When I first bought TLT, I didn’t imagine it would become the largest holding in my portfolio. It didn’t promise overnight riches. It didn’t trend on social media. It was, quite literally, a basket of long-term U.S. government bonds — about as exciting as watching paint dry. And yet, here I am. TLT now sits at the top of my portfolio, quietly occupying the biggest space in both my investments and my thoughts. Not Tesla. Not Nvidia. Not some exciting AI startup. No. Bonds. Long. Slow. Boring. Beautiful. My average price is around $90.76. Today, it trades near $87.93. iShares 20+ Year Treasury Bond ETF (TLT) On paper, that looks like a loss. If you stopped there, this would be a sad story. The Plot Twist: Dividends But portfolios, like life, are rarely that simple. Because despite the lower

I still remember the first time I bought a SanDisk thumb drive. It was about five years ago, and, honestly, I hesitated a bit at the price. It wasn’t cheap. But I needed something reliable—something that wouldn’t die on me after a few months of use. Fast forward to today, and that tiny device is still going strong. Every time I plug it in, I marvel at its durability. For me, it’s been worth every penny. SanDisk, of course, isn’t just about thumb drives. Over the years, I’ve come to appreciate the practicality of their other offerings—SSDs, memory cards, and a range of accessories. These products quietly make life easier, whether I’m backing up photos, transferring files, or expanding storage on my devices. It’s one of those brands where reliability and utility consistently meet. Now, the c

Crypto custody firm BitGo is set to make its New York Stock Exchange debut on Thursday, raising $2.13 billion after pricing its IPO at $18 per share—comfortably above the marketed range. Investors couldn’t get enough: the deal was reportedly multiple times oversubscribed, giving the company a valuation around $2.1 billion. That’s serious interest, especially after a year when Bitcoin was down 6.5% and many crypto headlines were “uh-oh” moments. At first glance, BitGo’s strong IPO demand suggests some renewed interest in crypto infrastructure. But the story is more nuanced. BitGo isn’t just a wallet—it provides custody and security services for institutional crypto holdings, helping hedge funds, exchanges, and other financial firms store digital assets safely. In a market still sensitive to

I’ve been thinking a lot about Flagstar Financial (FLG) recently, mostly because their stock is releasing earnings on January 30, 2026. I’m not planning to buy—at least, not yet—but there’s a part of me that can’t help checking. There’s something quietly compelling about watching a company’s story unfold through numbers, seeing whether strategy, effort, and past decisions finally come together. Flagstar Financial, Inc. (FLG) Flagstar’s recent years have been…well, full of changes. Back in April 2021, New York Community Bancorp announced it was acquiring Flagstar in an all-stock merger. It wasn’t a fast process—the deal completed only in December 2022. But then, just a few months later, in March 2023, Flagstar absorbed nearly all of Signature Bank’s deposits after Signature collapsed. I sti

It’s still early in 2026—barely a few days in—and my portfolio has been quiet. No new stocks, no new ETFs, no sudden bursts of conviction. Just me watching the market move without me. Then today, I submitted a buy order for SOXS. Nothing dramatic happened after that. The order is still sitting there, waiting, like a question mark I’ve placed into the market. I set a limit price of $2.68 per share. Whether the price ever gets there is out of my control now. If it fills, it fills. If it doesn’t, so be it. SOXS, of course, is an inverse ETF. It says a lot about my current mindset. I’m bearish on 2026—or at least, I feel bearish. That feeling has been with me for a while now. The ironic part is that I’m often wrong when I feel most certain. History hasn’t exactly been kind to my market pessimi

I’ve never seen Warren Buffett in action—no boardroom meetings, no handshakes over billion-dollar deals—but somehow, his presence feels impossible to ignore. Reading about him is like stumbling into a masterclass in patience, discipline, and quiet brilliance. The news that he’s stepping down as CEO of Berkshire Hathaway at the end of the year feels surreal. Here’s a man who turned a struggling textile company in 1965 into a trillion-dollar powerhouse, and now, he’s passing the torch. Berkshire Hathaway (BRK.A) What strikes me most isn’t just the numbers—his personal net worth is estimated at $151 billion, and Berkshire’s market value exceeds $1 trillion—but the way he’s done it. Buffett has a knack for explaining complicated ideas simply, dropping quotes that stick in your head: “Risk come

If you asked me which trade taught me the most this year, I’d say Wendy’s (WEN). Yes, Wendy’s. It started simply enough: I bought shares at $10.98 and thought, “Seems reasonable. The company is fine. Burgers aren’t going anywhere. What could possibly go wrong?” Wendy's (WEN) A few months later, Wendy’s was down to around $8.29. And my reaction? Picture me staring at the screen like it had personally betrayed me, whispering, “Really? You’re doing this to me?” Once I calmed down, I reminded myself—very rationally, like an adult—that the company wasn’t broken. People were still lining up for Frostys, Baconators etc. Fundamentally, nothing had changed except the number on my screen and my blood pressure. So what did I do? Absolutely nothing. I sat there, clutching my coffee like it was emotion

I took the screenshot to participate in the event by @TigerEvents. That was the whole mission. Click, screenshot, submit—done. Simple. The wheel proudly showed return goals ranging from 5 all the way to 1000. A beautiful spread of possibilities. Hope, ambition, and unrealistic expectations all neatly arranged in a circle. And when I checked my screenshot? It stopped at 5. Of all numbers. Five quietly sitting there like, “Yes, this is what you get.” For half a second, I thought, wow… is this a sign? Then I remembered—this is just a screenshot. The outcome doesn’t matter. The rules didn’t say I had to land on 1000 to win a Nobel Prize in Investing. I just needed to screenshot. Mission accomplished. But the thing is, five isn’t bad. Five