• JunioR·09:32JunioR
      $LION-PHILLIP S-REIT(CLR.SI)$ Diversification in REITs If you can't decide which REITs to invest in, why don't invest in REIT ETFs?Here are some to consider for a good balance in your portfolio.1. We definitely need to start with Singapore 🇸🇬  REITs - $LION-PHILLIP S-REIT(CLR.SI)$  Listed in Oct 2017, this REIT ETF is 100% focused on Singapore listed REITs, hence the name S-REIT  There is some diversity by both geography and property sector given the global nature of Singapore REITs. It's expense ratio is pretty standard at 0.6%.There are 28 REITs in its holdings and its biggest holdings are Keppel DC REIT (SGX: AJBU), CapitaLand Integrated Commercial Trust (SGX: C38U), and Mapletree Industrial Trust (SGX: ME8U). Just over one-third of the ETF is in industrial REITs while another third is in retail REITs. The rest of the REITs are made up of various sub-sectors including healthcare, office, diversified and specialised. See 1st plot. Dividend yield is 4.8% and paid half yearly.2. Go big and more diversity! $NikkoAM-STC Asia REIT(CFA.SI)$  launched in March 2017 is the largest REIT ETF with fund size of $429 million.  As the name suggests, there's more exposure to Asia Pacific REITs. Within the ETF is Hong Kong-listed giant $LINK REIT(00823)$ , and currently the 3rd largest holding at 9.5% weighting (as of 12 Aug 2022). It also has exposure to specialty REITs in up-and-coming markets, such as India's first listed REIT, Embassy Office Parks REIT (BOM: 542602), which is a large owner of office parks and commercial buildings in key Indian cities such as Mumbai and Pune.It's expense ratio is the same as Lion-Phillip's at 0.6%. The ETF holds over 40 REITs and differs from the Lion-Phillip ETF mainly via exposures, with the NikkoAM ETF having more exposure to the office and retail sub-sectors.Dividend yield is 4.67%  and paid quarterly.3. Go green they say, so I invested into $UOB APAC Green REIT ETF(GRN.SI)$  This was launched in Nov 2021, and it's strategy is to track Asia Pacific REITs that are green 💚.  This means green office design or green certified spaces. It does not have any Singapore REITS in its top 10 holdings. See 2nd plot.Even with a lower expense ratio of 0.45%, its performance is disappointing since launched. See the comparison in 3rd plot. The projected dividend is up to 4% (not fantastic) with quarterly payouts. Verdict (Not investment advice... Ya 🤐)For Lion-Phillip S REIT ETF and NikkoAM ASIA REIT ETF, I'm planning to hold long term and DCA.  As for UOB APAC GREEN REIT, I'm going to monitor it's price for a year before deciding if I should let this one go. No point holding an underperforming and low dividend REIT ETF. 
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    • Success88·08-19 07:28Success88
      $DFIRG USD(D01.SI)$ DFIRG SINGAPORE: Food retail operator DFI Retail Group is launching a new community initiative to kick start its commitment to provide a million meals to the less fortunate in Singapore across two years.The “Have You Eaten?” project is part of the company’s corporate social responsibility efforts to reduce hunger and increase food security in the regions where it operates, the group said in a news release on Thursday (Aug 18) DFI Retail Group runs more than 10,200 outlets in Singapore, Malaysia and Hong Kong. These include Giant, Cold Storage, CS Fresh, Guardian and 7-Eleven.The group will contribute a percentage of its revenue from the sale of its exclusive brand rice from any Giant, Cold Storage or CS Fresh stores towards the programme.“The #HaveYouEatenProject will spearhead the company’s efforts in reaching its goal of providing the equivalent of one million meals in food donated, supported by its ongoing successful food donation drive which is also in partnership with The Food Bank Singapore,” DFI said.In Singapore, 10 cents from every 1kg of Meadows rice sold from Thursday will be used to purchase the same brand of rice at cost.The project will also see DFI focus its food donation efforts on providing significantly more rice. Rice is an essential food staple and one of the top requested items for donation, said the group. 
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    • SR050321·08-18 10:26SR050321
      SG REITS 🏢🏭🇸🇬The pro : requirement to pay out at least 90% of their earnings as a distribution to qualify for tax incentives makes them perfect for income-inclined investors.The cons : price will continue to dip, so if want to trade, don't buy REITS [Chuckle] many times down more than the div amount due to news/economy situation. (double blows)For dividend lover the lowest cost is the best, faster to get free money, recently Tiger friend mentioned buy Reits with strong support, she is right too. Invest wisely my friend 💕

      4 Singapore REITs with Yields Over 8%: Are They a Buy?

      We look at several high-yielding REITs to determine if they are good buys.REITs are great investment
      4 Singapore REITs with Yields Over 8%: Are They a Buy?
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    • JunioR·08-18 08:07JunioR
      $Nikko AM STI ETF(G3B.SI)$ STI ETFs are one of the most popular investment products in Singapore, especially for beginners. As a long-term investment, it’s a great investment because it’s low risk and low cost. Therefore, it’s a good place to start, especially if you want to safeguard your savings from the effects of inflation. STI ETFs are only ideal for individuals prepared to hold on to investments for more extended periods.STI means Straits Times Index (STI). This is the stock index in Singapore. The STI dates back to 1966 and has been used to track the performance of the top 30 companies that are listed on the Singapore Exchange.These 30 firms are drawn from 19 different industries and 5 different sectors representing Singapore’s diverse economy. The index is constructed jointly by the SGX, FTSE, and Singapore Press Holdings (SPH).Companies in this stock index include UOB, DBS, CapitaLand Limited, Singtel, and Keppel Corporation, which are among the largest businesses incorporated in Singapore. The companies in this list are updated quarterly, and some may be removed, and others added. The review is based on the stock and weight of each company.A stock index like the STI represents a section of the stock market. Like Singapore, each country has one or two major stock indices used as a barometer for their market. The U.S. has S&P 500 and the Dow Jones Industrial Average, Japan has Nikkei 225, while Hong Kong has Hang Seng Index.Investing your money in an STI ETF allows you to invest in several blue-chip stocks without requiring a lot of capital. Because of the investment strategy, you don’t have to spend much cash purchasing stocks from individual companies in the index. Buying them individually will ultimately be expensive.This form of investment also enables you to track the share index and gain exposure. It’s a long-term investment, which makes it low risk. In addition, Singapore’s economy is also growing; therefore, if you track a national stock index, you are investing in the country’s economy.It’s also ideal for beginners who have no idea where to start. You can spread the risk on many companies and avoid incurring huge losses if a company winds up or performs poorly or there’s a stock market crash. If it’s your initial investment, you may also not know how to pick the right stock. STI ETFs offer broad exposure to multiple companies instead of putting all your money in one single stock.Compared to actively managed funds, STI ETFs have fewer fees. Unlike the former, the primary focus is not to generate profit. An STI ETF just replicates the performance of an STI; therefore, the management fees are lower. Also, you won’t incur any charges when you trade your units.However, like any other investment portfolio, there are basic charges such as brokerage fees and commissions. To get the lowest costs, you can compare online brokerage accounts to choose the most suitable.Since STI ETFs are listed on the stock exchange, they can also be traded. The public can sell and buy shares on a market trading day. These assets are a long-term strategy, but you can opt to see if it makes sense, especially during market fluctuations.As an investor, you should closely monitor your ETF. When the price is low, you can take advantage and buy more STI ETF shares. On the contrary, this can be an excellent opportunity to sell your units and earn a quick profit when they start rising.Some of the benefits of investing in STI are * They are low risk* Easy to buy and sell* They have lower charges* It’s a long-term investment* You can use a small investment capital* You can invest in the future of Singapore
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    • Tiger Demon·08-18 07:50Tiger Demon
      $YANLORD LAND GROUP LIMITED(Z25.SI)$ Heaven please save this cruel soul from China collapsingDBS Group Research on Wednesday (Mar 2) upgraded its call on Yanlord Land Group from "hold" to "buy", following the property developer's earnings performance for the financial year ended Dec 31, 2021.In a report, the brokerage increased its Yanlord target price from S$1.25 to S$1.43, based on 4.9 times the forecasted FY2022 price-to-earnings (PE) ratio, which is equivalent to the group's 5-year average forward PE ratio and represents a 20 per cent upside from its Tuesday close price of S$1.19.Shares of Yanlord were trading at S$1.20, up 0.8 per cent or S$0.01, as at 4.11 pm on Wednesday.DBS credited the increase in valuation to the property developer's gross margins and pre-sales outlook; it observed that gross margins show signs of bottoming in FY2021, and that the pre-sales outlook is likely to stage a solid pickup relative to peers in FY2022.
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    • Success88·08-18 07:15Success88
      $THE HOUR GLASS LIMITED(AGS.SI)$ The Hour Glass had been dip down since reach $2.50. Goldand luxury watch will continue to go up. Is it a good chance to add with current price? 
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    • fxaw·08-17 23:15fxaw
      $JARDINE CYCLE & CARRIAGE LTD(C07.SI)$  ... My C&C is only 10% of my holdings, I should buy more when they were in $20 [Cry] . Need to have more faith to the holding company of Astra.
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    • TB_Research·08-17 18:22TB_Research

      Tiger Singapore Weekly Focus: Olam Group (VC2.SI)

      $Olam Group(VC2.SI)$ transforming to serve a changing world.Source from The Business Time1. Corporate Profile of Olam InternationalOlam is a leading food and agri-business operating across the value chain in more than 60 countries, supplying food, ingredients and fibres to more than 20,900 customers worldwide.Listed in Singapore, Olam currently ranks among the top 30 largest primary listed companies in Singapore in market capitalization.2. Reorganisation to deliver valueIn 2020, Olam announced a transformational plan to split the company into three operating groups to maximise Olam’s long-term value on a sustained basis. The three groups are ofi (Olam Food Ingredients), Olam Agri (Olam Global Agri) and the remaining businesses of Olam Group.At end of 2021, Olam Group had completed the first three steps of the reorgansiation plan and separation of the entities to allow each operating group to focus on developing its own markets, resources and build long term value for the business.Plan to list food ingredient unit ofi has been delayed from its planned initial public offering in Q2 2022 due to the unstable market conditions from the ongoing conflict in Ukraine. Olam is confident of listing ofi on the London Stock Exchange with a concurrent listing in Singapore and a demerger from the group in the near future.3.Olam Group’s Financial Highlight H1 2022Olam Group saw a strong EBIT growth and improved in operational PATMI. EBTI grew by 25% with strong contribution from Olam Agri which grew its EBIT by 49.4%. ofi delivered EBIT of S$265.0 million despite high inflationary costs. Operating PATMI was up 8.2% to S$472.5 million despite higher interest costs and tax provisions.The Board of Directors declared interim dividends of 4.0 cents per share.4.Olam Group Business outlook and prospectsThe significant demand growth rate seen in H2 2021 has slowed down in H1 2022 after the geopolitical crisis and pandemic lockdowns in China. ofi expects improved margins and EBIT in H2 2022. Olam Agri also expects to deliver better year on year performance in 2022.Olam Group will continue to focus on managing its working capital and costs during this period due to high commodity price and rising interest rate environment.The group will remain cautiously optimistic about its prospects for the remaining of the year, despite the global supply chain issue and intends to go ahead with the ofi IPO when the market conditions improves.
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      Tiger Singapore Weekly Focus: Olam Group (VC2.SI)
    • Omega88·08-17Omega88
      Higher dividend yield = better REITs?? It is important to increase the awareness of new investors that investing in S-REIT with higher dividend yield may come with higher risk!! For this post, I'll use 2 examples of S-REITs with high dividend yield. $EC WORLD REIT(BWCU.SI)$   share price dropped by 32% within a year. As of 30 Jun 2022, the Group have borrowings of S$689.348 million due for repayment within next 12 months!!! For reference, the net property income is only S$28.2 mil. In Q3 22 alone, EC World REIT entered into expropriation (action of dispossessing someone of property) and compensation agreement with PRC authorities in relation to the compulsory expropriation of Fu Zhuo Industrial. Furthermore, it also entered into pre-termination compensation agreement with 3rd party tenants due to its compulsory expropriation. $DASIN RETAIL TRUST(CEDU.SI)$   share price dropped by 45% within a year. As of 30 June 2022, the Group have borrowings of S$751.02 million due for repayment within next 12 months!!! For reference, the recent 1H22 net property income is only S$38mil. On 12 Oct 21, it has entered into Sale and Purchase (S&P) Agreement with affiliate of Sino-Ocean Capital, which acquired 70% of total issued and paid up share capital in the Trustee-Manager. Although it was granted a 6-month extension for its onshore and offshore loan up of S$644.2 mil. If the companies are unable to refinance their debt, it will be suspended from trading on SGX. **Hence, it is important to check the financial statements of the companies that you are planning to invest in!!! As both of these companies are facing huge debt problems now, it's no surprise that their share prices are near 52-weeks low. But if they successfully clear their upcoming debts, we should see a rebound soon! For me, I'll prefer to buy S-Reit with strong sponsor and proven track record such as $MAPLETREE INDUSTRIAL TRUST(ME8U.SI)$ $ASCENDAS REAL ESTATE INV TRUST(A17U.SI)$ $MAPLETREE LOGISTICS TRUST(M44U.SI)$ . Although their annual dividend yield is around 5+%, their share prices have been increasing over the years!! We should look at both capital appreciation and dividend yield to determine total returns per year!! Furthermore, these companies are backed by Temasek Holdings aka Singapore Government and I'm willing to invest and hold long-term!Do you prefer higher dividend S-Reits or stable S-Reits with moderate dividend and higher capital appreciation? Do let me know your thoughts! @Daily_Discussion  @CaptainTiger  @TigerStars  @MillionaireTiger    
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    • Omega88·08-17Omega88
      SG dividend warriors!!! Higher dividend yield = better S-Reit?? For this post, I'll use 2 examples of S-REITs with high dividend yield. $EC WORLD REIT(BWCU.SI)$  $DASIN RETAIL TRUST(CEDU.SI)$  The purpose of this post is to increase the awareness of potential traps in high-dividend S-Reits!!! Sharing is caring! $EC WORLD REIT(BWCU.SI)$   share price dropped by 32% within a year. As of 30 Jun 2022, the Group have borrowings of S$689.348 million due for repayment within next 12 months!!! For reference, the net property income is only S$28.2 mil.In Q3 22 alone, EC World REIT entered into expropriation (action of dispossessing someone of property) and compensation agreement with PRC authorities in relation to the compulsory expropriation of Fu Zhuo Industrial. Furthermore, it also entered into pre-termination compensation agreement with 3rd party tenants due to its compulsory expropriation.Similarly, $DASIN RETAIL TRUST(CEDU.SI)$   share price dropped by 45% within a year. As of 30 June 2022, the Group have borrowings of S$751.02 million due for repayment within next 12 months!!! For reference, the recent 1H22 net property income is only S$38mil.On 12 Oct 21, it has entered into Sale and Purchase (S&P) Agreement with affiliate of Sino-Ocean Capital, which acquired 70% of total issued and paid up share capital in the Trustee-Manager. Although it was granted a 6-month extension for its onshore and offshore loan up of S$644.2 mil.If the companies are unable to refinance their debt, it will be suspended from trading on SGX. Hence, it is important to check the financial statements of the companies that you are planning to invest in!!!Both of these companies are facing huge debt problems, which led to the weak price movement. Although the dividend yield is highly attractive, it comes with higher risk and the gain in dividend is still lower than the capital losses.I won't be buying these 2 REITs as the risk is too high due to the huge amount of debt. For me, capital preservation is still the key!! Do buy stable and good Reits, as most people would invest and hold S-Reits for long-term. You do not want to invest in a Reit that is constantly selling its properties to fund its debt. Do let me know your thoughts!@Tiger_SG  @CaptainTiger  @TigerStars  @MillionaireTiger  
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    • MaverickTiger·08-16MaverickTiger

      Though no guidance, Sea will still embrace being an E-commerce leader

      $Sea Ltd(SE)$'s shooting game "Free Fire" has been popular all over the world for two years, and the high profit has also brought a lot of cash flow to the company, like $TENCENT(00700)$ did, which supports its rapid development. While Shopee, its e-commerce business, continuous losses though in high growth rate, far from the operating efficency of $Alibaba(BABA)$ and $Amazon.com(AMZN)$.Now, the situation is changing.In Q2 2022, Sea's relies more and more on its e-commerce (and money) business.The single-quarter revenue was US $2.94 billion, up 20.8% year-on-year, slightly less than the consensus of US $2.97 billion, and the adjusted loss per share was US $1.03, slightly worse than the consensus of US $1.However, from segments,Garena, the game business, has a revenue of 900 million US dollars, fell 12% year-on-year, but beat consensus of 830 million US dollars.Shopee's e-commerce business revenue is $1.75 billion, year-on-year growth 51.4%, but miss consensus of 1.88 billion US dollars; GMV reached $19 billion, up 26.7% year-on-year, not too bad.SeaMoney business revenue also reached US $290 million, with an excellent year-on-year growth rate of 214.4%.The number of users of the master game "Free Fire" declined in 21Q4, and suffered from the ban in India at the beginning of the year. Although the quarterly active users remained at 619 million, better than the consensus of 520 million, However, there are only 56.1 million paying users, down 39% year-on-year. The payment rate also dropped to 9.1%.In fact, Indian users are only one aspect, and the biggest impact on the game business is the macro environment. With the recovery of offline activities, users' time on the game is squeezed, which in turn affects the game revenue. All Garena's games have a similar situation. But at the same time, compared horizontally, the ranking of major games on Sensor Tower has not changed much, it means the industry trend has a more profound impact. Because the company didn't give an expectation, it also brought greater uncertainty to the game revenue in the next few quarters. And we can also see the decline of its growth rate from Q2's "Customer Advance Payment" project.Noting that game business has strong marginal effects, which means costs such as bandwidth, channels and promotion are relatively fixed. Therefore, if the game revenue drops rapidly, the profit margin will drop even further. EBITDA in Q2 fell 55% year-on-year, far beyond the decline of revenue. At the same time, among the three major sectors of Sea, only the game business is stable and profitable, which can bring cash flow. Therefore, the decline of game business will further affect its profits. At present, the expected profit time of the company has been postponed to 2025.Of course, I believe most institutional investors have already taken into account the impact, while some more pessimistic investors may consider the impact of the game life cycle. We believe that the game life of classic games is relatively long. On the other hand, investors are looking forward to Shopee, an e-commerce business, because it also determines the growth of SeaMoney's financial business.GMV is $19 billion, with a year-on-year growth rate of only 27%. At first glance, it is less than the market expectation of $19.9 billion. But Sea's earnings are denominated in dollars, and this year's Q2 dollar appreciation will have a great impact on companies operating in international markets. If denominated in the original currency, the growth rate is 31.4%, which is not much different from the expected value.Similarly, Shopee's revenue grew 51.4% in US dollars and 56.2% in local currencies.Of course, the resumption of offline activities will also have an impact on e-commerce business. In Southeast Asia, it is obviously the shopping software with the largest number of living users, and it also becomes the first in Brazil. It is not outstanding in the market where different competitors such as Amazon, Tik Tok and Shein attack at the same time. SeaMoney's quarterly active users also increased by 52.7%.On the good side, the improvement of profit margin of e-commerce business is beyond expectations Q2's EBITDA is-$648 million, and the market expectation is-$647 million, which is almost flat. However, because the revenue of e-commerce is 7% lower than expected, the implication is that the profit margin actually exceeds expectations.On the other side, due to the uncertainty of macro factors, the company did not give guidance for the next quarter or two.This also increases investors' doubts.But in any case, the new explosive game is based on a lot of efforts and needs luck bonus. At present, Sea is more in control of e-commerce business. Therefore, in the next few quarters, Sea will move towards Alibaba further.
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      Though no guidance, Sea will still embrace being an E-commerce leader
    • SR050321·08-16SR050321
      Blue Chip 💙I mentioned blue chip recently because i want new comer to know and do some research for more info. So one of them is $SINGTEL(Z74.SI)$ if have limited funds can try $SINGTEL 10(Z77.SI)$ can buy less than 100 pcs and one of my favourite and my champion. Butremember buy in the dip my friend.Today it touches $2.71 [Happy] Sometimes it dip to $2.40 or $2.50 so if below $2.60 is my buying zone.I will keep it for long term, i may sell partially to take profit and load again whenever it dip. It gives consistent dividend, not much buti can understand for technology companies they need alot of capital expenditures.Invest wisely and do not Fomo my friend 💕Please do your own due diligence.Brokers' take: DBS raises Singtel target price on potential sale of subsidiaries. In Australia, Singtel's Optus implemented an upward revision in tariffs in July 2022. DBS has raised its target price for to S$3.24 from S$3.20 previously, revising its earnings estimates for the telco “after a long time”.Good job Singtel 👍@TigerStars 
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    • MarketObserv·08-16MarketObserv

      Hodlnaut goes out of business. Hundreds of millions in customer deposits frozen. My own experience with Hodlnaut

      One day before Singapore's National Day celebrations on 8 Aug 2022, Hodlnaut threw a bombshell on their customers. The company was going under. Hundreds of millions(estimated $500m) in customer deposits have been frozen.I have been following Hodlnaut closely since last year after I signed on as their customer. I even got my wife in as well. I believe I am qualified to give my opinion on what happened with Hodlnaut.How I would react if I were a Hodlnaut victimAlthough I managed to escape from the Hodlnaut disaster, I have had my fair share of gut-wrenching losses from questionable investments. I have given some thought to how I would react in a similar situation and I would like to share it with Hodlnaut victims.If the money lost is not too much (say, a few months of work income), it is better to focus your energy on your day job to earn back the losses than to spend further time and money on lawyers to recover the losses. This is particularly so if you are still young and potentially have great earning power ahead of you.If you lose your life savings and are no longer young, work out what needs to be done and estimate how much it will cost in legal fees to recover the losses. It will be nice to do this with a group of people in the same situation as you. Each individual can provide psychological support to one another in a social group. Better ideas can emerge in a group discussion. Money can be pooled to seek legal help. In today's online world, it is not hard to find fellow victims and form such a group. Unfortunately, it is also not hard to encounter toxic people online because they can hide behind anonymity.This is a telegram group (https://t.me/hodlnaut_backup) created by Hodlnaut customers who were worried that their posts in the official telegram group will be deleted by Hodlnaut staff.Since this is a public group that can be accessed by anyone, it is inevitable that some members of the public who have nothing to do with Hodlnaut will want to join in to see what is going on. There will always be busybodies around. It is ok to be a busybody as long as he does not make insensitive remarks to the victims whose mental state is already weak. One needs to be sensitive when communicating hard truths to the victims, given their vulnerable state of mind.A more harmful group are people who join online to gloat over the misfortune of others. Some people feel good when they see other people being worse off than them. If you encounter these people, disengage from them. They are toxic to your mental health. Stop thinking about them. Why bother with these people who have serious insecurities of their own?Take care of your mental health by avoiding toxic people if you have just lost loads of money. You need to be in the right frame of mind to make the right decisions to recover your financial loss.Do not over-rely on online influencers, especially for risky financial decisionsI am not surprised Hodlnaut has been a favourite financial product that is heavily promoted by financial influencers in Singapore. Hodlnaut was generous in giving out referral fees and it is not hard for social influencers to meet their terms and conditions to receive the rewards. On top of that, Hodlnaut rewarded their promoters 10% of the interest received by the referred accounts. It was good passive income for the early influencers who captured a good chunk of Hodlnaut's market.Influencers are good at telling you what is good about the product, but not so good when it comes to finding out what is bad. They have to report some of the bad stuff to give some semblance of objectivity and legal protection in case bad things happen, particularly for financial products.Social influencers/celebrities are paid when you buy the product. Why would they give equal weightage to the bad stuff? The better paid they are, the more biased they become. It is the same for all sales jobs.The consumer cannot escape from his duty to do due diligence. Doing due diligence means the consumer has to find out the bad stuff himself and verify the good stuff claimed by the promoters.When buying cheap things, I usually do not spend too much time on due diligence. Don't sweat the small stuff. However, for risky financial products, due diligence before purchase and unending vigilant monitoring after purchase is absolutely necessary. This is what I did as a Hodlnaut customer. I do the same for safe investments in which I have huge positions in, because what causes the most financial damage is what is thought to be safe but turned out to be otherwise.With vigilant risk monitoring, it is not hard to catch the warning shots fired before Hodlnaut's collapse.The warning signs before Hodlnaut's collapseWhen Celsius froze withdrawals in the middle of June, I made a blog update to avoid crypto lending firms such as Hodlnaut for the time being. This was the first and loudest warning shot to me. Being in the same industry, the same pressures that killed Celsius apply to Hodlnaut. If the big firms such as Celsius, Voyager and Blockfi in the crypto lending industry cannot survive, then the smaller ones such as Hodlnaut are not likely to as well. In fact, in an industry downturn, it is usually the small firms that die first. It is quite surprising that Hodlnaut managed to outlive its bigger counterparts like Celsius and BlockFi.The second warning shot was fired by a Twitter account named Fatman in late June.https://twitter.com/FatManTerra/status/1541101947943620609Fatman provided information on suspicious wallet movement on the blockchain that suggested Hodlnaut had massive exposure to the failed UST stablecoin. The critical question is whether the wallet belonged to Hodlnaut. Techinasia later followed up with an in-depth article in July entitled "Hodlnaut may have had $187m exposure to Terra collapse". The article mentioned that Nansen, a reputable blockchain analytics platform, is almost sure about the wallet's ownership.Extracted from Techinasia's "Hodlnaut may have had $187m exposure to Terra collapse" articleBlockchains do not lie. This is a worrying revelation.The third warning shot was the way Hodlnaut senior management responded to Fatman's sharp questions. I have learned from past losses in the stock market that when rumours of financial troubles hit, it is wiser to pay more attention to the short-sellers than to senior management. If the rumours are true, senior management will not admit them as it may lead to a self-fulfilling prophecy. If the rumours are false, the company executives can easily fight back the FUD (fear, uncertainty, doubt) since the truth is on their side. I would like to see senior management fight FUD by being more transparent. When I see senior management respond to FUD by threatening to sue their critics, I get worried. Hodlnaut CEO threatened tosueFatman.Some Hodlnaut victims may disagree with what I am going to say next. My customer experience with Hodlnaut had been pleasant. They responded promptly to my enquiries. The community manager of Hodlnaut's telegram group, CT, was dedicated to his job and was very active in telegram. He answered queries promptly. I have never encountered technical hiccups with their website. Deposits and withdrawals went through smoothly. I believe the demise of Hodlnaut was mainly due to the current business model of crypto lending.Today's crypto lending business is a bull-market-only business and will have trouble surviving a boom-bust cycle. Current business model is flawed. DeFi lenders have a better model.If it is only 1 or 2 crypto lenders going bankrupt, it is a company-specific problem. If several crypto lenders go bankrupt, it is likely to be an industry-wide problem. I will argue that the current crypto lenders' business model is flawed.Crypto lending firms operate in similar ways to traditional banks in that they borrow short-term from depositors and lend out the deposits at a longer term. If enough depositors withdraw at the same time, even a healthy lender will run into financial trouble meeting the withdrawals because the lender cannot access the assets that are currently being loaned out. This liquidity mismatch risk is inherent in the lending business.The critical difference between banks and crypto lending firms is the behaviour of depositors in a deep bear market. Bank deposits are viewed as safe-haven deposits protected by the government. Crypto deposits are viewed as high-risk deposits with zero government protection. In a deep bear market gripped by fear, the fear will drive customers to withdraw en masse from crypto deposits into safe haven destinations such as their own hardware wallets, bigger and safer crypto exchanges, or back to fiat in bank deposits. This is akin to a bank run. Given the liquidity mismatch where even healthy banks cannot survive a bank-run, crypto lending firms have an even lower chance of survival.On top of pressures from fearful, flighty depositors, crypto lenders face rising credit risk from degen whale borrowers of the likes of Three Arrows Capital.The super strong crypto bull market in 2021 planted the seeds of failure for the crypto lending firms in 2022. The bull market attracted a huge flow of deposits into crypto lending firms as bull market conditions enabled them to offer high-interest deposit accounts. The huge pool of deposits attracted during a bull market becomes a liability when the bear market arrives when fearful depositors withdraw en masse. Bear market conditions also force interest rates to go down, making it less attractive for depositors to keep their funds with the crypto lenders. The risk goes up but the returns go down. Naturally, more depositors will want out.In a super bull market such as last year(2021), Mr Market rewards recklessness and punishes prudent risk management. The tremendous success experienced during bull markets caused several crypto speculators to develop reckless habits and neglect prudent risk-management practices. The bad habits developed in bull markets will kill them when the bear market comes. We saw this playing out in 2022. Given their initial success, I humbly believe the hedge fund managers at 3AC to be much smarter and savvier than retail investors like me but their subsequent success somehow got into their heads. Too bad 3AC did not follow their own advice.https://twitter.com/zhusu/status/1464382624848220162When 3AC went under in the 2022 crypto winter, the bad debts it owed to crypto lending firms became the catalyst for the collapse of the crypto lending industry.In this collapse, DeFi (Decentralized Finance) crypto lenders have proven to have a superior business model compared to their CeFi (Central Finance) counterparts. No prominent DeFi lender has gone under so far. What did DeFi lenders do right? They make over-collateralised loans with real-time liquidation of the collateral to keep the risk low even in a bear market. The strict over-collateralised loan requirement is essential to compensate for the zero KYC (Know-your-customer) risk. Real-time liquidation of collateral protects against the extremely volatile nature of crypto-currencies.The word Hodl in Hodlnaut stands for "hold on for dear life". In all of my investments, I practice vigilant risk monitoring to determine when to exit. I do not Hodl.My preferred approach to investing is to Hold Not. To avoid the consequence of Hold Naught.
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      Hodlnaut goes out of business. Hundreds of millions in customer deposits frozen. My own experience with Hodlnaut
    • SGX_Stars·08-16SGX_Stars

      Weekly Updates: Reits & Property Trusts Gained 4.9% in Total Returns QTD

      Global stock markets have been led by technology, consumer cyclicals and Reit sectors in Q3 2022-to-date. In Singapore, the S-Reits and property trusts sector gained 4.9% in total returns and received S$8 million of net institutional inflows during this period.The sector’s performance was led by trusts within the data centre, industrial and diversified sub-segments. These 3 sub-segments averaged 12%, 8.2%t and 4% respectively in total returns in the Q3 2022-to-date.The top 5 performing trusts in Q3 2022-to-date were $DigiCore Reit USD(DCRU.SI)$ $Daiwa Hse Log Tr(DHLU.SI)$ $EC WORLD REIT(BWCU.SI)$ $FRASERS LOGISTICS & IND TRUST(BUOU.SI)$ and $ASCENDAS INDIA TRUST(CY6U.SI)$.$DigiCore Reit USD(DCRU.SI)$ Digital Core Reit, a pure-play data centre S-Reit which listed in December 2021, reported its first half-year financial results and declared a distribution per unit (DPU) of 2.37 US cents for the period from Dec 6, 2021 to Jun 30, 2022. Its portfolio value stands at US$1.46 billion with a 100% occupancy rate. The Reit will be targeting new markets such as Frankfurt, Chicago and Dallas for acquisitions.$Daiwa Hse Log Tr(DHLU.SI)$ Daiwa House Logistics Trust, which also listed in 2021, has a portfolio of 14 logistics assets across Japan, valued at 81 billion yen (S$832 million). The trust announced a DPU of 3.09 Singapore cents for the period from Nov 26, 2021 to Jun 30, 2022. The trust manager believes that while a large supply of logistics space is expected in 2022 and 2023, demand is expected to remain buoyant due to business expansions, relocation for more efficient network, obsolescence of current existing facilities, and increase in the volume of storage goods.$EC WORLD REIT(BWCU.SI)$ EC World Reit reported H1 2022 net property income (NPI) of S$57.9 million, registering a year-on-year growth of 4.2%, and H1 2022 DPU of 2.77 Singapore cents, representing a year-on-year decline of 9.6%. The Reit manager noted that recent lockdowns in China which occurred in the second quarter, did not have material impact on the Reit. EC World Reit believes that domestic demand in China will continue to grow, with online retail set to increase faster than offline retail in 2022. The Reit will continue to focus on its e-commerce and downstream logistics properties to capture the pent-up demand for logistics services and warehousing facilities.$FRASERS LOGISTICS & IND TRUST(BUOU.SI)$ Frasers Logistics & Commercial Trust in its Q3 2022 business update noted that it achieved full occupancy rate for its logistics and industrial assets while commercial assets maintained occupancy rates of 91.3%. The trust believes that the overall operating environment is expected to further improve and observed strong tenant activity as countries continue to adopt an endemic approach to living with Covid-19 with a progressive return towards normalcy.$ASCENDAS INDIA TRUST(CY6U.SI)$ Ascendas India Trust reported a 9% year-on-year increase for H1 2022 NPI and declared H1 2022 DPU of 4.28 Singapore cents, representing an increase of 2% year on year. The trust noted that the stronger performance was backed by higher occupancy in major IT parks and observed an increase in physical park population, as India resumes normalcy.$DigiCore Reit USD(DCRU.SI)$ $Daiwa Hse Log Tr(DHLU.SI)$ $EC WORLD REIT(BWCU.SI)$ $FRASERS LOGISTICS & IND TRUST(BUOU.SI)$ $ASCENDAS INDIA TRUST(CY6U.SI)$$MAPLETREE LOGISTICS TRUST(M44U.SI)$ $Mapletree PanAsia Com Tr(N2IU.SI)$ $ASCENDAS REAL ESTATE INV TRUST(A17U.SI)$ $ESR-REIT(J91U.SI)$ $KEPPEL DC REIT(AJBU.SI)$Source: https://www.sgx.com/research-education/market-updates/20220815-reit-watch-data-centre-industrial-well-diversified-s
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      Weekly Updates: Reits & Property Trusts Gained 4.9% in Total Returns QTD
    • JazzyTizzy·08-16JazzyTizzy
    • predator007·08-16predator007

      4 Best Stocks to Make Money Fast in 2022

      Make some quick bucks with these undervalued growth stocks that are poised to rallyThe best stocks to make money fast in the next few months are non-speculative growth stocks that are undervalued.Riot Blockchain (RIOT): The stock is undervalued considering the rapid expected growth in its hashing capacity through January 2023.Pinterest (PINS)is generating steady growth in its average revenue per user. Meanwhile, its efforts to make the platform shopping friendly is likely to deliver positive results.XPeng (XPEV) is an undervalued pick from the Chinese electric vehicle sector. Mass deliveries of G9 is a potential, positive catalyst for XPEV stock.Sea Limited (SE): With its Q2  results impending, Sea looks undervalued. Expect its  EBITDA margin to climb.Source: PureSolution / ShutterstockIn a bull market, it’s easy to identify some of the best stocks to make money fast. This task becomes challenging during bear markets or uncertain market conditions. There are, however, short-term money-making opportunities in the latter situations.As an example, Coinbase (NASDAQ: COIN) has surged by 54% in the last month. Similarly, Coupang (NYSE: CPNG) stock has rallied by 13% during this period, and there are dozens of other stocks that have surged in the last few weeks.Although concerns about the economy are still high, the markets will continue to present some quick money-making opportunities for investors.Therefore, I recommend that investors remain overweight blue-chip stocks. However, they should allocate 20% to 30% of their portfolios to buying some of the best stocks to make money fast.  The top names within that category are usually non-speculative growth stocks.With less than five-months until 2022 ends, these growth stocks can help  boosting investors’ returns for the rest of the  year.Riot Blockchain (RIOT)Source: elenabsl/ShutterstockCrypto stocks have been crushed in the last few months. However, with Bitcoin (BTC-USD) recovering, the equities’ reversal rally has been sharp.Riot Blockchain (NASDAQ: RIOT) stock seems to be among the best stocks to make money fast. The stock has already surged by 56% in the last month, and its rally from deeply oversold levels is likely to continue.It’s also worth noting that Marathon Digital (NASDAQ: MARA) stock has skyrocketed by 80% in the last month. On a relative basis, the valuation of RIOT stock seems to be attractive.A big reason to be bullish on RIOT stock is the potential growth of its hashing capacity in the next few months. Currently, Riot has a hashing capacity of 4.6EH/s. That capacity is expected to increase to 12.6EH/s by January 2023. With its capacity soaring multiple times, Riot is positioned for strong revenue gains.Importantly, if Bitcoin continues to gradually trend higher, the potential  gains of RIOT stock will increase. Conservatively, I expect RIOT stock to double in the next few months.Pinterest (PINS)Source: Nopparat Khokthong / Shutterstock.comIn February 2021, Pinterest (NYSE: PINS) stock reached its closing high of $89.10. The stock plunged significantly from those levels, with the shares dropping  as low as $16.10 in recent weeks.However, in the last six-months, PINS stock has largely traded sideways, indicating that the stock may be bottoming. Recently, investment firm Susquehanna upgraded the stock and placed a price target of $35 on it.From a fundamental perspective, PINS stock has several positive catalysts. For Q2, the company reported that its revenue had increased on a year-over-year basis even though its monthly active users had declined. Withglobal average revenue per user inching higher, the company’s EBITDA margin and cash flows are likely to remain robust.Pinterest has also been focused on making its platform more friendly to shoppers.. And given the growth of its advertising business, its  average revenue per user is likely to keep climbing.Overall, the worst seems to be over for PINS stock, and the shares are poised to deliver quick, positive returns.XPeng (XPEV)Source: Andy Feng / Shutterstock.comIn the Chinese electric-vehicle sector, Li Auto (NASDAQ: LI) stock has been a top performer with a return of 45% in the last three months. During the same period, XPeng (NYSE: XPEV) stock has been flat. I would bet on a 20% to 30% rally by XPEV stock in the next few months.It’s worth noting that XPeng delivered 80,507 vehicles in the first seven-months of 2022. On a year-over-year basis, its deliveries surged by 108% during that period. Amidst multiple macroeconomic challenges, its growth has been stellar.Another important point is that XPeng will soon start accepting reservations for its new G9 SUV. With deliveries of that EV likely to start in Q4, they will be a positive catalyst for the company. In the next few years, the company also plans to enter  multiple, additional European countries.XPeng also reported cash and equivalents of $6.6 billion as of the end of Q1 2022. Given the automaker’s strong financial flexibility, its investments in product development and marketing are likely to remain aggressive.Overall, XPeng’s economies of scale leave it well-positioned to raise its EBITDA margin. As a result, XPEV stock looks undervalued and poised to jump sharply.Sea Limited (SE)Source: Muh.Imron / Shutterstock.comAfter flying high for most of 2021, Sea Limited (NASDAQ: SE) stock plunged tremendously. Growth concerns and  the rapid cash burn of its e-commerce unit contributed to the big correction. It finally seems that SE stock has bottomed out. Even after a rally of 24% in the last one-month, the stock seems attractively valued.One point to note is that Sea Limited has a presence in high-growth Southeast Asian markets. Meanwhile, the top-line growth of its e-commerce unit is likely to remain robust, and its EBITDA margin probably improved in Q2. Propelled by Sea’s cost cutting, SE stock should trend higher.Sea Limited reported cash and short-term investments of $8.8 billion as of the end of Q1, giving it the ability to invest aggressively in new markets like Brazil. The company’s entry into Latin America is also likely to be a long-term growth catalyst.Currently, 31 analysts have a 12-month forward median  price target of $120on SE stock, versus its current price of $87.65.Source: InvestorPlace$Sea Ltd(SE)$  $XPeng Inc.(XPEV)$  $Pinterest, Inc.(PINS)$  $Riot Blockchain, Inc.(RIOT)$
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    • wywy·08-16wywy
      $FRASERS LOGISTICS & IND TRUST(BUOU.SI)$  I like Reit investment. Today would like to share another of my favourite Reit, Fraser Logistic and Ind Trust. In today's price at $1.44, this reit pay out a decent 5.2% dividend.FLCT currently manages more than 100 properties across Australia, Singapore, Germany, the UK, and the Netherlands. The appraised value of FLCT’s portfolio about ~$6.5b.With a gearing of less than 30%, FLCT has the lowest gearing amongst its peers and a debt headroom S$1.3bn before gearing reaches 40%. Following its divestment, FLCT also has a large cash balance of c.S$300m that it can immediately deploy to fund an acquisition and drive further accretion to earnings. Since its merger with FCOT, the REIT has acquired more than S$600m worth of assets from its sponsor. Despite this, FLCT still has the largest ROFR pipeline, valued at more than ~S$5.0bn, which could double its portfolio, providing a visibility like no other. Its current low gearing also provides it with ample debt headroom to fund acquisitionsPesonally I remain positive on FLCT given its strong set of results for FY22 and the resilience of its portfolio to pandemic. The portfolio remains very stable with its occupancy and built-in annual rental escalations in its leases will drive further growth to earnings. Since 2021, FLCT was included into STI index component stock.I continue to stay vested and have regular DCA through Syfe Reit and also STI ETF.Thank you for reading and happy investing
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    • amroui·08-15amroui
      $SINGAPORE AIRLINES LTD(C6L.SI)$  one of the most exciting stock in SGX currently. Wondering how long will the growth sustain [Thinking] comparing with its price at the start of 2020, there's still an 18% upsideto fill. For passenger volume, the latest report of 2.1 million is still far from Jan 2020's level of 3.3+ million across the entire SIA group.But there are differences in context comparedto 2020. For one, cost is much higher now. Inflation and higher demand for aviation skilled labor will continue to erode earnings. At the other end, price has to remain competitive to continue sustaining its growth in demand.That said, SIA is still well placed to weather the storm (or economic recession). Barring a pandemic lockdown that affected the entire industry, SIA's debt to equity ratio (courtesy of simplywall.st) of ~51% is similar to Jun 2019 and it feels like the risky debt-laden pandemic fears are well and truly behind it. 

      SIA Group Flies More Than 2 Million Passengers in July, First Time Since Pandemic

      FLAG carrier Singapore Airlines (SIA) carried 2.1 million passengers on a group level in July, marki
      SIA Group Flies More Than 2 Million Passengers in July, First Time Since Pandemic
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    • SGX_Stars·08-15SGX_Stars

      Tech Sector Leads SGX Stocks in 3Q: 8AZ, 558, E28, V03…10 to Watch

      Across the 40 largest Index weights of the iEdge SG Advanced Manufacturing Index, $Aztech Gbl(8AZ.SI)$$UMS HOLDINGS LIMITED(558.SI)$ , $FRENCKEN GROUP LIMITED(E28.SI)$ , $VENTURE CORPORATION LIMITED(V03.SI)$$China Sunsine Chemical Holdings Ltd.(QES.SI)$$FOOD EMPIRE HOLDINGS LIMITED(F03.SI)$$ISDN HOLDINGS LIMITED(I07.SI)$ , $VALUETRONICS HOLDINGS LIMITED(BN2.SI)$ & $AEM HOLDINGS LTD(AWX.SI)$$DELFI LIMITED(P34.SI)$ have ranked among the strongest 10 performers of the past 6 weeks, averaging 9% total returns, reducing their average decline in total return to 12%.You May Interested In:Weekly Inflows: O39, D05, BN4 Led Institutional Net Inflows Totaling S$341mData from Trading ViewThe first 6 weeks of 3Q 22 has seen the technology sector lead the global stock market, after ranking as the laggard sector in both 1Q22 and 2Q22. The 6 weeks have seen the $Philadelphia Semiconductor Index(SOX)$ generate a 19% total return, after the declines for the preceding 2 quarters saw the global semiconductor benchmark decline 33%.After the Friday market close, $AEM HOLDINGS LTD(AWX.SI)$ reported that it is on track for a record FY, revising FY22 revenue guidance to S$750 million to S$800 million, with revenue for 1H22 increasing by 181% YoY, and 2 new customer wins in high-performance computing/artificial intelligence and application processors for mobility.After the 12 Aug close, three of the above seven stocks associated with the Technology Sector -$AEM HOLDINGS LTD(AWX.SI)$$UMS HOLDINGS LIMITED(558.SI)$ and $ISDN HOLDINGS LIMITED(I07.SI)$ reported 1H22 results.$AEM HOLDINGS LTD(AWX.SI)$  reported 1H22 revenue increased by 181% YoY to reach a record high first half revenue of S$540.5 million for 1H2022, driven by volume ramp up for the new generation System Level Testing handlers, Burn-In Test handlers, related consumables and peripheral tools, and contributions from CEI Pte Ltd which the Group acquired in March 2021. The Group also highlighted it had made new customer wins in high-performance computing/artificial intelligence and application processors for mobility. AEM Holdings revised its FY22 revenue guidance of the Group to be in the range between S$750 million to S$800 million, while do expecting 2H22 revenue to be lower than 1H22.$UMS HOLDINGS LIMITED(558.SI)$ also reported its 1H22 sales and net profit pushed past its recent performance records to hit S$171.3 million (or about 63% of its FY21 sales) and S$42 million (about 73% of FY21 net profit) respectively. The Group noted that the JEP Holdings acquisition not only gave UMS Holdings a shot in the arm by boosting its ability to ramp up production despite a tight labour situation in Malaysia but also lifted its top and bottom-lines.$ISDN HOLDINGS LIMITED(I07.SI)$  reported a 12.2% YoY decrease in revenue to S$190.7 million in 1H22, compared to S$217.2 million in 1H21, largely due to business disruptions from the implementation of strict COVID-19 lockdown measures in the PRC in April and May 2022. Despite the supply chain disruptions, the Group noted it had continues to witness broad-based and long-term demand for industrial automation solutions in both the PRC and the Southeast Asia countries where it operates.Relevant drivers for the Sector going into 2023 include downstream orders and further downstream consumer demand, the sub-drivers of 5G and automotive markets, as well as cloud services and data centres, while potential supply chain disruptions and labour costs on the inflation front.Source:https://www.sgx.com/research-education/market-updates/20220815-tech-sector-leads-global-stocks-3q22-date-aem-beats
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      Tech Sector Leads SGX Stocks in 3Q: 8AZ, 558, E28, V03…10 to Watch
    • koolgal·02-03koolgal
      $OVERSEA-CHINESE BANKING CORP(O39.SI)$  It is time for OCBC to shine like a star!  Of the 3 banks it is the most undervalued. Today the share price jumped!  Go OCBC!  The God of Fortune says it is your turn to shine like a star! It is truly Gong Xi Fa Cai to all OCBC believers! 💰💰💰💕💕💕
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    • koolgal·2021-10-22koolgal
      $STI ETF(ES3.SI)$  If you are new to investing and have limited capital, STI ETF would be a great place to start.STI ETF tracks the index of the top 30 companies listed in Singapore Stock Exchange.  It started in 31 August 1998.  It has an expense ratio of 0.30%The good news is that the 3 local Singapore Banks are included in the STI ETF with DBS at 18.7% Index Weight, OCBC at 11.7% and UOB at 10.5%.Best of all STI ETF pays a steady dividend twice yearly. Recently STI ETF has been on an uptrend and hopefully it will hit record high soon. I am proud to be a Singaporean and investing in STI ETF means I am investing in the future of Singapore.  As Singapore's economy grows with the reopening of our borders, $STI ETF(ES3.SI)$  will also grow in tandem with it!  Go Singapore, Go STI ETF! @TigerStars  
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    • TigerTalks·05-31TigerTalks

      What are Daily Leverage Certificates (DLCs)?

      Important:Daily Leverage Certificates are Specified Investment Products (SIP) which have structures, features and risks that may be more complex. They are designed for short-term trading and are for investors who are willing to accept the risk of substantial losses up to the principal investment amount, possibly within a very short time frame.What are Daily Leverage Certificates (DLCs)?Issued by Societe Generale and listed on SGX Securities market, the DLCs offer investors leverage exposure to a wide range of underlying indexes and single stocks:Singapore Stock Indexes & Single StocksHong Kong Stock Indexes & Single Stocks*New* U.S. Stock IndexesAll the DLCs are traded on SGX and denominated in Singapore dollars (SGD). Therefore, you can gain exposure to Hong Kong listed stocks using the DLCs without having to change your SGD to HKD. Investors can also now trade the US markets during Asian hours with the new launch of Long and Short DLCs on US indices.How do DLCs work?The DLCs are designed to provide 5 or 7 times the return of the daily performance of the underlying asset on a close-to-close basis.Source: DLC.socgen.comLet’s look at a Long DLC calculation, for example assume you bought 10,000 units of Geely Long DLC (DOLW) before the close yesterday at S$0.69, which is also the end of day intrinsic close value of the DLC. You then sold the DLC at S$0.835 the next afternoon when the value of the DLC rose by approx. +20%, corresponding to 5 times that of the +4% gain on Geely share price. Your profit on DOLW is therefore S$1,450 before brokerage and exchange fees.Source: DLC.socgen.comLet’s look at a Short DLC calculation, for example if instead you had bought 10,000 units of the Geely Short DLC (DSHW) before the close yesterday at $0.465, which is also the end of day intrinsic close value of the DLC. You then sold the DLC at $0.375 the next morning when the value of the DLC fell by approx. -20%, corresponding to 5 times that of the +4% gain on Geely share price. Your loss on DSHW is therefore S$900 before brokerage and exchange fees.Source: DLC.socgen.comRemember, the Long DLC will gain in value when the underlying stock rises while the Short DLC will fall in value. And vice versa the Short DLC will gain in value when the underlying stock falls while the Long DLC will fall in value.Note that if you buy and hold the DLC overnight, there are overnight Cost and Fees that are factored into the DLC intrinsic close value published daily on the website after market close. If you buy and sell during the day, there is no overnight Cost and Fees but you still have to take into account bid/ask spread, brokerage and SGX fees.Why should I buy the DLCs instead of directly buying the underlying stock?First, the DLCs offer LEVERAGE for short term traders to enhance their potential return. The DLCs offer up to 5X leverage for single stocks and up to 7X leverage on indices.For those who trade the SGX listed blue chip stocks, these stocks are usually less volatile, perhaps fluctuating around 1 to 2% a day but using the 5x DLCs, your return can potentially go up 5 to 10% a day before cost and fees. On the other hand, your losses can also be magnified hence it is important to manage your risk when trading with leverage.Source: DLC.socgen.comSecond, the DLCs offer the flexibility to trade both LONG and SHORT directions. You can use the Long DLCs to express your bullish views on the underlying asset while the Short DLCs allows you to express your bearish views on the underlying asset.Having an instrument that allows you trade both directions of the trade will come in useful in times of volatility. For example, if you would like to hedge your long-term investment portfolio against a near term market correction, the Short DLCs would enable you to achieve returns when the market corrects to offset your losses on your long-term investment portfolio.Source: DLC.socgen.comLastly, DLCs offer you exposure to the underlying stock using a FRACTION OF THE COST OF BUYING THE ACTUAL UNDERLYING STOCK. For example, to gain exposure to Tencent stock, you could use the 5x Long DLC on Tencent that is currently priced around S$0.50 and you can buy them in increments of 100 units. This beats the minimum investment sum of buying the Tencent stock which works out to be around ~HKD 33,700 or ~S$ 6000 (Tencent stock price of HKD337 x Minimum lot size of 100 units). Using the DLC would therefore be ideal if you intend to average into Tencent in multiple tranches or intend to put less than S$ 6000 in Tencent.To achieve the same S$7000 exposure to Tencent, you could buy approx. 28,000 units of the Long DLC on Tencent at a price of $0.50 at a total investment sum of $1,400. This is because with the 5 times leverage, the investment sum of $1,400 would be equivalent to a notional exposure of approx. S$7,000 notional exposure to Tencent stock price movement.By using less capital, your transaction costs such as broker commissions and exchange fees would also be lower and that is ideal if you’re an active trader.Source: DLC.socgen.comWhere can I find more information on DLCs?Before you decide to use the DLCs for your short-term trading, it is important to understand the product features such as compounding effect and airbag mechanism, as well as the risks of trading the DLCs. You can find out more on Societe Generale’s DLC website DLC.socgen.com.
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      What are Daily Leverage Certificates (DLCs)?
    • MaverickTiger·08-16MaverickTiger

      Though no guidance, Sea will still embrace being an E-commerce leader

      $Sea Ltd(SE)$'s shooting game "Free Fire" has been popular all over the world for two years, and the high profit has also brought a lot of cash flow to the company, like $TENCENT(00700)$ did, which supports its rapid development. While Shopee, its e-commerce business, continuous losses though in high growth rate, far from the operating efficency of $Alibaba(BABA)$ and $Amazon.com(AMZN)$.Now, the situation is changing.In Q2 2022, Sea's relies more and more on its e-commerce (and money) business.The single-quarter revenue was US $2.94 billion, up 20.8% year-on-year, slightly less than the consensus of US $2.97 billion, and the adjusted loss per share was US $1.03, slightly worse than the consensus of US $1.However, from segments,Garena, the game business, has a revenue of 900 million US dollars, fell 12% year-on-year, but beat consensus of 830 million US dollars.Shopee's e-commerce business revenue is $1.75 billion, year-on-year growth 51.4%, but miss consensus of 1.88 billion US dollars; GMV reached $19 billion, up 26.7% year-on-year, not too bad.SeaMoney business revenue also reached US $290 million, with an excellent year-on-year growth rate of 214.4%.The number of users of the master game "Free Fire" declined in 21Q4, and suffered from the ban in India at the beginning of the year. Although the quarterly active users remained at 619 million, better than the consensus of 520 million, However, there are only 56.1 million paying users, down 39% year-on-year. The payment rate also dropped to 9.1%.In fact, Indian users are only one aspect, and the biggest impact on the game business is the macro environment. With the recovery of offline activities, users' time on the game is squeezed, which in turn affects the game revenue. All Garena's games have a similar situation. But at the same time, compared horizontally, the ranking of major games on Sensor Tower has not changed much, it means the industry trend has a more profound impact. Because the company didn't give an expectation, it also brought greater uncertainty to the game revenue in the next few quarters. And we can also see the decline of its growth rate from Q2's "Customer Advance Payment" project.Noting that game business has strong marginal effects, which means costs such as bandwidth, channels and promotion are relatively fixed. Therefore, if the game revenue drops rapidly, the profit margin will drop even further. EBITDA in Q2 fell 55% year-on-year, far beyond the decline of revenue. At the same time, among the three major sectors of Sea, only the game business is stable and profitable, which can bring cash flow. Therefore, the decline of game business will further affect its profits. At present, the expected profit time of the company has been postponed to 2025.Of course, I believe most institutional investors have already taken into account the impact, while some more pessimistic investors may consider the impact of the game life cycle. We believe that the game life of classic games is relatively long. On the other hand, investors are looking forward to Shopee, an e-commerce business, because it also determines the growth of SeaMoney's financial business.GMV is $19 billion, with a year-on-year growth rate of only 27%. At first glance, it is less than the market expectation of $19.9 billion. But Sea's earnings are denominated in dollars, and this year's Q2 dollar appreciation will have a great impact on companies operating in international markets. If denominated in the original currency, the growth rate is 31.4%, which is not much different from the expected value.Similarly, Shopee's revenue grew 51.4% in US dollars and 56.2% in local currencies.Of course, the resumption of offline activities will also have an impact on e-commerce business. In Southeast Asia, it is obviously the shopping software with the largest number of living users, and it also becomes the first in Brazil. It is not outstanding in the market where different competitors such as Amazon, Tik Tok and Shein attack at the same time. SeaMoney's quarterly active users also increased by 52.7%.On the good side, the improvement of profit margin of e-commerce business is beyond expectations Q2's EBITDA is-$648 million, and the market expectation is-$647 million, which is almost flat. However, because the revenue of e-commerce is 7% lower than expected, the implication is that the profit margin actually exceeds expectations.On the other side, due to the uncertainty of macro factors, the company did not give guidance for the next quarter or two.This also increases investors' doubts.But in any case, the new explosive game is based on a lot of efforts and needs luck bonus. At present, Sea is more in control of e-commerce business. Therefore, in the next few quarters, Sea will move towards Alibaba further.
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      Though no guidance, Sea will still embrace being an E-commerce leader
    • TB_Research·06-17TB_Research

      4 Major Impacts on Singapore After 75 Bps FED Rate Hike

      75 Bps Hike. The Federal Open Market Committee (FOMC) concluded on 15 June and as expected, interest rate on the upper range of Fed Fund rate was raised by 75bps to 1.75%. This is the largest since 1994 in a bid to ease runaway inflation which came in at 8.6% yoy in May 22. Many have argued that the Fed have been extremely late in the curve last year in addressing that inflation by considering that it was largely transitory. However, it is proved that inflation is stickier than previously thought given the supply side issues have been further exacerbated by on-going supply chain disruptions and the geopolitical crisis between Russia and Ukraine. The Fed continue to guide July’s FOMC rates increase in the range of 50-75bps and forecast a 3.25%-3.5% by end of 2022.Some impacts may bring to Sigapore as below: 1. Higher borrowing cost. Singapore households with high levels of debt maybe pressured in a rising interest rate environment as they seek to reprice their loans. Mortgage costs in Singapore as reference by the new Singapore Overnight Rate Average (SORA) may increase in conjunction, albeit not at the same pace and on a “backward”-looking basis along with higher US interest rates. Singapore household debt accounted for 66% of Singapore’s nominal GDP in March 2022 a level higher than pre-pandemic levels given the backdrop of strong real-estate market the last year. Undoubtedly, this may influence household’s purchase decision of housing in 2022, which have already seen slower take-up this year.2. Slower Forward Growth. Given that interest rate is the cost of borrowing money and rate of return for saving; a high cost of fund typically results in a contraction in economic activity with higher cost of borrowing and higher propensity to save. Ministry of Trade and Industry (MTI) expects that Singapore GDP to grow in the lower half of the 3.0% to 5.0% forecast as global external economic environment have been slower.Singapore GDP YoY (%)3. Inflation High Against Historical. Singapore government does not use interest rates however it uses exchange rate policies by in a tightening stance to tackle inflation and since April, it has re-centered the Nominal Effective Exchange Rate S$NEER and increased the appreciation of the policy band of the SGD in April. This was considering Monetary Association of Singapore (MAS) guidance of overall CPI for All Items to come in 2ppts higher than earlier range to 4.5% to 5.5%. Consumers is expected to focus more on daily necessities as compared to discretionary, as rising costs particularly affect the low to middle income groups.SG CPI All Items YoY (%)4. STI in Positive Territory.Amid global stock market drawdown, the Straits Times Index (STI) have still maintained +1.2% total return given a bigger representation of the index to bank stocks which have tailwinds of higher interest rates benefiting net interest margins. It also has a good exposure of reopening stocks in the tourism sector and real estate investment trust managers. Not to mention a smaller weight in the information technology sector, which tends to underperform during a high interest rate environment, as longer duration cash flows are discounted at higher discounts rates.Straits Times Index (STI)$Straits Times Index(STI.SI)$ ,$STI ETF(ES3.SI)$ ,$SINGAPORE AIRLINES LTD(C6L.SI)$ ,$DBS GROUP HOLDINGS LTD(D05.SI)$ ,$KEPPEL REIT(K71U.SI)$ ,$IREIT GLOBAL(UD1U.SI)$
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      4 Major Impacts on Singapore After 75 Bps FED Rate Hike
    • Jasmineangry·06-17Jasmineangry
      $ASTI HOLDINGS LIMITED(575.SI)$  This gem is going to be delisted soon, due to failure to comply to SGX Watchlist requirements. I mustsay plenty of Singapore penny stocks are not very liquid and lack of investor interest to maintain efficient market.ASTI has a subsidiary EcoCell which is operating in Silicon valley, and potential subject of a SPAC and will be listed in New York instead. The company will then be expected to provide Singapore investors an exit offer, which imo could send this share price through the roof. My position is purely speculative and not based on any fundamentals, do your own due diligence before investing, as the exit offer may be either a profit or a deep loss too!
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    • 杰力安心睡大觉·2021-10-25杰力安心睡大觉
      $Lion-OCBC Sec HSTECH S$(HST.SI)$ Continueto up today ??????
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    • koolgal·04-17koolgal
      $OVERSEA-CHINESE BANKING CORP(O39.SI)$  is the most undervalued and oversold of the 3 Singapore banks.  It recently faced some headwinds of banking scam but has weathered the storm reasonably well.With interest rates rising and a hot property market, OCBC should do well in the 2nd half of 2022.The Financial Analysts have rated OCBC as a Buy with Target Price of between 14.22and 14.40.The latest earnings report showed that OCBC was 35% better in profits in 2021 compared to 2022. I intend to keep $OVERSEA-CHINESE BANKING CORP(O39.SI)$  in my long term portfolio as I believe it is a strong and reliable bank with an excellent management team.  It also pays steady dividends year after year, a good source of passive income.Go Long Go Strong Go OCBC!@TigerStars  
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    • koolgal·04-04koolgal
      $DBS GROUP HOLDINGS LTD(D05.SI)$  The question on many investors mind is whether to buy or sell or hold DBS as its share price has gone up so much.According to 5 analysts from OCBC Investment to UOB Kay Hian it is a BUY with Target price ranging from 38.15 to 41.82.With 4 more trading days to ex dividend date 8 April, there would be a run up to possibly 36.60.DBS has reported a net profit of 6.8 billion dollars for 2021 as it grew its loan book and registered higher fee income. The quarterly dividend is 36 cents per share up from 33 cents previously. Therefore the annual dividend is 1.44..  Dividend yield is 4%With interest rates rising and inflation at all time high, I am bullish on DBS as I believe its share price can definitely hit 40 dollars soon.  Therefore I intend to keep DBS in my portfolio long term.  Go Long, Go Strong, Go DBS! @TigerStars  
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    • TigerTalks·05-13TigerTalks

      Launch of DLCs on NASDAQ-100 Index on Thursday 28 April

      Societe Generale is pleased to announce the launch of four Daily Leverage Certificates (DLCs) offering 5X Long and Short exposure to the NASDAQ-100 Index from Thursday, 28 April. This builds on the success of S&P 500 DLCs launched earlier in March where over 100 trades totalling close to half a million in value have been transacted in the short time since launch. In the past month (20 trading days), the Short DLCs on S&P 500 have gained around +50% while the Long DLCs have declined around -39% on the back of a -8.75% decline in the S&P 500 index. The launch of DLCs tracking US benchmark indices is a timely offering for investors looking to gain exposure to the U.S. market via an SGX-listed instrument using Singapore Dollars, and have the flexibility to trade both long and short directions of the market. Tabled below is a list of DLCs tracking the NASDAQ-100 Index and S&P 500 Index. The DLCs are issued at two different price points to provide investors with more choice however both will provide the same 5x leverage exposure regardless of the price point. Investors can trade the DLCs in Singapore Dollars using their regular securities brokerage account. Please note the US Indices DLCs are only traded during SGX market hours from 9am to 5pm when the US market is closed, hence the DLCs intra-day price movements will be closely linked to the performance of the e-mini S&P 500 & Nasdaq-100 futures which are traded during Asian hours. For more information on the DLCs on US equity indices, please visit our US DLC mini-page here Trading on Societe Generale’s DLCs Jumped in March in a Volatile Market The total turnover on Societe Generale’s DLCs reached a high of approximately S$800 million in March on the back of volatile market conditions. Participation on the DLCs from both new and returning investors saw an uptick in a volatile March as investors look to short term trading instruments such as the DLCs to capture opportunities in the market.   With over 200 DLCs listed on SGX, the DLCs offer investors leverage exposure to a wide range of indices and single stocks, and the flexibility to trade both Long and Short directions. In March, the most actively trade DLCs by investors were those tracking the Hang Seng Index, MSCI Singapore Index on the indices and Alibaba, Tencent, BYD, Meituan and Kuaishou on the single stocks. The DLCs are for specified investment products (SIP) qualified investors only. Please refer to Societe Generale’s DLC website and the respective DLC listing documents for more information about the product features and risks of trading the DLCs. The contents in this post do not form part of any offer or invitation to buy or sell any DLCs, and nothing herein should be considered as financial advice or recommendation.
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      Launch of DLCs on NASDAQ-100 Index on Thursday 28 April
    • Vince.·02-26Vince.

      CapitaLand Integrated Commercial Trust Review @ 16 February 2022

      $CapLand IntCom T(C38U.SI)$Basic Profile & Key StatisticsCapitaLand Integrated Commercial Trust (CICT) invests in mainly Retail and Office properties which currently owns 23 properties in Singapore and Germany. Performance HighlightGross revenue, NPI and distributable income have increased YoY due to enlarged portfolio from the merger with CapitaLand Commercial Trust in October 2020. However, DPU is lower due to the enlarge unitholders base from merger. Tenant Sales & Shopper TrafficThe shopper traffic and tenant sales for 4Q are similar to 3Q due to phase 2 heightened alert and stabilization phase which ended in 21 Nov. After which, some slight improvement achieved in 4Q. As compared to 2019 average, FY21 tenant sales has recovered to 87.8% despite shopper traffic at only 61.2%. Rental ReversionRental reversion is at negative 7.3% if compare year 1 rents vs outgoing final rents and negative 3.2% if compare incoming average rents vs outgoing average rents. AcquisitionIn December, CICT has announced for the proposed acquisition of 3 Australian properties. These acquisitions are expected to be completed in 1Q 2022. DivestmentIn January 2022, CICT announced for divestment of JCube, which is expected to be completed in 1Q 2022. Besides this, CICT has also completed the divestment of George Street in December 2021. DevelopmentCapitaSpring has achieved TOP in Nov 2021. Leased to be commenced progressively starting from 1Q 2022. Asset Enhancement InitiativesAEI for 21 Collyer Quay has completed where WeWork lease is commenced in December 2021. AEI for Six Battery Road is targeted to TOP in 1Q 2022. AEI for Raffle City Singapore has commenced in January 2022 and expected to be completed in 4Q 2022.  Related Parties ShareholdingREIT sponsor's shareholding is low at 22.565%REIT manager's shareholding is low at 0.818%Directors of REIT manager's shareholding is low at 0.01% Lease ProfileOccupancy is moderate at 93.9%WALE is short at 3.2 yearsHighest lease expiry within 5 years is moderate at 26.7% which falls in 2022Weighted average land lease expiry is long at 89.54 years Debt ProfileGearing ratio is moderate at 37.2%Cost of debt is moderate at 2.3%Fixed rate debt % is slightly high at 83%Unsecured debt % is high at 95%WADM is long at 3.9 yearsHighest debt maturity within 5 years is low at 17% which falls in 2023Interest coverage ratio is low at 4.1 times Diversification ProfileTop geographical contribution is high at 95.1%Top property contribution is low at 14.4%Top 5 properties contribution is low at 42.4%Top tenant contribution is low at 4.9%Top 10 tenants contribution is low at 20.8% Key Financial MetricsProperty yield is low at 4.4%Management fees over distribution is low at 12.2% in which unitholders receive S$ 8.20 for every dollar paidDistribution on capital is low at 3.1%Distribution margin is slightly high at 50.7% TrendsAs CapitaLand Mall Trust and CapitaLand Commercial Trust merger was completed in 4Q 2020, so let's focus on after this period.Uptrend - Interest Coverage Ratio, Property Yield, Distribution on CapitalFlat - NAV per Unit, Distribution MarginDowntrend - DPU Relative ValuationP/NAV - Average for 1y; Below average for 3y & 5yDividend Yield - Average for 1y & 5y; Above average for 3y Author's OpinionThe performance of 2H has improved slightly as compared to 1H. Moving forwards, CICT performance is expected to improve further with the contributions from CapitaSpring, 21 Collyer Quay as well as 3 Australian properties acquisition (target to complete in 1Q 2022). The gradual recovery and more employees return to work should benefits CICT as well. You could also refer below for more information:SREITs Dashboard @ https://www.reit-tirement.com/p/sreits-dashboard.html - Detailed information on individual Singapore REITSREITs Data @ https://www.reit-tirement.com/p/sreit-data.html - Overview and Detail of Singapore REITREIT Analysis @ https://www.reit-tirement.com/p/reits-analysis.html - List of previous REIT analysis posts And you could join the following to support my work:Singapore REITs Post Telegram Channel @ https://t.me/reit_tirement - Join to receive posts for Singapore REITsREIT-TIREMENT Patreon @ https://www.patreon.com/reit_tirement - Support my work and get exclusive contentsREIT-TIREMENT Facebook Page @ https://www.facebook.com/reit.tirement - Support by liking my Facebook PageREIT Investing Community @ https://www.facebook.com/groups/reit.tirement - Facebook Group where members share and discuss REIT topic *Disclaimer: Materials in this blog are based on my research and opinion which I don't guarantee accuracy, completeness, and reliability. It should not be taken as financial advice or a statement of fact. I shall not be held liable for errors, omissions and loss or damage as a result of the use of the material in this blog. Under no circumstances does the information presented on this blog represent a buy, sell, or hold recommendation on any security, please always do your own due diligence before any decision is made.
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      CapitaLand Integrated Commercial Trust Review @ 16 February 2022
    • koolgal·01-05koolgal

      Why I am Bullish on Q&M

      $Q & M DENTAL GROUP (S) LIMITED(QC7.SI)$  is very much in the forefront of Singapore 's fight against the Covid-19 pandemic! On 16 December 2021, the Ministry of Health granted Acumen Diagnostics the Offsite Testing Licence for up to 100 sides island wide.  Not only that Acumen Diagnostics Polymerase Chain Reaction Tests have the capability to detect the Omicron variant.With all these news, Q&M's share price has lately been on an uptrend. 5 analysts have put Q&M on a BUY rating:DBS at 1.00, CGS-CIMB at 0.835, Maybank Kim Eng at 0.78, Phillip Securities at 0.82 and UOB Kay Hian at 0.78.Q&M also had a sterling year in 2021.  Revenue from medical laboratory & dental supplies increased by a whooping 932% from SGD1. 8 million in 3Q20 to SGD18.4 million in 3Q21.  The increase was mainly due to revenue from Covid-19 test kits and testing from the Group 's medical laboratory business. Total revenue increased by 48% from SGD39. 1 million for 3Q20 to SGD57. 7 million for 3Q21.Total revenue increased by 62% from SGD83. 8 million for the 9 months ended 30 September 2020 to SGD152. 3 million for the 9 months ended 30 September 2021.Therefore Q&M's profit before tax increased by 179% from SGD6 million in 3Q20 to SGD16.7 million in 3Q21. Going forward the Group has initiated a strategy to grow its dental clinics in Singapore and Malaysia as well as in China.  It will also focus on rolling out new tests for dengue sepsis and identification of bacteria pathogens and associated antibiotics resistance in pneumonia and bloodstream infections. Q&M rewarded its shareholders last year in September 2021 with a bonus offer of 1 for 5 shares.  It has been paying steady dividends too. I am confident that Q&M will continue to grow exponentially in future and intend to hold this stock long term.  Go Long Go Strong Go Q&M! That's my maxim! @TigerStars  
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      Why I am Bullish on Q&M
    • koolgal·01-03koolgal

      Why I Am Bullish on STI ETF

      If you are new to investing in Singapore and have limited funds, the $STI ETF(ES3.SI)$  would be an excellent ETF to invest in.  The STI ETF is an ETF that tracks the index of the top 30 biggest companies listed in the Singapore Stock Exchange. The current top 10 companies are DBS, OCBC, UOB, Singtel, Jardine Matheson, Capitaland Investment, Ascendas REIT, Capitaland Integrated Commercial Trust, Singapore Exchange and Keppel Corp. The STI components are reviewed quarterly and are based on their market capitalisation. The analysts are bullish and have forecasted that the STI Index will rise in 2022 and their year end value are as follows - DBS at 3550, UOB Kay Hian at 3500 and CIMB at 3750.  These forecasts imply a rise of 13% to 21%!$STI ETF(ES3.SI)$  also pays a steady dividend twice yearly too.  The dividend yield ranges from 2.6% to 3.77%.Best of all, the Top 3 largest components of STI ETF are the 3 Singapore banks - DBS, OCBC and UOB forming 40% of the ETF.In summary, $STI ETF(ES3.SI)$  is a great ETF to invest in if you have limited funds, do not know how or do not have time to pick stocks and want to invest in the future of Singapore.Since I am Singaporean, I believe that Singapore has a bright future and investing in $STI ETF(ES3.SI)$  is my way of participating in Singapore's growth story. It is low cost, diversified and minimises my risk.  It is also tax free and there is no foreign currency exchange risk too.  Go Long Go Strong Go$STI ETF(ES3.SI)$  ! That's my maxim. @TigerStars  @TigerEvents  -SG stocks 
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      Why I Am Bullish on STI ETF
    • koolgal·2021-10-30koolgal
      $IFAST CORPORATION LTD.(AIY.SI)$  Good news for IFast investors!  Dividends have been increasing. It has declared a third interim dividend of SGD0.013, up 62.5% year on year from SGD0. 008 paid in 2020.  It is also higher than the previous quarter's dividend of SGD0.011.  Ex dividend date for the current quarter is 1 November 2021. For the 9 months 2021, the total dividend of SGD0.034 has already exceeded 2020's full year dividend of SGD0.033.$IFAST CORPORATION LTD.(AIY.SI)$  is also one of a few companies that pays quarterly dividends too. For a dividend loving investor like me, this is music to my ears. @TigerStars  @小虎活动  - Earnings season
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    • koolgal·2021-11-06koolgal
      $STI ETF(ES3.SI)$ If you are new to investing and have limited funds, then STI ETF would be a great choice.  The STI ETF is a blue chip index that tracks the Top 30 of Singapore's largest companies listed in the Singapore Stock Exchange.It is the oldest and largest STI ETF in Singapore, started in 2002 with Assets Under Management of SGD1. 6 Billion as at 13 October 2021.As a bonus, you get the Top 3 local banks which takes up 40.9% of the index.  The 3 local banks have just released their 3rd quarter earnings reports and they were excellent.  UOB net profits jumped 57%, DBS 31% and OCBC 19%!    Needless to say, STI ETF has also performed well lately too.The best thing about investing in STI ETF is the dividends which is paid half yearly. There are many naysayers who said that STI ETF is a laggard in performance compared to other ETFs.  However to me STI ETF has a special place in my portfolio because I believe in the future of Singapore and want to be part of it.  It is also tax free, no capital gains tax and no foreign currency risk exposure. Best of all, it gives better returns than putting money in a regular savings account. @TigerStars  
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    • TigerEvents·05-18TigerEvents

      Recommend SG Stocks to Your Friends💰💰💰💰

      Hi Tigers, When you are asked to recommend a Singapore stock to a friend, which stocks would you recommend?Tiger has the largest number of investors in Singapore and Southeast Asia who are both brilliant and nice. I am pleased to invite you to the event today. Please describe any bullish stock in Singapore you would like to recommend to your friends. It can be closely related to our daily lives, e.g.$DBS GROUP HOLDINGS LTD(D05.SI)$ , $OVERSEA-CHINESE BANKING CORP(O39.SI)$, $SINGAPORE AIRLINES LTD(C6L.SI)$. It can be REITs that reward shareholders handsomely such as $CapLand IntCom T(C38U.SI)$$KIMLY LIMITED(1D0.SI)$,$JUMBO GROUP LIMITED(42R.SI)$ and so on. How to analyze a company: You may refer to the following template:🎁 Reward All Tigers who leave your opinions in the comment section will receive 30 Tiger Coins. The Tigers with the hottest comments will be awarded 100 Tiger Coins. All Tigers who write posts containing more than 300 characters will receive 500 Tiger Coins. Tigers who write posts of the highest quality will receive 2,000 Tiger Coins. Make a post on the TOPIC page >> In addition, you will get a chance to win SGD 88 Stock Voucher. ⏰ Event Time The deadline for this event is 24:00 on 30 June 2022 Come and invest with us for a prosperous future. You will receive Tiger Coins, and have chance to win a SGD 88 stock voucher.
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      Recommend SG Stocks to Your Friends💰💰💰💰
    • koolgal·04-05koolgal
      $UNITED OVERSEAS BANK LIMITED(U11.SI)$  UOB's share price has jumped 23% since the beginning of 2022.  The question on many investors' mind -  Do we Buy, Sell or Hold UOB?Let's do a deep dive into UOB.  The Bank's net profit surged 48% year on year to SGD1.02 Billion.  UOB has declared a final dividend of 60 cents per share, up from 39 cents a year ago due to the cap by MAS on dividend payout.  So the total dividend for last year would be 1.20.UOB has also announced that it has won the bid to buy out Citigroup's SGD5 Billion Consumer Business in Indonesia, Malaysia, Thailand and Vietnam.  This is UOB's biggest purchase in the last 20 years.  In fact UOB is intent to grow its consumer lending business as much as possible.  This means that there will be a SGD 1 billion profit after the buyout.Because of this, UOB will grow exponentially in South East Asia.    According to 5 Financial Analysts from DBS Research, OCBC Investment, Maybank Research, Phillip Securities and CGS CIMB, UOB is a BUY with target price ranging from 35.40 to 36.69.With interest rates rising in future, UOB's Net Interest Income is set to grow further too. I intend to hold my UOB shares in my long term portfolio as I believe that UOB has shown that it will be a very stable and reliable investment.  UOB will continue to pay steady and reliable dividends in the years to come. Go Long, Go Strong, Go UOB@TigerStars  
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    • Wayneqq·01-30Wayneqq
      $MAPLETREE LOGISTICS TRUST(M44U.SI)$ Dividends exercise on 8 Feb [Miser] [Miser] [Miser] 
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    • koolgal·04-10koolgal
      $PARKWAYLIFE REIT(C2PU.SI)$  is Asia's largest listed healthcare REIT.  It invests in income producing real estate and real estate related assets used mainly for health care.  As at 31 December 2021, Parkway Life Reit's total portfolio size stands at 56 properties worth SGD2. 29 Billion. In Singapore, PLife Reit owns 3 hospitals which include Mount Elizabeth Hospital, Gleneagles Hospital and Parkway East Hospital.  In Japan PLife Reit owns 52 Aged Care and 1 Specialist Clinic in Malaysia.PLife Reit is a great defensive play as healthcare is essential and recession proof.  It is also a great hedge against inflation too. According to the Financial Analyst in DBS, PLife is a BUY, Target Price SGD5.75.In FY21, PLife Distribution Per Unit grew 2.1% year on year.  This is due to higher rents. PLife has also renewed its Singapore hospitals master lease with 27% rise in NAV and 20 year extension of lease tenure.PLife has a strong Balance Sheet with gearing ratio of 35.4%.  Commited Occupancy is 99.7%. Weighted Average Lease Term to Expiry (By Gross Rental Income) is 17.31.In view of the above factors, I intend to hold $PARKWAYLIFE REIT(C2PU.SI)$  long term in my portfolio.  It will provide me with a great source of passive income through its steady dividends.Go Long, Go Strong, Go Parkway Life Reit!@TigerStars  
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    • koolgal·2021-09-18koolgal
      $DBS GROUP HOLDINGS LTD(D05.SI)$  is the biggest bank in Singapore with SGD 646 billion in total assets and employing more than 30000 employees.  DBS is operating in 18 markets and also present in China, South East Asia and India.  It has 'AA' and 'Aa1' credit rating, among the best in the world.DBS has received 25 Global awards, the latest is 'World' s Best Bank' 2021 by Euro money and the 'Safest Bank in Asia' by Global Finance for 12 consecutive years!First half net profit is up 54% to record SGD3. 71 billion, return on equity at 14.0%. Second quarter net profit is up 37% to SGD1. 70 billion. This is the highest on record.DBS Digital Exchange bills itself as the world's only bank-backed full service digital bourse offering cryptocurrency trading, asset tokenisation and digital custody services. This was set up in December 2020 as a members only bourse to corporate investors, accredited individuals and investment firms that manage the fortunes of wealthy families.Best of all DBS pays quarterly dividends.  The last dividend paid was 0.33 cents per sharein August and the next one expected in November 2021.
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