How I Intend to Trade in 2025

As 2025 approaches, I’ve been reflecting on my trading journey and the lessons I’ve learned. This reflection has inspired me to refine my strategies and adopt new approaches for the upcoming year. Here’s how I intend to trade more effectively in 2025.

1. Maintain Sufficient Liquid Cash

One of the key lessons I’ve learned is the importance of having liquidity to seize investment opportunities. Recently, I missed the chance to buy the TLT ETF when it dipped below $90 because my funds were tied up in less liquid assets. To address this, I plan to allocate a larger portion of my portfolio to money market funds, which are both low-risk and easy to liquidate. This ensures that I have funds ready to deploy when attractive opportunities arise, allowing me to act quickly and decisively.

2. Enhance Portfolio Diversification

Currently, my investment portfolio is concentrated in two ETFs (TLT and TLH) and two stocks (OXY and Ready Capital Corp). While I have confidence in these holdings, I recognize the need to diversify to reduce risk and capture growth in other sectors. In 2025, I plan to:

• Expand into new sectors, such as technology, e-commerce, and renewable energy.

• Explore global markets to identify potential opportunities in emerging economies.

• Balance my portfolio with a mix of growth stocks, value stocks, and dividend-paying investments. By diversifying, I aim to build a more resilient portfolio that can weather market volatility.

3. Maximize the Use of Stock Vouchers

Thanks to Tiger Brokers, I currently hold over 10 stock vouchers that I have yet to utilize. To make the most of these, I will:

• Research undervalued stocks with strong growth potential.

• Leverage these vouchers to enter positions in sectors I am currently underexposed to.

• Use them strategically during market pullbacks to minimize cost and maximize returns. This approach ensures that I extract value from the resources available to me and enhance my portfolio.

4. Develop a Clear Investment Plan

In 2025, I intend to implement a more structured trading plan, which includes:

• Setting clear entry and exit strategies: Avoiding impulsive decisions and relying on well-defined rules for buying and selling.

• Regular portfolio reviews: Assessing performance monthly to ensure my investments align with my financial goals.

• Allocating a fixed percentage to speculative trades: This allows me to explore high-risk, high-reward opportunities while keeping the bulk of my portfolio focused on long-term stability.

5. Leverage Advanced Tools and Resources

To improve my trading efficiency, I plan to make better use of technology and available resources. This includes:

• Utilizing analytical tools offered by Tiger Brokers to identify trends and evaluate stock performance.

• Following financial news and updates: Staying informed about economic and industry-specific developments to anticipate market movements.

• Learning from experts: Participating in webinars and trading communities to gain insights and refine my strategies.

6. Prioritize Risk Management

A key focus for 2025 is safeguarding my capital. I plan to:

• Maintain an appropriate asset allocation based on my risk tolerance.

• Avoid overconcentration in any single sector or asset class.

• Build a cash reserve for emergencies, separate from my trading funds, to ensure my financial stability isn’t compromised during market downturns.

7. Stay Disciplined and Patient

One of the hardest but most valuable lessons I’ve learned is the importance of patience and discipline in trading. In 2025, I will:

• Resist the temptation to chase trends or time the market excessively.

• Focus on long-term growth and avoid reacting emotionally to short-term fluctuations.

• Commit to a consistent investment strategy that aligns with my goals.

8. Embrace Continuous Learning

Lastly, I recognize that successful trading requires continuous improvement. To stay ahead, I will:

• Dedicate time to studying new trading strategies and market dynamics.

• Experiment with small positions in unfamiliar markets to expand my knowledge.

• Reflect on my trades regularly to identify strengths and areas for improvement.

Conclusion

In 2025, I aim to approach trading with a more thoughtful and strategic mindset. By maintaining liquidity, diversifying my portfolio, utilizing resources effectively, and committing to discipline and learning, I hope to achieve better results and grow as an investor. Here’s to a successful trading year ahead!