$UtdHampshReitUSD(ODBU.SI)$ United Hampshire US REIT (ODBU) has cleared a major technical hurdle, breaking out of a multi-month Symmetrical Triangle pattern. The REIT is currently trading at its 52-week high of US$0.530, riding a bullish wave above its key moving averages. With the 20-day MA (US$0.512) and 50-day MA (US$0.505) trending upwards, the technical backdrop is increasingly supportive. Fundamentally, the stock remains attractive, offering a distribution yield of ~8.0% and trading at an undervalued P/NAV of 0.71x. Support: Immediate floor at US$0.510 (breakout zone). Resistance: Immediate hurdle at US$0.540; analyst price targets extend to US$0.70. With the FY2025 results release approaching following the January 12 notification, watch

In the world of Singapore Real Estate Investment Trusts (S-REITs), the narrative has long been dominated by institutional “smart money.” However, a closer look at retail capital flows between 2024 and 2025 reveals a profound shift in mindset. What retail investors are refusing to buy today tells a far more compelling story than what they are actually holding.    From “Buying Cheap” to “Buying Safe” The data points to a retail investor base that has clearly matured after several years of volatility. Published market figures show a clear divergence between retail and institutional behaviour across the top 10 S-REITs.   The Great Divide: 2024 vs. 2025 In 2024, retail investors injected approximately S$1.6 billion into S-REITs, attempting to catch a falling knife as higher inter

(1) Review of 2025 Singapore REITs Performance (The Wrap-Up) Key Takeaway: A Strong Rebound driven by rate stabilization and the start of SORA decline. Overall Performance: 2025 is shaping up to be the best year for S-REITs since 2019, with total returns (price gain + dividend) projected to be around 12-15% YTD (as of Dec 2025). This marks a significant rebound from the challenging high-rate environment of 2023/2024. Driver: The primary catalyst has been the stabilisation and decline of borrowing costs. The 3-month Compounded SORA in Singapore has trended down (e.g., from a peak near 4.5% to around $1.28% by late 2025), significantly easing the refinancing burden. Fundamental Stability: Most S-REITs demonstrated stable operating performance in 2025, with resilient occupancy rates and posit

Are you a retiree looking for dependable passive income? Or an investor who wants your investments to generate cash flow to cover monthly expenses? The “money laddering” strategy is a simple, structured way to achieve this goal by creating predictable, repeating cash flow.View the Cash Flow Generation using Laddering Strategy on CNA Money Mind.What is a Money Laddering Strategy?Laddering is the process of splitting your total investment capital into smaller parts (or “rungs”). Instead of putting all your money into one asset that pays out once a year, you invest in multiple assets that mature or pay out at different, staggered times.The Key Benefit: This ensures money flows into your bank account regularly, often monthly or quarterly, instead of waiting a full year or more for returns. Thi

Had a fantastic day deep-diving into the strategic initiatives of three major CapitaLand REITs! It was great to connect with Serene Teo (CLAS), Gerry Chan (CLCT), and Gauri Shankar Nagabhushanam (CLINT). Huge thanks to Denise and XinYi for the seamless coordination. $CapLand Ascott T(HMN.SI)$ $CapitaLandInvest(9CI.SI)$ $CapLand India T(CY6U.SI)$ $CapLand China T(AU8U.SI)$ My thoughts on the session: CLAS: It’s great to see the continued stability in execution. Serene’s update reinforces my confidence in their ability to maintain steady distributions. CLCT & CLINT: Leadership transitions can be a pivotal tim

Fantastic to have spent the day at the Fixed Income Leaders Summit APAC, gaining crucial insights into navigating the evolving fixed income landscape. The consensus points to a market deeply influenced by macro shifts, urging a move away from traditional biases. No alternative text description for this image Here's a concise summary of the key takeaways focused on Risks, Opportunities, and Investment Strategy for Fixed Income: ⚠️ Risks & Warnings 🎈Policy Dominance: The primary risk in FI from 2026 onwards will be driven predominantly by fiscal policy (affecting long-term rates), superseding monetary policy. 🎈USD Vulnerability: Anticipate a structural, multi-year depreciation of the USD—not de-dollarisation, but a rotation is necessary. Diversify from the USD; its dominance is shifting