10-year Treasury yield hit a 16-year high and suppressed the stock market. However, the relationship bewteen US treasury and yields has been confusing the investors.
For example,
US medium-term bonds maturing on August 31, 2024, with an coupon rate of 3.25%" has an annualized yield of 5.25%.
What’s the relationship between treasuries and treasury yields? Why US treasuries have two different rates?
Treasury prices and US Treasury yields are negatively correlated.
The fixed face value of the US Treasury bond is $100.
The true yield of US Treasury bonds = coupon rate income + trading spread
Coupon rate income: Coupon rate is fixed and determined at the time of bond issuance.
Trading spread: The trading price of bonds usually fluctuates in the market.
Therefore, the two different rates are fixed coupon rate and the true yield of US treasuries.
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