Money is a tool to enrich relationships and foster connection. Invest in experiences with loved ones, support the causes or people that matter to you, and use your resources to build meaningful bonds. The true value of money comes from how it can strengthen your personal connections @Frisbee @Shop @deal2deal
Spend money on experiences and things that bring lasting value and joy. Prioritize quality over quantity and invest in things that align with your personal growth, well-being, and the well-being of those around you. Money should be used as a tool to enhance your life and the lives of others, not as a means to fill temporary gaps or satisfy fleeting desires @luv2trade
Before spending money on anything else, make sure to pay yourself first—set aside savings or investments that will help secure your financial future. @onlyYou
Money should be spent on things that add genuine value to your life and personal growth. If an item, experience, or service doesn't contribute to your happiness, health, or development, then it’s not worth spending on. Focus on investing in things that bring you long-lasting joy and enrich your life. @deal2deal
Spend money only on things that truly add value to your life. Embrace minimalism by focusing on quality over quantity, and invest in experiences or items that enhance your well-being, creativity, and purpose. Avoid consumerism for the sake of appearance or temporary satisfaction. @onlyYou
Money is a tool that, when used wisely, can provide freedom and security. Prioritize saving and investing over immediate consumption, and practice delayed gratification to build a stable financial future. Resist the temptation to spend on short-term pleasures, and instead, focus on long-term goals, such as financial independence, personal growth, and building a legac @Frisbee @deal2deal @nickname168
I am a saver but enjoying life to the fullest. Before covid, I tend to travel for 2 - 4 weeks either 1 or 2 trips. If it is to Europe, it will be 4 weeks in a go. Next year I will be on the road again. Thanks to business trip. [Happy][Smile][Chuckle].
When it comes to spending, I try to strike a balance between enjoying the present and preparing for the future. I agree with Warren Buffett’s advice to save early—it's much easier to build good financial habits when you’re young. I’ve always made sure to put aside money for savings and investments, knowing that it gives me more freedom down the road. But at the same time, I also believe in making the most of today. Life is unpredictable, and there’s value in experiencing new things, whether that’s through travel, hobbies, or just spending quality time with friends and family. I don’t view spending as a “black or white” choice between saving or living in the moment. I think it’s about finding that sweet spot where you’re taking care of your future self while still making room to enjoy life
Always remember that life is a journey. There are many milestones in life. No doubt need to be prudent in saving and building up your cash capital. But there be a time when you need to know when to spend. Can bring the sacks of cash to grave.
If you just save and save but did not get to enjoy it then life would be very mundane and meaningless. Therefore we need to plan ahead to accomplish more with the money accumulated to do investments so that the money can work harder for you... So, plan for a holiday and get whatever stuff you always fancied and wanted, do not be stingy with yourself as you have worked hard for it so u need to relax and reap the rewards well earned!! Money in the bank is still 'not your money' till you have spent it on the things you've always wanted or desired. We need money to make our lives easier but do not need money to make our lives harder...money is just a transient need for our temporary existence on this earth that we could not bring with us when our 'time is up' So guys, spend it whil
Striking a balance between saving / investment and enjoying life is important. Automating savings or investment, setting clear goals, and managing your expenses ensure that you stay on track for your financial freedom without feeling deprived. Investing wisely for the future while budgeting for small luxuries creates a sustainable path to both security and fulfillment. [Cool] @TigerEvents @Universe宇宙 @DiAngel @Fenger1188 @HelenJanet @MHh
Wow very 'Chim' the philosophy of spending money 💰 First, before you could spend any money you got to earn it first right? We need money for almost every situation in our lives, it is the lubricant of life. First we have to earn it, then allocate the appropriate amounts for housing, utilities, food, transportation, clothes and the upkeep of oneself, like toiletries and other stuff that are needed to keep ourselves presentable so that we can get on with the daily grind of going to work for a salary...these are the basic needs of sustainability in modern society. If there are any remaining sums after paying the necessities mentioned above, then it could be saved for future use and invest. This will take time n effort and sacrifices to accumulate over time. Of course there are people w
I’ve been thinking about how we each have our own unique way of handling money. For some, it’s all about saving and future security, while others believe that money is there to be enjoyed. Personally, I find myself somewhere in between. 🌱 I love investing in experiences—there’s something truly special about creating memories that last a lifetime. Whether it’s traveling, learning something new, or spending quality time with loved ones, those moments feel like they’re worth every penny. 💡 Then there’s value. For me, it’s not about having everything, but rather choosing things that genuinely matter and add value to my life. I’d rather have a few meaningful things than a lot of “stuff.” 💸 And finally, I try to balance saving for the future with enjoying life now. Planning ahead is crucial,
When I was young, I let my mother handle my saving. After my marriage, my wife handle my investment our investment. Now I am enjoying their fruits of success.