SoFi Technologies, Inc., an innovative American online personal finance company and online bank, has garnered significant attention in recent months due to its expanding product offerings and a promising third-quarter earnings report. With a diverse portfolio encompassing student loan refinancing, mortgages, personal loans, credit cards, investing, and banking services, SoFi has established itself as a key player in the fintech space. However, despite the recent surge in its stock price and positive analyst sentiments, prudent investors should exercise caution when considering their allocation to SoFi. $SoFi Technologies Inc.(SOFI)$  The recent surge in SoFi’s stock price was fueled by a strong third-quarter earnings report, prompting one ana

$SoFi Technologies Inc.(SOFI)$ did not have a good ER; rather, it was outstanding in virtually all metrics, including a triple beat (revenues, EPS, guidance), new members of over 700k and new products of 1M, both all time records. SoFi rallied to $7.88 HOD, only to drop to $6.68 (LOD) and close up only 7 cents @ $6.94, a disappointing reaction to the ER. The candle is a big upper wick that represents price rejection this time while it can lead to a test of the top of the wick, 7.88, in uptrends. At least $6.94 isn't as close to the 6.05 gap than 1 session ago. Under $7 seems like a bargain if LT investor, as do the 1/26 calls with strikes @ 4, 7, and 10, at lower prices coinciding with stock @ $6.88, 6 1/2 and @ 6.05, imh