US delinquency update (from X

KYHBKO

11-07

US delinquency update (from X user Global markets investor):

US consumers are DEFAULTING at a CRISIS pace:

Student loan SERIOUS (90+ days) delinquencies EXPLODED to 14.3% in Q3 2025, the highest on record.

Auto loan delinquencies rose to 3.0%, the highest since 2010.

Credit card delinquencies hit 7.1%, near the highest in 14 YEARS.

What are the delinquencies telling us?

Are we prepared? Have we hedged?

$SPDR S&P 500 ETF Trust(SPY)$

$Dow Jones Stoxx(DJXMF)$

New York Fed Reports Increase in Delinquency Rates and Household Debt in Third Quarter

The New York Fed reported a rise in delinquency rates for most types of borrowing in the third quarter, with mortgage balances increasing by $137 billion to $13.1 trillion. Additionally, credit card balances surged by $24 billion to $1.23 trillion. Despite this, the transition rate into early delinquency showed mixed results, while the transition into delinquency rate stabilized. Household debt also saw a 1% increase, totaling $18.6 trillion.

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Comments

riffy
11-09
riffy
This is a serious concern; the economy might be heading for a rough patch.

Leave a comment

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Have we hedged?\n<a href=\"https://ttm.financial/S/SPY\">$SPDR S&amp;P 500 ETF Trust(SPY)$&nbsp;</a>&nbsp;\n<a href=\"https://ttm.financial/S/DJXMF\">$Dow Jones Stoxx(DJXMF)$ </a>&nbsp;<img src=\"https://community-static.tradeup.com/news/db0b25ec29f256bfc2733bd47fcf7fd1\" tg-width=\"851\" tg-height=\"629\"></body></html>","htmlText":"<html><head></head><body>US delinquency update (from X user Global markets investor):\nUS consumers are DEFAULTING at a CRISIS pace:\nStudent loan SERIOUS (90+ days) delinquencies EXPLODED to 14.3% in Q3 2025, the highest on record.\nAuto loan delinquencies rose to 3.0%, the highest since 2010.\nCredit card delinquencies hit 7.1%, near the highest in 14 YEARS.\nWhat are the delinquencies telling us?&nbsp;\nAre we prepared? Have we hedged?\n<a href=\"https://ttm.financial/S/SPY\">$SPDR S&amp;P 500 ETF Trust(SPY)$&nbsp;</a>&nbsp;\n<a href=\"https://ttm.financial/S/DJXMF\">$Dow Jones Stoxx(DJXMF)$ </a>&nbsp;<img src=\"https://community-static.tradeup.com/news/db0b25ec29f256bfc2733bd47fcf7fd1\" tg-width=\"851\" tg-height=\"629\"></body></html>","text":"US delinquency update (from X user Global markets investor): US consumers are DEFAULTING at a CRISIS pace: Student loan SERIOUS (90+ days) delinquencies EXPLODED to 14.3% in Q3 2025, the highest on record. Auto loan delinquencies rose to 3.0%, the highest since 2010. Credit card delinquencies hit 7.1%, near the highest in 14 YEARS. What are the delinquencies telling us? Are we prepared? 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