The ultimate destination of individual investors - NASDAQ 100 Index Fund Reason (I have 10 years of experience as a retail investor and finally understand the way for individual investors to make money): 1. The long-term annualized compound return of NASDAQ 100 Index Fund can reach 16.8%, which is basically guaranteed based on five years. However, it is impossible for retail investors to exceed 16.8% in pursuit of gains and losses, as slow is fast. 2. The best high-tech companies in the world, such as Apple, Microsoft, Google, Facebook, NVIDIA, Intel, Tesla, etc. 3. The Nasdaq 100 Index Fund has a special advantage: metabolic function. Reason: The constituent stocks of the Nasdaq 100 Index are constantly changing (updated every six months), survival of the fittest, and there will be no black swan events for individual stocks. 4. Fund managers only need to buy according to the index weights of the NASDAQ 100 index constituent stocks, without the need for technology, and will not sell. 5. Do not falsify US stock financial reports (for large companies), distribute profits and destroy buybacks, and provide feedback to small and medium-sized shareholders; Cancer stocks often have fraudulent and distorted financial reports, resulting in low company dividends and a large increase in issuance due to wealth, which harms the interests of minority shareholders. 6. The US stock market system serves shareholders and benefits small shareholders; The cancer stock system serves financing (money circulation), which is beneficial to the country and the company, but not to minority shareholders. 7. The high net return on assets is basically around 21%, which is very excellent. Conclusion: Full position buying when PE<21 times; Sell half when PE>35 times, and sell all positions when PE>42 times; Hold still in the middle. $E-mini Nasdaq 100 - main 2306(NQmain)$