I think inner peace is not mea

I think inner peace is not measured by how much savings you have.Maybe it is due to my stressful job,I wanted to retire 6-7 years ago.Hence,I started my retirement plan at a young age.

I set personal goals at various stage of my life.As I used to do regional role,i saved almost 70% of my salary.

I didn’t really keep track of my wealth until one day a financial advisor sat down with me.i listed whatever I could think of.But I forgotten about my ESPP.The US stocks I am trying to sell to avoid estate tax in the event,I RIP.

I used to be a conservative person and whatever method is available to reduce income tax,I would have a share in it.Endowment plan,SRS,top up my CPF or donations etc.

If you have a solid and well organised retirement plan,you do not have to put a price to it.You will be shocked with the amount when one fine day,you sit down and listed down all the items you have.You will be shocked!This was what happened to be when I did the exercise 3 years ago.Happy problem!

How Much Savings Will Bring You Inner Peace?

The primary reason people work and invest is to accumulate more wealth and have more savings. After all, we cannot work our whole lives, and we need to plan ahead for unforeseen circumstances or our dreams. Some people dream of traveling the world or buying a big house. $100,000, $500,000 or $1,000,000? What's your goal? How much savings can make you feel calm and confident to face life's crises?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

bernardtayet
04-05
bernardtayet
Absolutely true. Many people just work n work without sitting down to list down what they have. Always worry about not enough as a result.
I am glad you did. Best wishes.
- DiAngel:
  [ShakeHands][Salute]
Csboi
04-06
Csboi
Life is short, you should start to enjoy work and life once you have accumulated enough to retire [Happy]
- DiAngel:
  I have travelled 36 or 38 or 39 countries. Too lazy to open up my spreadsheet.
  
  One of the reasons why i continue working… my leisure travelling was funded by company’s profit sharing. [Chuckle]
- DiAngel:
  I have been enjoying life since 2009 by travelling to a new place or country every year.. away 2-4 weeks. Everything was in place until 2020 the covid happened. I might gear up travelling again year. Planning to go away 3-8 weeks. Need to get approval; and out of mind n sight of work. [Happy]
pekss
04-06
pekss
Great to hear this! What is your ideal retirement age?
- DiAngelReplypekss:
  Thank you.hence why quit when i m officially WFH - killing 2 birds with one stone.the only time i complaint was non stop meeting for a week(early morning n late night) after quarterly finanical results.that’s the time where my fuse is very short.Anytime can explore and i have also become a panda 🐼
- pekssReplyDiAngel:
  My best cruise experience was along the southwest passage of Alaska. I would like to take a cruise through the fjords of Norway in future. I can understand the challenges in juggling between work and caregiving, especially if he or she needs constant attention. I’ve respect for you!
- DiAngelReplypekss:
  I have planned a lot on what i want to do if i retire.
  1. Longest cruise 274 nights, 8 world wonders, 60+ countries[Chuckle][love you]. So far the longest i had done was 14days : SG-penang-phuket-myanmar-kl-melaka-sg. I prefer the 12days. Flew to sydney. Sydney-auckland-tauranga-napier-wellington-christchurch-dunedin-milford sound-sydney.
  The worst cruise was fm SG-vietnam-HK-boracay-malaysia-Sg. The sea turbulence was so great that people 🤢🤮and later diarrhoea; all food were being served as they worried might have cross contamination.
  2. Shatec to be a cullinary student [Happy]
  3. Do more volunteering work. Since the start of pandemic, i had stopped volunteering as busy being a caregiver. But i still sponsored them food. They know who to approach when they need food supply. In addition to yearly donations.
  My list can go on n on.
- pekssReplyDiAngel:
  Indeed! I’ve set retirement goals, but upon achieving them I keep setting higher goals and delaying retirement. I reckon that financial independence is only one aspect of early retirement, but often ignored is the mental readiness to retire early when one is still able-bodied.
- DiAngel:
  We came to this world empty handed and shall leave this world empty handed too. Of course, our off-springs are the ones enjoying them. Why not spread the loves to the unfortunate ones too? To me, that’s the inner peace too.Besides, reducing my income tax. [Sweats] Why contribute so much to the gov?
sunflower19
04-06
sunflower19
nice.. now you can enjoy!
- DiAngel:
  Covid has upset my travelling spree. [Cry]
  Will try to get back into my travelling next year.
BenjiFuji
04-05
BenjiFuji
Well done! Youre an inspiration. [Grin]
- DiAngel:
  [ShakeHands]
skippix
04-05
skippix
👍
- DiAngel:
  [ShakeHands]

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Some people dream of traveling the world or buying a big house.\n$100,000, $500,000 or $1,000,000? \nWhat's your goal? \nHow much savings can make you feel calm and confident to face life's crises?","image":"https://community-static.tradeup.com/news/b776efcde9ccfb3ccd610bb5ef437daf"}],"images":[],"coverImages":[],"html":"<html><head></head><body>I think inner peace is not measured by how much savings you have.Maybe it is due to my stressful job,I wanted to retire 6-7 years ago.Hence,I started my retirement plan at a young age. \n \n I set personal goals at various stage of my life.As I used to do regional role,i saved almost 70% of my salary.\n \n I didn’t really keep track of my wealth until one day a financial advisor sat down with me.i listed whatever I could think of.But I forgotten about my ESPP.The US stocks I am trying to sell to avoid estate tax in the event,I RIP. \n \n I used to be a conservative person and whatever method is available to reduce income tax,I would have a share in it.Endowment plan,SRS,top up my CPF or donations etc.\n \n If you have a solid and well organised retirement plan,you do not have to put a price to it.You will be shocked with the amount when one fine day,you sit down and listed down all the items you have.You will be shocked!This was what happened to be when I did the exercise 3 years ago.Happy problem! </body></html>","htmlText":"<html><head></head><body>I think inner peace is not measured by how much savings you have.Maybe it is due to my stressful job,I wanted to retire 6-7 years ago.Hence,I started my retirement plan at a young age. \n \n I set personal goals at various stage of my life.As I used to do regional role,i saved almost 70% of my salary.\n \n I didn’t really keep track of my wealth until one day a financial advisor sat down with me.i listed whatever I could think of.But I forgotten about my ESPP.The US stocks I am trying to sell to avoid estate tax in the event,I RIP. \n \n I used to be a conservative person and whatever method is available to reduce income tax,I would have a share in it.Endowment plan,SRS,top up my CPF or donations etc.\n \n If you have a solid and well organised retirement plan,you do not have to put a price to it.You will be shocked with the amount when one fine day,you sit down and listed down all the items you have.You will be shocked!This was what happened to be when I did the exercise 3 years ago.Happy problem! </body></html>","text":"I think inner peace is not measured by how much savings you have.Maybe it is due to my stressful job,I wanted to retire 6-7 years ago.Hence,I started my retirement plan at a young age. I set personal goals at various stage of my life.As I used to do regional role,i saved almost 70% of my salary. I didn’t really keep track of my wealth until one day a financial advisor sat down with me.i listed whatever I could think of.But I forgotten about my ESPP.The US stocks I am trying to sell to avoid estate tax in the event,I RIP. I used to be a conservative person and whatever method is available to reduce income tax,I would have a share in it.Endowment plan,SRS,top up my CPF or donations etc. If you have a solid and well organised retirement plan,you do not have to put a price to it.You will be shocked with the amount when one fine day,you sit down and listed down all the items you have.You will be shocked!This was what happened to be when I did the exercise 3 years ago.Happy problem!","highlighted":2,"essential":1,"paper":1,"likeSize":2338,"commentSize":21,"repostSize":223,"favoriteSize":0,"link":"https://ttm.financial/post/291700270551248","repostId":0,"isVote":1,"tweetType":1,"viewCount":7295,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":true,"length":807,"xxTargetLangEnum":"ORIG"},"commentList":[{"id":291919937782064,"commentId":"291919937782064","gmtCreate":1712295529782,"gmtModify":1712295535602,"authorId":3583377018896117,"author":{"id":3583377018896117,"idStr":"3583377018896117","authorId":3583377018896117,"name":"bernardtayet","avatar":"https://static.tigerbbs.com/43e8c1fc37a4bff2a94af98953cff267","vip":1,"currentWearingBadge":{"badgeId":"44212b71d0be4ec88898348dbe882e03-1","templateUuid":"44212b71d0be4ec88898348dbe882e03","name":"Boss Tiger","description":"The transaction amount of the securities account reaches $100,000","bigImgUrl":"https://static.tigerbbs.com/c8dfc27c1ee0e25db1c93e9d0b641101","smallImgUrl":"https://static.tigerbbs.com/f43908c142f8a33c78f5bdf0e2897488","grayImgUrl":"https://static.tigerbbs.com/82165ff19cb8a786e8919f92acee5213","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.29","exceedPercentage":"60.91%","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1101},"crmLevel":5,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":291700270551248,"objectIdStr":"291700270551248","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Absolutely true. Many people just work n work without sitting down to list down what they have. Always worry about not enough as a result. \nI am glad you did. Best wishes.","text":"Absolutely true. Many people just work n work without sitting down to list down what they have. Always worry about not enough as a result. \nI am glad you did. Best wishes.","html":"Absolutely true. Many people just work n work without sitting down to list down what they have. Always worry about not enough as a result. \nI am glad you did. 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Too lazy to open up my spreadsheet. \n \n One of the reasons why i continue working… my leisure travelling was funded by company’s profit sharing. [Chuckle]","text":"I have travelled 36 or 38 or 39 countries. Too lazy to open up my spreadsheet. \n \n One of the reasons why i continue working… my leisure travelling was funded by company’s profit sharing. [Chuckle]","html":"I have travelled 36 or 38 or 39 countries. Too lazy to open up my spreadsheet. \n \n One of the reasons why i continue working… my leisure travelling was funded by company’s profit sharing. 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Everything was in place until 2020 the covid happened. I might gear up travelling again year. Planning to go away 3-8 weeks. Need to get approval; and out of mind n sight of work. [Happy]","text":"I have been enjoying life since 2009 by travelling to a new place or country every year.. away 2-4 weeks. Everything was in place until 2020 the covid happened. I might gear up travelling again year. Planning to go away 3-8 weeks. Need to get approval; and out of mind n sight of work. [Happy]","html":"I have been enjoying life since 2009 by travelling to a new place or country every year.. away 2-4 weeks. Everything was in place until 2020 the covid happened. I might gear up travelling again year. Planning to go away 3-8 weeks. Need to get approval; and out of mind n sight of work. [Happy]"}],"verified":10,"allocateAmount":0,"commentType":"hot","coins":0,"score":0},{"id":292201992204520,"commentId":"292201992204520","gmtCreate":1712364386883,"gmtModify":1712364392947,"authorId":3581636635898281,"author":{"id":3581636635898281,"idStr":"3581636635898281","authorId":3581636635898281,"name":"pekss","avatar":"https://static.tigerbbs.com/7dfef98c44b3810cffef7f3eb78524ba","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.03.31","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":5,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":291700270551248,"objectIdStr":"291700270551248","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Great to hear this! What is your ideal retirement age?","text":"Great to hear this! What is your ideal retirement age?","html":"Great to hear this! What is your ideal retirement age?","likeSize":1,"commentSize":6,"subComments":[{"id":292680254070912,"commentId":"292680254070912","gmtCreate":1712473423133,"gmtModify":1712473430486,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":3581636635898281,"repliedAuthor":{"id":3581636635898281,"idStr":"3581636635898281","authorId":3581636635898281,"name":"pekss","avatar":"https://static.tigerbbs.com/7dfef98c44b3810cffef7f3eb78524ba","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.03.31","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":5,"crmLevelSwitch":1,"individualDisplayBadges":[]},"objectId":291700270551248,"objectIdStr":"291700270551248","type":1,"supId":292201992204520,"supIdStr":"292201992204520","prevId":292374875549928,"prevIdStr":"292374875549928","content":"Thank you.hence why quit when i m officially WFH - killing 2 birds with one stone.the only time i complaint was non stop meeting for a week(early morning n late night) after quarterly finanical results.that’s the time where my fuse is very short.Anytime can explore and i have also become a panda 🐼","text":"Thank you.hence why quit when i m officially WFH - killing 2 birds with one stone.the only time i complaint was non stop meeting for a week(early morning n late night) after quarterly finanical results.that’s the time where my fuse is very short.Anytime can explore and i have also become a panda 🐼","html":"Thank you.hence why quit when i m officially WFH - killing 2 birds with one stone.the only time i complaint was non stop meeting for a week(early morning n late night) after quarterly finanical results.that’s the time where my fuse is very short.Anytime can explore and i have also become a panda 🐼"},{"id":292374875549928,"commentId":"292374875549928","gmtCreate":1712406594479,"gmtModify":1712406599966,"authorId":3581636635898281,"author":{"id":3581636635898281,"idStr":"3581636635898281","authorId":3581636635898281,"name":"pekss","avatar":"https://static.tigerbbs.com/7dfef98c44b3810cffef7f3eb78524ba","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.03.31","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":5,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":4100833454173050,"repliedAuthor":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"objectId":291700270551248,"objectIdStr":"291700270551248","type":1,"supId":292201992204520,"supIdStr":"292201992204520","prevId":292281966932128,"prevIdStr":"292281966932128","content":"My best cruise experience was along the southwest passage of Alaska. I would like to take a cruise through the fjords of Norway in future. I can understand the challenges in juggling between work and caregiving, especially if he or she needs constant attention. I’ve respect for you!","text":"My best cruise experience was along the southwest passage of Alaska. I would like to take a cruise through the fjords of Norway in future. I can understand the challenges in juggling between work and caregiving, especially if he or she needs constant attention. I’ve respect for you!","html":"My best cruise experience was along the southwest passage of Alaska. I would like to take a cruise through the fjords of Norway in future. I can understand the challenges in juggling between work and caregiving, especially if he or she needs constant attention. I’ve respect for you!"},{"id":292281966932128,"commentId":"292281966932128","gmtCreate":1712383819562,"gmtModify":1712383824902,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":3581636635898281,"repliedAuthor":{"id":3581636635898281,"idStr":"3581636635898281","authorId":3581636635898281,"name":"pekss","avatar":"https://static.tigerbbs.com/7dfef98c44b3810cffef7f3eb78524ba","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.03.31","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":5,"crmLevelSwitch":1,"individualDisplayBadges":[]},"objectId":291700270551248,"objectIdStr":"291700270551248","type":1,"supId":292201992204520,"supIdStr":"292201992204520","prevId":292266569109792,"prevIdStr":"292266569109792","content":"I have planned a lot on what i want to do if i retire. \n 1. Longest cruise 274 nights, 8 world wonders, 60+ countries[Chuckle][love you]. So far the longest i had done was 14days : SG-penang-phuket-myanmar-kl-melaka-sg. I prefer the 12days. Flew to sydney. Sydney-auckland-tauranga-napier-wellington-christchurch-dunedin-milford sound-sydney.\n The worst cruise was fm SG-vietnam-HK-boracay-malaysia-Sg. The sea turbulence was so great that people 🤢🤮and later diarrhoea; all food were being served as they worried might have cross contamination.\n 2. Shatec to be a cullinary student [Happy]\n 3. Do more volunteering work. Since the start of pandemic, i had stopped volunteering as busy being a caregiver. But i still sponsored them food. They know who to approach when they need food supply. In addition to yearly donations. \n My list can go on n on. ","text":"I have planned a lot on what i want to do if i retire. \n 1. Longest cruise 274 nights, 8 world wonders, 60+ countries[Chuckle][love you]. So far the longest i had done was 14days : SG-penang-phuket-myanmar-kl-melaka-sg. I prefer the 12days. Flew to sydney. Sydney-auckland-tauranga-napier-wellington-christchurch-dunedin-milford sound-sydney.\n The worst cruise was fm SG-vietnam-HK-boracay-malaysia-Sg. The sea turbulence was so great that people 🤢🤮and later diarrhoea; all food were being served as they worried might have cross contamination.\n 2. Shatec to be a cullinary student [Happy]\n 3. Do more volunteering work. Since the start of pandemic, i had stopped volunteering as busy being a caregiver. But i still sponsored them food. They know who to approach when they need food supply. In addition to yearly donations. \n My list can go on n on. ","html":"I have planned a lot on what i want to do if i retire. \n 1. Longest cruise 274 nights, 8 world wonders, 60+ countries[Chuckle][love you]. So far the longest i had done was 14days : SG-penang-phuket-myanmar-kl-melaka-sg. I prefer the 12days. Flew to sydney. Sydney-auckland-tauranga-napier-wellington-christchurch-dunedin-milford sound-sydney.\n The worst cruise was fm SG-vietnam-HK-boracay-malaysia-Sg. The sea turbulence was so great that people 🤢🤮and later diarrhoea; all food were being served as they worried might have cross contamination.\n 2. Shatec to be a cullinary student [Happy]\n 3. Do more volunteering work. Since the start of pandemic, i had stopped volunteering as busy being a caregiver. But i still sponsored them food. They know who to approach when they need food supply. In addition to yearly donations. \n My list can go on n on. "},{"id":292266569109792,"commentId":"292266569109792","gmtCreate":1712380156208,"gmtModify":1712380161086,"authorId":3581636635898281,"author":{"id":3581636635898281,"idStr":"3581636635898281","authorId":3581636635898281,"name":"pekss","avatar":"https://static.tigerbbs.com/7dfef98c44b3810cffef7f3eb78524ba","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.03.31","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":5,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":4100833454173050,"repliedAuthor":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"objectId":291700270551248,"objectIdStr":"291700270551248","type":1,"supId":292201992204520,"supIdStr":"292201992204520","prevId":292237977706632,"prevIdStr":"292237977706632","content":"Indeed! I’ve set retirement goals, but upon achieving them I keep setting higher goals and delaying retirement. I reckon that financial independence is only one aspect of early retirement, but often ignored is the mental readiness to retire early when one is still able-bodied.","text":"Indeed! I’ve set retirement goals, but upon achieving them I keep setting higher goals and delaying retirement. I reckon that financial independence is only one aspect of early retirement, but often ignored is the mental readiness to retire early when one is still able-bodied.","html":"Indeed! I’ve set retirement goals, but upon achieving them I keep setting higher goals and delaying retirement. I reckon that financial independence is only one aspect of early retirement, but often ignored is the mental readiness to retire early when one is still able-bodied."},{"id":292239105736896,"commentId":"292239105736896","gmtCreate":1712373459255,"gmtModify":1712374532714,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":291700270551248,"objectIdStr":"291700270551248","type":1,"supId":292201992204520,"supIdStr":"292201992204520","prevId":0,"prevIdStr":"0","content":"We came to this world empty handed and shall leave this world empty handed too. Of course, our off-springs are the ones enjoying them. Why not spread the loves to the unfortunate ones too? To me, that’s the inner peace too.Besides, reducing my income tax. [Sweats] Why contribute so much to the gov?","text":"We came to this world empty handed and shall leave this world empty handed too. Of course, our off-springs are the ones enjoying them. Why not spread the loves to the unfortunate ones too? To me, that’s the inner peace too.Besides, reducing my income tax. [Sweats] Why contribute so much to the gov?","html":"We came to this world empty handed and shall leave this world empty handed too. Of course, our off-springs are the ones enjoying them. Why not spread the loves to the unfortunate ones too? To me, that’s the inner peace too.Besides, reducing my income tax. [Sweats] Why contribute so much to the gov?"}],"verified":10,"allocateAmount":0,"commentType":"hot","coins":0,"score":0},{"id":292183875731496,"commentId":"292183875731496","gmtCreate":1712359868032,"gmtModify":1712359872799,"authorId":4106158448616940,"author":{"id":4106158448616940,"idStr":"4106158448616940","authorId":4106158448616940,"name":"sunflower19","avatar":"https://static.itradeup.com/news/f2b81b440927ad671cd053689e3da178","vip":1,"currentWearingBadge":{"badgeId":"7a9f168ff73447fe856ed6c938b61789-1","templateUuid":"7a9f168ff73447fe856ed6c938b61789","name":"Knowledgeable Investor","description":"Traded more than 10 stocks","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2022.02.18","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1102},"hat":"https://static.tigerbbs.com/a3dee1aa3a3a3c1814833a4d3f8a5669","crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":291700270551248,"objectIdStr":"291700270551248","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"nice.. now you can enjoy!","text":"nice.. now you can enjoy!","html":"nice.. now you can enjoy!","likeSize":1,"commentSize":1,"subComments":[{"id":292236708962528,"commentId":"292236708962528","gmtCreate":1712372797334,"gmtModify":1712372802154,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":291700270551248,"objectIdStr":"291700270551248","type":1,"supId":292183875731496,"supIdStr":"292183875731496","prevId":0,"prevIdStr":"0","content":"Covid has upset my travelling spree. [Cry]\n Will try to get back into my travelling next year. ","text":"Covid has upset my travelling spree. [Cry]\n Will try to get back into my travelling next year. ","html":"Covid has upset my travelling spree. [Cry]\n Will try to get back into my travelling next year. 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Youre an inspiration. [Grin]","text":"Well done! Youre an inspiration. [Grin]","html":"Well done! Youre an inspiration. 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