Come and join this new year event! @TigerClub  @KYHBKO  

I think that the easy money in the stock market are probably the penny stocks where it is highly speculative and prices are easily manipulated. There is always a risk to reward ratio that you have to consider before deploying your money into the stock market. In the context of haviing the opportunity of an upside of 1000% increase, the risk would also be equivalent and even the possibility of 100% downside and losing your capital. It is impossible for the risk to only be 1%. Risk to reward ratio is always proportional. The greater the expected return, the greater the risk. Probably only happen in dreams there would be such a thing as 1000% upside like a penny stock but as safe as a blue chip stock. Similarly, in the opposite way. The lower the returns, it is generally safe to assume tha

In my opinion, IQ only applies to a certain extent on the performance of an investing journey. In most parts, ultimately it is the financial literacy of the individual and the environment in which allows someone to gain experience and knowledge regarding investments to gain favourable gains. Imagine someone in the low IQ who comes from a poor financial background, that individual would be struggling to make ends meet, don't even mention investing. If investing, it would most likely be a form of gambling given the lack of financial literacy. However, an individual with a low IQ that comes from a rich background may not know much but assuming that the family background is well versed in investing, that individual may still stand a chance to do well as the individual is being exposed to such