$iShares 10-20 Year Treasury Bond ETF(TLH)$ Bond prices move inversely to interest rates, particularly long-term yields. I invested in TLH because further declines in interest rates could lead to an increase in its price.

I mainly trade U.S. stocks and ETFs, which means that whether I like it or not, my investing life is tied to the USD. Every trade, every position, every gain or loss eventually traces back to one quiet but powerful decision: when to exchange SGD to USD. Lately, I’ve been telling myself not to do it. Not yet. This isn’t a rule I picked up from a textbook or a macroeconomic forecast. It came from something far more personal and mundane—scrolling through my own currency exchange history. Line by line, date by date, I could see the past versions of myself converting SGD into USD, usually without much hesitation. Back then, I didn’t think too deeply about exchange rates. I just wanted to invest. The currency conversion felt like a necessary step, not a decision worth dwelling on. But looking at

I have always believed that Occidental Petroleum—Oxy—has been undervalued, but that belief did not come from a spreadsheet or a model alone. It grew slowly, the way convictions often do, through observation, patience, and a little bit of frustration. Yesterday was one of those days that made that belief feel especially vivid. Occidental (OXY) I was watching the market the way I often do—half out of habit, half out of hope. The earlier part of the day had that familiar energy: oil stocks were green across the board, lifted by headlines about Venezuela. News like that tends to ripple quickly through the energy sector, and sure enough, the usual names were moving. Exxon Mobil, Chevron, Hal

$Direxion Daily Semiconductors Bear 3x Shares(SOXS)$ I am generally bearish on semiconductor stocks. In my view, the sector has become overhyped, with stock prices rising significantly over the past few years. Based on this outlook, I purchased SOXS to average down my cost basis and am prepared to remain patient while waiting for a potential correction.

2025 slipped away quietly. It’s now only the second day of 2026, and like any reflective investor, I found myself staring at numbers—specifically, the P&L analysis in my Tiger Brokers account. Rows of numbers, green and red, unrealised and realised. I’ve learned that if you stare long enough, numbers stop being numbers and start becoming memories. I opened my Tiger Brokers account back in 2023. Those early years felt encouraging. Both 2023 and 2024 ended with positive overall P&L, reinforcing a sense that I was doing something right. The market rewarded my decisions, and confidence slowly but surely grew. Then came 2025—a humbling reminder that investing is never a straight line upward. For the first time since I started, my overall P&L for the year turned negative. Seeing red

I won’t say I regret missing opportunities in 2025. Regret is a heavy word, one that implies certainty—that I should have known better, that the outcome was obvious. Markets don’t work that way. What I will say is that there are moments, charts, and earnings calls I sometimes revisit with a quiet sense of curiosity: What if? 2025 was a year that made hindsight feel louder than it deserved to be. The headlines were cinematic. Trump’s return to the political stage reintroduced policy uncertainty like a recurring plot twist—tariffs resurfaced, trade rhetoric hardened, and markets oscillated between panic and indifference. At the same time, artificial intelligence stopped being a “theme” and became an infrastructure race. Capital flowed not just into models, but into chips, storage, energy, an

I have many stocks in my watchlist. Too many. So many, in fact, that watching them feels like trying to follow a hundred toddlers on a sugar high—prices ticking up and down every second, each one screaming, “Look at me! No, look at me!” Inevitably, when I finally buy a stock, the price immediately goes down. And when I sell? That same stock suddenly remembers it’s supposed to go up. Every. Single. Time. By the end of 2025, I finally accepted an uncomfortable truth: the stock market has a strange emotional connection to me, and that connection is mostly revenge. Despite this, I like to think I’ve been investing responsibly. My usual method is very sensible. I look at the current price relative to the 52-week range and historical range. I check the company’s financial strength. I look at div

I still remember the first time the S&P 500 hit a record high. I paused. I read the headline twice. It felt like a moment—one of those “history is being made” situations. Back then, a new high meant something. It sparked curiosity, maybe even a bit of excitement. Now? The S&P 500 has done it 38 times and my reaction is… a shrug. S&P 500 (.SPX) At this point, another record high feels less like a milestone and more like background noise. I wouldn’t be surprised if it makes a 39th, a 40th, or keeps going well into January. Santa rally, calendar effect, year-end optimism—pick your narrative. They all blend together after a while. What really disconnects me from the celebration is my own portfolio. When the S&P 500 goes up, it doesn’t magically lift everything I own. Some stock

I don’t picture myself as a trader hunched over six monitors, drawing lines on charts like a cartographer mapping invisible oceans. My way of deciding whether to buy a stock is quieter, more human, and closer to a conversation than a calculation. It usually starts with a name. I hear about a company in passing: a product I use, a brand I notice everywhere, a business that keeps showing up in news headlines. I don’t rush to open a chart. Instead, I let my curiosity linger. Do I understand what this company does? Do I see it surviving a few bad years? If the answers feel right, that’s when I invite the numbers into the room. This is where my relationship with technical analysis politely ends. I don’t squint at candlesticks or chase moving averages. The market, to me, isn’t a puzzle that can

I just realised I’ve gone quiet on Tiger Brokers for some time — until recently. No buying. No posting. Nothing. And when I say “quite some time,” I mean long by my own standards. Normally, I’m far more active, but lately life has been busy enough that the market was left to do its thing without me watching every move. Until last night. Close to midnight, I logged into my Tiger Brokers account — not because I had a plan, but because that’s what investors do when they can’t sleep. I started scrolling, half distracted, when ABR caught my attention. The price looked cheap. Not cheap in a headline-grabbing way, but cheap compared to what I clearly remember paying and selling it for a long time ago. That memory hit instantly, and before I could talk myself out of it, I bought ABR at $8.32 per s

$iShares 10-20 Year Treasury Bond ETF(TLH)$ There is no 30% withholding tax on dividends for TLH. I bought TLH as a long-term investment because I find the dividend yield reasonable, the dividend frequency attractive, and the absence of a 30% withholding tax appealing.

$Arbor(ABR)$ I bought ABR today on both Tiger Brokers and Webull because I believe it is undervalued. In my personal opinion, the dividend yield is attractive, the company's past earnings history looks okay, and the investment helps diversify my portfolio.

I’ve been using Tiger Brokers for a while and currently sit in the “Elite” membership tier. One of the perks I actually like is the 500 Tiger Coins I can claim each month—it’s a simple, nice bonus that adds up over time without needing to jump through hoops. It’s like a little pat on the back for just being active, logging in, and keeping up with my trades. Right now, the main ways to earn coins are trading, signing in etc., which is great, but I can’t help imagining other ways the app could make coin-earning more interesting. What if exploring a stock’s profile, or even playing mini trading quizzes—gave extra coins? Imagine getting rewarded for being curious, not just active. Maybe even small interactive missions like tracking your portfolio diversification, setting and meeting saving goa

The AI chip wars are heating up, and it feels like every month there’s a new contender stepping into the ring to challenge Nvidia’s throne. Amazon just dropped its game-changer: an in-house AI chip that the company claims is “cost-effective” compared to Nvidia’s offerings. Meanwhile, Marvell has made a bold move by acquiring Celestial AI, positioning itself as a contender in next-generation optical interconnect technology. Google isn’t sitting idly either—its TPUs have already carved out a niche, and Broadcom’s ASIC chips add another layer to this increasingly crowded field. Broadcom (AVGO) Alphabet (GOOGL) Marvell Technology (MRVL) Amazon.com (AMZN) Personally, I’m bearish on Nvidia at the moment, though I’ll admit—I often get it wrong when it comes to AI or tech-related stocks. On the su