Subramanyan
11-30
(1) Which SRS investment would you choose? Blue-chip stocks, high-yield REITs, or stable bonds?: my go to avenue for the SRS investments have been (1) monthly investment into my ILP insurance plan (2) monthly into blue-chip stocks through the OCBC Bluechip Investment Plan. If there is any such opportunitythrough $Tiger Brokers(TIGR)$ it would be very good. Hoping there is something!

(2) CPF vs SRS: which retirement investment tool do you prefer, and why?: Unfortunately, there is no such choice to me.
(3) What’s your best year-end strategy for using SRS to save taxes?: The best in my opinion is not to keep it pending till the year end but to spread it uniformly every month. The year end bulk investment is only the next best - here one good way is to park it in SSBs or other safe fund and then use it to fund equity later on dips.

Which Stock is Your Retirement Pick?
Some Tigers said: “I’m counting on OCBC for my retirement." There are different choices for Singaporeans. Bank-retirement camp: Holding bank stocks long-term = steady happiness. REIT camp: Relying on cash flow for retirement feels more secure. It’s really about that feeling of “getting paid every year”: CICT, MIT, FLCT, MLT. These can also be bought with CPF or through Endowus, making long-term holding even easier. CPF balances can be used to buy Singapore stocks. Endowus helps with tax savings and gives access to a wider variety of funds! So, which is your retirement stock?
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