(1) Review of 2025 Singapore REITs Performance (The Wrap-Up) Key Takeaway: A Strong Rebound driven by rate stabilization and the start of SORA decline. Overall Performance: 2025 is shaping up to be the best year for S-REITs since 2019, with total returns (price gain + dividend) projected to be around 12-15% YTD (as of Dec 2025). This marks a significant rebound from the challenging high-rate environment of 2023/2024. Driver: The primary catalyst has been the stabilisation and decline of borrowing costs. The 3-month Compounded SORA in Singapore has trended down (e.g., from a peak near 4.5% to around $1.28% by late 2025), significantly easing the refinancing burden. Fundamental Stability: Most S-REITs demonstrated stable operating performance in 2025, with resilient occupancy rates and posit

Are you a retiree looking for dependable passive income? Or an investor who wants your investments to generate cash flow to cover monthly expenses? The “money laddering” strategy is a simple, structured way to achieve this goal by creating predictable, repeating cash flow.View the Cash Flow Generation using Laddering Strategy on CNA Money Mind.What is a Money Laddering Strategy?Laddering is the process of splitting your total investment capital into smaller parts (or “rungs”). Instead of putting all your money into one asset that pays out once a year, you invest in multiple assets that mature or pay out at different, staggered times.The Key Benefit: This ensures money flows into your bank account regularly, often monthly or quarterly, instead of waiting a full year or more for returns. Thi

Had a fantastic day deep-diving into the strategic initiatives of three major CapitaLand REITs! It was great to connect with Serene Teo (CLAS), Gerry Chan (CLCT), and Gauri Shankar Nagabhushanam (CLINT). Huge thanks to Denise and XinYi for the seamless coordination. $CapLand Ascott T(HMN.SI)$ $CapitaLandInvest(9CI.SI)$ $CapLand India T(CY6U.SI)$ $CapLand China T(AU8U.SI)$ My thoughts on the session: CLAS: It’s great to see the continued stability in execution. Serene’s update reinforces my confidence in their ability to maintain steady distributions. CLCT & CLINT: Leadership transitions can be a pivotal tim

Fantastic to have spent the day at the Fixed Income Leaders Summit APAC, gaining crucial insights into navigating the evolving fixed income landscape. The consensus points to a market deeply influenced by macro shifts, urging a move away from traditional biases. No alternative text description for this image Here's a concise summary of the key takeaways focused on Risks, Opportunities, and Investment Strategy for Fixed Income: ⚠️ Risks & Warnings 🎈Policy Dominance: The primary risk in FI from 2026 onwards will be driven predominantly by fiscal policy (affecting long-term rates), superseding monetary policy. 🎈USD Vulnerability: Anticipate a structural, multi-year depreciation of the USD—not de-dollarisation, but a rotation is necessary. Diversify from the USD; its dominance is shifting

Great to attend the Amundi Investment Solutions #MarketOutlook, offering a comprehensive view on what to expect after a surprisingly resilient 2025 marked by strong equity performance despite persistent tariffs. The general mood is cautiously optimistic, advocating for diversification amidst shifting geopolitical and technological landscapes. Kenny Loh, CFP® AEPP® IBFA MBAKenny Loh, CFP® AEPP® IBFA MBA Kenny Loh, CFP® AEPP® IBFA MBAKenny Loh, CFP® AEPP® IBFA MBA 𝐆𝐥𝐨𝐛𝐚𝐥 𝐄𝐜𝐨𝐧𝐨𝐦𝐲 & 𝐏𝐨𝐥𝐢𝐜𝐲 𝐒𝐭𝐚𝐧𝐜𝐞 🟢Resilience continues: The global economy is proving resilient, with expectations that the US will avoid a hard landing in 2026, though fiscal policy will be doing much of the heavy lifting. 🟢Inflation & Rates: While inflation is sticky, it's no longer rising, allowing for the continuation of

🪙 Prime US REIT (YTD +15.79% | 5D +0.51%) 3Q 2025 update: Committed occupancy rose to 80.7%, with 92,000 sq ft of new leases signed in the quarter and 6.4% rental reversion for 9M 2025. Major new leases include X-Energy (120,000 sq ft, 11 years) and a 20-year U.S. government lease. Raised US$25m equity in October to fund capex and boost debt headroom; aims to normalise distributions in 2026. $Prime US ReitUSD(OXMU.SI)$ 🪙 United Hampshire US REIT (YTD +6.32% | 5D +3.06%) 3Q 2025 results: Gross revenue +1.4%, NPI +5.7% YoY, occupancy 97%, and self-storage 94.9%. Maintains low leverage (37.8%) and long WALE (7.5 years), with minimal near-term lease expiries. $UtdHampshReitUSD(ODBU.SI)$ 🪙 Stoneweg Europ