I bought a very low priced (less than $70) smartphone just for watching YT videos. In this way, I dont worry about battery depleting or wear & tear issue on my main phones. And that it is inconvenient to watch videos on my main phones because it is hard to switch to do other stuff at the same time.

$Bitwise Bitcoin ETF(BITB)$ and IBIT are my favourite ETFs for Bitcoin. I am quite comfortable using ETFs to invest in BTC, just like trading GLD ETF for my regular gold purchase. Though I wish that the expense ratio for precious metals and crypto ETFs can be eventually lowered to 0.10% range in the long run.

TLT turns green and I am optimistic to continue to hold into the longer term. TLT is more risky compared to TLH and IEF, so I view TLT as offensive(highly volatile due to >20yrs duration) and defensive(treasury bonds are safe-haven asset during crisis) investment tool. However, one should be mindful about the 30% WHT on TLT, so it may not be the most ideal choice for dividend seekers; but rather for capital appreciation.  

👍Tiger 🐯 Roar👍

⭐️⭐️⭐️⭐️⭐️Tiger Boss Debit Card: Well-designed Card & App👍 I thought I applied for Tiger Boss Debit Card "blindly", not because I am unaware of the perks it offers(Fractional Shares!) or the fees it is going to charge (no Annual Fee!), but because I do not exactly know how the Debit Card section of Tiger's App is going to work and function. After activating my debit card, I was pleasantly surprised by the sleek one-page Tiger Boss Debit Card within the App. There are several thoughtful and useful features that I have always like to see, be it for Credit cards, Debit cards, or e-Wallets apps. Here's what I love about Tiger Boss Debit Card/App: (1) As can be seen in my screenshot of Tiger Boss, "Card Details" can easily be retrieved. I will simply copy the 16-digit long Visa debit card

GOOG was my preferred pick over Amazon because I used Google frequently, but have never engaged in Amazon services. However, I think Amazon has potential to tap deeper into Asian markets.

(1) Could Tiger consider letting users utilize their Tiger Vault balance as "credit" to spend on Tiger Boss debit card? Users can subsequently top-up their Debit card account (maybe within 1 to 3 days?). (2) As I have not yet signed up for Tiger Boss debit card, will there be a tracker in the debit card account showing how much rebate users have accumulated? I understand that users need to accumulate $1 to exchange for fractional shares. Maybe Tiger can consider lowering the threshold to $0.10 ?

🛑Tiger Boss Debit (physical card)🛑 Interested in using the physical card to do contactless paywave. But I understand that user must use PIN and insert the BOSS debit card to scan the chip. Could Tiger improve on this?

T-I-G-E-R  🔴Trustworthy 🔴Inspirational 🔴Generous 🔴Energetic 🔴Resilient Tiger... my trustworthy brokerage, inspiring new & seasoned investors to scale greater heights, offering generous rewards and giveaways, ever energetic sunshine Tiger, withstanding the test of time, displaying strength and resilience.

T-shirt 👍  T for Tiger 👍

Relax in room with snacks🍒 and tea🍬, enjoying 25 degrees aircon, with great Youtube videos.

Blessings come in abundance 👍

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[My 2023 Investing Review] My overall equity performance is slightly negative (<3%). DCA'ing in ETFs help in buying the dip; individual lump sum trades in some stocks are in the red.  My Top Loss is Capitaland Investment Ltd (SGX: 9CI); this is my first time investing into 9CI in 2023, as I have always preferred CapLand REITS in the past. The weakness in prices below S$3.30 for 9CI attracted my attention so I decided to buy-the-dip, and will continue to hold, and consider to sell if it recovers above S$3.30. My Most Successful trades would be buying into mid and long term bond funds during late Q2 to Q4 '2023. I have replaced my short term bond funds with SGD MMFs because MMF's great liquidity with bond-like high yield boosted my overall returns and compensated for my paper loss in

2024 is a innovative year ... surprised by Tiger Boss card offering fractional shares instead of traditional cashback or reward points.  But which ticker fractional shares ?

2023 is a year of hot and cold, be it the hot & cold weather, or the up & down in bonds, or optimism & pessimism in trading. Wishing for a stable and healthy year 2024, continue to invest regularly and improve financial knowledge.

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