First, before you could spend any money you got to earn it first  right?

We need money for almost every situation in our lives, it is the lubricant of life.

First we have to earn it, then allocate the appropriate amounts for housing, utilities, food, transportation, clothes and the upkeep of oneself, like toiletries and other stuff that are needed to keep ourselves presentable so that we can get on with the daily grind of going to work for a salary...these are the basic needs of sustainability in modern society.
If there are any remaining sums after paying the necessities mentioned above, then it could be saved for future use and invest. This will take time n effort and sacrifices to accumulate over time.
Of course there are people who earn more than others and there are people who have 'rich' parents with deep pockets to get whatever they need and want...
But to me, spending money is a very fine art of balancing the accounts!! 😁