I am afraid we are heading toward that magic number $15 "most likely - but not 100% sure". With 2 year note now over 4% (from 0.30% last year), UPST literally is going to be facing $0 revenue in Q4 - and with Q3 still 3 weeks to end, we may end up with a situation where the promised $170Millon revenue may also be in danger of being missed. I do not think the downward will be much due to short sellers since 40% of shares are already shorted and not much left for short sellers unless they are willing to pay an arm and a leg to short the stock. So most of the sell off will probably be from disappointed longs, disgruntled stock investors (mainly retailers). Mutual funds may also be forced to sell as a result of retailers being too scared and disgruntled because of rising interest rates, and forecast for a global slow down, and a potential 2023 recession.$Upstart Holdings, Inc.(UPST)$