• muiee·03-24muiee

      Crouching Tiger Hidden Dragon?

      I’d like to focus my post just on the point about Who should someone Newer to Tiger Community Follow?You might know the meaning of the phrase Crouching Tiger, Hidden Dragon, literal translation of a Chinese idiom, ‘a place that is full of unnoticed masters or talented, extraordinary people hidden from plain view’.That’s exactly how I felt about a group of Tiger accounts in TigerTrade app. I don’t know much about the talented people behind the avatars, but they are providing extraordinary (ok, maybe a bit of exaggeration, but definitely) helpful curated insights to aid trading and investing, and infotainment that makes the former fun and social.Here’s a primer on who's who that might be worth following, grouped into four areas of interest to the Community:1. Information & Insights to Invest and Trade BetterFollow @Tiger_Newspress @TigerObserver @Tiger_Earnings @WallStreet_Tiger @Capital_Insights @MaverickTiger @TigerTalks to get your daily dose of stock markets, financial headlines & news, most searched stocks, earnings info, stocks upgrades & downgrades, analysis of stock markets data & trends, and opportunities to attend investing or trading webinars.For specific description of each account, see Tiger graphic below: 2. Investors & Traders LiteracyFollow @Tiger_Academy @FundMall @Futures_Pro @IPO_Focus @OptionsDelta @OptionPlus@OptionsTracker @OptionsTutorto learn more about investing in Funds, IPOs and trading Futures & Options. I'm not sure if all the Options accounts are Tiger officials by the way, but still, they provide learning for those just starting out to more advanced level, in my view.Account's focus is rather intuitive, else see Tiger graphic below:  3. TigerTrade App Updates & Community Well-beingFind out about new features of TigerTrade App via @TigerPM , updates including user requested features are about once or twice per month, and @CaptainTiger 'Kapitan' of the Community, keeping an eye to foster happy and safe online Community. See Tiger graphic below for more.4. Community Engagement & Encouraging Organic GrowthHaving being part of online communities in Discord and Reddit, I believe active participation by Community members is key to organic growth, and whether it will thrive or wither. Initiatives by Tiger seem in the right direction, there are events, contests and competitions to engage members and gamification based incentives to grow community-based contributions and content creation.If you are into contests and competitions with tons of coins rewards, follow: @TigerEvents @Daily_Discussion @Tiger_chat @MillionaireTiger @Tiger_AUNo prize for guessing who is the most generous and richest Tiger in their midst! If you are inspired to do your part to grow Tiger Community, follow @TigerStars for inclusive activities catering to everyone, whether you are star contributors, regular 'kakis' (buddies) or newbies. Shoutout to, and do follow the many featured Space Exploration Astronauts and Community Stars at links below.Tiger Space Exploration: Best Authors of the Week (14 Mar - 20 Mar)Tiger Stars in February My personal favourite is the Weekly Hot Comments by @TigerStars featuring collection of comedic, 'LOL' comments, as we all need a break sometimes, from the deadly serious job of investing & trading!See Tiger graphic below for more.Tiger graphic pic source: webiconspng.comFinally, I'm sure my list is far from complete, so do you know of other 'Crouching Tiger, Hidden Dragon or Talent' in the Tiger Community? Do share by Commenting below, I'm eager to find out too!
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      Crouching Tiger Hidden Dragon?
    • HelenJanet·09-25 17:36HelenJanet
      Some events or activities organized by Tiger Broker’s employee such as @TigerEvents @MillionaireTiger , @Tiger_chat , etc, have requested participants to leave the answer or comments or photograph or meme or drawings, etc in their post in order to receive tiger gifts such as tiger coins, tiger merchandize or voucher, etc. as shown in the photograph below.If the tiger click the “share” button and submit the answer in his/her own post, is the tiger still consider eligible for the events or activities award especially for cases when the tiger’s post did not appear on the comment area in the organizer's’ post. Kindly advise.
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    • k_ristovski·09-25 07:33k_ristovski
      How to read 10k / 10q reports like a pro
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    • Lauritzen·09-24 23:16Lauritzen

      James Montier’s 7 Immutable Laws Of Investing

      Montier is a member of GMO’s Asset Allocation team. Prior to joining GMO in 2009, he was co-head of Global Strategy at Société Générale. Montier is the author of several books including “Behavioural Investing: A Practitioner’s Guide to Applying Behavioural Finance”; “Value Investing: Tools and Techniques for Intelligent Investment”; and “The Little Book of Behavioural Investing.”Montier is a visiting fellow at the University of Durham and a fellow of the Royal Society of Arts. He holds a B.A. in Economics from Portsmouth University and an M.Sc. in Economics from Warwick University.He has 7 “basic” rules, but extremely powerful:1. Always insist on a margin of safety2. This time is never different3. Be patient and wait for the fat pitch4. Be contrarian5. Risk is the permanent loss of capital, never a number6. Be leery of leverage7. Never invest in something you don’t understandFollow me to learn more about analysis!!$DJIA(.DJI)$  $S&P 500(.SPX)$  $NASDAQ(.IXIC)$
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      James Montier’s 7 Immutable Laws Of Investing
    • Orderflows·09-24 14:08Orderflows
      Stopping Volume In The Order Flow How To See It How To Trade It
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    • NewbiA·09-23 23:15NewbiA

      Question from Newbie

      Can someone educate me what are all these for? So what if you buy them? For holding?
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      Question from Newbie
    • TigerFeatures·09-23 16:33TigerFeatures

      How to Invest In Global Markets With One Account After Rate Hikes

      Today, I'd like to introduce you 2 choices to invest in different stock markets with one currency.For example, a Singaporean named Mike deposit SGD in his Tiger account. 1. How can Mike invest in US stocks after funding Tiger Account with SGD?Mike have 2 choices: financing and currency conversion. Let's look at the differences of the 2 methods.1. FinancingMike can borrow USD and buy the US stocks without converting his currency. Then Mike has to pay the interest generated from financing. According to the latest data from Tiger Brokers' official website (financing interest rates), the annualized interest rate is 6.330%. So how is the interest charged?Interest is charged on a daily basis and is settled on a monthly basis, with interest deducted from the account at the beginning of the month.However, when you do day trading, you won't be charged with interest.If you buy and sell stocks on the same day, no interest will be charged on that day.2. Currency ConversionMike can also exchange the S$ to USD. Tiger does not charge exchange fees, but you may lose part of the difference in exchange rate fluctuations. Different from financing, currency conversion has a one-time cost.2. How does Mike choose to finance or exchange money?1) If Mike mainly invested in SG stocks and buys US stocks occasionally for day trading or only hold the stock for a few days, he should choose financing because financing fees is lower than the cost of conversion in this scenario.2) If Mike's holdings are mainly US stocks or he wants to hold US stocks for a month, he should choose to exchange as the financing costs become expensive as Fed increases fund rates.The financing rate offered by Tiger is based on the latest fund rate, you can refer to the exchange rate on the official website. (currency conversion)3. Why does financing becomes more expensive?In previous years when fund rate is near 0%, the annualized rate of conversion to USD was only 4%, compared to the current financing rate on Tiger of 6.3%.Looking ahead, the interest rate on financing will continue to increase as there more Fed rate hikes to come.Compared to the high interest rate of SGD-USD, the interest rate is lower when you exchange to other currencies.ConclusionLet's summarize the differences and advantages of the 2 methods.When investing in stocks different from your account currency, we have several factors to consider.1. Your position.For occasional purchases of stocks in other currencies, choose financing;For long-term investments/holdings, choose foreign exchange.2. The currency in your account.As we mentioned before, the increasing rate makes financing to USD more expensive. You need to decide based on your position and investing details.However,if you fund your account with USD, the financing rates for HKD & SGD are both low. You can choose financing or conversion at your will.AS USD continue to appreciate, if you use US dollars to finance for investing HK/SG stocks, the appreciation of the USD can cover the annualized rate of the financing.To learn more about financing, please click financing interest ratesFor more information on currency exchange, please click currency conversion
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      How to Invest In Global Markets With One Account After Rate Hikes
    • Qingguo·09-23 15:24Qingguo
      Hi all i have a stock voucher of USD 10 and i wish to utilize the voucher to purchase a USA stock. I do not have any stock commission voucher. I have USD0.77 cash in the account. How much is the max stock value can i purchase ? It is max USD9.77? Any other answer and solutions please do not hesitate to comment. Much appreciated.Thank you.
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    • JediGingerNinja·09-23 07:51JediGingerNinja
      Hi Team I'm trying to convert NZD to USD and being prompted for transaction password        number? Where do I get that from? Cheers
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    • JediGingerNinja·09-23 07:40JediGingerNinja
      HI Team trying to convert NZD to USD and am being promoted for transaction password        number? Where might I find that
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    • Tiger_Academy·09-22Tiger_Academy

      [Short Selling] Ways to Survive a Market Crash

      Short selling is a concept that many friends have heard of, but few people are able to make profits through short selling during bear markets. This article will discuss short-selling, including its risks and benefits. I hope you will have a better understanding of short-selling after reading this article.1. What is short selling?Short selling is a trading strategy that speculates on the decline in a stock or other security's price.According to the image from Motley Fool's website, short selling is to borrow shares of a stock or other asset that the investor believes will decrease in value. You borrow the stock from the brokers with a certain amount of funds as a guarantee to sell, and when the stock falls, you purchase the same number of stocks at a lower price and return them to the brokers.For exampleImagine a trader who believes that ABC stock—currently trading at $100—will go down in the next months. He can borrow 100 shares from the brokers and sell them to another investor.A week later, the stock falls to $50. The trader decides to close the short position and buys 100 shares at $50. The trader’s profit on the short selling, excluding commissions and interest on the margin account, is $5,000 ( ($100 - $50 ) x 100 shares = $5,000).2. Why short selling?There are two main motivations to short:1. To speculateThe most obvious reason to short is to profit from an overpriced stock or market. The most famous example of this is when George Soros broke the Bank of England in 1992. His profit from short selling eventually reached almost $2 billion.2. To hedgeMost investors use short positions as a hedge. This means they are protecting their long positions by shorting other similar stocks.3. How to short selling?In order to use a short-selling strategy, you have to go through a step-by-step process:Identify the stock that you want to short.Click the "Trade" button and then the "Sell" button. (Make sure you do not hold long positions in the same stock)Enter your short order to choose the appropriate number of shares.At some point, you'll need to close out your short position by buying back the stock that you initially sold.4. Pros and Cons of Short SellingPros1 Possibility of high profitsIt has been mentioned before that short selling can be beneficial in a bear market.Furthermore,when companies are involved in financial scandals or crises, their stock prices tend to fall rapidly.For example, Luckin's stock fell 75% in April 2020 after its Chief Operating Officer admitted to fabricating a significant portion of the company's sales. Short sellers can make a fortune from shorting.2 Hedge against other long positionsSome investors use short positions to protect (hedge) against the risk of a declining asset/stock price in the future.Cons1 Potentially unlimited lossesShort selling can be costly if the seller guesses wrong about the price movement. A trader who has bought stock can only lose 100% of their investment when the stock decline to zero.However, a trader who has shorted stock can lose much more than 100% of their original investment since the equity prices can continue to go up, and the risk of "short" is theoretically unlimited.2 Margin callShorting is known as margin trading. When short selling, you open a margin account, which allows you to borrow money from the brokers using your investment as collateral.If the value of the collateral in your margin account drops below the minimum requirement, the broker may require you to deposit more cash or be forced to close it by buying back the stock to cover the difference immediately.3 Margin fees incurredThere are a number of fees associated with short selling in addition to commissions, such as margin interest and dividend fees.Margin interest can be a significant expense when trading stocks on margin. Short positions can accrue interest over time if held for an extended period of time.In addition, short sellers need to pay dividends on shares that they have borrowed. The dividend will be deducted from the short seller's account on the payment date and delivered to the stock owner.4 Recall riskIn certain situations, a short position may be covered without being directed by the position holder.When a stock has a high percentage of short positions, there are no more securities available in the short pool, and the lenders who originally held these stocks are seeking to close out their positions. The brokers may recall the shorted stocks from the holders and return them to the lenders.The Tiger Trade app provides key information about shorting pools, short interest, and other metrics which are key to short selling. 
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      [Short Selling] Ways to Survive a Market Crash
    • PortfolioHub·09-21PortfolioHub

      How You Can Make £1000 Per Month With Dividends

      Dividend investing has become very popular over recent years. In fact, dividend stocks now account for nearly half of all publicly traded U.S. equities. The reason why investors love dividends is because they provide consistent cash flow without having to worry about share price fluctuations.Photo byBlogging GuideonUnsplashYou don’t have to wait until retirement to start earning income from dividends. There are plenty of companies that pay out regular dividends every single month or quarter. All you need to do is look at their financial statements and see whether or not they’re paying out enough to cover your costs.In today’s post I will be covering why dividend investing is a great strategy for many people. I will also be covering how you can make over £1000 per month with dividends. Stick around to see examples.How Dividend Stocks WorkA dividend is a payment made by a corporation to its shareholders. Companies usually announce dividends during earnings calls or filing with the Securities and Exchange Commission.Investors need to know what the dividend payout percentage is before buying shares. Some companies pay out 95% of profits while others pay out 5%.There are many different ways companies determine how much to pay out per quarter. For example, some companies pay out a fixed amount based on the number of outstanding shares. Others use a formula that takes into account the price of the stock, the number of outstanding shares, and the historical average yield for the industry.When an investor buys shares after the ex-dividend date, he or she won’t receive any dividend payments until after the next record date. Investors should pay close attention to the ex-dividend dates before making purchases.What Is the Dividend Yield?A higher stock price does not necessarily translate into a higher dividend yield. In fact, some stocks pay no dividends while others pay high dividends. Companies do this because it makes sense for them. Some companies prefer to use cash flow rather than earnings to distribute money to shareholders. Others believe that paying dividends dilutes their brand image.The best way to find out about a company’s dividend history is to check out their financial statements. You can find them online. They show you where the company earns revenue, spends money, and distributes profits. You can see how much money the company earned, spent, and distributed over the previous 12 months. If you don’t understand the numbers, ask someone who does.You can calculate the dividend yield by dividing the amount of dividends paid by the current market value of the company. This gives you the percentage of dividends paid out of the total worth of the company. So, if a company had a market value of $100 billion and paid out $2 billion in dividends each year, the dividend yield would be 2%.If you buy a stock just because it has a high dividend yield, you could lose money if the company goes bankrupt. A high dividend yield may seem good at first, but if the company can’t sustain paying out the high dividend yield along with running the business, then the dividend will likely be cut. Or worse, the company may go bankrupt.Using this information we are able to work out exactly what it takes to make £1000 per month. So to start we want the yearly earnings which would be £12000 (ignoring tax calculations for this).Then using your dividend yield you can find out how much is needed to reach the £12000 per year. Let’s say we have a 1% dividend per share. That means our £12000 is the 1% we would receive from the stock in question. To go from 1% to 100% which would be the total investment we multiply the value by 100.Doing that to the £12000 gives us £1,200,000If you are using any other values to workout this number then use the formula below(Desired Annual Wage / Dividend Yield ) * 100 = Total Investment RequiredTaxes on DividendsIn the UK, dividends are taxed depending on your income bracet. Meaning if you earn a lot of money, then you will be expected to pay more in taxes on your dividends. Examples of Dividend StocksTo help give you an idea of some dividend stocks you may be interested in, I have included a list of dividend stocks below. The list is in no particular order and values are taken at the time of writing this so dividend yields may have changed by the time you are reading this:PepsiCo ($PEP): 2.7% dividend yield   $Pepsi(PEP)$ 3M Company ($MMM): 4.90% dividend yield  $3M(MMM)$ AT&T Inc. ($T): 6.46% dividend yield  $AT&T Inc(T)$ General Electric Company ($GE): 0.44% dividend yield  $General Electric Co(GE)$ Coca Cola Company ($KO): 2.88% dividend yield  $Coca-Cola(KO)$ Walmart ($WMT): 1.68% dividend yield  $Wal-Mart(WMT)$ Procter & Gamble ($PG): 2.66% dividend yield  $Procter & Gamble(PG)$ Dividend investment strategiesA dividend portfolio is an effective strategy for building wealth over time. A dividend portfolio allows investors to benefit from the steady flow of income that companies distribute to shareholders each year. Companies use dividends to reward shareholders for supporting the company through good times and bad.Pay attention to a company’s long term growth prospects before making a final decision about whether or not it makes sense to invest. You want to make sure that a company is growing because it is profitable and not just because it is having trouble paying down debt.There are many different types of dividend investing strategies to choose among. Some people prefer to focus on high yielders while others like to look for value. If you’re looking for a low cost approach, consider index funds. They track broad market benchmarks such as the S&P 500. Index funds charge very little in fees, but they do not actively manage the fund. This means that there is no human intervention involved in picking which securities to include in the fund. Instead, the fund manager simply buys and sells securities based on what the benchmark tells him to do.Mutual funds are another option. Like index funds, they are passive investment vehicles that track indexes. However, mutual funds typically have higher expense ratios than index funds. These expenses are paid by shareholders in the form of higher fees. In addition, some mutual funds require sales charges to sell shares.Both ETFs and mutual funds offer diversification and lower risk than holding individual securities. By owning both an S&P 500 index fund and a technology stock ETF, you can gain exposure to the overall performance of the market without worrying about specific sectors.How To Find Success With DividendsDividend investing offers a great way to grow wealth over time. However, if you want to find success with dividend investing, then there are a few bit’s you should knowInvest In Dividends With A Good HistoryCompanies with high dividend yields often pay out dividends quarterly. This makes sense because companies want to keep investors happy and retain customers. However, paying out dividends every quarter also limits how much money a company can invest in growth. If a company doesn’t increase its dividend, it could eventually stop growing its dividend altogether.When investing in stocks with high yield, it’s important to look beyond just the current yield. Investors should consider whether the company will likely maintain its high yield over time. Companies like Apple Inc., Berkshire Hathaway Inc., and Exxon Mobil Corp. have maintained their high yields over long periods of time. While some companies struggle to maintain their high yields, others are able to do so without sacrificing their competitive edge.Reinvest Your DividendsThe best way to invest for growth is to reinvest dividends into more shares. This strategy allows you to build wealth over the long haul without sacrificing current income. If you reinvest your dividends, you’ll earn even greater returns over time.According to Morningstar, dividend stocks outperformed both the S&P 500 and the Russell 2000 Index by nearly 3 percentage points per annum over the trailing 10-year period ending December 31, 2018. $S&P 500(.SPX)$  $Global X Russell 2000 Covered Call ETF(RYLD)$ Avoid the highest yieldsWhen you buy shares of stock, it’s important to avoid the highest yield. This is because high yields are usually associated with low share prices. If you do decide to purchase a stock that has a high yield, make sure you understand what the yield represents. You want to know how much money you’re getting paid for holding onto the stock.You don’t want to purchase a stock because of a high yield only to find out the yield only seems high because of recent stock decline leading to a companies downfall.Buy and hold for the long termWarren Buffett once famously said, “You don’t find many people who buy what they sell.” A lot of investors take his advice to heart, buying shares of companies whose products and services they use every day, like Apple, Amazon, and Facebook.If you sit on these companies for the long term and they continue to do well, then you can grow your wealth many times over a life time.SummaryDividends make sense when you want to invest for the long term. They allow you to build wealth slowly but steadily, which makes them an excellent choice for retirement. But they aren’t always right for everyone. Before you dive headfirst into dividend investing, do your research and ask yourself whether or not it’s right for you.Follow me to learn more about analysis!!
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      How You Can Make £1000 Per Month With Dividends
    • shiping1101·09-19shiping1101

      Gold price Pinned Below $1,700!!!

      Gold prices recovered slightly from recent losses on Monday but remained pinned below key levels as markets awaited more policy tightening measures from the Federal Reserve.Spot gold rose 0.2% to %1,678.51 an ounce, while gold futures rose 0.2% to $1,687.30 an ounce by 20:03 ET (00:03 GMT). Bullion prices slumped to 2-½ year lows last week after red-hot U.S. inflation data showed that the Fed was likely to tighten rates by a large margin during a meeting this week, and likely for the remainder of the year. The data boosted the dollar to near 20-year peaks, and also supported U.S. Treasury yields, which in turn drove capital away from gold. Prices of the yellow metal slumped sharply from 2022 highs as the Fed began hiking rates this year. Gold now faces an uphill battle to above $1,700- a key support level that it lost for the second time this year last week. Movements in the yellow metal are expected to be muted ahead of the Fed decision this week. The Fed is widely expected to hike rates by 75 basis points at the conclusion of a two-day meeting, with traders also pricing in the possibility of a 100 basis point hike. The U.S. benchmark interest rate is expected to end the year at over 4%- its highest level since the 2008 financial crisis. Among industrial metals, copper futures rose 0.4% to $3.5547 a pound, also recovering from steep losses seen last week. Concerns over waning industrial activity across the globe, amid rising pressure from inflation and interest rates, have severely dented prices of the red metal this year. A slowdown in major importer China has also weighed heavily on copper prices. But prices of the red metal could be underpinned by tightening supply after a strike in Escondida, the world’s largest copper mine.
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      Gold price Pinned Below $1,700!!!
    • Elroyy·09-19Elroyy
      Bar chart name is inaccurate - off by 1 quarter?[Surprised] 
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    • Tiger Wong·09-17Tiger Wong
      #tiger Lim 
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    • Long_Equity·09-17Long_Equity

      There are only 4 ways a company can increase its revenue

      There are only 4 ways a company can increase its revenue:1. Grow number of customers2. Grow transaction size3. Grow transaction frequency4. Raise pricesLook for companies where growth is driven by 1, 2 and 3.Here are 3 quotes that are far more helpful for new investors than these 20 from Benjamin Graham:• Learn to read business statements• Study capital allocation• Research competitive advantageshttps://twitter.com/long_equity/status/1570846813464432640
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      There are only 4 ways a company can increase its revenue
    • CaiFu·09-14CaiFu
      When one subscribe unit trust/mutual funds in Tiger, does Tiger earn a fee from the funds over time (commonly referred to as "Trailer fees")?
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    • BenjiFuji·09-10BenjiFuji
      Tiger Vault, Great or Grey?Looking at the recent launches with Tiger vault, I get excited about the possibilities that it has. Simultaneously, I get concerned about what I might have missed.Great stuffWell there's the claim of a 2.6% interest which sounds a bit exciting considering that bank rates are at 0.05%. Additionally Tiger is throwing in coupons for additional gains. There's also the auto sweep feature which ensures that money is invested always in Tiger.Grey sideHowever do note that claims have not been reviewed by MAS. Also, should you place all your cash with Tiger, there's concentration risk and the risk *touch wood* that if Tiger vaporises, a certain portion might go as well. Aside, mutual funds that are being invested in are neverguaranteed plus historical gains are never an indication of future gains.So how?I am still a noob for mutual funds. So I will do my best to read up more before I place my money in. If I should choose to place in any sum, it'll only be a token amount.Aside, I am keen to find out from you, what's the pro and cons of this method? If things sound too good to be true, they often are.Let me know!Meanwhile, here's how people respond to work in 3 different phases. Which one are you? [Sly] @TigerStars @CaptainTiger @MillionaireTiger 
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    • Big Cat·09-09Big Cat

      Asking for ppl on opinion on Tiger 🐅 Vault

      Is it worth to activate ur Tiger Vault [Doubt] ? Does it works on all currency = sweep any idling cash in ur margin accounts to Tiger Vault [Doubt] ? Will u be charged 1 day finance interest rate if u buy stock when ur margin trading accounts is empty but ur Tiger Vault got the required [USD] [Doubt] = auto deduct from ur Tiger Vault when u buy stock [Doubt] ? Do u need wait T+1 or T+2 to withdraw [USD]  from Tiger Vault to ur bank account or to ur margin trading accounts [Doubt] ? For those users who activated Tiger Vault, did u find any cons about the Tiger Vault, eg. Inconvenience, unexpected things... [Doubt] ? Can u close/deactivate ur Tiger Vault account if u find it no good [Doubt] ? Some opinions of advice from experienced users [Doubt] ?@TigerPM  
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      Asking for ppl on opinion on Tiger 🐅 Vault
    • Venus_M·09-09Venus_M
      Did u all notice after the latest update,  the font become very small?  Some BIG some small? [Doubt]   now I have to crunch my eyes to read
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    • muiee·03-24muiee

      Crouching Tiger Hidden Dragon?

      I’d like to focus my post just on the point about Who should someone Newer to Tiger Community Follow?You might know the meaning of the phrase Crouching Tiger, Hidden Dragon, literal translation of a Chinese idiom, ‘a place that is full of unnoticed masters or talented, extraordinary people hidden from plain view’.That’s exactly how I felt about a group of Tiger accounts in TigerTrade app. I don’t know much about the talented people behind the avatars, but they are providing extraordinary (ok, maybe a bit of exaggeration, but definitely) helpful curated insights to aid trading and investing, and infotainment that makes the former fun and social.Here’s a primer on who's who that might be worth following, grouped into four areas of interest to the Community:1. Information & Insights to Invest and Trade BetterFollow @Tiger_Newspress @TigerObserver @Tiger_Earnings @WallStreet_Tiger @Capital_Insights @MaverickTiger @TigerTalks to get your daily dose of stock markets, financial headlines & news, most searched stocks, earnings info, stocks upgrades & downgrades, analysis of stock markets data & trends, and opportunities to attend investing or trading webinars.For specific description of each account, see Tiger graphic below: 2. Investors & Traders LiteracyFollow @Tiger_Academy @FundMall @Futures_Pro @IPO_Focus @OptionsDelta @OptionPlus@OptionsTracker @OptionsTutorto learn more about investing in Funds, IPOs and trading Futures & Options. I'm not sure if all the Options accounts are Tiger officials by the way, but still, they provide learning for those just starting out to more advanced level, in my view.Account's focus is rather intuitive, else see Tiger graphic below:  3. TigerTrade App Updates & Community Well-beingFind out about new features of TigerTrade App via @TigerPM , updates including user requested features are about once or twice per month, and @CaptainTiger 'Kapitan' of the Community, keeping an eye to foster happy and safe online Community. See Tiger graphic below for more.4. Community Engagement & Encouraging Organic GrowthHaving being part of online communities in Discord and Reddit, I believe active participation by Community members is key to organic growth, and whether it will thrive or wither. Initiatives by Tiger seem in the right direction, there are events, contests and competitions to engage members and gamification based incentives to grow community-based contributions and content creation.If you are into contests and competitions with tons of coins rewards, follow: @TigerEvents @Daily_Discussion @Tiger_chat @MillionaireTiger @Tiger_AUNo prize for guessing who is the most generous and richest Tiger in their midst! If you are inspired to do your part to grow Tiger Community, follow @TigerStars for inclusive activities catering to everyone, whether you are star contributors, regular 'kakis' (buddies) or newbies. Shoutout to, and do follow the many featured Space Exploration Astronauts and Community Stars at links below.Tiger Space Exploration: Best Authors of the Week (14 Mar - 20 Mar)Tiger Stars in February My personal favourite is the Weekly Hot Comments by @TigerStars featuring collection of comedic, 'LOL' comments, as we all need a break sometimes, from the deadly serious job of investing & trading!See Tiger graphic below for more.Tiger graphic pic source: webiconspng.comFinally, I'm sure my list is far from complete, so do you know of other 'Crouching Tiger, Hidden Dragon or Talent' in the Tiger Community? Do share by Commenting below, I'm eager to find out too!
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      Crouching Tiger Hidden Dragon?
    • Tiger_Academy·09-22Tiger_Academy

      [Short Selling] Ways to Survive a Market Crash

      Short selling is a concept that many friends have heard of, but few people are able to make profits through short selling during bear markets. This article will discuss short-selling, including its risks and benefits. I hope you will have a better understanding of short-selling after reading this article.1. What is short selling?Short selling is a trading strategy that speculates on the decline in a stock or other security's price.According to the image from Motley Fool's website, short selling is to borrow shares of a stock or other asset that the investor believes will decrease in value. You borrow the stock from the brokers with a certain amount of funds as a guarantee to sell, and when the stock falls, you purchase the same number of stocks at a lower price and return them to the brokers.For exampleImagine a trader who believes that ABC stock—currently trading at $100—will go down in the next months. He can borrow 100 shares from the brokers and sell them to another investor.A week later, the stock falls to $50. The trader decides to close the short position and buys 100 shares at $50. The trader’s profit on the short selling, excluding commissions and interest on the margin account, is $5,000 ( ($100 - $50 ) x 100 shares = $5,000).2. Why short selling?There are two main motivations to short:1. To speculateThe most obvious reason to short is to profit from an overpriced stock or market. The most famous example of this is when George Soros broke the Bank of England in 1992. His profit from short selling eventually reached almost $2 billion.2. To hedgeMost investors use short positions as a hedge. This means they are protecting their long positions by shorting other similar stocks.3. How to short selling?In order to use a short-selling strategy, you have to go through a step-by-step process:Identify the stock that you want to short.Click the "Trade" button and then the "Sell" button. (Make sure you do not hold long positions in the same stock)Enter your short order to choose the appropriate number of shares.At some point, you'll need to close out your short position by buying back the stock that you initially sold.4. Pros and Cons of Short SellingPros1 Possibility of high profitsIt has been mentioned before that short selling can be beneficial in a bear market.Furthermore,when companies are involved in financial scandals or crises, their stock prices tend to fall rapidly.For example, Luckin's stock fell 75% in April 2020 after its Chief Operating Officer admitted to fabricating a significant portion of the company's sales. Short sellers can make a fortune from shorting.2 Hedge against other long positionsSome investors use short positions to protect (hedge) against the risk of a declining asset/stock price in the future.Cons1 Potentially unlimited lossesShort selling can be costly if the seller guesses wrong about the price movement. A trader who has bought stock can only lose 100% of their investment when the stock decline to zero.However, a trader who has shorted stock can lose much more than 100% of their original investment since the equity prices can continue to go up, and the risk of "short" is theoretically unlimited.2 Margin callShorting is known as margin trading. When short selling, you open a margin account, which allows you to borrow money from the brokers using your investment as collateral.If the value of the collateral in your margin account drops below the minimum requirement, the broker may require you to deposit more cash or be forced to close it by buying back the stock to cover the difference immediately.3 Margin fees incurredThere are a number of fees associated with short selling in addition to commissions, such as margin interest and dividend fees.Margin interest can be a significant expense when trading stocks on margin. Short positions can accrue interest over time if held for an extended period of time.In addition, short sellers need to pay dividends on shares that they have borrowed. The dividend will be deducted from the short seller's account on the payment date and delivered to the stock owner.4 Recall riskIn certain situations, a short position may be covered without being directed by the position holder.When a stock has a high percentage of short positions, there are no more securities available in the short pool, and the lenders who originally held these stocks are seeking to close out their positions. The brokers may recall the shorted stocks from the holders and return them to the lenders.The Tiger Trade app provides key information about shorting pools, short interest, and other metrics which are key to short selling. 
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      [Short Selling] Ways to Survive a Market Crash
    • k_ristovski·09-25 07:33k_ristovski
      How to read 10k / 10q reports like a pro
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    • Alvin 邹咏翰·04-25Alvin 邹咏翰

      Investing with numbers or stories

      Some investors swear by using a quantitative approach to investing while others believe that numbers are less important when compared to qualitative analysis.Each has its valid concerns. The quants believe that humans are full of biases and it is not possible to overcome them easily unless one is to makae investment decisions based on numbers alone. But to the qualitative tribe, they believe that numbers are historical and not predictive of the future. You need to make a judgement call on how the future will turn out in order to make a good investment decision today.Whenever you see conflicting views online, it is important to know the context that they are making those views. Otherwise you will feel lost and confused or worse, adopt a view and apply it in a wrong context.Allow me to shed some light on the contexts. I do three strategies; momentum, value and growth; so I will use these to explain.An investor who focuses on cheap stocks is likely to pay more attention to valuation. He can afford to be quantitative as value stocks generally do not need any future projection because it is already underpriced based on today’s value. The potential return is based on how cheap you buy a stock and not how much it will grow. Historical numbers are good enough.In fact, many of these cheap stocks are unglamorous stocks. Using qualitative analysis would have easily dismissed them as junks. A good study was conducted by Joel Greenblatt (a hedge fund manager) who came out with the Magic Formula (a quant value strategy). He offered his clients two ways to utilise this strategy. First, blindly invest according to what the strategy says. Second, choose and pick what the client wish to buy from the list.The results after a few years showed that the first group did much better than the second because they were less biased.Similar to momentum strategies, I realised many people aren’t comfortable buying at the one-year highs or all-time highs. They think it is expensive. But in the short term, valuation is not important, what is expensive can be even more expensive and the reverse is true too.Hence, just remember this: any strategies that do not need forward projection to make an investment decision, focus more on the quantitative aspect to minimise the impact of biases.If you are still not convinced numbers alone are good enough, think about index investing - it is pure math and zero qualitative analysis, and it is able to beat majority of finance professionals and retail investors out there.However, quantitative analysis will not work well for growth investing. This is because the future numbers are unknown yet. We do not have year 2030 financial statements of a company today. Many numbers that analysts try to use are guesses and guesses aren’t accurate enough. Hence, valuation is going to be fluffy. Even if you get the valuation right but the growth prospect wrong, you can still lose money. So more importantly is getting the growth prospect right.This is where qualitative analysis shines. Although prone to biases, this is still the best way for growth stocks. They are about the future and you get rewarded by making an accurate judgement about how the future would turn out. This cannot be done by numbers.So there you go, the disagreements do not mean that someone is wrong. They can both be right, but in different contexts. Most importantly, apply the right approach in the right context.
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      Investing with numbers or stories
    • TigerFeatures·09-23 16:33TigerFeatures

      How to Invest In Global Markets With One Account After Rate Hikes

      Today, I'd like to introduce you 2 choices to invest in different stock markets with one currency.For example, a Singaporean named Mike deposit SGD in his Tiger account. 1. How can Mike invest in US stocks after funding Tiger Account with SGD?Mike have 2 choices: financing and currency conversion. Let's look at the differences of the 2 methods.1. FinancingMike can borrow USD and buy the US stocks without converting his currency. Then Mike has to pay the interest generated from financing. According to the latest data from Tiger Brokers' official website (financing interest rates), the annualized interest rate is 6.330%. So how is the interest charged?Interest is charged on a daily basis and is settled on a monthly basis, with interest deducted from the account at the beginning of the month.However, when you do day trading, you won't be charged with interest.If you buy and sell stocks on the same day, no interest will be charged on that day.2. Currency ConversionMike can also exchange the S$ to USD. Tiger does not charge exchange fees, but you may lose part of the difference in exchange rate fluctuations. Different from financing, currency conversion has a one-time cost.2. How does Mike choose to finance or exchange money?1) If Mike mainly invested in SG stocks and buys US stocks occasionally for day trading or only hold the stock for a few days, he should choose financing because financing fees is lower than the cost of conversion in this scenario.2) If Mike's holdings are mainly US stocks or he wants to hold US stocks for a month, he should choose to exchange as the financing costs become expensive as Fed increases fund rates.The financing rate offered by Tiger is based on the latest fund rate, you can refer to the exchange rate on the official website. (currency conversion)3. Why does financing becomes more expensive?In previous years when fund rate is near 0%, the annualized rate of conversion to USD was only 4%, compared to the current financing rate on Tiger of 6.3%.Looking ahead, the interest rate on financing will continue to increase as there more Fed rate hikes to come.Compared to the high interest rate of SGD-USD, the interest rate is lower when you exchange to other currencies.ConclusionLet's summarize the differences and advantages of the 2 methods.When investing in stocks different from your account currency, we have several factors to consider.1. Your position.For occasional purchases of stocks in other currencies, choose financing;For long-term investments/holdings, choose foreign exchange.2. The currency in your account.As we mentioned before, the increasing rate makes financing to USD more expensive. You need to decide based on your position and investing details.However,if you fund your account with USD, the financing rates for HKD & SGD are both low. You can choose financing or conversion at your will.AS USD continue to appreciate, if you use US dollars to finance for investing HK/SG stocks, the appreciation of the USD can cover the annualized rate of the financing.To learn more about financing, please click financing interest ratesFor more information on currency exchange, please click currency conversion
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      How to Invest In Global Markets With One Account After Rate Hikes
    • Orderflows·09-24 14:08Orderflows
      Stopping Volume In The Order Flow How To See It How To Trade It
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    • MaverickTiger·06-14MaverickTiger

      Oracle's good, but facing forex headwind

      $Oracle(ORCL)$ was an anormaly, who released Q4 earnings ending May 31st this morning, one month later than its peers. However, Oracle's growth and stability beat market estimates, and much better compared with the its peers this quarter, so it also rose by 15% in after-hours trading.Specifically,Total revenue increased by 5% year-on-year to US $11.84 billion, which was better than the US $11.67 billion expected by the market;Operating profit was US $559 million, better than the market expectation of US $540 million;Earnings per share was $1.54, better than the consensus of $138 million expected by the market.Oracle began to disclose the revenue data of cloud computing business last year. In Q4, the revenue of cloud computing business increased by 19% year-on-year to US $2.9 billion, which supported its stock price trend to a certain extent.Of course, the proportion of traditional hardware services continues to decline, and the whole has also declined. Cloud services and licenses support sales, including software-as-a-service SaaS and infrastructure-as-a-service IaaS, up 3% year-on-year to $7.6 billion; Cloud and local licensing revenue rose 16% to $2.54 billion; Hardware sales fell 3pc to 856 million. Revenue from other services rose 3% to 833 million.In addition, Cerner, a medical service company acquired by Oracle last year, also achieved considerable growth in this quarter.At the same time, the rising US dollar has a great impact on the company's international business. This quarter, the headwind brought by the exchange rate loss is as high as 5%, and at the last financial report conference, the company expected only 2-3%. The annual revenue of strategic back-office cloud application is 5.4 billion US dollars, and the growth rate at fixed exchange rate is as high as 24%, among which Fusion ERP increased by 23% and NetSuite ERP increased by 30%.
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      Oracle's good, but facing forex headwind
    • WallStreet_Tiger·07-07WallStreet_Tiger

      Call it a 4:1 DIVIDEND! Can GME Still Head To The Moon?

      $GameStop(GME)$ Became the Most mentioned tickers in#WSB in last 1H.Following $SPDR S&P 500 ETF Trust(SPY)$$Tesla Motors(TSLA)$$ContextLogic Inc.(WISH)$$AMC Entertainment(AMC)$$LendingTree(TREE)$$Heartbeam Inc(BEAT)$$iShares MSCI Global Energy Producers ETF(FILL)$$Maximus(MMS)$$Zillow(Z)$.1. It is a 4- for -1 Stock Dividend welcomed by markets.Because GameStop's announced the company's board approved a 4-for-1 stock split.Source: https://gamestop.gcs-web.com/The dividend will be distributed after the market close on July 21 and will begin trading on a stock-split-adjusted basis on July 22, according to the announcement. Earlier in April, according to SEC filings, GameStop would seek approval at its next shareholder meeting to increase the number of outstanding shares of Class A common stock from 300 million to 1 billion, in part for  stock splits dividends. $GameStop(GME)$  soared close to 9% in the after-hours, So far this year, GME YTD is -21%.$(GME)$ rose sharply after hours, mainly because the stock dividend was accept by markets. GameStop Corp becoming one of the latest companies to do so as the practice has gained in popularity.Please stop calling this a stock split. Call it a Stock Dividend.Source from RedditAccroding bloombergs, share splits had almost disappeared from U.S. stock markets before $Apple(AAPL)$ . and $Tesla Motors(TSLA)$  revived the practice after splitting their stocks in 2020. $Amazon.com(AMZN)$ Inc. followed suit earlier this year. The moves helped trigger rallies in the companies’ shares as retail investors, who tend to favor stocks with lower price tags, flocked to them.You May interested in the belowing two articles, which highlighted the details you may care regarding a stock split:1) Amazon stock split, Google Next?2) SOFI Plans 10-for-1 Stock Split, Same Logic as GOOGL,AMZ,TSLA?2.  Cheaper to buy or Expensive to short? Can $GME still head to the moon?From company's fundmentals, GameStop has been beleaguered by questions about its business model and direction. At a time when consumers prefer to purchase video games digitally in online stores, GameStop has experimented with pivots into esports and even crypto. GameStop raised more than a billion dollars throughout 2021, enough money to pay down its debt and still have more than $1.5 billion left on the balance sheet to fund the business. The company's operating losses totaled $154 million in the first quarter, so it could run for several quarters at that rate without worrying about its cash balance.Management invested heavily in inventory last quarter to benefit from this traffic, ramping up that line item to $918 million, up from $571 million in the prior-year period. The stock is still expensive too, trading at a price-to-sales ratio of 1.8, over four times as expensive as a comparable electronics retailer like Best Buy.The company became the poster child for so-called meme stocks, seeing volatile swings in the share price over the last year that have had little to do with its business fundamentals. 3. So do you  think is GameStop a Buy after stock dividend?What's your opinion? Please click to join our discuss: Will GME's 4-for-1 Stock Split Spark Another Rally?
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      Call it a 4:1 DIVIDEND! Can GME Still Head To The Moon?
    • Owen_Tradinghouse·05-27Owen_Tradinghouse

      May the Fed "SURRENDER" in September? What does it mean for the stock market?

      The statement that the Federal Reserve will suspend interest rate hikes in September was first put forward by Bostic. As early as Monday, Atlanta Fed President Bostic said in an interview with reporters: After raising interest rates by 50 basis points in the next two months, it may be reasonable for the Fed to suspend further interest rate hikes to assess the impact of actions on inflation and the economy. This is the first person in the Federal Reserve to propose to suspend interest rate hikes. This is not to disagree with Powell, It's the other way around, His remarks are probably after internal discussions, He chose to throw out such an expectation to boost the rise of US stocks, but Bostic did not have the right to vote this year, and always advocated adopting a neutral and moderate monetary policy. His words did not bring much increase to the market. On Tuesday, the US stock market overtook the plate and swallowed up the poor increase on Monday. But just last night, the minutes released by the Federal Reserve once again confirmed Bostic's words. The full text of the minutes is unsurprising, but the most important sentence is: The accelerated tightening puts the Fed in a good position later this year to assess the impact of policy tightening and the extent to which economic development needs policy adjustment. It will raise interest rates by 50 basis points in the next two meetings, after which interest rate hikes may be suspended, but it depends on the development of inflation data. the Federal Reserve officially endorsed Bostic's words. Other summary contents of the minutes have little impact on the market, and the theme remains unchanged at all: The path of raising interest rates and shrinking the table has not changed in the next two months. The US economy is still stable, but the risk of rising inflation is still very high. The focus of the Fed's work is to reduce inflation. At the same time, it should pay attention to the risk changes in the stock market and economy to adjust its strategy at any time. Everyone knows that as far as the current global economic situation is concerned, bear markets and recessions have never been so close to us as they are now. The expectation of suspending interest rate hikes in September is actually to help S&P up on the edge of bear market, but even so, the bear market of US stocks may still be difficult to avoid. ​Review: Why are they all bargain-hunting bear market?​ As I expected last time, This time, it is highly probable that the Federal Reserve will really "surrender" in stages, and if the Federal Reserve really suspends interest rate hikes in September, the reason must not be that inflation has been suppressed, but that the original interest rate hike  have already hurt the fundamentals of the economy. If the market is not allowed to catch its breath, we will see the emergence of American recession next. The Federal Reserve on a tightrope On one side of the tightrope is a runaway surge in inflation, and on the other side is a stock market crash. Whichever side falls, the result is a bear market and recession. Once the tightrope is over, then the other side is the "blonde girl age" of economic recovery accompanied by moderate inflation. Now, the Fed is walking on this wire rope. ​​ ​ By suppressing demand and even triggering recession expectations, Forcing inflation to fall back is the only way for the Federal Reserve to raise interest rates and lower prices. However, this time, Bloomberg's economic accident index has experienced a diving decline, and the profits of real enterprises have been obviously impacted by the slowdown in demand. The economy is far from being as stable as stated in the minutes, but there will be a recession with a high probability. ​​ ​ Economic surprise index is an index obtained by weighting the difference between macroeconomic indicators exceeding or falling short of expectations. If most macro indicators exceed expectations, the accident index will rise, and if most macro indicators fall short of expectations, it will fall. At present, the surprise index has plunged to a low level in recent 20 years and is close to negative value. This corresponds to the trend of US 2-year US bond yield futures. After hitting a high of 2.9, US bond yield has leveled off, which indicates the slowdown of future economic development on the one hand, and the market is also pricing that the Federal Reserve may suspend interest rate hikes on the other hand. ​​ ​Corresponding to the unexpected diving of the US economic indicators is the continuous tightening of the US financial conditions index, the S&P 500 and the goldThe index of financial conditions fell at the same time, indicating that the Fed's monetary policy directly affected the rise and fall of the market. ​​ ​ If we run the percentage change of the financial condition index out of the curve and compare it with the historical curves of 2015, 2018 and 2020, we will find that the recent change range of the Fed's interest rate hike and contraction table is almost the fastest in the past 10 years: ​​ ​This brown curve shows a straight pull of almost 90 degrees. However, even such an epic austerity measure is still weak in the face of an epic inflation sweeping the world. At present, prices in the United States are still rising month-on-month, and due to the bird flu in US, the restriction of the pandemic and the continuation of the conflict between Ukraine and Russia, the interruption of supply chains such as food, energy and raw materials makes prices in the United States almost out of control. Eggs and poultry have risen by nearly 10 percent in the past month, and the increase in eggs continues. In supermarkets in New York, people can often see clashes over milk powder. Let's take a look at how the price of an American burger has changed in the past year​​ ​ Six different raw materials have increased by more than 10 percentage points on average, especially beef and bacon, which account for the largest proportion, and their prices have increased by about 15%. If weighted, the price of a hamburger has increased by at least 13% in one year. This is just a microcosm of the soaring national prices. Take a look at the egg prices affected by bird flu, which have taken off by 20 percentage points in June.​​ ​Don't think that this has no impact on the price of the stock market. The price increase directly affects the market trend from two aspects. One is corporate profitability. The rising cost of raw materials directly reduces the profit margin of enterprises, and reduces the gross profit of enterprises downstream of the industrial chain. In addition, the rising rate of return squeezes the valuation of enterprises, and the stock price will certainly fall. Second, rising prices have weakened consumption and reduced economic activities. The Federal Reserve has controlled inflation by raising interest rates and shrinking its table, which has further aggravated the rise in borrowing costs and suppressed market demand. Consumption, investment and foreign trade activities are all decreasing. More people will take cash in their hands to cope with higher basic living costs, and are unwilling to do any other activities. Looking at the current growth in cash stocks in China and the United States, we can see how little confidence people have in the future economy The first is the United States. At present, the deposit reserve used by the Federal Reserve for overnight reverse repurchase has hit a daily amount of 2 trillion US dollars for the first time. ​​ ​Many American residents have chosen to put their money in the bank instead of putting it into the bond market or stock market, and even their desire to spend has begun to weaken obviously. And china side is not optimistic. The latest data from Bloomberg shows that the savings deposits in the banking system of China have reached 109.2 trillion RMB in April, which increased by 7% in the first four months, compared with the growth rate of 5.5% in the same period last year. As we just shared, if the price of a hamburger has risen by 13%, then the pressure to maintain a basic life can be imagined. Just this week, the supermarket, consumer and media social stocks in the US stock market have just experienced a big decline, Amazon, Facebook, Wal-Mart and NyeFei, all of whom gave guidance on negative financial reports. Snap's share price almost halved overnight, and Tesla, Nvidia and other large-scale technology stocks were also in obvious downward channels. This is very telling. Will American consumers, who can hardly maintain their basic livelihood, have money to spend on entertainment? How can advertisers make money? The decline in the total payment of Internet companies will also add a headwind to US stocks in this earnings season. We should know that S&P has dropped by more than 18 percentage points from its 52-week peak. If it completely falls below 3800, it means that US stocks will completely enter a bear market, and the next step for the stock market to fall into a bear market is that the economy will fall into recession. In the past 95 years, S&P has fallen below the bear market range of 20 percentage points 14 times, but only three times, the US economy did not fall into recession within one year.  But the question is, if the tightrope-walking Fed suspends interest rate hikes, will inflation get out of control? The US inflation rate may has peaked Inflation figures already showed clear signs of peaking, giving the fortunate Fed a very timely window, and Powells immediately tried to tilt their tightrope-walking balance bars in the opposite direction. So Bostic suddenly threw an expectation at this time and said: To suspend the interest rate hike in September, it actually gives two messages: one is that the Fed thinks that the previous tightening measures have been effective, which is enough to give the economy a breath; The other is that the Fed's inflation control interest rate hike has shaken the foundation of the economy, and if it is not suspended, it may have significant negative effects. Right now, The discussion about whether inflation has peaked is still raging. According to the Fed minutes, officials expect CPI to rise 4.3% for the whole year this year, and then fall back to 2.5% next year. This result has been raised from the data of the last meeting, while CPI has soared by 6.6% in the 12 months to the end of March, and only the CPI released by the Labor Department rose by 8.3% in April. If the prices of basic consumer goods, such as grain and oil, remain unchanged at a high level, of course, there is no reason to say that the overall CPI increase this year is only 4.3 percentage points, unless the prices of a number of consumer goods that account for a large proportion of CPI will peak and fall in the near future. This is also the result of Bloomberg survey. As predicted by Goldman Sachs, Bloomberg survey shows that Wall Street has reached a consensus that the year-on-year increase of CPI will peak in Q2 this year ​​ ​ Goldman Sachs' forecast model shows that the price increase caused by supply constraints will continue to ease in June, while the prices of travel and other services will also drop significantly in Q3. ​​ ​ This forecast is also confirmed in the survey report of global asset managers just released by Bank of America. ​​ ​ The survey shows that as time goes by, fewer and fewer asset managers believe that the global CPI will rise This has given the Fed an excellent "surrender window". If everything goes as we expected,Then, with the month-on-month decline of CPI data in June and July, US stocks and A shares will have a rare opportunity to rebound. We still insist that,this short bear market rebound has not yet started. If S&P can break through the 20-day moving average and challenge upward, I believe A shares will also go out of a very considerable structural upward market, and the yield of US bonds may peak and fall in the next two months, giving gold a good opportunity to rebound. If you want to participate in the structural market of US stocks, you can look for opportunities from energy, technology, medical and materials stocks. From the perspective of capital inflow from equity funds, the market funds of US stocks still prefer energy and technology stocks. ​​ ​However, supermarkets and consumer enterprises are still facing huge risks, because price fluctuations will make the stock price prospects more blurred.Same thing with gold, which is also in a big downward cycle. What do you think about it? $NQmain(NQmain)$   $YMmain(YMmain)$  $S&P 500(.SPX)$   $GCmain(GCmain)$   $CLmain(CLmain)$   $Nasdaq100 Bear 3X ETF(SQQQ)$
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      May the Fed "SURRENDER" in September? What does it mean for the stock market?
    • PortfolioHub·09-21PortfolioHub

      How You Can Make £1000 Per Month With Dividends

      Dividend investing has become very popular over recent years. In fact, dividend stocks now account for nearly half of all publicly traded U.S. equities. The reason why investors love dividends is because they provide consistent cash flow without having to worry about share price fluctuations.Photo byBlogging GuideonUnsplashYou don’t have to wait until retirement to start earning income from dividends. There are plenty of companies that pay out regular dividends every single month or quarter. All you need to do is look at their financial statements and see whether or not they’re paying out enough to cover your costs.In today’s post I will be covering why dividend investing is a great strategy for many people. I will also be covering how you can make over £1000 per month with dividends. Stick around to see examples.How Dividend Stocks WorkA dividend is a payment made by a corporation to its shareholders. Companies usually announce dividends during earnings calls or filing with the Securities and Exchange Commission.Investors need to know what the dividend payout percentage is before buying shares. Some companies pay out 95% of profits while others pay out 5%.There are many different ways companies determine how much to pay out per quarter. For example, some companies pay out a fixed amount based on the number of outstanding shares. Others use a formula that takes into account the price of the stock, the number of outstanding shares, and the historical average yield for the industry.When an investor buys shares after the ex-dividend date, he or she won’t receive any dividend payments until after the next record date. Investors should pay close attention to the ex-dividend dates before making purchases.What Is the Dividend Yield?A higher stock price does not necessarily translate into a higher dividend yield. In fact, some stocks pay no dividends while others pay high dividends. Companies do this because it makes sense for them. Some companies prefer to use cash flow rather than earnings to distribute money to shareholders. Others believe that paying dividends dilutes their brand image.The best way to find out about a company’s dividend history is to check out their financial statements. You can find them online. They show you where the company earns revenue, spends money, and distributes profits. You can see how much money the company earned, spent, and distributed over the previous 12 months. If you don’t understand the numbers, ask someone who does.You can calculate the dividend yield by dividing the amount of dividends paid by the current market value of the company. This gives you the percentage of dividends paid out of the total worth of the company. So, if a company had a market value of $100 billion and paid out $2 billion in dividends each year, the dividend yield would be 2%.If you buy a stock just because it has a high dividend yield, you could lose money if the company goes bankrupt. A high dividend yield may seem good at first, but if the company can’t sustain paying out the high dividend yield along with running the business, then the dividend will likely be cut. Or worse, the company may go bankrupt.Using this information we are able to work out exactly what it takes to make £1000 per month. So to start we want the yearly earnings which would be £12000 (ignoring tax calculations for this).Then using your dividend yield you can find out how much is needed to reach the £12000 per year. Let’s say we have a 1% dividend per share. That means our £12000 is the 1% we would receive from the stock in question. To go from 1% to 100% which would be the total investment we multiply the value by 100.Doing that to the £12000 gives us £1,200,000If you are using any other values to workout this number then use the formula below(Desired Annual Wage / Dividend Yield ) * 100 = Total Investment RequiredTaxes on DividendsIn the UK, dividends are taxed depending on your income bracet. Meaning if you earn a lot of money, then you will be expected to pay more in taxes on your dividends. Examples of Dividend StocksTo help give you an idea of some dividend stocks you may be interested in, I have included a list of dividend stocks below. The list is in no particular order and values are taken at the time of writing this so dividend yields may have changed by the time you are reading this:PepsiCo ($PEP): 2.7% dividend yield   $Pepsi(PEP)$ 3M Company ($MMM): 4.90% dividend yield  $3M(MMM)$ AT&T Inc. ($T): 6.46% dividend yield  $AT&T Inc(T)$ General Electric Company ($GE): 0.44% dividend yield  $General Electric Co(GE)$ Coca Cola Company ($KO): 2.88% dividend yield  $Coca-Cola(KO)$ Walmart ($WMT): 1.68% dividend yield  $Wal-Mart(WMT)$ Procter & Gamble ($PG): 2.66% dividend yield  $Procter & Gamble(PG)$ Dividend investment strategiesA dividend portfolio is an effective strategy for building wealth over time. A dividend portfolio allows investors to benefit from the steady flow of income that companies distribute to shareholders each year. Companies use dividends to reward shareholders for supporting the company through good times and bad.Pay attention to a company’s long term growth prospects before making a final decision about whether or not it makes sense to invest. You want to make sure that a company is growing because it is profitable and not just because it is having trouble paying down debt.There are many different types of dividend investing strategies to choose among. Some people prefer to focus on high yielders while others like to look for value. If you’re looking for a low cost approach, consider index funds. They track broad market benchmarks such as the S&P 500. Index funds charge very little in fees, but they do not actively manage the fund. This means that there is no human intervention involved in picking which securities to include in the fund. Instead, the fund manager simply buys and sells securities based on what the benchmark tells him to do.Mutual funds are another option. Like index funds, they are passive investment vehicles that track indexes. However, mutual funds typically have higher expense ratios than index funds. These expenses are paid by shareholders in the form of higher fees. In addition, some mutual funds require sales charges to sell shares.Both ETFs and mutual funds offer diversification and lower risk than holding individual securities. By owning both an S&P 500 index fund and a technology stock ETF, you can gain exposure to the overall performance of the market without worrying about specific sectors.How To Find Success With DividendsDividend investing offers a great way to grow wealth over time. However, if you want to find success with dividend investing, then there are a few bit’s you should knowInvest In Dividends With A Good HistoryCompanies with high dividend yields often pay out dividends quarterly. This makes sense because companies want to keep investors happy and retain customers. However, paying out dividends every quarter also limits how much money a company can invest in growth. If a company doesn’t increase its dividend, it could eventually stop growing its dividend altogether.When investing in stocks with high yield, it’s important to look beyond just the current yield. Investors should consider whether the company will likely maintain its high yield over time. Companies like Apple Inc., Berkshire Hathaway Inc., and Exxon Mobil Corp. have maintained their high yields over long periods of time. While some companies struggle to maintain their high yields, others are able to do so without sacrificing their competitive edge.Reinvest Your DividendsThe best way to invest for growth is to reinvest dividends into more shares. This strategy allows you to build wealth over the long haul without sacrificing current income. If you reinvest your dividends, you’ll earn even greater returns over time.According to Morningstar, dividend stocks outperformed both the S&P 500 and the Russell 2000 Index by nearly 3 percentage points per annum over the trailing 10-year period ending December 31, 2018. $S&P 500(.SPX)$  $Global X Russell 2000 Covered Call ETF(RYLD)$ Avoid the highest yieldsWhen you buy shares of stock, it’s important to avoid the highest yield. This is because high yields are usually associated with low share prices. If you do decide to purchase a stock that has a high yield, make sure you understand what the yield represents. You want to know how much money you’re getting paid for holding onto the stock.You don’t want to purchase a stock because of a high yield only to find out the yield only seems high because of recent stock decline leading to a companies downfall.Buy and hold for the long termWarren Buffett once famously said, “You don’t find many people who buy what they sell.” A lot of investors take his advice to heart, buying shares of companies whose products and services they use every day, like Apple, Amazon, and Facebook.If you sit on these companies for the long term and they continue to do well, then you can grow your wealth many times over a life time.SummaryDividends make sense when you want to invest for the long term. They allow you to build wealth slowly but steadily, which makes them an excellent choice for retirement. But they aren’t always right for everyone. Before you dive headfirst into dividend investing, do your research and ask yourself whether or not it’s right for you.Follow me to learn more about analysis!!
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      How You Can Make £1000 Per Month With Dividends
    • HelenJanet·07-05HelenJanet
      May I know how to insert photographs in between the paragraph of an article instead of inserting all at the end of the article like the article below. 👇May I know whether we can insert more than 3 photographs in an article instead of the limit of 3 numbers. If the reply is can, appreciate it if you could kindly advise how to do it.
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    • JL28168·06-30JL28168

      Are Bank Stocks Undervalued?

      Valuations are now closing in on recession average lows for JPMorgan, Bank of America and other high-quality bank stocks.Investors have been selling U.S. bank stocks as fears of a potential recession have sent share prices plummeting. Yet the fundamentals behind their businesses signal that investors' worries may have swung too far to the negative, leaving many companies at a discount.The decline in stock prices has opened up ample room for long-term investors to pick up beaten down bank stocks. U.S. bank stocks are trading at an average discount of 25%. That’s roughly 50% of the average discount bank stocks traded at when they’ve bottomed during previous recessions.Below are four undervalued bank companies for long-term investors looking for the largest margin of safety, and with wide moats.$Wells Fargo(WFC)$  “Wells Fargo remains in the middle of a multiyear rebuild. The bank is still under an asset cap imposed by the Federal Reserve, and we don't see this restriction coming off in 2022. Wells Fargo has years of expense savings related projects ahead of it as the bank attempts to get its efficiency ratio back under 60%. We also see a multiyear journey of repositioning and investing in the firm's existing franchises, including growing its capital markets wallet share, bringing an increased focus on cards, and revitalizing an advisory group that has lost advisors for years. We're already starting to see glimpses of the transition to offense from defense, as the bank released two new card products in 2021, the first attempt to do so that we can think of in years. However, we expect the full transition to be a multiyear undertaking.’’“Despite the bank's issues, Wells Fargo remains one of the top deposit gatherers in the U.S., with the third most deposits in the country behind JPMorgan Chase and Bank of America. Wells Fargo has one of the largest branch footprints in the U.S., excels in the middle-market commercial space, and has a large advisory network. We believe this scale and the bank's existing mix of franchises should provide the right foundation to eventually build out a decently performing bank. Wells Fargo may not reach the types of returns and efficiency that peers like JPMorgan and Bank of America have achieved, but we expect Wells Fargo to remain larger than any other regional bank and stay competitive as such. We're also gaining confidence that CEO Charlie Scharf is guiding the bank in a new and positive direction.”$JPMorgan Chase(JPM)$  “JPMorgan Chase is arguably the most dominant bank in the United States. With leading investment bank, commercial bank, credit card, retail bank, and asset and wealth management franchises, JPMorgan is truly a force to be reckoned with. The bank's combination of scale, diversification, and sound risk management seems like a simple path to competitive advantage, but few other firms have been able to execute a similar strategy. Even the best-managed banks are not immune to the occasional stumble, but JPMorgan has managed to seemingly put all the pieces together in a more cohesive and less error prone way than peers. With the importance of scale (including having integrated national platforms) and technology only increasing for the banks, we think it will be hard for competitors to catch up.”“Scale and multiple revenue sources allows the bank to increase customer switching costs, generate more revenue per risk-weighted asset than smaller peers, and also have a larger percentage of revenue come from fees. The bank also has a larger, more scalable tech budget, which should only increase in importance in the future.”$U.S. Bancorp(USB)$  “U.S. Bancorp is one of the strongest and best-run regional banks we cover. Few domestic competitors can match its operating efficiency, and for the past 15 years the bank has consistently posted returns on equity well above peers and its own cost of equity. U.S. Bancorp’s exposure to moaty nonbank businesses and its consistently excellent core banking operations make us like the company's positioning for the future. If we were to have a complaint, it would be that the bank was already on top of its game years ago, making it difficult for the firm to further optimize efficiency and returns, while peers seem to be gradually "catching up" over time.”“U.S. Bancorp has an attractive mix of fee-generating businesses, including payments, corporate trust, investment management, and mortgage banking. The payments and trust businesses tend to be highly efficient and scalable due to relatively fixed cost structures. Barriers to entry tend to be high as the initial investment and scale necessary to compete are prohibitive, although competition within payments has heated up in the last several years as software and technology offerings are increasingly important.”$Bank of America(BAC)$  “Bank of America has been investing in its technology platforms and organic growth initiatives across its franchises. The bank has opened hundreds of new financial centers across the U.S. over the last several years, as the bank has attempted to build its client base across its product offerings. For example, targeting areas where they may have a good credit card client base, but a more limited overall retail presence, or areas where the wealth presence could be improved. This has occurred against a backdrop of relatively flat expenses from 2016 through 2020.''“We expect the bank will continue to gradually take share with its scaled and integrated retail and commercial offerings. While Bank of America has historically lagged the return profile of JPMorgan, we think the bank will begin to get very close. Further, the bank is one of the most rate-sensitive under our coverage, and should see some of the strongest revenue growth among peers for the next several years.”
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    • Success88·05-05Success88
      Warm up comment and Warm up like 👍 not working. Anyone agrees with me? it been a few day already only can see one post. 🥲@CaptainTiger @Tiger_Academy 
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    • Tiger_chat·08-10Tiger_chat

      CPI Tonight - What To Watch; Will Market Close Up/Down?

      CPI is reported at 8:30 a.m ET (i.e. 8:30 PM SGT) Wednesday, and is expected to show that inflation has finally peaked.It is important to stock market as Fed’s rate hike decision mainly depends on this key data.1. CPI in line with expectations?CPI in June may be the peal this year as food and energy showed significant year-over-year declines in July.Bloomberg expects CPI at 8.7% in July.Analysts polled by Reuters forecast inflation at 8.9% in July.Overall, the CPI for July is likely between 8.7% and 8.9% because of the fall in crude oil prices.The market forecast for CPI is basically the same, so tonight's focus is mainly on Core CPI.2. What is Core CPI?Core CPI is the CPI – energy and food prices.Core CPI is still expected to be higher than June on a year-over-year basis, gaining 6.1% from June’s 5.9%.commodity prices andsupply chain issues are not major concerns for July CPI. However, services inflation remain to be a question as housing and the labor market don’t show positive signs.The recent 2 Bills also means more money circulating in the market.Aneta Markowska, chief economist at Jefferies said:You still have a problem with services inflation, and that’s driven by shortages in housing and labor. That’s not going away any time soon, until the Fed manages to destroy demand and that hasn’t happened.3. The broader market rises to pressure levels - closing up or down tonight?Jose Torres, senior economist at Intrust Securities, saidThe S&P 500 has a "very strong resistance" at 4175, which the index hit and has been retreating since Monday.4170-4250 has acted as a rally pivot point many times. In late May rally, $S&P 500(.SPX)$ rose to the pressure level and then fell. If $S&P 500(.SPX)$  can rise above current resistance level (4170-4250), the next strong resistance level will be at 4500/4600.When the historical CPI data - 9.1% was released last month, the market did not plunge and rose after the bell.On the flip side, the market won't necessarily rise today even the CPI and core CPI meets expectations.Will this pullback in US stocks end tonight?Will you just keep watch or buy the dip when market plunges again?Follow me and comment here to win tiger coins~
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      CPI Tonight - What To Watch; Will Market Close Up/Down?
    • HelenJanet·09-25 17:36HelenJanet
      Some events or activities organized by Tiger Broker’s employee such as @TigerEvents @MillionaireTiger , @Tiger_chat , etc, have requested participants to leave the answer or comments or photograph or meme or drawings, etc in their post in order to receive tiger gifts such as tiger coins, tiger merchandize or voucher, etc. as shown in the photograph below.If the tiger click the “share” button and submit the answer in his/her own post, is the tiger still consider eligible for the events or activities award especially for cases when the tiger’s post did not appear on the comment area in the organizer's’ post. Kindly advise.
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    • CaptainTiger·04-15CaptainTiger

      What is a [TOPIC] & How to Add it to Your Post

      Hey, Tigers! Many of you may have seen the TOPIC sign "#" when you are hanging around the community. Then you may wonder: What is a TOPIC? This guide will tell you the answer and show you how to add a topic to your post. By joining our topics, you may win tons of coins as rewards! [What is a TOPIC on Tiger Trade] TOPIC is basically a feature where we allow users to post about relevant content. Besides, this feature allows you to see the most relevant and interesting posts that you care about by just simply entering the TOPIC page. [How to add a Topic to my post] Adding a Topic to your post is very easy. But you need to understand there are different types of topics in the Tiger Community and make sure you are choosing the right one. [What are the different kinds of TOPICs] Currently, there are 9 kinds of topics in the Tiger Community: 1. Daily Rewards: Here we reward users who join our daily topics, #Share Trades to Win Coins!2. Stocks: Here you may find all the latest hot topics about individual stocks, companies or the industries #Apple Event: Buy Products or Shares?#BBBY: Buy, Hold or Sell?#Best semiconductor stocks to buy? etc. 3. Markets: Here are all sorts of topics related to hot issues of the current market & the macroeconomy #What does inflation mean to you? #US Stocks Opportunities #At what price will you buy Bitcoin?  #How would you trade during Earnings Season? etc. 4. Derivatives: #ETF opportunities#Futures Club#Options Hub5. Crypto:  #At what price will you buy Bitcoin? etc. 6. Forex: #Is the Euro headed for more pain, or is a low in?7. Events & Rewards:  All of the big events are posted here. You will be rewarded with super prizes by joining these activities. Topics for you to join:#Share Your Most Memorable Investments in Q1, 2022 #Share your analysis in Earnings Season8. Education & Help: You may teach, share & learn everything about investing from the Topics #Technical Analysis #Fundamental Analysis#My Investment Experience, etc., and may get help from or give advice to us at Topics #Ask & Help #Talk with Tiger PM9. Tigers Free Chat: You may share your personal life outside the stock markets at the topic #Tigers' Everyday Life, or share funny stuff with us at #Investing Memes. [How to add a topic to my post] Method One: 1. Click the "pencil" button to make a post 2. Choose a Topic on the above, and then choose one of the topics displayed3. Don't forget to tag the relevant stock tickers before you publish the post Other methods to join a topic: 1. Find the [Hot Topics] center on the  [For You] Page. Here are all the topics that you can join to win coins: 2. Find the topic on the [New Post] page of an individual stock [How to check the relevant content about a topic] Method One: Find the part [Hot Topics] on the [Community] - [For You], and click into the relevant Topic page Method Two: You may find the entry of a TOPIC page at the end of one's post if s/he has linked the post to this topic before By the way, the feature that allows you to "follow a Topic" will be updated soon! Stay tuned! 
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      What is a [TOPIC] & How to Add it to Your Post
    • missme·03-15missme

      China Stocks Plunge & What Should We Do?

      Recnetly, the $HSI(HSI)$ and China stocks have plunged. Many Tigers lose a lot for holding these stocks. It's no doubt that we enter a bear market.  However, I've also noticed some investors posted that they escaped the top. like this:  I really respect this Tiger for his insight and the wise choice to sell these stocks at a very high point.  But I believe this case is very rare because escape-top and bottom-out are very hard for retail investors. We can never expect the delisting risk, the outbreak of war, or the authority regulation.  I think that, for me as a retail investor, making money mostly depends on luck and gut. Sometimes we buy or sell the stocks because we "think" they will go up or down. In this volatile market, especially volatile this week because of fed meeting and Quad witching day, we should keep watching and liquidate our positions.  If you really wanna buy the dip, do not use leverage!!! I've heard much news about how investors freaked out in the bear market and lost millions of dollars in one day. But I'm also curious about the entering opportunity. I'm still bullish on $Alibaba(BABA)$ and $HSI(HSI)$ . But I know today is definitely not a good opportunity. I'd like to share the Seafood Paella pic with u. I went to eat Mexican food last weekend and I really like it. If the stock makes u unhappy, you should set it aside and have some tasty food~ Hope u enjoy your day! Do u have any trading plans this week? Tell me your thoughts!
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      China Stocks Plunge & What Should We Do?
    • TigerEvents·04-14TigerEvents

      💰【Events】Ask Tigers& Win Tiger Coins🚀

      Dear new Tigers, Welcome to the Q&A section. Feel free to ask questions and you will win Tiger Coins.🐯🐯🐯🐯🐯🐯. How to Ask Tigers Do you have questions and would like to receive responses from others? By following these steps, you can access our online help center at any time and receive assistance:Moreover, we have a group of knowledgeable Tiger friends who are very kind and willing to help others. If you have any questions, feel free to post your question in the TOPIC page >>, and Tiger friends will help you. We expect you to help others as well, just as a quote states, "The rose is in her hand, the flavor is mine.". 🎁Prizes All Tigers who post questions in the TOPIC page will receive 20 Tiger coins. Post questions in the TOPIC page>> All Tigers who answer other Tigers' questions will receive 50 Tiger coins. Tigers who write the most valuable comments will receive 200 Tiger Coins. Respond to others on the TOPIC page >> ⏰Event Time The deadline for this event is 24:00 on 21st April Thanks for being an important part of building a stronger Tiger community.
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      💰【Events】Ask Tigers& Win Tiger Coins🚀
    • Ztradee·03-19Ztradee
      Is there an age limit as to when one should start or stop trading in the stock market?Is starting after you're past your fifty considered too late to have that wish to build up some investment portfolios that could provide you with some side income in the short time to come before you retire?I have just signed up Tiger Trade  a few days ago after some encouragements from a young friend who had invested much earlier. I managed to meddle and explore Tiger Trading platform both on my phone and my pc. Must say its intuitive and quite user friendly.However there are much to be explored and learn. Comments, encouragements and advice from savvy, learned and experienced Sifu here would be much appreciated.Thanks for reading my first post. 
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    • PortfolioHub·05-31PortfolioHub

      How to Start Investing in Stocks for Beginners UK

      Stocks are the most common investment vehicles in the United Kingdom. They offer a diversified portfolio of shares and bonds that can provide steady returns over time. If you want to start investing in stocks, here are some things you should consider before jumping into the stock market.This post is originally from my website www.portfolio-hub.co.uk. Some links may not work on this pageInvesting in stocks requires patience and discipline. The good news is that you don’t need to be an expert to get started. All you need is a little bit of knowledge and a willingness to try new things.This post aims to act as a starting point to gain an understanding of what investing in stocks entails, and what you would need to get started. It will also help you understand how much money you could potentially make from investments.We are not financial advisors, for any major financial decisions consult a professional.What are Stocks?Stocks are pieces of ownership in a company. When you invest in stocks, you buy a piece of a business or corporation. You own part of it, but you do not control it. Instead, you have a say in its future by voting on who gets to run it.For example let's saycompany Awould like to issue 1000 shares to the public. If the company is valued at £1,000,000 then the share price can be calculated by dividing the value of a company by the outstanding number of shares in circulation. e.g. £1,000,000 / 1000 = £1000 per share.Using the same logic as above, if company Ais now valued at £2,000,000 and you bought a share when the company was worth £1,000,000 the your share prices would have followed the same doubling. £1000 to £2000. If you sold now you would have profited £1000.Taxes on StocksYou do have to pay taxes on investment profits but luckily there is an allowance similar to that of income tax allowance. The value varies each year depending on inflation and other factors. Below is more information on capital gains tax and paying tax on stocks from the official government website:https://www.gov.uk/capital-gains-taxhttps://www.gov.uk/tax-sell-sharesPros and Cons of InvestingThere are pros and cons to investing in stocks. Some people find them easy to manage while others find they are difficult to keep track of. Here are some of the benefits and drawbacks of investing in stocks:Benefits• Can Provide Stability• Can Reach an Early Retirement• Can Be Tax EfficientCons• Can lose money• Requires Discipline• No GuaranteesHow to Start InvestingThe best way to decide whether investing in stocks is right for you is to dive into what the world of investing actually entails. It is such a vast scape depending on your interests, the type of investor you want to be and the types of companies that you are invested in. I truly believe their is a type of investing for everyone (whether it be stocks or some other asset), and the first hard part is finding out what is right for you.I started my journey nearly 4 years ago exploring online resources such as YouTube with Meet Kevin, Andrei Jikh, Stephan Grahamand MANY more. The online FIRE community is thriving with investors and endless streams of information to learn pretty much anything related to personal finance.In that time I have massively grown my confidence with investing and fallen in love with the whole process. Being able to learn new stuff everyday and seeing hope for an early retirement in a realistic way is a great motivator!Purchasing StocksThankfully for our generation, we have amazing access to financial assets like never before. When I first started investing (once again only 4 years ago) I created an account with Halifax Share Dealing which would charge me £12.50 PER TRADE! So that's when I buy shares or sell shares.At the time I was only making £60/week working a part time job so it took me a while to save up my cash to £300 where I made my first stock purchase. The issue was because of the commission, I knew I would be down £25 straight away which is about 8.3%.8.3% is the rough average yearly return for an investor so I did not like the idea of having to wait a year just to get my cash back before actually seeing any growth.Now How Do I Pick Stocks? So this is where things really get tricky. Picking stocks takes practice and is a combination of things . You need to know what you are looking for, how to find them, how to analyse them, how to pick them and then finally how to hold onto them.Risk ToleranceIt’s important to understand that there isn't always going to be a perfect fit between an investment opportunity and your needs. This is why it is important to do research and find something that works for you.The first thing to consider is your risk tolerance. If you are willing to take on higher levels of risk then picking stocks that are in early stages of development with more unknowns may work for you. Of course the benefit with higher risk is potentially a higher reward.Or would you prefer a lower risk tolerance. Slow growth, over a long period of time leveraging the power of compound interest can prove massively profitable in the long run with patience.Check out our blog post onCompound Interest Personally I go for higher risk, investing in stocks such as $TSLA, $SPCE, $BNGO and more. I am happy to take on the additional risk as currently I am 22 years old so having my retirement savings in order isn't as important as it would be if I was 1 year away from retirement.It is all opinion though and there is not necessarily a right or wrong, You may want to go down the path of more secure buying assets such as Index Funds which are essentially little baskets of lots of stocks so you can gain better diversification and steady growth.Analysing a BusinessThere is so much to do when it comes to analysing a business and so many different factors can be used to create models and estimate company values. However, the two main categories of analysis to remember are Fundamental Analysis and Technical AnalysisFundamental AnalysisFundamentals are the core numbers that make up a business. These include things like sales, earnings per share, profit margins, debt ratios etc. All of these numbers provide insight into the health of a business.Fundamental analysis is often used by longer-term investors trying to predict a companies future revenues, profits, valuation and subsequently, the share price of the stock.Technical AnalysisTechnical analysis is about using charts to predict future performance. It is based around historical data and trends. The most common technical indicators are moving averages, MACD, RSI, Bollinger Bands and others.Often technical analysis will be used by people trying to day-trade stocks for short term profits. Day-trading usually referring to buying and selling within the same day or sometimes a couple of days (swing-trading).Are Other Investments Available?Stocks aren't the only investments available for growing wealth. Other options include the already mentioned index funds. There are also the options of properties (real estate), investing in mutual funds, or purchasing bonds. These are some common financial assets which all have their own cost, benefits and limitations.ConclusionI hope this helps you decide whether or not investing in stocks is for you. Remember that investing is a marathon not a sprint. So don't expect to hit the ground running straight away. Take baby steps at a time and learn along the way.If you enjoyed reading this article please feel free to leave a comment below! We love sharing great content with everyone.Thanks for reading!FAQWhat are your goals?If you're trying to build up enough money to cover the cost of a new car, a holiday or a wedding in the short term, then investing is probably not the right option.But if you're putting money away for something at least 5 years away – such as a child's education or just more flexibility later in life – then investing may be right for you.(hsbc.co.uk)Why invest your cash?Interest rates on savings accounts have remained low for years, with plenty accounts not even keeping up with inflation.Looking for higher returns, many people have tried alternative products like Investment ISAs or share dealing in the hope that they can earn a better income from the dividends paid or the amount the investment's value increases over time.(money.co.uk)What returns to expect?When it comes to what returns to expect, the key thing to keep in mind is that over the long term (five, 10 years and beyond) stock markets tend to rise.(freetrade.io)It won’t be a continuous rise, there will be dips along the way. But what’s important is that underpinning the stock market is a whole host of businesses, looking for ways to grow, innovate and ultimately thrive.(freetrade.io)
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      How to Start Investing in Stocks for Beginners UK