,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/03189\">$EFUND LIQUOR(03189)$ &nbsp;</a>","listText":"<a href=\"https://ttm.financial/S/03189\">$EFUND LIQUOR(03189)$ &nbsp;</a>","text":"$EFUND LIQUOR(03189)$","images":[{"img":"https://community-static.tradeup.com/news/fa6f307bc3680d6ed131fc56a4ecdfdc","width":"1080","height":"1613"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/193375106097312","isVote":1,"tweetType":1,"viewCount":74,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"hots":[{"id":9944487959,"gmtCreate":1682019145072,"gmtModify":1682019150091,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"It really does depend if you are investing short term or medium to long term. The stated tiger rate of 4.85% would no doubt be an average figure, and success depends on your knowledge of the stock market. If your knowledge is good the medium to long term this is the path to take.&nbsp; A guaranteed (subject to interest rates and Apple's whims) 4.15‰ is perfect for people nearing retirement and risk averse people. You may also want to choose to invest money at Apple's rate to hedge and diversify your medium to long term investment goals.","listText":"It really does depend if you are investing short term or medium to long term. The stated tiger rate of 4.85% would no doubt be an average figure, and success depends on your knowledge of the stock market. If your knowledge is good the medium to long term this is the path to take.&nbsp; A guaranteed (subject to interest rates and Apple's whims) 4.15‰ is perfect for people nearing retirement and risk averse people. You may also want to choose to invest money at Apple's rate to hedge and diversify your medium to long term investment goals.","text":"It really does depend if you are investing short term or medium to long term. The stated tiger rate of 4.85% would no doubt be an average figure, and success depends on your knowledge of the stock market. If your knowledge is good the medium to long term this is the path to take. A guaranteed (subject to interest rates and Apple's whims) 4.15‰ is perfect for people nearing retirement and risk averse people. You may also want to choose to invest money at Apple's rate to hedge and diversify your medium to long term investment goals.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":16,"commentSize":6,"repostSize":1,"link":"https://ttm.financial/post/9944487959","isVote":1,"tweetType":1,"viewCount":559,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9952845190,"gmtCreate":1674646322111,"gmtModify":1676538950472,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/BEN.AU\">$BENDIGO AND ADELAIDE BANK(BEN.AU)$ &nbsp;</a>what is everyone's opinion of Bendigo? Growth stock? Do they have any real clout in the industry?","listText":"<a href=\"https://ttm.financial/S/BEN.AU\">$BENDIGO AND ADELAIDE BANK(BEN.AU)$ &nbsp;</a>what is everyone's opinion of Bendigo? Growth stock? Do they have any real clout in the industry?","text":"$BENDIGO AND ADELAIDE BANK(BEN.AU)$ what is everyone's opinion of Bendigo? Growth stock? Do they have any real clout in the industry?","images":[{"img":"https://community-static.tradeup.com/news/b46007594d0cfc6b7b58fba9e9db3bbb","width":"1080","height":"2023"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":12,"commentSize":7,"repostSize":0,"link":"https://ttm.financial/post/9952845190","isVote":1,"tweetType":1,"viewCount":336,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9951187635,"gmtCreate":1673425456428,"gmtModify":1676538834551,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"What does everyone think Appen (apx) shares will do this year? No knowledge here, but think surely they have got their bottom?","listText":"What does everyone think Appen (apx) shares will do this year? No knowledge here, but think surely they have got their bottom?","text":"What does everyone think Appen (apx) shares will do this year? No knowledge here, but think surely they have got their bottom?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":3,"repostSize":0,"link":"https://ttm.financial/post/9951187635","isVote":1,"tweetType":1,"viewCount":33,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"9000000000000684","authorId":"9000000000000684","name":"BerniceCarter","avatar":"https://static.tigerbbs.com/043a4785c03f3218364bbe4043176dbc","crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"9000000000000684","idStr":"9000000000000684"},"content":"I don't think it would be the bottom of APX.","text":"I don't think it would be the bottom of APX.","html":"I don't think it would be the bottom of APX."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9944487151,"gmtCreate":1682020673973,"gmtModify":1682020679500,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/BNGO\">$Bionano Genomics(BNGO)$ &nbsp;</a>they have dropped big time! What is going on??","listText":"<a href=\"https://ttm.financial/S/BNGO\">$Bionano Genomics(BNGO)$ &nbsp;</a>they have dropped big time! What is going on??","text":"$Bionano Genomics(BNGO)$ they have dropped big time! What is going on??","images":[{"img":"https://community-static.tradeup.com/news/96e8486ad1e70f80031a972b274d8647","width":"1080","height":"1879"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/9944487151","isVote":1,"tweetType":1,"viewCount":1045,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3584874174562489","authorId":"3584874174562489","name":"vic78","avatar":"https://static.tigerbbs.com/d4dc3bd30cec435b0345175f72eeb4dc","crmLevel":3,"crmLevelSwitch":0,"authorIdStr":"3584874174562489","idStr":"3584874174562489"},"content":"You didn't know, CEO proposed to reverse split the stock","text":"You didn't know, CEO proposed to reverse split the stock","html":"You didn't know, CEO proposed to reverse split the stock"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":233598247669824,"gmtCreate":1698059754936,"gmtModify":1698059759864,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Buy buy buy for me, I think their outlook is healthy and they will also have a lot of spare cash to make some (hopefully) wise investments. They should definitely expand more of their services to Australia, a wealthy nation and high literacy and consumption of technology and FinTech services","listText":"Buy buy buy for me, I think their outlook is healthy and they will also have a lot of spare cash to make some (hopefully) wise investments. They should definitely expand more of their services to Australia, a wealthy nation and high literacy and consumption of technology and FinTech services","text":"Buy buy buy for me, I think their outlook is healthy and they will also have a lot of spare cash to make some (hopefully) wise investments. They should definitely expand more of their services to Australia, a wealthy nation and high literacy and consumption of technology and FinTech services","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/233598247669824","repostId":"2377575070","repostType":2,"repost":{"id":"2377575070","pubTimestamp":1698058747,"share":"https://ttm.financial/m/news/2377575070?lang=&edition=fundamental","pubTime":"2023-10-23 18:59","market":"us","language":"en","title":"PayPal: Battling Sentiment, Rising Performance","url":"https://stock-news.laohu8.com/highlight/detail?id=2377575070","media":"seekingalpha","summary":"PayPal's stock has had a terrible year, losing 35.11% and trading at a six-year low.The company has nearly doubled its revenue over the last six years but faces negative market sentiment due to slowin","content":"<html><head></head><body><ul style=\"\"><li><p><a href=\"https://laohu8.com/S/PYPL\">PayPal</a>&#39;s stock has had a terrible year, losing 35.11% and trading at a six-year low.</p></li><li><p>The company has nearly doubled its revenue over the last six years but faces negative market sentiment due to slowing user growth, competition, and higher inflation.</p></li><li><p>Despite the stock&#39;s decline, investors may want to take a bullish stance on PayPal due to its profitability, increasing free cash flow, and growing EPS.</p></li></ul><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/246c0b30d7c7423e4e4de84b3df905ac\" tg-width=\"750\" tg-height=\"474\"/></p><p>Justin Sullivan</p><p>During the pandemic, PayPal Holdings (NASDAQ:PYPL) was riding high, with its stock trading around $300 in 2021. However, times have changed and the stock price has plummeted to a six-year low, losing 35.11% value over the last year. Recent years have been unkind to PayPal due to the end of its 19-year partnership with <a href=\"https://laohu8.com/S/EBAY\">eBay</a>, economic challenges in 2022, and heightened competition. Despite these challenges and investor doubts, PayPal&#39;s financial performance has been impressive, almost doubling its revenue over the past six years. This demonstrates the company&#39;s resilience in a constantly evolving industry.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/db4a062f995b4406c54fd007a47a5170\" tg-width=\"640\" tg-height=\"241\"/></p><p>Stock trend since spinoff (Seeking Alpha)</p><p>While the concerns are valid, dominating a market with 26,300 fintech competitors in 2023 won&#39;t be a walk in the park. But there&#39;s a promising angle to consider: the company&#39;s position in the &#34;Buy now, pay later&#34; (BNPL) market, currently valued at $6.13 billion and projected to grow at a steady 26.1% CAGR from 2023 to 2030. Furthermore, despite past investor setbacks, the company&#39;s financial health is robust, boasting profitability, a solid balance sheet, positive free cash flow, and an anticipated boost in EPS for both FY 2023 and FY 2024. Therefore investors may want to take a bullish stance on this stock</p><h2 id=\"id_1534081962\">Company overview</h2><p>PayPal has established itself as a prominent global fintech giant, boasting a substantial market cap of $60.18 billion and a remarkable 40.52% share of the global payment service segment. Since its establishment in 1998, it has been a trailblazer in reshaping the landscape of financial transactions. With remarkable agility, it garnered worldwide recognition, crossing the monumental threshold of 100 million users in 2006. Today, the platform serves an impressive 431 million active users, firmly securing its position in the financial landscape. The U.S. remains its largest market by number of users.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/786aecd7d6024697c17344f984f14799\" tg-width=\"640\" tg-height=\"235\"/></p><p>PayPal users by country (Demand Sage)</p><p>Despite many alternatives, PayPal&#39;s frontrunner position allows it to benefit as the clear leader in the field.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/830a597e120614a1e59c2b0b8a27efc4\" tg-width=\"640\" tg-height=\"488\"/></p><p>Top Payment Gateways products (G2)</p><p>PayPal caters to both consumers and merchants. One of PayPal&#39;s primary segments is the high-margin branded checkout button, which contributed to 30% of PayPal&#39;s total payment volume (TPV) in 2022. Another significant growth segment is the unbranded Braintree segment, even though it operates at lower margins. Acquired for $800 million in 2013, it&#39;s on the path to becoming a dominant part of PayPal&#39;s portfolio. With a TPV of $400 billion in 2022, it stands shoulder-to-shoulder with the branded checkout service as a pivotal driver of results. Additionally, there&#39;s the peer-to-peer service known as Venmo. Sporting a 2022 TPV of nearly $250 billion, it represents the third-largest aspect of PayPal&#39;s business. What sets Venmo apart is its ability to leverage network effects: when friends need to send and receive money among themselves, there&#39;s a compelling reason to join the service. This means it becomes even more effective as its user base expands.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/acb35232aa1ef0dfd5c79d433290ac37\" tg-width=\"640\" tg-height=\"350\"/></p><p>Three main segments (Investor presentation 2023)</p><h2 id=\"id_3450412120\">Market and major growth catalyst</h2><p>The financial services sector is poised for strong growth, buoyed by increasing consumer financial needs and the widespread embrace of cutting-edge technologies. Additionally, a rising interest rate environment is set to benefit financial services companies by boosting their profit margins. According to a report from BlueWeave Consulting, the global consumer finance market is projected to expand at a healthy CAGR of 7.1%, potentially reaching a substantial value of $1.96 trillion by 2029. This signifies promising opportunities in the industry for the years ahead.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/b7b57b810e9513ed73e38a919df39cc2\" tg-width=\"567\" tg-height=\"337\"/></p><p>Market growth forecast (BlueWeave Consulting)</p><p>One of the exciting advancements in finance is the emergence of &#34;Buy Now, Pay Later&#34; applications, often referred to as BNPL. As the name implies, BNPL is quite straightforward – it&#39;s all about making purchases more affordable for consumers. It provides a way for people to make instant buys and offers various options for spreading payments without incurring any interest charges. This comes as a relief in a financial landscape where traditional banks often decline loans or high interest rates.</p><p>With ongoing expansion and increased annual funding, this business model is set to sustain its growth, attracting both customers and investors. BNPL online applications are quickly becoming the financial institutions of choice for the new generation and a changing world. The global market for BNPL reached an estimated value of $6.13 billion in 2022, and it&#39;s expected to maintain its rapid growth with a projected CAGR of 26.1% from 2023 to 2030. This indicates a significant shift in the way people manage their finances and make purchases.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/dff2c22e2c3db51cd3dbfcc6f10150a9\" tg-width=\"640\" tg-height=\"323\"/></p><p>Buy Now Pay later market (Substackcdn.com)</p><p>PayPal holds the top spot in the U.S. market, boasting a commanding 50% market share. This places them in a prime position in an industry that&#39;s brimming with tremendous growth and opportunities. Moreover, we&#39;re witnessing an influx of companies venturing into this market, such as Galileo Buy Now, Pay Later by SoFi Technologies (SOFI). This trend isn&#39;t just a U.S. affair; it&#39;s gaining substantial momentum on a global scale, particularly in the Asian market. What&#39;s noteworthy is the swifter adoption among the younger demographic, marking a promising path ahead.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9cde66e213e251dbde753165b0f04c21\" tg-width=\"640\" tg-height=\"506\"/></p><p>BNPL PayPal offerings (PayPal)</p><h2 id=\"id_636468070\">Financials</h2><p>Although the stock price might appear volatile, a closer look at the financials tells a more upbeat tale. Over the past decade, the company has consistently been boosting its revenue, achieving an impressive 5-year CAGR of 14.48%. This growth has led to a significant increase in revenue, climbing from $15.45 billion in FY2018 to a substantial $28.556 billion in the TTM. However, when we shift our focus to the company&#39;s gross profit, we observe a narrowing margin. It has declined from 52.56% in FY 2015 to 41.30% in the TTM.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/be5f34ab328bd4b6e65f553f1a8288e6\" tg-width=\"640\" tg-height=\"192\"/></p><p>Annual revenue trend (Seeking Alpha)</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9ba55d5caa22eca2888b05a9e497573b\" tg-width=\"640\" tg-height=\"24\"/></p><p>Annual gross profit % (Seeking Alpha)</p><p>Over the past three years, net income has shown impressive growth at a CAGR of 16.4%. However, it&#39;s worth noting that the journey for net income has had its share of ups and downs. In FY2022, there was a decline in earnings, primarily driven by a decline in expected users. PayPal reduced the number of new account additions, as they were not contributing substantially to the company&#39;s income. This strategic pivot meant sacrificing some short-term growth in favour of a more sustainable long-term trajectory. The good news is that the net income in the TTM has rebounded significantly, now standing at a robust $4.075 billion, reaffirming PayPal&#39;s continued financial strength and adaptability.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/620b0e4eb8fe2181eaea922903336ee6\" tg-width=\"628\" tg-height=\"199\"/></p><p>Annual net income (Seeking Alpha)</p><p>Over the past decade, the levered free cash flow has shown a positive trend, albeit with some fluctuations. The company has demonstrated a consistent ability to generate free cash flow, with a total of $3.7 billion TTM. The management actively deploys this cash by initiating share buybacks, with plans to repurchase stocks worth $5 billion throughout this year. This strategic move underscores their commitment to enhancing shareholder value.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/b7173314dde8ed270a769eb0c05a816d\" tg-width=\"628\" tg-height=\"196\"/></p><p>Levered free cash flow (Seeking Alpha)</p><p>PayPal&#39;s balance sheet paints a reassuring picture. As of June 30, the company held $14.4 billion in cash, cash equivalents, and investments, while shouldering a manageable debt load of $10.5 billion. This robust financial standing not only offers investors a sense of security but also empowers PayPal to actively explore and invest in new avenues for growth.</p><h2 id=\"id_533135854\">Valuation</h2><p>PayPal&#39;s stock is currently trading at a six-year low, despite the company&#39;s improved financial performance. Wall Street, with input from 48 analysts, rates PayPal with a solid 4.1 Buy rating, and the stock is trading well below its average price target of $84.55. The Forward GAAP Price-to-Earnings (P/E) ratio stands at 15.72x, lower than several rising competitors, suggesting undervaluation. When looking at the Forward Non-GAAP Price/Earnings to Growth (PEG) ratio, which considers growth prospects, PayPal&#39;s 0.74x ratio is lower than all major competitors, indicating a promising investment opportunity.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/edf76677058df19dfae12d2774e57cd2\" tg-width=\"640\" tg-height=\"325\"/></p><p>Relative peer valuation (Seeking Alpha)</p><p>The company is set to announce its Q3 2023 Earnings Call on November 1, 2023. It&#39;s worth noting that the estimated EPS for the full fiscal year 2023 stands at $4.95, showing an improvement from the previous fiscal year, 2022, when the company achieved an EPS of $4.13.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/7fd33c0b3fd18363890bae3258331914\" tg-width=\"640\" tg-height=\"328\"/></p><p>Earnings Estimates for FY2023 (Seeking Alpha)</p><h2 id=\"id_673932323\">Risk</h2><p>PayPal faces several specific risks. It has dominated its market, but the industry can change rapidly through digital advancements and new competitors. One concern is the risk of commoditisation, as the services it provides are not entirely unique and can be replicated by competitors, although PayPal&#39;s scale provides a certain level of security. The company&#39;s comparatively higher pricing, in contrast to some competitors, might potentially impact its future growth as more affordable alternatives become increasingly available. For instance, Square offers transaction fees that begin at 2.6%, along with a 10-cent fee for card payments, which is lower than PayPal&#39;s pricing, and they do not entail hidden fees or mandatory contracts, posing a genuine challenge to PayPal&#39;s competitive edge.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/017226755982bb8a2bcde2e96450c717\" tg-width=\"640\" tg-height=\"510\"/></p><p>PayPal alternatives (Forbes)</p><h2 id=\"id_708021819\">Final thoughts</h2><p>PayPal, despite facing challenges, maintains a commanding presence in the online payment platform landscape. This solid foundation hints at continued financial growth in the long run. Additionally, while competition looms in the fintech arena, PayPal&#39;s prominent role in the burgeoning &#34;Buy now, pay later&#34; market, valued at $6.13 billion and set for a steady 26.1% CAGR from 2023 to 2030, offers a promising growth avenue. Factor in the company&#39;s robust financial health, including profitability, a stable balance sheet, positive free cash flow, and anticipated EPS increases for FY 2023 and FY 2024, and it becomes an attractive choice for bullish investors.</p></body></html>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal: Battling Sentiment, Rising Performance</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal: Battling Sentiment, Rising Performance\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-10-23 18:59 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4642495-paypal-battling-sentiment-rising-performance><strong>seekingalpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>PayPal's stock has had a terrible year, losing 35.11% and trading at a six-year low.The company has nearly doubled its revenue over the last six years but faces negative market sentiment due to ...</p>\n\n<a href=\"https://seekingalpha.com/article/4642495-paypal-battling-sentiment-rising-performance\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PYPL":"PayPal","SOFI":"SoFi Technologies Inc."},"source_url":"https://seekingalpha.com/article/4642495-paypal-battling-sentiment-rising-performance","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"2377575070","content_text":"PayPal's stock has had a terrible year, losing 35.11% and trading at a six-year low.The company has nearly doubled its revenue over the last six years but faces negative market sentiment due to slowing user growth, competition, and higher inflation.Despite the stock's decline, investors may want to take a bullish stance on PayPal due to its profitability, increasing free cash flow, and growing EPS.Justin SullivanDuring the pandemic, PayPal Holdings (NASDAQ:PYPL) was riding high, with its stock trading around $300 in 2021. However, times have changed and the stock price has plummeted to a six-year low, losing 35.11% value over the last year. Recent years have been unkind to PayPal due to the end of its 19-year partnership with eBay, economic challenges in 2022, and heightened competition. Despite these challenges and investor doubts, PayPal's financial performance has been impressive, almost doubling its revenue over the past six years. This demonstrates the company's resilience in a constantly evolving industry.Stock trend since spinoff (Seeking Alpha)While the concerns are valid, dominating a market with 26,300 fintech competitors in 2023 won't be a walk in the park. But there's a promising angle to consider: the company's position in the \"Buy now, pay later\" (BNPL) market, currently valued at $6.13 billion and projected to grow at a steady 26.1% CAGR from 2023 to 2030. Furthermore, despite past investor setbacks, the company's financial health is robust, boasting profitability, a solid balance sheet, positive free cash flow, and an anticipated boost in EPS for both FY 2023 and FY 2024. Therefore investors may want to take a bullish stance on this stockCompany overviewPayPal has established itself as a prominent global fintech giant, boasting a substantial market cap of $60.18 billion and a remarkable 40.52% share of the global payment service segment. Since its establishment in 1998, it has been a trailblazer in reshaping the landscape of financial transactions. With remarkable agility, it garnered worldwide recognition, crossing the monumental threshold of 100 million users in 2006. Today, the platform serves an impressive 431 million active users, firmly securing its position in the financial landscape. The U.S. remains its largest market by number of users.PayPal users by country (Demand Sage)Despite many alternatives, PayPal's frontrunner position allows it to benefit as the clear leader in the field.Top Payment Gateways products (G2)PayPal caters to both consumers and merchants. One of PayPal's primary segments is the high-margin branded checkout button, which contributed to 30% of PayPal's total payment volume (TPV) in 2022. Another significant growth segment is the unbranded Braintree segment, even though it operates at lower margins. Acquired for $800 million in 2013, it's on the path to becoming a dominant part of PayPal's portfolio. With a TPV of $400 billion in 2022, it stands shoulder-to-shoulder with the branded checkout service as a pivotal driver of results. Additionally, there's the peer-to-peer service known as Venmo. Sporting a 2022 TPV of nearly $250 billion, it represents the third-largest aspect of PayPal's business. What sets Venmo apart is its ability to leverage network effects: when friends need to send and receive money among themselves, there's a compelling reason to join the service. This means it becomes even more effective as its user base expands.Three main segments (Investor presentation 2023)Market and major growth catalystThe financial services sector is poised for strong growth, buoyed by increasing consumer financial needs and the widespread embrace of cutting-edge technologies. Additionally, a rising interest rate environment is set to benefit financial services companies by boosting their profit margins. According to a report from BlueWeave Consulting, the global consumer finance market is projected to expand at a healthy CAGR of 7.1%, potentially reaching a substantial value of $1.96 trillion by 2029. This signifies promising opportunities in the industry for the years ahead.Market growth forecast (BlueWeave Consulting)One of the exciting advancements in finance is the emergence of \"Buy Now, Pay Later\" applications, often referred to as BNPL. As the name implies, BNPL is quite straightforward – it's all about making purchases more affordable for consumers. It provides a way for people to make instant buys and offers various options for spreading payments without incurring any interest charges. This comes as a relief in a financial landscape where traditional banks often decline loans or high interest rates.With ongoing expansion and increased annual funding, this business model is set to sustain its growth, attracting both customers and investors. BNPL online applications are quickly becoming the financial institutions of choice for the new generation and a changing world. The global market for BNPL reached an estimated value of $6.13 billion in 2022, and it's expected to maintain its rapid growth with a projected CAGR of 26.1% from 2023 to 2030. This indicates a significant shift in the way people manage their finances and make purchases.Buy Now Pay later market (Substackcdn.com)PayPal holds the top spot in the U.S. market, boasting a commanding 50% market share. This places them in a prime position in an industry that's brimming with tremendous growth and opportunities. Moreover, we're witnessing an influx of companies venturing into this market, such as Galileo Buy Now, Pay Later by SoFi Technologies (SOFI). This trend isn't just a U.S. affair; it's gaining substantial momentum on a global scale, particularly in the Asian market. What's noteworthy is the swifter adoption among the younger demographic, marking a promising path ahead.BNPL PayPal offerings (PayPal)FinancialsAlthough the stock price might appear volatile, a closer look at the financials tells a more upbeat tale. Over the past decade, the company has consistently been boosting its revenue, achieving an impressive 5-year CAGR of 14.48%. This growth has led to a significant increase in revenue, climbing from $15.45 billion in FY2018 to a substantial $28.556 billion in the TTM. However, when we shift our focus to the company's gross profit, we observe a narrowing margin. It has declined from 52.56% in FY 2015 to 41.30% in the TTM.Annual revenue trend (Seeking Alpha)Annual gross profit % (Seeking Alpha)Over the past three years, net income has shown impressive growth at a CAGR of 16.4%. However, it's worth noting that the journey for net income has had its share of ups and downs. In FY2022, there was a decline in earnings, primarily driven by a decline in expected users. PayPal reduced the number of new account additions, as they were not contributing substantially to the company's income. This strategic pivot meant sacrificing some short-term growth in favour of a more sustainable long-term trajectory. The good news is that the net income in the TTM has rebounded significantly, now standing at a robust $4.075 billion, reaffirming PayPal's continued financial strength and adaptability.Annual net income (Seeking Alpha)Over the past decade, the levered free cash flow has shown a positive trend, albeit with some fluctuations. The company has demonstrated a consistent ability to generate free cash flow, with a total of $3.7 billion TTM. The management actively deploys this cash by initiating share buybacks, with plans to repurchase stocks worth $5 billion throughout this year. This strategic move underscores their commitment to enhancing shareholder value.Levered free cash flow (Seeking Alpha)PayPal's balance sheet paints a reassuring picture. As of June 30, the company held $14.4 billion in cash, cash equivalents, and investments, while shouldering a manageable debt load of $10.5 billion. This robust financial standing not only offers investors a sense of security but also empowers PayPal to actively explore and invest in new avenues for growth.ValuationPayPal's stock is currently trading at a six-year low, despite the company's improved financial performance. Wall Street, with input from 48 analysts, rates PayPal with a solid 4.1 Buy rating, and the stock is trading well below its average price target of $84.55. The Forward GAAP Price-to-Earnings (P/E) ratio stands at 15.72x, lower than several rising competitors, suggesting undervaluation. When looking at the Forward Non-GAAP Price/Earnings to Growth (PEG) ratio, which considers growth prospects, PayPal's 0.74x ratio is lower than all major competitors, indicating a promising investment opportunity.Relative peer valuation (Seeking Alpha)The company is set to announce its Q3 2023 Earnings Call on November 1, 2023. It's worth noting that the estimated EPS for the full fiscal year 2023 stands at $4.95, showing an improvement from the previous fiscal year, 2022, when the company achieved an EPS of $4.13.Earnings Estimates for FY2023 (Seeking Alpha)RiskPayPal faces several specific risks. It has dominated its market, but the industry can change rapidly through digital advancements and new competitors. One concern is the risk of commoditisation, as the services it provides are not entirely unique and can be replicated by competitors, although PayPal's scale provides a certain level of security. The company's comparatively higher pricing, in contrast to some competitors, might potentially impact its future growth as more affordable alternatives become increasingly available. For instance, Square offers transaction fees that begin at 2.6%, along with a 10-cent fee for card payments, which is lower than PayPal's pricing, and they do not entail hidden fees or mandatory contracts, posing a genuine challenge to PayPal's competitive edge.PayPal alternatives (Forbes)Final thoughtsPayPal, despite facing challenges, maintains a commanding presence in the online payment platform landscape. This solid foundation hints at continued financial growth in the long run. Additionally, while competition looms in the fintech arena, PayPal's prominent role in the burgeoning \"Buy now, pay later\" market, valued at $6.13 billion and set for a steady 26.1% CAGR from 2023 to 2030, offers a promising growth avenue. Factor in the company's robust financial health, including profitability, a stable balance sheet, positive free cash flow, and anticipated EPS increases for FY 2023 and FY 2024, and it becomes an attractive choice for bullish investors.","news_type":1},"isVote":1,"tweetType":1,"viewCount":169,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9958989561,"gmtCreate":1673612104453,"gmtModify":1676538864483,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"This is a great idea for a campaign. Cute little pick up and put down game, fair prizes and it's always great to tie it in with a a major event like the world cup! Thanks Tiger, just wish I had have started earlier!","listText":"This is a great idea for a campaign. Cute little pick up and put down game, fair prizes and it's always great to tie it in with a a major event like the world cup! Thanks Tiger, just wish I had have started earlier!","text":"This is a great idea for a campaign. Cute little pick up and put down game, fair prizes and it's always great to tie it in with a a major event like the world cup! Thanks Tiger, just wish I had have started earlier!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9958989561","isVote":1,"tweetType":1,"viewCount":73,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":189644546183176,"gmtCreate":1687325458658,"gmtModify":1687325462175,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Fun to play! Good controls and fast paced!","listText":"Fun to play! Good controls and fast paced!","text":"Fun to play! Good controls and fast paced!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/189644546183176","isVote":1,"tweetType":1,"viewCount":117,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":264140241481752,"gmtCreate":1705534895011,"gmtModify":1705534899335,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PYPL\">$PayPal(PYPL)$ </a> will they enter reach their peak again?","listText":"<a href=\"https://ttm.financial/S/PYPL\">$PayPal(PYPL)$ </a> will they enter reach their peak again?","text":"$PayPal(PYPL)$ will they enter reach their peak again?","images":[{"img":"https://community-static.tradeup.com/news/49517aac19a0718d8257424bcd44e860","width":"906","height":"1406"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/264140241481752","isVote":1,"tweetType":1,"viewCount":424,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":262813678481576,"gmtCreate":1705197698593,"gmtModify":1705197702760,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"😫😁😫😁😫😁😫😁😫😁😁❤️😁","listText":"😫😁😫😁😫😁😫😁😫😁😁❤️😁","text":"😫😁😫😁😫😁😫😁😫😁😁❤️😁","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/262813678481576","isVote":1,"tweetType":1,"viewCount":455,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":261185781911600,"gmtCreate":1704776532864,"gmtModify":1704776537078,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Winners are grinners come have fun make money","listText":"Winners are grinners come have fun make money","text":"Winners are grinners come have fun make money","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/261185781911600","isVote":1,"tweetType":1,"viewCount":567,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":259725775352088,"gmtCreate":1704419977286,"gmtModify":1704419986502,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Show me the&nbsp;Money money money!!","listText":"Show me the&nbsp;Money money money!!","text":"Show me the Money money money!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/259725775352088","isVote":1,"tweetType":1,"viewCount":326,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":258913685819656,"gmtCreate":1704245250379,"gmtModify":1704245254563,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Were into the third day of the new year and still I play play play","listText":"Were into the third day of the new year and still I play play play","text":"Were into the third day of the new year and still I play play play","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/258913685819656","isVote":1,"tweetType":1,"viewCount":352,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":258359404679232,"gmtCreate":1704109911228,"gmtModify":1704109915810,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Happy new year my fellow tigerians!","listText":"Happy new year my fellow tigerians!","text":"Happy new year my fellow tigerians!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/258359404679232","isVote":1,"tweetType":1,"viewCount":311,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":257194700632136,"gmtCreate":1703825570361,"gmtModify":1703825572830,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Loving the game, want more chances!","listText":"Loving the game, want more chances!","text":"Loving the game, want more chances!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/257194700632136","isVote":1,"tweetType":1,"viewCount":432,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":255940710879496,"gmtCreate":1703519673782,"gmtModify":1703519679139,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Woo hoo! Coins money free oh my!","listText":"Woo hoo! Coins money free oh my!","text":"Woo hoo! Coins money free oh my!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/255940710879496","repostId":"248337530683464","repostType":1,"repost":{"id":248337530683464,"gmtCreate":1701666701724,"gmtModify":1703060567200,"author":{"id":"3527667667103859","authorId":"3527667667103859","name":"TigerEvents","avatar":"https://community-static.tradeup.com/news/c266ef25181ace18bec1262357bbe1a8","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3527667667103859","idStr":"3527667667103859"},"themes":[],"title":"🐅🌟 TIGER TYCOON CHALLENGE IS ON! 🌟🐅","htmlText":"Hey Tycoons! 🎩💼 Ready to embark on the adventure of a lifetime? Introducing the Tiger Tycoon Challenge – where fortunes are made, and up to US$888 worth of prizes await the boldest players! 🏰🌈🎯 Objective: Build your empire, score big points, and unlock fabulous rewards!💰 Gold Rush: Every time you pass a gold coin spot, grab shiny gold coins! Cha-ching! 💰💵🏠 Construct &amp; Conquer: Step on an empty tile to construct a building to get points! 🏰🏆 Prizes Galore: Hit the prize tile to claim your treasure – it could be anything! 🎁✨🔄 Lucky Draw: Land on the draw tile and brace yourself! You might move forward, backward, or unlock a secret power! 🔄🔮🚀 Airdrop Alert: Keep your eyes on the sky! Periodically, the Tiger Tycoon map will rain down special rewards like stocks, vouchers, and more. Act fast","listText":"Hey Tycoons! 🎩💼 Ready to embark on the adventure of a lifetime? Introducing the Tiger Tycoon Challenge – where fortunes are made, and up to US$888 worth of prizes await the boldest players! 🏰🌈🎯 Objective: Build your empire, score big points, and unlock fabulous rewards!💰 Gold Rush: Every time you pass a gold coin spot, grab shiny gold coins! Cha-ching! 💰💵🏠 Construct &amp; Conquer: Step on an empty tile to construct a building to get points! 🏰🏆 Prizes Galore: Hit the prize tile to claim your treasure – it could be anything! 🎁✨🔄 Lucky Draw: Land on the draw tile and brace yourself! You might move forward, backward, or unlock a secret power! 🔄🔮🚀 Airdrop Alert: Keep your eyes on the sky! Periodically, the Tiger Tycoon map will rain down special rewards like stocks, vouchers, and more. Act fast","text":"Hey Tycoons! 🎩💼 Ready to embark on the adventure of a lifetime? Introducing the Tiger Tycoon Challenge – where fortunes are made, and up to US$888 worth of prizes await the boldest players! 🏰🌈🎯 Objective: Build your empire, score big points, and unlock fabulous rewards!💰 Gold Rush: Every time you pass a gold coin spot, grab shiny gold coins! Cha-ching! 💰💵🏠 Construct & Conquer: Step on an empty tile to construct a building to get points! 🏰🏆 Prizes Galore: Hit the prize tile to claim your treasure – it could be anything! 🎁✨🔄 Lucky Draw: Land on the draw tile and brace yourself! You might move forward, backward, or unlock a secret power! 🔄🔮🚀 Airdrop Alert: Keep your eyes on the sky! Periodically, the Tiger Tycoon map will rain down special rewards like stocks, vouchers, and more. Act fast","images":[],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/248337530683464","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":1,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":445,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":238983034765352,"gmtCreate":1699382969405,"gmtModify":1699382973439,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Halloweeny games for hella dreamy tiger coins","listText":"Halloweeny games for hella dreamy tiger coins","text":"Halloweeny games for hella dreamy tiger coins","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/238983034765352","isVote":1,"tweetType":1,"viewCount":354,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":238982884081776,"gmtCreate":1699382747112,"gmtModify":1699382750311,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Great ariticle, would you like to share it?","listText":"Great ariticle, would you like to share it?","text":"Great ariticle, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/238982884081776","repostId":"234641922486320","repostType":1,"repost":{"id":234641922486320,"gmtCreate":1698311827585,"gmtModify":1698655838090,"author":{"id":"3527667667103859","authorId":"3527667667103859","name":"TigerEvents","avatar":"https://community-static.tradeup.com/news/c266ef25181ace18bec1262357bbe1a8","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3527667667103859","idStr":"3527667667103859"},"themes":[],"title":"Join Tiger's Halloween Fun! Win Big!","htmlText":"This Halloween, join Tiger for a game and have the chance to win a USD100 stock voucher and AAPL stock!*In the game, each player faces a 60-second challenge, where they must fend off four types of little ghosts👻 while avoiding spiders🕷️ and bombs💣 to collect candy points. These points can unlock incredible rewards, and there are daily surprises waiting for you to unwrap!Don't miss out on the spooktacular fun—come play with Tiger now! Click here to start the game👉 [<a href=\"https://www.tigerbrokers.com.au/activity/market/2023/halloween?adcode=20231017114222\">Trick Or Trade</a>] 👈<a href=\"https://www.tigerbrokers.com.au/activity/forapp/rules/?id=Trickortrade01\" target=\"_blank\">*Promotion T&amp;Cs apply.</a>","listText":"This Halloween, join Tiger for a game and have the chance to win a USD100 stock voucher and AAPL stock!*In the game, each player faces a 60-second challenge, where they must fend off four types of little ghosts👻 while avoiding spiders🕷️ and bombs💣 to collect candy points. These points can unlock incredible rewards, and there are daily surprises waiting for you to unwrap!Don't miss out on the spooktacular fun—come play with Tiger now! Click here to start the game👉 [<a href=\"https://www.tigerbrokers.com.au/activity/market/2023/halloween?adcode=20231017114222\">Trick Or Trade</a>] 👈<a href=\"https://www.tigerbrokers.com.au/activity/forapp/rules/?id=Trickortrade01\" target=\"_blank\">*Promotion T&amp;Cs apply.</a>","text":"This Halloween, join Tiger for a game and have the chance to win a USD100 stock voucher and AAPL stock!*In the game, each player faces a 60-second challenge, where they must fend off four types of little ghosts👻 while avoiding spiders🕷️ and bombs💣 to collect candy points. These points can unlock incredible rewards, and there are daily surprises waiting for you to unwrap!Don't miss out on the spooktacular fun—come play with Tiger now! Click here to start the game👉 [Trick Or Trade] 👈*Promotion T&Cs apply.","images":[{"img":"https://community-static.tradeup.com/news/645dfe9e869e87e7b1a7e0ffade4ebc8","width":"1200","height":"630"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/234641922486320","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":1,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":589,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":229675230609520,"gmtCreate":1697114895218,"gmtModify":1697114898486,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PYPL\">$PayPal(PYPL)$ &nbsp;</a>i currently have a $10 per fortnight buy of this undervalued bohemoth of a company! Not much I know, but it will grow over time and I will increase buy amount over time 😁🤑","listText":"<a href=\"https://ttm.financial/S/PYPL\">$PayPal(PYPL)$ &nbsp;</a>i currently have a $10 per fortnight buy of this undervalued bohemoth of a company! Not much I know, but it will grow over time and I will increase buy amount over time 😁🤑","text":"$PayPal(PYPL)$ i currently have a $10 per fortnight buy of this undervalued bohemoth of a company! Not much I know, but it will grow over time and I will increase buy amount over time 😁🤑","images":[{"img":"https://community-static.tradeup.com/news/bb44656051a900b2c978372300a60a1c","width":"1080","height":"1896"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/229675230609520","isVote":1,"tweetType":1,"viewCount":703,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":229675223191552,"gmtCreate":1697114827378,"gmtModify":1697114832563,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"I currently have a $10 per fortnight buy $PayPal(PYPL)$;&nbsp;an undervalued bohemoth of a company!&nbsp; Not a huge amount&nbsp;I know, but it will grow over time and I will increase buy amount as I am able to invest more. I believe this will be a really exciting opportunity!&nbsp;😁🤑","listText":"I currently have a $10 per fortnight buy $PayPal(PYPL)$;&nbsp;an undervalued bohemoth of a company!&nbsp; Not a huge amount&nbsp;I know, but it will grow over time and I will increase buy amount as I am able to invest more. I believe this will be a really exciting opportunity!&nbsp;😁🤑","text":"I currently have a $10 per fortnight buy $PayPal(PYPL)$; an undervalued bohemoth of a company! Not a huge amount I know, but it will grow over time and I will increase buy amount as I am able to invest more. I believe this will be a really exciting opportunity! 😁🤑","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/229675223191552","isVote":1,"tweetType":1,"viewCount":386,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":208430543462512,"gmtCreate":1691910328125,"gmtModify":1691910333195,"author":{"id":"4133428464099122","authorId":"4133428464099122","name":"21stCenturyTiger","avatar":"https://community-static.tradeup.com/news/59c6fb5d266a982189ae5bbaf21ca1cd","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133428464099122","idStr":"4133428464099122"},"themes":[],"htmlText":"Hello fellow tiger community! Loving reading all the high quality posts from everyone and gaining&nbsp;some real insight and information that is sure to be handy in the coming months.","listText":"Hello fellow tiger community! Loving reading all the high quality posts from everyone and gaining&nbsp;some real insight and information that is sure to be handy in the coming months.","text":"Hello fellow tiger community! Loving reading all the high quality posts from everyone and gaining some real insight and information that is sure to be handy in the coming months.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/208430543462512","isVote":1,"tweetType":1,"viewCount":74,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}