The simplest approach is to have a diversifed portfolio. For most retail investors, the term "diversification" may sound complex or even daunting.

The key essence for diversification is not about having the full range of products, but ratherhaving enough variety that can help your portfolio thrive in any economic condition. 

It is common for most investors to choose only the "sexy" and popular technology companies, and value or defensive stocks are often perceived as "boring" and offer low returns. 

However, one must be cognizant that differentstocks perform differently in each stage of theeconomic cycle. For example, tech stocks perform well in a booming economy, defensive stocks act as a buffer in a recessionary environment and companies with strong pricing power thrive in times of high inflation. 

Besides stocks,one can also include commodities, gold or even bond related ETFs for a more diversified portfolio. 

Is your portfolio ready for the volatility in 2022? Happy to hear your through [Grin]