[Review 🔴 2023 Q1] [1] 1Q 202-To The Moon - Tiger Brokers Online Investing Community - To The Moon

[Review 🔴 2023 Q1]

[1] 1Q 2023 most successful investment: Money Market Funds (Fullerton SGD and USD).

[2] 1Q 2023 performance: Positive gains from MMF; slight gain from SGX stocks.

[3] Learning: The banking crisis has led to investors questioning what is really safe, since banks appear not as safe as we thought. But the banks cannot crash because it will be a nightmare to imagine people carrying cash around, and businesses needing to transport bags of cash to offices and workplaces to settle day to day payments, not to mention the tediousness and stress to count the huge stack of money.

Gold is a good hedge but it is hovering around all time high. Crypto bullishness is understandable since bank deposits, especially for small banks, is not as safe as before.

Since MMF is liquid and yielding near 4%, banks really need to up interest rate to attract funds, especially so for Fixed Deposit rates, since FD has longer lock-in period than MMFs. We are really fortunate that nowadays we can easily buy MMFs online, esp. USD MMF.

[4] Investment plan:

Until inflation risk has significantly reduced, it is still my plan to park idle funds in MMF. I am also considering quality S-REITs (esp. Logistics Reits).

Modified in.2023-04-02

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

AugustineMac-
2023-04-02
AugustineMac-
I will keep buying, Mmf is one of the very few on Cronos with enough value locked to survive the bear market.
HarryCox
2023-04-02
HarryCox
It looks like the banking crisis is not hard to handle but we still need to be careful.
JC888
2023-04-02
JC888
Risk appetite differs and outlook about things in general influences investment steategy
Guy
2023-04-02
Guy
Maybe holding more cash is a better choice now.
MorganHope
2023-04-02
MorganHope
I would like to hold more gold during this period.
RickSanchez
2023-04-03
RickSanchez
fantastic

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But the banks cannot crash because it will be a nightmare to imagine people carrying cash around, and businesses needing to transport bags of cash to offices and workplaces to settle day to day payments, not to mention the tediousness and stress to count the huge stack of money.</p>\n<p>Gold is a good hedge but it is hovering around all time high. Crypto bullishness is understandable since bank deposits, especially for small banks, is not as safe as before.</p>\n<p>Since MMF is liquid and yielding near 4%, banks really need to up interest rate to attract funds, especially so for Fixed Deposit rates, since FD has longer lock-in period than MMFs. We are really fortunate that nowadays we can easily buy MMFs online, esp. USD MMF.</p>\n<p>[4] Investment plan:</p>\n<p>Until inflation risk has significantly reduced, it is still my plan to park idle funds in MMF. I am also considering quality S-REITs (esp. 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investment <u>steategy</u>","likeSize":1,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0},{"id":106190995,"commentId":"106190995","gmtCreate":1680427298495,"gmtModify":1680427301845,"authorId":9000000000000570,"author":{"id":9000000000000570,"idStr":"9000000000000570","authorId":9000000000000570,"name":"Guy","avatar":"https://static.tigerbbs.com/ba8aa4cb116251d941ecb460f20f465b","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":9941515343,"objectIdStr":"9941515343","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Maybe holding more cash is a better choice now.","text":"Maybe holding more cash is a better choice now.","html":"Maybe holding more cash is a better choice now.","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0},{"id":106190993,"commentId":"106190993","gmtCreate":1680427266123,"gmtModify":1680427270069,"authorId":9000000000000470,"author":{"id":9000000000000470,"idStr":"9000000000000470","authorId":9000000000000470,"name":"MorganHope","avatar":"https://static.tigerbbs.com/b17af8d14081700b793911bb75de6b67","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":9941515343,"objectIdStr":"9941515343","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"I would like to hold more gold during this period.","text":"I would like to hold more gold during this period.","html":"I would like to hold more gold during this 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