ING Groep NV(ING),Stock Price, Discussion, News, Quote & History - To The Moon - Tiger Brokers Online Investing Community - To The Moon

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ING ING Groep NV

Closed 01-20 16:00:00 EST

28.22

-0.82

-2.82%

盘后28.22

+0.000.00%

16:21 EST

High28.58	Low28.16	Vol2.18M
Open28.40	D1 Closing29.04	Amplitude1.46%
Mkt Cap82.68B	Tradable Cap82.66B	Total Shares2.93B
T/O61.87M	T/O Rate0.07%	Tradable Shares2.93B
P/B--	ROE--	EPS0.00
52wk High--	52wk Low--	P/E--
Dividend--	Div.Yield--	ROA--

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Deteriorating Job Market Puts Pressure on BOE to Cut Rates","url":"https://stock-news.laohu8.com/highlight/detail?id=1169795615","media":"Stock News","labels":["economic"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/1169795615?lang=en_us&edition=fundamental","pubTime":"2026-01-09 14:48","pubTimestamp":1767941328,"startTime":"0","endTime":"0","summary":"British workers are confronting the most severe unemployment risks in nearly three years, with the labor market's worsening trend following the budget announcement likely to raise alarm at the Bank...","market":"hk","thumbnail":"","type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":"","theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"-1","news_top_title":null,"news_tag":"economic","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4207","ING"],"gpt_icon":0},{"id":"1166206306","title":"US Treasury Yields Show Mixed Performance During Afternoon Asian Trading","url":"https://stock-news.laohu8.com/highlight/detail?id=1166206306","media":"Deep News","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/1166206306?lang=en_us&edition=fundamental","pubTime":"2026-01-08 15:01","pubTimestamp":1767855719,"startTime":"0","endTime":"0","summary":"During the afternoon Asian trading session, US Treasury yields displayed a divergent performance. Yields on medium and short-term bonds declined, while those on long-term bonds with maturities of 10...","market":"hk","thumbnail":"","type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":"","theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4207","ING"],"gpt_icon":0},{"id":"2601380208","title":"European Equities Traded in the US as American Depositary Receipts Track Lower in Wednesday Trading","url":"https://stock-news.laohu8.com/highlight/detail?id=2601380208","media":"MT Newswires Live","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2601380208?lang=en_us&edition=fundamental","pubTime":"2026-01-08 00:13","pubTimestamp":1767802388,"startTime":"0","endTime":"0","summary":"European equities traded in the US as American depositary receipts were trending lower late Wednesday morning, declining 0.51% to 1,719.51 on the S&P Europe Select ADR Index.From continental Europe, the gainers were led by medical device maker EDAP TMS  and biopharmaceutical company DBV Technologies , which rose 5.8% and 5.5% respectively. They were followed by telecommunications companies Nokia  and Ericsson , which were up 4.7% and 4% respectively.The decliners from continental Europe were led by consumer goods company Unilever  and oil and gas company Eni , which fell 3.1% and 2.7% respectively. They were followed by lender ING  and semiconductor company Sequans Communications , which were down 1.7% and 0.2% respectively.From the UK and Ireland, the gainers were led by biopharmaceutical company Bicycle Therapeutics  and telecommunications company Vodafone Group , which advanced 4% and 2.3% respectively. They were followed by biopharmaceutical companies Amarin  and Mereo BioPharma Gr","market":"sg","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.mtnewswires.com/","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"mtnewswires_news","symbols":["SQNS","BK4183","BK4547","IHG","BK7141","BK4505","DBVT","BK4169","EDAP","BK4207","BK4588","E","BK4082","ING.AU","UL","ULVR.UK","DGE.UK","BK4139","BK4532","BK4132","BK4591","BK4592","BK7505","ERIC","BK4020","BK4515","UN","BK4585","BK4142","NOK","BCYC","BK4107","TRIB","BK4117","VOD","BK4554","AMRN","IE00BMPRXN33.USD","BK4201","BDRX","DEO","LU0689626769.HKD","ING","MREO","BK4559","BK4141","IE00BMPRXR70.SGD","LU0124676726.USD","AFG"],"gpt_icon":0},{"id":"1191042435","title":"Industrial Metals Surge in New Year: \"Wild Nickel\" Soars Nearly 9%, \"Magical Copper\" Hits New High","url":"https://stock-news.laohu8.com/highlight/detail?id=1191042435","media":"Stock News","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/1191042435?lang=en_us&edition=fundamental","pubTime":"2026-01-07 11:00","pubTimestamp":1767754858,"startTime":"0","endTime":"0","summary":"Copper, aluminum, zinc, nickel, tin, lead—as the prices of the six major industrial metals primarily tracked by the LME rose across the board on Tuesday, global financial markets are once again being...","market":"sh","thumbnail":"","type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":"","theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["QCmain","ING","BK4207","MHGmain","HGmain"],"gpt_icon":0},{"id":"1171321447","title":"ING: Implications of US Adventurism for the Dollar and Oil","url":"https://stock-news.laohu8.com/highlight/detail?id=1171321447","media":"Deep News","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/1171321447?lang=en_us&edition=fundamental","pubTime":"2026-01-05 21:50","pubTimestamp":1767621029,"startTime":"0","endTime":"0","summary":"As financial markets entered the first trading week of 2026, market attention was highly focused on the US attack on Venezuela. Investors will assess its short-term, medium-term, and long-term...","market":"other","thumbnail":"","type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":"d14d430bb721ec32b587a65d40913916","theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4207","ING"],"gpt_icon":0},{"id":"1157914742","title":"ING: Bank of Japan Rate Hikes Likely to Be \"Quite Gradual\"","url":"https://stock-news.laohu8.com/highlight/detail?id=1157914742","media":"Deep News","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/1157914742?lang=en_us&edition=fundamental","pubTime":"2026-01-02 10:20","pubTimestamp":1767320416,"startTime":"0","endTime":"0","summary":"Min Joo Kang of ING Groep NV reports that the Bank of Japan's pace of interest rate hikes is likely to be \"quite gradual.\" The senior economist for Japan and South Korea stated that Japan's financial...","market":"sh","thumbnail":"","type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":"","theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["US30Y.BOND","BK4207","US10Y.BOND","ING","US12M.BOND","TLTW","US5Y.BOND","US6M.BOND","USDJPY.FOREX","US3Y.BOND","TLT","US7Y.BOND","US2Y.BOND","TMF"],"gpt_icon":1},{"id":"1190633185","title":"Dollar Faces Steepest Annual Decline Since 2017, Further Weakness Expected Next Year","url":"https://stock-news.laohu8.com/highlight/detail?id=1190633185","media":"Deep News","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/1190633185?lang=en_us&edition=fundamental","pubTime":"2025-12-30 23:22","pubTimestamp":1767108140,"startTime":"0","endTime":"0","summary":"The U.S. dollar is experiencing its sharpest annual decline since 2017. Major Wall Street banks predict the greenback will weaken further next year as the Federal Reserve continues its interest...","market":"us","thumbnail":"","type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":"","theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"-1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["TMF","SH","X","SSO","ING","SPXU","TLT","BK4588","ESmain","BK4207","VALE","SDS","BK4581","TLTW","IVV","OEF","OEX","BK4504",".SPX","BK4559","MESmain","BK4550","BK4534","UPRO","BK4585"],"gpt_icon":1},{"id":"1160374283","title":"Gold Bull Market Far From Over! ING Forecasts 2026 Average Price at $4,325 with Continued Supportive Factors","url":"https://stock-news.laohu8.com/highlight/detail?id=1160374283","media":"Stock News","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/1160374283?lang=en_us&edition=fundamental","pubTime":"2025-12-10 15:18","pubTimestamp":1765351111,"startTime":"0","endTime":"0","summary":"Gold has achieved record-breaking gains in 2025, driven by strong central bank demand, macroeconomic uncertainties, and shifts in asset allocation strategies. According to an economic and financial...","market":"fut","thumbnail":"","type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":"","theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["1OZmain","MGCmain","ING","DUST","BK4207","QOmain","GLD","GDX","GCmain","SGCmain","NUGT","159934","518880","SGUmain","159831","IAU"],"gpt_icon":1},{"id":"1114812530","title":"ING Report Reveals Global Copper Market's \"Tight Balance\" in 2025-2026, Prices May Surge to $12,000 Next Year","url":"https://stock-news.laohu8.com/highlight/detail?id=1114812530","media":"Stock News","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/1114812530?lang=en_us&edition=fundamental","pubTime":"2025-12-10 15:12","pubTimestamp":1765350749,"startTime":"0","endTime":"0","summary":"According to the latest copper market report by ING Groep NV, the global copper market in 2025 is experiencing a supply-driven \"tight balance,\" with price floors raised above $11,000 per ton....","market":"sh","thumbnail":"","type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":"","theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"dataReport","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["ING","BK4207"],"gpt_icon":0},{"id":"2588888962","title":"Asia Economic Growth Likely to Weaken as Tariff Pain Sharpens, ING Says","url":"https://stock-news.laohu8.com/highlight/detail?id=2588888962","media":"Dow Jones","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2588888962?lang=en_us&edition=fundamental","pubTime":"2025-12-04 20:00","pubTimestamp":1764849600,"startTime":"0","endTime":"0","summary":"The trade deals Asian countries have struck with the U.S. lower the temperature on tensions, but they offer little assurance on the outlook for the year ahead, ING economists said.As the full impact of tariffs starts to materialize, regional growth is likely to weaken after a better-than-expected 2025, according to ING's 2026 outlook report.Countries that can cash in on the artificial-intelligence boom may be able to outperform next year, but for others, the trade deals do little to counteract the broader slowdown in trade momentum, said ING's Asia-Pacific research head, Deepali Bhargava, and senior economist Min Joo Kang.China, initially hit with much steeper rates than its neighbors, has narrowed the tariff gap with its peers. That stands out as a clear strategic win for Beijing, the economists said, \"but most of Asean, except Singapore, now face 19%-20% tariffs.\". It's a different story for domestic demand-driven economies, the economists said.","market":"fut","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"-1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["ING","BK4207"],"gpt_icon":0},{"id":"2588005655","title":"China's GDP Growth to Slow to 4.6% Next Year, ING Says -- Market Talk","url":"https://stock-news.laohu8.com/highlight/detail?id=2588005655","media":"Dow Jones","labels":["economic"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2588005655?lang=en_us&edition=fundamental","pubTime":"2025-12-04 14:44","pubTimestamp":1764830640,"startTime":"0","endTime":"0","summary":"0644 GMT - China's 2026 GDP growth is likely to slow to 4.6%, ING economist Lynn Song writes in a note. China will likely target growth of around 5% next year to get off to a strong start for the new five-year plan, he says. The odds of the goal being softened to above 4.5% are increasing, he says, adding that China hasn't left its growth target unchanged for more than three consecutive years since 2011. The overarching problem of China's economy is that domestic confidence indicators remain weak, he adds. This is likely tied to the continued downturn in the property market, as well as years of cost-cutting that led to wage cuts and layoffs, he says. Stimulus might prove less potent without addressing these core issues, he adds. ","market":"sh","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"-1","news_top_title":null,"news_tag":"economic","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4207","ING"],"gpt_icon":0},{"id":"2588052084","title":"European Equities Traded in the US as American Depositary Receipts Higher in Tuesday Trading","url":"https://stock-news.laohu8.com/highlight/detail?id=2588052084","media":"MT Newswires Live","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2588052084?lang=en_us&edition=fundamental","pubTime":"2025-12-03 00:11","pubTimestamp":1764691909,"startTime":"0","endTime":"0","summary":"European equities traded in the US as American depositary receipts were higher late Tuesday morning, rising 0.58% to 1,633.19 on the S&P Europe Select ADR Index.From continental Europe, the gainers were led by semiconductor company Sequans Communications  and 3D printer firm Materialise , which climbed 7.4% and 2.4% respectively. They were followed by lender ING Group  and biopharmaceutical company argenx , which advanced 2.1% and 1.5% respectively.The decliners from continental Europe were led by consumer goods company Unilever  and pharmaceutical company Novo Nordisk , which fell 1.5% and 1.3% respectively. They were followed by accommodations booking company trivago  and internet advertising firm Criteo , which were off 1% and 0.9% respectively.From the UK and Ireland, the gainers were led by pharmaceutical company GSK  and telecommunications operator Vodafone Group , which rose 2.1% and 2.0% respectively. They were followed by lender Lloyds Banking Group , which was up 1.9%.The dec","market":"sg","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.mtnewswires.com/","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"mtnewswires_news","symbols":["ULVR.UK","GSK.UK","BK4546","TRVG","LYG","LU2324357040.USD","LU0889565916.HKD","MREO","SQNS","BK4134","BK4132","IE00B2B36J28.USD","MTLS","BK4139","BK4117","VOD","WPP","NVO.AU","GSK","UN","BK4521","BK4183","BK4592","WPP.AU","ING","UL","BK4532","BK7141","IE00BZ1G4Q59.USD","CRTO","BK4141","BK4599","ING.AU","SLN","LU0084288595.USD","LU0320765992.SGD","BK4077","IE00BFTCPJ56.SGD","IE00BKVL7J92.USD","IE00BJJMRZ35.SGD","BK7104","LU0689626769.HKD","IE00BFMHRM44.USD","AFG","IE00BJT1NW94.SGD","DAVA","ARGX","LU1093756325.SGD","DAVA.AU"],"gpt_icon":1},{"id":"2588353550","title":"Broadcom to Update ING's Private Cloud Infrastructure","url":"https://stock-news.laohu8.com/highlight/detail?id=2588353550","media":"MT Newswires Live","labels":["corporation"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2588353550?lang=en_us&edition=fundamental","pubTime":"2025-12-02 16:48","pubTimestamp":1764665319,"startTime":"0","endTime":"0","summary":"Broadcom (AVGO) and ING (ING) said Tuesday  they have extended a collaboration to update ING's private cloud infrastructure.Financial terms were not disclosed.Under the initiative, ING will adopt VMware Cloud Foundation 9.0 for digital service across multiple regions, the companies said.","market":"hk","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.mtnewswires.com/","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":"Broadcom to Update ING's Private Cloud Infrastructure","news_tag":"corporation","news_rank":0,"length":0,"strategy_id":0,"source":"mtnewswires_news","symbols":["LU0256863902.USD","IE0004445015.USD","LU0683600562.USD","LU0154236417.USD","IE00BBT3K403.USD","LU0476273544.USD","LU1814569148.SGD","LU0719512351.SGD","LU0320765059.SGD","LU0011850046.USD","LU0784383803.USD","AVGO","SG9999015986.USD","LU0203347892.USD","IE00BFSS7M15.SGD","IE00BFSS8Q28.SGD","ING.AU","LU0080751232.USD","LU0466842654.USD","LU1551013425.SGD","ING","LU2357305700.SGD","IE00B5949003.HKD","BK4512","BK4554","LU1720051108.HKD","LU2168564065.EUR","LU0965509101.SGD","LU2286300806.USD","LU1629891620.HKD","LU0353189680.USD","LU0784385170.HKD","LU0316494557.USD","LU2298321311.HKD","LU2168564495.EUR","LU1232071149.USD","SG9999011175.SGD","LU2361045086.USD","LU1035775433.USD","IE00B19Z9P08.USD","IE00BGHQF631.EUR","LU0345770308.USD","LU2756315664.SGD","LU0949170772.SGD","LU0965508806.USD","LU1935043023.USD","LU0957791311.USD","LU2247934214.USD","LU2756315318.SGD","LU2458330169.SGD"],"gpt_icon":0},{"id":"2588381100","title":"ING Selects VMware Cloud Foundation 9.0 as Strategic Platform for Private Cloud Modernization","url":"https://stock-news.laohu8.com/highlight/detail?id=2588381100","media":"GlobeNewswire","labels":["corporation"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2588381100?lang=en_us&edition=fundamental","pubTime":"2025-12-02 16:01","pubTimestamp":1764662460,"startTime":"0","endTime":"0","summary":"VMware Cloud Foundation to deliver unified, sovereign infrastructure supporting global workload mobility and digital transformation for the multinational financial institutionPALO ALTO, Calif., Dec.  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In a report, they noted that India's inflation has remained subdued,...","market":"hk","thumbnail":"","type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":"","theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"economic","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["ING","BK4207","HK0000934320.USD"],"gpt_icon":0},{"id":"2586979434","title":"ING Groep price target raised to EUR 27 from EUR 26 at Morgan Stanley","url":"https://stock-news.laohu8.com/highlight/detail?id=2586979434","media":"TIPRANKS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2586979434?lang=en_us&edition=fundamental","pubTime":"2025-11-25 04:20","pubTimestamp":1764015658,"startTime":"0","endTime":"0","summary":"Morgan Stanley raised the firm’s price target on ING Groep (ING) to EUR 27 from EUR 26 and keeps an Overweight rating on the shares. 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On November 24, 2025, ING Group announced the successful completion of two significant risk tra...","market":"fut","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":{"source":"tipranks_highlight","url":"https://www.tipranks.com/news/company-announcements/ing-group-completes-landmark-risk-transfer-transactions?utm_source=itigerup.com&utm_medium=referral","rn_cache_url":null,"directOrigin":true},"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.tipranks.com/news/company-announcements/ing-group-completes-landmark-risk-transfer-transactions?utm_source=itigerup.com&utm_medium=referral","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"corporation","news_rank":0,"length":0,"strategy_id":0,"source":"tipranks_highlight","symbols":["BK4211","LARK","ING","BK4207"],"gpt_icon":0},{"id":"1105499577","title":"ING Groep NV (ING.US) Completes €10.5 Billion Risk Transfer Deal, Boosting Capital Adequacy","url":"https://stock-news.laohu8.com/highlight/detail?id=1105499577","media":"Stock News","labels":["shareholding"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/1105499577?lang=en_us&edition=fundamental","pubTime":"2025-11-24 19:22","pubTimestamp":1763983333,"startTime":"0","endTime":"0","summary":"ING Groep NV (ING.US) has finalized two significant risk transfer transactions (SRT deals) tied to €10.5 billion ($12.1 billion) in corporate loans, reinforcing its capital buffer. 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