Between $UnitedHealth(UNH)$ and $Occidental(OXY)$ , I personally prefer United Health more. Followers of Mr. Buffett should now find it worthwhile to go long and DCA on UNH, esp. so with fractional shares.
$iShares Gold Trust(IAU)$ Buy & hold. Looking forward to switch to GLDM ETF due to lower expense ratio of 0.10%, which is really cost effective for the long run.
Astrea 9 - application ends on 6 Aug 2025 (12 noon)
SGD: 3.40 % (as per previous experience with Astrea8 and Astrea7, applying SGD 9000 or below should get full allocation). Balloting day is 7 Aug 2025. Refund for unsuccessful allotment will also be 7 Aug 2025.
$Bitwise Bitcoin ETF(BITB)$ is my favourite choice for Bitcoin ETF, because it allows fractional shares. Still looking forward to Ethereum ETFs to offer fractional shares trading, as it seems none allows as of now.
I bought a very low priced (less than $70) smartphone just for watching YT videos. In this way, I dont worry about battery depleting or wear & tear issue on my main phones. And that it is inconvenient to watch videos on my main phones because it is hard to switch to do other stuff at the same time.
$Bitwise Bitcoin ETF(BITB)$ and IBIT are my favourite ETFs for Bitcoin. I am quite comfortable using ETFs to invest in BTC, just like trading GLD ETF for my regular gold purchase. Though I wish that the expense ratio for precious metals and crypto ETFs can be eventually lowered to 0.10% range in the long run.
TLT turns green and I am optimistic to continue to hold into the longer term. TLT is more risky compared to TLH and IEF, so I view TLT as offensive(highly volatile due to >20yrs duration) and defensive(treasury bonds are safe-haven asset during crisis) investment tool. However, one should be mindful about the 30% WHT on TLT, so it may not be the most ideal choice for dividend seekers; but rather for capital appreciation.
⭐️⭐️⭐️⭐️⭐️Tiger Boss Debit Card: Well-designed Card & App👍 I thought I applied for Tiger Boss Debit Card "blindly", not because I am unaware of the perks it offers(Fractional Shares!) or the fees it is going to charge (no Annual Fee!), but because I do not exactly know how the Debit Card section of Tiger's App is going to work and function. After activating my debit card, I was pleasantly surprised by the sleek one-page Tiger Boss Debit Card within the App. There are several thoughtful and useful features that I have always like to see, be it for Credit cards, Debit cards, or e-Wallets apps. Here's what I love about Tiger Boss Debit Card/App: (1) As can be seen in my screenshot of Tiger Boss, "Card Details" can easily be retrieved. I will simply copy the 16-digit long Visa debit card
GOOG was my preferred pick over Amazon because I used Google frequently, but have never engaged in Amazon services. However, I think Amazon has potential to tap deeper into Asian markets.
(1) Could Tiger consider letting users utilize their Tiger Vault balance as "credit" to spend on Tiger Boss debit card? Users can subsequently top-up their Debit card account (maybe within 1 to 3 days?). (2) As I have not yet signed up for Tiger Boss debit card, will there be a tracker in the debit card account showing how much rebate users have accumulated? I understand that users need to accumulate $1 to exchange for fractional shares. Maybe Tiger can consider lowering the threshold to $0.10 ?
🛑Tiger Boss Debit (physical card)🛑 Interested in using the physical card to do contactless paywave. But I understand that user must use PIN and insert the BOSS debit card to scan the chip. Could Tiger improve on this?
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