Yixin Group Ltd is an Artificial Intelligence-driven (AI-driven) fintech platform. It is committed to providing consumers with automotive financing and value-added services, as well as fintech solutions for partners across the automotive finance ecosystem by leveraging its AI-driven capabilities and technology empowerment. The Company operates its business through two segments. The Transaction Platform Business segment is mainly comprised of loan facilitation services, which is responsible for facilitating auto loans offered by financial institutions to consumers. The Segment also includes other trading platform services, such as software as a service (SaaS) services, guarantee services and auto value-added services like battery guaranteed asset protection (GAP). Self-operated Financing Business segment mainly includes financial lease services, as well as other self-operated services such as other operating leasing services and auto sales services.