Spending vs. Assets: Are You a 1:100 or 1:1000 Type?

There seems to be a proportional relationship between people's spending levels and their assets. As someone pointed out, it’s possible that our spending capacity and cash reserves are in a 1:100 ratio. For example, if you have $100,000 in savings, you might not hesitate to spend $1,000 on something; and if you have $1,000,000 in savings, you might not hesitate to spend $10,000. However, some people say that when it comes to regular daily expenses, a 1:1000 ratio better reflects their spending habits. ------------ What's the ratio between your spending and assets?

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Shyon

08-21

With $100,000 in assets, how much you'd spend on daily expenses would depend on your financial situation and lifestyle. Spending $1,000 might be high, especially if most of your assets are invested or not easily accessible. Typically, individuals with more assets might feel comfortable spending more, whereas those with fewer assets might spend more cautiously. The relationship between spending habits and assets generally shows that higher assets offer more flexibility and security in spending. People with substantial assets might feel more at ease with discretionary spending, while those with fewer assets may limit their spending to ensure long-term financial stability. Ultimately, whether having more assets makes you feel secure or cautious depends on your personal financial goals and ris

Bonta

08-19

I believe in spending as a portion of income instead of asset. For dividend investors, when we look at dividend returns, do we look at it from angle of cash assets from company cash or is it from Free cash flow? I believe that in order for dividend returns to be substainable, it should be from what is recurring. When we spend a portion of recurring income while Leaving capital untouched, we can use the capital to invest and in return even higher cash flow. Hence, I believe in spending as a portion of recurring income instead of vs assets. Similar to how we evaluate dividend companies. With regards to 1:100 or 1:1000. Using the same approach, but vs income. When income is $4000, spending $4 won’t be painful. But spending $40 builds up rapidly. Hence, before income is high enough to spe

wmccc

08-16

$老虎證券(TIGR)$ 5 You're on the right track! Researching a company before investing is crucial. Here are some key factors to consider when looking into TIGR: **1. Financial Performance:** * **Revenue and Profitability:** How has TIGR's revenue and profit grown (or shrunk) over time? Are they consistently profitable? * **Debt Levels:** Does TIGR have a lot of debt? High debt can be a risk factor. * **Cash Flow:** Is TIGR generating enough cash to fund its operations and future growth? * **Earnings Reports:** Review recent earnings reports to see how the company is performing and what analysts are saying. **2. Industry and Competition:** * **Industry Outlook:** Is the industry TIGR operates in growing or shrinking? What are the long-term trends? * **C

怕怕了

08-16

$老虎证券(TIGR)$ go

這次BBQliao_鹹煎餅了

08-16

$Tiger Brokers(TIGR)$ Hi thanks for contest

icycrystal

08-15

$Tiger Brokers(TIGR)$ I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Un

icycrystal

08-15

I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Universe宇宙 @LMSunshine

SanL

08-15

$Tiger Brokers(TIGR)$ I am currently 1:1000 (more funds in saving makes me feel more secure) but I am trying to be 1:100 because I envy those who willing to spend more Instead of save more (of course I meant those who are affordable and have much surplus). Because I think life not just about money. Thus, I wanted to change my mentality and life style. Spend more bedore is too late/ when you still can (I think you know what I mean). 🤣🤣🤣

BenjiFuji

08-15

[Spending vs Assets] Encountered this interesting concept of 1:100 and 1:1000 concept of spending versus assets. Meaning if you have $100k in Assets, you will spend $1k for a 1:100, and $100 for a 1:1000. Rationally it can only make a certain level of sense if you are a high nett worth asset holder. Cos if you have only $1000 worth of assets as a newbie, it would be inconceivable to spend only $10 or $1 in a period of time right? [Sly] Nonetheless I would like to use some other concepts for you to consider how you should spend. Needs vs Wants This is one of the earliest concepts that I based on initially. Do I need or want it? I will need to eat but certainly I need not eat a high end Michelin 3 star daily to fulfill my desires. I will want it but it will not make any sense. Fi

Aaaaaaaaaaas

08-15

$Tiger Brokers(TIGR)$ 1:100 🎉🎉

BenjiFuji

08-15

Interesting idea. However I don’t spend based on a 1:100 or 1:1000 concept. It’s a totally different paradigm that I adopt. Perhaps time to write about it.[Grin]

呀寶

08-15

$老虎證券(TIGR)$ 1:2

Iykyk

08-15

$Tiger Brokers(TIGR)$ 1 To 1000 type i think

DavidSG

08-15

Good read. Taking some profit ahead of a meltdown is not easy. Buying during dips requires wisdom, resilience and patience in such volatile market. Only invest the leaders of the stocks you are familiar. Therefore newbies are advised: Do not chase the market and not to panic sell. Do not borrow to trade in the market. When the market is high, it may go higher and when it seems to be low, it could go much lower. May the market be with you!

@JC888:Recession proof investments - Buy or Sell ?

nomadic_m

08-15

No $100k fortune here, but my family of six (two working parents, two grandparents, and two kids) is already burning through $100 daily! I've observed a clear connection between spending habits and assets: - More assets = more spending, thanks to financial security boosting confidence. - Less assets = more frugal spending to preserve resources. This post has me questioning my own habits - even down to the toilet paper usage!

ECLC

08-15

Spending vs Assets: most likely 1:100 on family & worthy cases and 1:1000 on self. Have started investing to help build assets and try to pamper self more.

DiAngel

08-14

I think I have already spent more than $100K acquiring the SG stocks this year. [Sweats] But I m still acquiring [Happy][Smile][Chuckle]. In addition, $15.3k for SRS, $8k for parent CPF & $3K for CPF MA for tax relief. Hence no more money to spend on myself. [Cry][Facepalm]🥺😢😭

Tanken

08-14

haha yes I spend less so I can build up my assets.. delayed gratification

MicroStrategist

08-14

100,000 guy

highhand

08-14

Having more assets gives your buffer to spend more, but not necessarily splurge. You will feel relaxed when sometimes big spending is required. The best is let your assets grow but keep your spending low and consistent. That's when you can really achieve financial freedom - defined as doing whatever you choose and being able to support your lifestyle.

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Spending $1,000 might be high, especially if most of your assets are invested or not easily accessible. Typically, individuals with more assets might feel comfortable spending more, whereas those with fewer assets might spend more cautiously. The relationship between spending habits and assets generally shows that higher assets offer more flexibility and security in spending. People with substantial assets might feel more at ease with discretionary spending, while those with fewer assets may limit their spending to ensure long-term financial stability. Ultimately, whether having more assets makes you feel secure or cautious depends on your personal financial goals and ris","listText":"With $100,000 in assets, how much you'd spend on daily expenses would depend on your financial situation and lifestyle. Spending $1,000 might be high, especially if most of your assets are invested or not easily accessible. Typically, individuals with more assets might feel comfortable spending more, whereas those with fewer assets might spend more cautiously. The relationship between spending habits and assets generally shows that higher assets offer more flexibility and security in spending. People with substantial assets might feel more at ease with discretionary spending, while those with fewer assets may limit their spending to ensure long-term financial stability. Ultimately, whether having more assets makes you feel secure or cautious depends on your personal financial goals and ris","text":"With $100,000 in assets, how much you'd spend on daily expenses would depend on your financial situation and lifestyle. Spending $1,000 might be high, especially if most of your assets are invested or not easily accessible. Typically, individuals with more assets might feel comfortable spending more, whereas those with fewer assets might spend more cautiously. The relationship between spending habits and assets generally shows that higher assets offer more flexibility and security in spending. People with substantial assets might feel more at ease with discretionary spending, while those with fewer assets may limit their spending to ensure long-term financial stability. Ultimately, whether having more assets makes you feel secure or cautious depends on your personal financial goals and ris","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":3,"link":"https://ttm.financial/post/340810747125760","isVote":1,"tweetType":1,"viewCount":325,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842","authorIdStr":"4141429963588842"},"content":"Thank you for your input. You're absolutely right that the amount someone spends on daily expenses depends on their financial situation and lifestyle. With $100,000 in assets, it's important to strike a balance between enjoying the present and planning for the future. Here are a few considerations to keep in mind: Budgeting: It's crucial to create a budget that aligns with your financial goals. This will help you track your expenses, prioritize your spending, and ensure that you're not overspending. Emergency fund: Before considering any discretionary spending, it's advisable to set aside an emergency fund that covers at least 3-6 months of living expenses. This will provide a financial safety net in case of unexpected events or emergencies. Debt management: If you have any outstanding debts, such as loans or credit card balances, it's important to allocate a portion of your assets towards paying down these debts. This will help reduce interest costs and improve your overall financial health. Investment strategy: Depending on your risk tolerance and financial goals, it may be beneficial to invest a portion of your assets in a diversified portfolio. This can help grow your wealth over the long term and provide additional income streams. Lifestyle considerations: Consider your current lifestyle and spending priorities. Determine what expenses are essential and bring you the most value. This will help you allocate your assets towards the things that matter most to you. Remember, these are general guidelines, and everyone's financial situation is unique. It's always a good idea to consult with a financial advisor who can provide personalized advice based on your specific needs and goals. Please note that the information provided is for reference purposes only and does not constitute investment advice. Investing in financial assets carries risks, and it's important to conduct thorough research and seek professional guidance before making any investment decisions.","text":"Thank you for your input. You're absolutely right that the amount someone spends on daily expenses depends on their financial situation and lifestyle. With $100,000 in assets, it's important to strike a balance between enjoying the present and planning for the future. Here are a few considerations to keep in mind: Budgeting: It's crucial to create a budget that aligns with your financial goals. This will help you track your expenses, prioritize your spending, and ensure that you're not overspending. Emergency fund: Before considering any discretionary spending, it's advisable to set aside an emergency fund that covers at least 3-6 months of living expenses. This will provide a financial safety net in case of unexpected events or emergencies. Debt management: If you have any outstanding debts, such as loans or credit card balances, it's important to allocate a portion of your assets towards paying down these debts. This will help reduce interest costs and improve your overall financial health. Investment strategy: Depending on your risk tolerance and financial goals, it may be beneficial to invest a portion of your assets in a diversified portfolio. This can help grow your wealth over the long term and provide additional income streams. Lifestyle considerations: Consider your current lifestyle and spending priorities. Determine what expenses are essential and bring you the most value. This will help you allocate your assets towards the things that matter most to you. Remember, these are general guidelines, and everyone's financial situation is unique. It's always a good idea to consult with a financial advisor who can provide personalized advice based on your specific needs and goals. 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This will provide a financial safety net in case of unexpected events or emergencies. Debt management: If you have any outstanding debts, such as loans or credit card balances, it's important to allocate a portion of your assets towards paying down these debts. This will help reduce interest costs and improve your overall financial health. Investment strategy: Depending on your risk tolerance and financial goals, it may be beneficial to invest a portion of your assets in a diversified portfolio. This can help grow your wealth over the long term and provide additional income streams. Lifestyle considerations: Consider your current lifestyle and spending priorities. Determine what expenses are essential and bring you the most value. This will help you allocate your assets towards the things that matter most to you. Remember, these are general guidelines, and everyone's financial situation is unique. It's always a good idea to consult with a financial advisor who can provide personalized advice based on your specific needs and goals. Please note that the information provided is for reference purposes only and does not constitute investment advice. Investing in financial assets carries risks, and it's important to conduct thorough research and seek professional guidance before making any investment decisions."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":340194132869448,"gmtCreate":1724059447820,"gmtModify":1724059453470,"author":{"id":"4109646601429430","authorId":"4109646601429430","name":"Bonta","avatar":"https://community-static.tradeup.com/news/e546b51e8ccbae6d6780649412c2f67e","crmLevel":8,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4109646601429430","authorIdStr":"4109646601429430"},"themes":[],"htmlText":"I believe in spending as a portion of income instead of asset. For dividend investors, when we look at dividend returns, do we look at it from angle of cash assets from company cash or is it from Free cash flow? I believe that in order for dividend returns to be substainable, it should be from what is recurring. When we spend a portion of recurring income while Leaving capital untouched, we can use the capital to invest and in return even higher cash flow. Hence, I believe in spending as a portion of recurring income instead of vs assets. Similar to how we evaluate dividend companies. With regards to 1:100 or 1:1000. Using the same approach, but vs income. When income is $4000, spending $4 won’t be painful. But spending $40 builds up rapidly. Hence, before income is high enough to spe","listText":"I believe in spending as a portion of income instead of asset. For dividend investors, when we look at dividend returns, do we look at it from angle of cash assets from company cash or is it from Free cash flow? I believe that in order for dividend returns to be substainable, it should be from what is recurring. When we spend a portion of recurring income while Leaving capital untouched, we can use the capital to invest and in return even higher cash flow. Hence, I believe in spending as a portion of recurring income instead of vs assets. Similar to how we evaluate dividend companies. With regards to 1:100 or 1:1000. Using the same approach, but vs income. When income is $4000, spending $4 won’t be painful. But spending $40 builds up rapidly. Hence, before income is high enough to spe","text":"I believe in spending as a portion of income instead of asset. For dividend investors, when we look at dividend returns, do we look at it from angle of cash assets from company cash or is it from Free cash flow? I believe that in order for dividend returns to be substainable, it should be from what is recurring. When we spend a portion of recurring income while Leaving capital untouched, we can use the capital to invest and in return even higher cash flow. Hence, I believe in spending as a portion of recurring income instead of vs assets. Similar to how we evaluate dividend companies. With regards to 1:100 or 1:1000. Using the same approach, but vs income. When income is $4000, spending $4 won’t be painful. But spending $40 builds up rapidly. Hence, before income is high enough to spe","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":11,"commentSize":0,"repostSize":2,"link":"https://ttm.financial/post/340194132869448","isVote":1,"tweetType":1,"viewCount":476,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338991846748392,"gmtCreate":1723802517937,"gmtModify":1723802527654,"author":{"id":"4168132326189962","authorId":"4168132326189962","name":"wmccc","avatar":"https://community-static.tradeup.com/news/69b43180590054550ddb3a4f9280f9d8","crmLevel":7,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4168132326189962","authorIdStr":"4168132326189962"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$老虎證券(TIGR)$ </a> 5 You're on the right track! Researching a company before investing is crucial. Here are some key factors to consider when looking into TIGR: **1. Financial Performance:** * **Revenue and Profitability:** How has TIGR's revenue and profit grown (or shrunk) over time? Are they consistently profitable? * **Debt Levels:** Does TIGR have a lot of debt? High debt can be a risk factor. * **Cash Flow:** Is TIGR generating enough cash to fund its operations and future growth? * **Earnings Reports:** Review recent earnings reports to see how the company is performing and what analysts are saying. **2. Industry and Competition:** * **Industry Outlook:** Is the industry TIGR operates in growing or shrinking? What are the long-term trends? * **C","listText":"<a href=\"https://ttm.financial/S/TIGR\">$老虎證券(TIGR)$ </a> 5 You're on the right track! Researching a company before investing is crucial. Here are some key factors to consider when looking into TIGR: **1. Financial Performance:** * **Revenue and Profitability:** How has TIGR's revenue and profit grown (or shrunk) over time? Are they consistently profitable? * **Debt Levels:** Does TIGR have a lot of debt? High debt can be a risk factor. * **Cash Flow:** Is TIGR generating enough cash to fund its operations and future growth? * **Earnings Reports:** Review recent earnings reports to see how the company is performing and what analysts are saying. **2. Industry and Competition:** * **Industry Outlook:** Is the industry TIGR operates in growing or shrinking? What are the long-term trends? * **C","text":"$老虎證券(TIGR)$ 5 You're on the right track! Researching a company before investing is crucial. Here are some key factors to consider when looking into TIGR: **1. Financial Performance:** * **Revenue and Profitability:** How has TIGR's revenue and profit grown (or shrunk) over time? Are they consistently profitable? * **Debt Levels:** Does TIGR have a lot of debt? High debt can be a risk factor. * **Cash Flow:** Is TIGR generating enough cash to fund its operations and future growth? * **Earnings Reports:** Review recent earnings reports to see how the company is performing and what analysts are saying. **2. Industry and Competition:** * **Industry Outlook:** Is the industry TIGR operates in growing or shrinking? What are the long-term trends? * **C","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338991846748392","isVote":1,"tweetType":1,"viewCount":333,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338989220462904,"gmtCreate":1723765177451,"gmtModify":1723765180998,"author":{"id":"3584964127959053","authorId":"3584964127959053","name":"怕怕了","avatar":"https://community-static.tradeup.com/news/9e9a59987792530b09c7a4195f9ef3a8","crmLevel":1,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3584964127959053","authorIdStr":"3584964127959053"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$老虎证券(TIGR)$ </a> go","listText":"<a href=\"https://ttm.financial/S/TIGR\">$老虎证券(TIGR)$ </a> go","text":"$老虎证券(TIGR)$ go","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338989220462904","isVote":1,"tweetType":1,"viewCount":249,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338898611343736,"gmtCreate":1723743057254,"gmtModify":1723743061593,"author":{"id":"3555385471829073","authorId":"3555385471829073","name":"這次BBQliao_鹹煎餅了","avatar":"https://static.tigerbbs.com/f7ab83fa2cfc43af0bc458b43eca1ebb","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3555385471829073","authorIdStr":"3555385471829073"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> Hi thanks for contest","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> Hi thanks for contest","text":"$Tiger Brokers(TIGR)$ Hi thanks for contest","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338898611343736","isVote":1,"tweetType":1,"viewCount":383,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338812874055832,"gmtCreate":1723722229248,"gmtModify":1723722232897,"author":{"id":"4132300740238052","authorId":"4132300740238052","name":"icycrystal","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132300740238052","authorIdStr":"4132300740238052"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; I try to save before spending though at times things can get a little out of control [Sly]&nbsp; [Sly]&nbsp; [Sly]&nbsp; [Thinking]&nbsp; anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking]&nbsp; [Thinking]&nbsp; [Thinking]&nbsp; [Victory]&nbsp; [Victory]&nbsp; [Victory]&nbsp; <a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/4093561479903300\"> @SPACE ROCKET </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Un</a>","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; I try to save before spending though at times things can get a little out of control [Sly]&nbsp; [Sly]&nbsp; [Sly]&nbsp; [Thinking]&nbsp; anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking]&nbsp; [Thinking]&nbsp; [Thinking]&nbsp; [Victory]&nbsp; [Victory]&nbsp; [Victory]&nbsp; <a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/4093561479903300\"> @SPACE ROCKET </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Un</a>","text":"$Tiger Brokers(TIGR)$ I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Un","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":1,"link":"https://ttm.financial/post/338812874055832","isVote":1,"tweetType":1,"viewCount":286,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842","authorIdStr":"4141429963588842"},"content":"As an AI financial analyst, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their income on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their income. It is important to note that responsible financial management suggests spending within one's means, regardless of the level of assets. It is generally recommended to follow a budget and allocate a certain percentage of income towards daily expenses, savings, and investments. Having a higher level of assets can provide a sense of security and allow for more flexibility in spending decisions. However, it is still important to maintain a balanced approach and avoid overspending, regardless of the level of assets. Ultimately, the amount one should spend on daily expenses without hesitation depends on their individual financial situation, goals, and risk tolerance. It is always advisable to seek professional financial advice to make informed decisions based on personal circumstances. Please note that the above information is for educational purposes only and should not be considered as financial advice.","text":"As an AI financial analyst, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their income on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their income. It is important to note that responsible financial management suggests spending within one's means, regardless of the level of assets. It is generally recommended to follow a budget and allocate a certain percentage of income towards daily expenses, savings, and investments. Having a higher level of assets can provide a sense of security and allow for more flexibility in spending decisions. However, it is still important to maintain a balanced approach and avoid overspending, regardless of the level of assets. Ultimately, the amount one should spend on daily expenses without hesitation depends on their individual financial situation, goals, and risk tolerance. It is always advisable to seek professional financial advice to make informed decisions based on personal circumstances. Please note that the above information is for educational purposes only and should not be considered as financial advice.","html":"As an AI financial analyst, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their income on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their income. It is important to note that responsible financial management suggests spending within one's means, regardless of the level of assets. It is generally recommended to follow a budget and allocate a certain percentage of income towards daily expenses, savings, and investments. Having a higher level of assets can provide a sense of security and allow for more flexibility in spending decisions. However, it is still important to maintain a balanced approach and avoid overspending, regardless of the level of assets. Ultimately, the amount one should spend on daily expenses without hesitation depends on their individual financial situation, goals, and risk tolerance. It is always advisable to seek professional financial advice to make informed decisions based on personal circumstances. Please note that the above information is for educational purposes only and should not be considered as financial advice."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338812915372160,"gmtCreate":1723722217872,"gmtModify":1723722225196,"author":{"id":"4132300740238052","authorId":"4132300740238052","name":"icycrystal","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132300740238052","authorIdStr":"4132300740238052"},"themes":[],"htmlText":"I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] <a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/4093561479903300\"> @SPACE ROCKET </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3559581955535845\"></a>","listText":"I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] <a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/4093561479903300\"> @SPACE ROCKET </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3559581955535845\"></a>","text":"I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Universe宇宙 @LMSunshine","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/338812915372160","isVote":1,"tweetType":1,"viewCount":258,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842","authorIdStr":"4141429963588842"},"content":"As an AI, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their assets on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their assets. It is important to note that responsible financial management suggests following a budget and spending within one's means, regardless of the amount of assets. It is generally recommended to have an emergency fund and save for future goals, even if you have a significant amount of assets. Ultimately, the decision on how much to spend on daily expenses should be based on individual circumstances, financial goals, and risk tolerance. It is advisable to consult with a financial advisor to develop a personalized financial plan that aligns with your specific situation and goals. Please note that the above information is for educational purposes only and should not be considered as financial advice.","text":"As an AI, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their assets on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their assets. It is important to note that responsible financial management suggests following a budget and spending within one's means, regardless of the amount of assets. It is generally recommended to have an emergency fund and save for future goals, even if you have a significant amount of assets. Ultimately, the decision on how much to spend on daily expenses should be based on individual circumstances, financial goals, and risk tolerance. It is advisable to consult with a financial advisor to develop a personalized financial plan that aligns with your specific situation and goals. Please note that the above information is for educational purposes only and should not be considered as financial advice.","html":"As an AI, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their assets on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their assets. It is important to note that responsible financial management suggests following a budget and spending within one's means, regardless of the amount of assets. It is generally recommended to have an emergency fund and save for future goals, even if you have a significant amount of assets. Ultimately, the decision on how much to spend on daily expenses should be based on individual circumstances, financial goals, and risk tolerance. It is advisable to consult with a financial advisor to develop a personalized financial plan that aligns with your specific situation and goals. Please note that the above information is for educational purposes only and should not be considered as financial advice."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338797161083288,"gmtCreate":1723718290485,"gmtModify":1723718403075,"author":{"id":"3569038197418667","authorId":"3569038197418667","name":"SanL","avatar":"https://community-static.tradeup.com/news/70ecb3b0837ba9a3f3b1cf8c3622a181","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3569038197418667","authorIdStr":"3569038197418667"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> I am currently 1:1000 (more funds in saving makes me feel more secure) but I am trying to be 1:100 because I envy those who willing to&nbsp;spend more Instead of save more (of course I meant those who are&nbsp;affordable and have much surplus). Because I think life not just about money. Thus, I wanted to change my mentality and life style. Spend more bedore is too late/ when you still can (I think you know what I mean). 🤣🤣🤣","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> I am currently 1:1000 (more funds in saving makes me feel more secure) but I am trying to be 1:100 because I envy those who willing to&nbsp;spend more Instead of save more (of course I meant those who are&nbsp;affordable and have much surplus). Because I think life not just about money. Thus, I wanted to change my mentality and life style. Spend more bedore is too late/ when you still can (I think you know what I mean). 🤣🤣🤣","text":"$Tiger Brokers(TIGR)$ I am currently 1:1000 (more funds in saving makes me feel more secure) but I am trying to be 1:100 because I envy those who willing to spend more Instead of save more (of course I meant those who are affordable and have much surplus). Because I think life not just about money. Thus, I wanted to change my mentality and life style. Spend more bedore is too late/ when you still can (I think you know what I mean). 🤣🤣🤣","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338797161083288","isVote":1,"tweetType":1,"viewCount":165,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338777185947720,"gmtCreate":1723713490426,"gmtModify":1723780220578,"author":{"id":"4110175785559852","authorId":"4110175785559852","name":"BenjiFuji","avatar":"https://community-static.tradeup.com/news/330f59d829009a2c318784ab2b5e6098","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4110175785559852","authorIdStr":"4110175785559852"},"themes":[],"htmlText":"[Spending vs Assets] Encountered this interesting concept of 1:100 and 1:1000 concept of spending versus assets. Meaning if you have $100k in Assets, you will spend $1k for a 1:100, and $100 for a 1:1000. Rationally it can only make a certain level of sense if you are a high nett worth asset holder. Cos if you have only $1000 worth of assets as a newbie, it would be inconceivable to spend only $10 or $1 in a period of time right? [Sly]&nbsp;&nbsp; Nonetheless I would like to use some other concepts for you to consider how you should spend. Needs vs Wants This is one of the earliest concepts that I based on initially. Do I need or want it? I will need to eat but certainly I need not eat a high end Michelin 3 star daily to fulfill my desires. I will want it but it will not make any sense. Fi","listText":"[Spending vs Assets] Encountered this interesting concept of 1:100 and 1:1000 concept of spending versus assets. Meaning if you have $100k in Assets, you will spend $1k for a 1:100, and $100 for a 1:1000. Rationally it can only make a certain level of sense if you are a high nett worth asset holder. Cos if you have only $1000 worth of assets as a newbie, it would be inconceivable to spend only $10 or $1 in a period of time right? [Sly]&nbsp;&nbsp; Nonetheless I would like to use some other concepts for you to consider how you should spend. Needs vs Wants This is one of the earliest concepts that I based on initially. Do I need or want it? I will need to eat but certainly I need not eat a high end Michelin 3 star daily to fulfill my desires. I will want it but it will not make any sense. Fi","text":"[Spending vs Assets] Encountered this interesting concept of 1:100 and 1:1000 concept of spending versus assets. Meaning if you have $100k in Assets, you will spend $1k for a 1:100, and $100 for a 1:1000. Rationally it can only make a certain level of sense if you are a high nett worth asset holder. Cos if you have only $1000 worth of assets as a newbie, it would be inconceivable to spend only $10 or $1 in a period of time right? [Sly] Nonetheless I would like to use some other concepts for you to consider how you should spend. Needs vs Wants This is one of the earliest concepts that I based on initially. Do I need or want it? I will need to eat but certainly I need not eat a high end Michelin 3 star daily to fulfill my desires. I will want it but it will not make any sense. Fi","images":[{"img":"https://community-static.tradeup.com/news/c16adc90e7ea2ab0117c99e3450e140d","width":"3024","height":"4032"}],"top":1,"highlighted":1,"essential":2,"paper":1,"likeSize":32,"commentSize":4,"repostSize":1,"link":"https://ttm.financial/post/338777185947720","isVote":1,"tweetType":1,"viewCount":947,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4109646601429430","authorId":"4109646601429430","name":"Bonta","avatar":"https://community-static.tradeup.com/news/e546b51e8ccbae6d6780649412c2f67e","crmLevel":8,"crmLevelSwitch":1,"idStr":"4109646601429430","authorIdStr":"4109646601429430"},"content":"Well done. [Cool]","text":"Well done. [Cool]","html":"Well done. [Cool]"}],"imageCount":2,"langContent":"EN","totalScore":0},{"id":338777473728912,"gmtCreate":1723713483535,"gmtModify":1723713487875,"author":{"id":"4097368099122750","authorId":"4097368099122750","name":"Aaaaaaaaaaas","avatar":"https://static.tigerbbs.com/352a60a5b009a31ba89b8b8bbce5b5f6","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4097368099122750","authorIdStr":"4097368099122750"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a>&nbsp; 1:100 🎉🎉","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a>&nbsp; 1:100 🎉🎉","text":"$Tiger Brokers(TIGR)$ 1:100 🎉🎉","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338777473728912","isVote":1,"tweetType":1,"viewCount":230,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338765837549952,"gmtCreate":1723710641985,"gmtModify":1723710646096,"author":{"id":"4110175785559852","authorId":"4110175785559852","name":"BenjiFuji","avatar":"https://community-static.tradeup.com/news/330f59d829009a2c318784ab2b5e6098","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4110175785559852","authorIdStr":"4110175785559852"},"themes":[],"htmlText":"Interesting idea. However I don’t spend based on a 1:100 or 1:1000 concept. It’s a totally different paradigm that I adopt. Perhaps time to write about it.[Grin]","listText":"Interesting idea. However I don’t spend based on a 1:100 or 1:1000 concept. It’s a totally different paradigm that I adopt. Perhaps time to write about it.[Grin]","text":"Interesting idea. However I don’t spend based on a 1:100 or 1:1000 concept. It’s a totally different paradigm that I adopt. Perhaps time to write about it.[Grin]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/338765837549952","isVote":1,"tweetType":1,"viewCount":164,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338757327712632,"gmtCreate":1723708564179,"gmtModify":1723708571937,"author":{"id":"4180081399673302","authorId":"4180081399673302","name":"呀寶","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4180081399673302","authorIdStr":"4180081399673302"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$老虎證券(TIGR)$ </a> 1:2","listText":"<a href=\"https://ttm.financial/S/TIGR\">$老虎證券(TIGR)$ </a> 1:2","text":"$老虎證券(TIGR)$ 1:2","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338757327712632","isVote":1,"tweetType":1,"viewCount":189,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338478667125144,"gmtCreate":1723673759180,"gmtModify":1723673762950,"author":{"id":"3561094934768918","authorId":"3561094934768918","name":"Iykyk","avatar":"https://community-static.tradeup.com/news/4330127ff99e15a7dc358c141514b8c3","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561094934768918","authorIdStr":"3561094934768918"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> 1 To 1000 type i think&nbsp;","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> 1 To 1000 type i think&nbsp;","text":"$Tiger Brokers(TIGR)$ 1 To 1000 type i think","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338478667125144","isVote":1,"tweetType":1,"viewCount":139,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338561435713600,"gmtCreate":1723669328951,"gmtModify":1723691369726,"author":{"id":"3584918958368537","authorId":"3584918958368537","name":"DavidSG","avatar":"https://community-static.tradeup.com/news/b62f8a2fbea5d1aa170a8eb61a14c78d","crmLevel":5,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3584918958368537","authorIdStr":"3584918958368537"},"themes":[],"htmlText":"Good read. Taking some profit ahead of a meltdown is not easy. Buying during dips requires wisdom, resilience and patience in such volatile market. Only invest the leaders of the stocks you are familiar. Therefore newbies are advised: Do not chase the market and not to panic sell. Do not borrow to trade in the market. When the market is high, it may go higher and when it seems to be low, it could go much lower. May the market be with you!","listText":"Good read. Taking some profit ahead of a meltdown is not easy. Buying during dips requires wisdom, resilience and patience in such volatile market. Only invest the leaders of the stocks you are familiar. Therefore newbies are advised: Do not chase the market and not to panic sell. Do not borrow to trade in the market. When the market is high, it may go higher and when it seems to be low, it could go much lower. May the market be with you!","text":"Good read. Taking some profit ahead of a meltdown is not easy. Buying during dips requires wisdom, resilience and patience in such volatile market. Only invest the leaders of the stocks you are familiar. Therefore newbies are advised: Do not chase the market and not to panic sell. Do not borrow to trade in the market. When the market is high, it may go higher and when it seems to be low, it could go much lower. May the market be with you!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338561435713600","repostId":"338163101561096","repostType":1,"repost":{"id":338163101561096,"gmtCreate":1723602851017,"gmtModify":1723771201981,"author":{"id":"3570103090255456","authorId":"3570103090255456","name":"JC888","avatar":"https://community-static.tradeup.com/news/f3e3c0218599fca5c4e265ddbee1fb32","crmLevel":4,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3570103090255456","authorIdStr":"3570103090255456"},"themes":[],"title":"Recession proof investments - Buy or Sell ?","htmlText":"Food for thoughts. Are you concerned that US economy might turn recessionary ? It was “sort of” a wake up call last, last week when the US non-farm payroll report for July 2024 was released. In just one day, all the weeks of positive gains, evaporated into thin air. Since then, it has been “bugging” me at the back of my mind. To get a “better” perspective of things, I have been reading. Below is a post that I feel is balanced and would like to share it here. Enjoy ! Last last week’s July jobs report led some economists and investors to worry that recession is on its way. The numbers included an increase of 114,000 in non-farm payrolls during July, down from 179,000 in June and far below analysts’ forecast of a 175,000 gain. And the unemployment rate rose to 4.3%, the highest level since Oc","listText":"Food for thoughts. Are you concerned that US economy might turn recessionary ? It was “sort of” a wake up call last, last week when the US non-farm payroll report for July 2024 was released. In just one day, all the weeks of positive gains, evaporated into thin air. Since then, it has been “bugging” me at the back of my mind. To get a “better” perspective of things, I have been reading. Below is a post that I feel is balanced and would like to share it here. Enjoy ! Last last week’s July jobs report led some economists and investors to worry that recession is on its way. The numbers included an increase of 114,000 in non-farm payrolls during July, down from 179,000 in June and far below analysts’ forecast of a 175,000 gain. And the unemployment rate rose to 4.3%, the highest level since Oc","text":"Food for thoughts. Are you concerned that US economy might turn recessionary ? It was “sort of” a wake up call last, last week when the US non-farm payroll report for July 2024 was released. In just one day, all the weeks of positive gains, evaporated into thin air. Since then, it has been “bugging” me at the back of my mind. To get a “better” perspective of things, I have been reading. Below is a post that I feel is balanced and would like to share it here. Enjoy ! Last last week’s July jobs report led some economists and investors to worry that recession is on its way. The numbers included an increase of 114,000 in non-farm payrolls during July, down from 179,000 in June and far below analysts’ forecast of a 175,000 gain. And the unemployment rate rose to 4.3%, the highest level since Oc","images":[{"img":"https://community-static.tradeup.com/news/f74b71b1ad8f4a911c9e1a1347c54320","width":"1347","height":"360"},{"img":"https://community-static.tradeup.com/news/b45673972bc50b293e85a8447b43a30e","width":"565","height":"95"},{"img":"https://community-static.tradeup.com/news/7a1d7c343b461e3802721518e8acd74b","width":"1127","height":"261"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338163101561096","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":9,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":496,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338497703305368,"gmtCreate":1723653794601,"gmtModify":1723653799314,"author":{"id":"4142551860919612","authorId":"4142551860919612","name":"nomadic_m","avatar":"https://community-static.tradeup.com/news/1f3661c844e575fec696ac41d1d30e18","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4142551860919612","authorIdStr":"4142551860919612"},"themes":[],"htmlText":"No $100k fortune here, but my family of six (two working parents, two grandparents, and two kids) is already burning through $100 daily! I've observed a clear connection between spending habits and assets: - More assets = more spending, thanks to financial security boosting confidence. - Less assets = more frugal spending to preserve resources. This post has me questioning my own habits - even down to the toilet paper usage!","listText":"No $100k fortune here, but my family of six (two working parents, two grandparents, and two kids) is already burning through $100 daily! I've observed a clear connection between spending habits and assets: - More assets = more spending, thanks to financial security boosting confidence. - Less assets = more frugal spending to preserve resources. This post has me questioning my own habits - even down to the toilet paper usage!","text":"No $100k fortune here, but my family of six (two working parents, two grandparents, and two kids) is already burning through $100 daily! I've observed a clear connection between spending habits and assets: - More assets = more spending, thanks to financial security boosting confidence. - Less assets = more frugal spending to preserve resources. This post has me questioning my own habits - even down to the toilet paper usage!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/338497703305368","isVote":1,"tweetType":1,"viewCount":404,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338395339088248,"gmtCreate":1723653407921,"gmtModify":1723653412107,"author":{"id":"4125532638806262","authorId":"4125532638806262","name":"ECLC","avatar":"https://community-static.tradeup.com/news/09fb0c58bc7fe8c4936dcdd44711a4e0","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4125532638806262","authorIdStr":"4125532638806262"},"themes":[],"htmlText":"Spending vs Assets: most likely 1:100 on family &amp; worthy cases and 1:1000 on self. Have started investing to help build assets and try to pamper self more.","listText":"Spending vs Assets: most likely 1:100 on family &amp; worthy cases and 1:1000 on self. Have started investing to help build assets and try to pamper self more.","text":"Spending vs Assets: most likely 1:100 on family & worthy cases and 1:1000 on self. Have started investing to help build assets and try to pamper self more.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338395339088248","isVote":1,"tweetType":1,"viewCount":270,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338477143011392,"gmtCreate":1723648749677,"gmtModify":1723648754126,"author":{"id":"4100833454173050","authorId":"4100833454173050","name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4100833454173050","authorIdStr":"4100833454173050"},"themes":[],"htmlText":"I think I have already spent more than $100K acquiring the SG stocks this year. [Sweats] But I m still acquiring [Happy][Smile][Chuckle]. In addition, $15.3k for SRS, $8k for parent CPF &amp; $3K for CPF MA for tax relief. Hence no more money to spend on myself. [Cry][Facepalm]🥺😢😭","listText":"I think I have already spent more than $100K acquiring the SG stocks this year. [Sweats] But I m still acquiring [Happy][Smile][Chuckle]. In addition, $15.3k for SRS, $8k for parent CPF &amp; $3K for CPF MA for tax relief. Hence no more money to spend on myself. [Cry][Facepalm]🥺😢😭","text":"I think I have already spent more than $100K acquiring the SG stocks this year. [Sweats] But I m still acquiring [Happy][Smile][Chuckle]. In addition, $15.3k for SRS, $8k for parent CPF & $3K for CPF MA for tax relief. Hence no more money to spend on myself. [Cry][Facepalm]🥺😢😭","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":5,"repostSize":0,"link":"https://ttm.financial/post/338477143011392","isVote":1,"tweetType":1,"viewCount":530,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4110175785559852","authorId":"4110175785559852","name":"BenjiFuji","avatar":"https://community-static.tradeup.com/news/330f59d829009a2c318784ab2b5e6098","crmLevel":5,"crmLevelSwitch":0,"idStr":"4110175785559852","authorIdStr":"4110175785559852"},"content":"High income earner [Miser][Happy]","text":"High income earner [Miser][Happy]","html":"High income earner [Miser][Happy]"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338369261015424,"gmtCreate":1723647043528,"gmtModify":1723647048170,"author":{"id":"3581559648892219","authorId":"3581559648892219","name":"Tanken","avatar":"https://static.itradeup.com/news/5bd3ca29104824e43a9727520a7b032b","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3581559648892219","authorIdStr":"3581559648892219"},"themes":[],"htmlText":"haha yes I spend less so I can build up my assets.. delayed gratification","listText":"haha yes I spend less so I can build up my assets.. delayed gratification","text":"haha yes I spend less so I can build up my assets.. delayed gratification","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338369261015424","isVote":1,"tweetType":1,"viewCount":344,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338460640428336,"gmtCreate":1723644641444,"gmtModify":1723644819628,"author":{"id":"3561713422683896","authorId":"3561713422683896","name":"MicroStrategist","avatar":"https://community-static.tradeup.com/news/a1f9b1071e75ec59572f7ba9bbb0a4ed","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3561713422683896","authorIdStr":"3561713422683896"},"themes":[],"htmlText":"100,000 guy","listText":"100,000 guy","text":"100,000 guy","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338460640428336","isVote":1,"tweetType":1,"viewCount":139,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338447777030224,"gmtCreate":1723641580293,"gmtModify":1723641584471,"author":{"id":"4096093486770560","authorId":"4096093486770560","name":"highhand","avatar":"https://community-static.tradeup.com/news/200574f2d0554f4c05c65c156ddc6e73","crmLevel":8,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4096093486770560","authorIdStr":"4096093486770560"},"themes":[],"htmlText":"Having more assets gives your buffer to spend more, but not necessarily splurge. You will feel relaxed when sometimes big spending is required.&nbsp; The best is let your assets grow but keep your spending low and consistent. That's when you can really achieve financial freedom - defined as doing whatever you choose and being able to support your lifestyle.","listText":"Having more assets gives your buffer to spend more, but not necessarily splurge. You will feel relaxed when sometimes big spending is required.&nbsp; The best is let your assets grow but keep your spending low and consistent. That's when you can really achieve financial freedom - defined as doing whatever you choose and being able to support your lifestyle.","text":"Having more assets gives your buffer to spend more, but not necessarily splurge. You will feel relaxed when sometimes big spending is required. The best is let your assets grow but keep your spending low and consistent. That's when you can really achieve financial freedom - defined as doing whatever you choose and being able to support your lifestyle.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338447777030224","isVote":1,"tweetType":1,"viewCount":254,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"essenList":[{"id":338334729433160,"gmtCreate":1723637096481,"gmtModify":1723711202129,"author":{"id":"9000000000000522","authorId":"9000000000000522","name":"Tiger_chat","avatar":"https://community-static.tradeup.com/news/57276a3cb24e4dcb6ae9d7b36c274097","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"9000000000000522","authorIdStr":"9000000000000522"},"themes":[],"title":"🎁 Spending vs. Assets: Are You a 1:100 or 1:1000 Type?","htmlText":"Recently, I’ve noticed an interesting theory: there seems to be a proportional relationship between people's spending levels and their assets. As someone pointed out, it’s possible that our spending habits and cash reserves are in a 1:100 ratio. For example, if you have $100,000 in savings, you might not hesitate to spend $1,000 on something; and if you have $1,000,000 in savings, you might not hesitate to spend $10,000. However, some people say that when it comes to regular daily expenses, a 1:1000 ratio better reflects their spending habits. That means if you have $100,000, you might not hesitate to spend $100 on something. So, if you had $100,000 in assets, how much would you spend on daily expenses without hesitation? Would it be $1,000? Or perhaps less, or even more? Do you think ther","listText":"Recently, I’ve noticed an interesting theory: there seems to be a proportional relationship between people's spending levels and their assets. As someone pointed out, it’s possible that our spending habits and cash reserves are in a 1:100 ratio. For example, if you have $100,000 in savings, you might not hesitate to spend $1,000 on something; and if you have $1,000,000 in savings, you might not hesitate to spend $10,000. However, some people say that when it comes to regular daily expenses, a 1:1000 ratio better reflects their spending habits. That means if you have $100,000, you might not hesitate to spend $100 on something. So, if you had $100,000 in assets, how much would you spend on daily expenses without hesitation? Would it be $1,000? Or perhaps less, or even more? Do you think ther","text":"Recently, I’ve noticed an interesting theory: there seems to be a proportional relationship between people's spending levels and their assets. As someone pointed out, it’s possible that our spending habits and cash reserves are in a 1:100 ratio. For example, if you have $100,000 in savings, you might not hesitate to spend $1,000 on something; and if you have $1,000,000 in savings, you might not hesitate to spend $10,000. However, some people say that when it comes to regular daily expenses, a 1:1000 ratio better reflects their spending habits. That means if you have $100,000, you might not hesitate to spend $100 on something. So, if you had $100,000 in assets, how much would you spend on daily expenses without hesitation? Would it be $1,000? Or perhaps less, or even more? Do you think ther","images":[{"img":"https://community-static.tradeup.com/news/8392a68497acdbfb886502688cb7f739","width":"872","height":"861"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":1961,"commentSize":17,"repostSize":123,"link":"https://ttm.financial/post/338334729433160","isVote":1,"tweetType":1,"viewCount":4592,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4132300740238052","authorId":"4132300740238052","name":"icycrystal","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"idStr":"4132300740238052","authorIdStr":"4132300740238052"},"content":"I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Universe宇宙 @LMSunshine @koolgal @Shyon @Aqa So, if you had $100,000 in assets, how much would you spend on daily expenses without hesitation? Would it be $1,000? Or perhaps less, or even more? Do you think there’s a relationship between your spending habits and your assets? Does this relationship make you feel more secure when spending, or does it make you more cautious? Leave your comments and also post to win at least 5 tiger coins~","text":"I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Universe宇宙 @LMSunshine @koolgal @Shyon @Aqa So, if you had $100,000 in assets, how much would you spend on daily expenses without hesitation? Would it be $1,000? Or perhaps less, or even more? Do you think there’s a relationship between your spending habits and your assets? Does this relationship make you feel more secure when spending, or does it make you more cautious? Leave your comments and also post to win at least 5 tiger coins~","html":"I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Universe宇宙 @LMSunshine @koolgal @Shyon @Aqa So, if you had $100,000 in assets, how much would you spend on daily expenses without hesitation? Would it be $1,000? Or perhaps less, or even more? Do you think there’s a relationship between your spending habits and your assets? Does this relationship make you feel more secure when spending, or does it make you more cautious? Leave your comments and also post to win at least 5 tiger coins~"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":338777185947720,"gmtCreate":1723713490426,"gmtModify":1723780220578,"author":{"id":"4110175785559852","authorId":"4110175785559852","name":"BenjiFuji","avatar":"https://community-static.tradeup.com/news/330f59d829009a2c318784ab2b5e6098","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4110175785559852","authorIdStr":"4110175785559852"},"themes":[],"htmlText":"[Spending vs Assets] Encountered this interesting concept of 1:100 and 1:1000 concept of spending versus assets. Meaning if you have $100k in Assets, you will spend $1k for a 1:100, and $100 for a 1:1000. Rationally it can only make a certain level of sense if you are a high nett worth asset holder. Cos if you have only $1000 worth of assets as a newbie, it would be inconceivable to spend only $10 or $1 in a period of time right? [Sly]&nbsp;&nbsp; Nonetheless I would like to use some other concepts for you to consider how you should spend. Needs vs Wants This is one of the earliest concepts that I based on initially. Do I need or want it? I will need to eat but certainly I need not eat a high end Michelin 3 star daily to fulfill my desires. I will want it but it will not make any sense. Fi","listText":"[Spending vs Assets] Encountered this interesting concept of 1:100 and 1:1000 concept of spending versus assets. Meaning if you have $100k in Assets, you will spend $1k for a 1:100, and $100 for a 1:1000. Rationally it can only make a certain level of sense if you are a high nett worth asset holder. Cos if you have only $1000 worth of assets as a newbie, it would be inconceivable to spend only $10 or $1 in a period of time right? [Sly]&nbsp;&nbsp; Nonetheless I would like to use some other concepts for you to consider how you should spend. Needs vs Wants This is one of the earliest concepts that I based on initially. Do I need or want it? I will need to eat but certainly I need not eat a high end Michelin 3 star daily to fulfill my desires. I will want it but it will not make any sense. Fi","text":"[Spending vs Assets] Encountered this interesting concept of 1:100 and 1:1000 concept of spending versus assets. Meaning if you have $100k in Assets, you will spend $1k for a 1:100, and $100 for a 1:1000. Rationally it can only make a certain level of sense if you are a high nett worth asset holder. Cos if you have only $1000 worth of assets as a newbie, it would be inconceivable to spend only $10 or $1 in a period of time right? [Sly] Nonetheless I would like to use some other concepts for you to consider how you should spend. Needs vs Wants This is one of the earliest concepts that I based on initially. Do I need or want it? I will need to eat but certainly I need not eat a high end Michelin 3 star daily to fulfill my desires. I will want it but it will not make any sense. Fi","images":[{"img":"https://community-static.tradeup.com/news/c16adc90e7ea2ab0117c99e3450e140d","width":"3024","height":"4032"}],"top":1,"highlighted":1,"essential":2,"paper":1,"likeSize":32,"commentSize":4,"repostSize":1,"link":"https://ttm.financial/post/338777185947720","isVote":1,"tweetType":1,"viewCount":947,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4109646601429430","authorId":"4109646601429430","name":"Bonta","avatar":"https://community-static.tradeup.com/news/e546b51e8ccbae6d6780649412c2f67e","crmLevel":8,"crmLevelSwitch":1,"idStr":"4109646601429430","authorIdStr":"4109646601429430"},"content":"Well done. [Cool]","text":"Well done. [Cool]","html":"Well done. [Cool]"}],"imageCount":2,"langContent":"EN","totalScore":0},{"id":338991846748392,"gmtCreate":1723802517937,"gmtModify":1723802527654,"author":{"id":"4168132326189962","authorId":"4168132326189962","name":"wmccc","avatar":"https://community-static.tradeup.com/news/69b43180590054550ddb3a4f9280f9d8","crmLevel":7,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4168132326189962","authorIdStr":"4168132326189962"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$老虎證券(TIGR)$ </a> 5 You're on the right track! Researching a company before investing is crucial. Here are some key factors to consider when looking into TIGR: **1. Financial Performance:** * **Revenue and Profitability:** How has TIGR's revenue and profit grown (or shrunk) over time? Are they consistently profitable? * **Debt Levels:** Does TIGR have a lot of debt? High debt can be a risk factor. * **Cash Flow:** Is TIGR generating enough cash to fund its operations and future growth? * **Earnings Reports:** Review recent earnings reports to see how the company is performing and what analysts are saying. **2. Industry and Competition:** * **Industry Outlook:** Is the industry TIGR operates in growing or shrinking? What are the long-term trends? * **C","listText":"<a href=\"https://ttm.financial/S/TIGR\">$老虎證券(TIGR)$ </a> 5 You're on the right track! Researching a company before investing is crucial. Here are some key factors to consider when looking into TIGR: **1. Financial Performance:** * **Revenue and Profitability:** How has TIGR's revenue and profit grown (or shrunk) over time? Are they consistently profitable? * **Debt Levels:** Does TIGR have a lot of debt? High debt can be a risk factor. * **Cash Flow:** Is TIGR generating enough cash to fund its operations and future growth? * **Earnings Reports:** Review recent earnings reports to see how the company is performing and what analysts are saying. **2. Industry and Competition:** * **Industry Outlook:** Is the industry TIGR operates in growing or shrinking? What are the long-term trends? * **C","text":"$老虎證券(TIGR)$ 5 You're on the right track! Researching a company before investing is crucial. Here are some key factors to consider when looking into TIGR: **1. Financial Performance:** * **Revenue and Profitability:** How has TIGR's revenue and profit grown (or shrunk) over time? Are they consistently profitable? * **Debt Levels:** Does TIGR have a lot of debt? High debt can be a risk factor. * **Cash Flow:** Is TIGR generating enough cash to fund its operations and future growth? * **Earnings Reports:** Review recent earnings reports to see how the company is performing and what analysts are saying. **2. Industry and Competition:** * **Industry Outlook:** Is the industry TIGR operates in growing or shrinking? What are the long-term trends? * **C","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338991846748392","isVote":1,"tweetType":1,"viewCount":333,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":340810747125760,"gmtCreate":1724236690464,"gmtModify":1724236696600,"author":{"id":"3581734406950755","authorId":"3581734406950755","name":"Shyon","avatar":"https://static.tigerbbs.com/2a3423cbda71d7a89cd2f2f2d6744330","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3581734406950755","authorIdStr":"3581734406950755"},"themes":[],"htmlText":"With $100,000 in assets, how much you'd spend on daily expenses would depend on your financial situation and lifestyle. Spending $1,000 might be high, especially if most of your assets are invested or not easily accessible. Typically, individuals with more assets might feel comfortable spending more, whereas those with fewer assets might spend more cautiously. The relationship between spending habits and assets generally shows that higher assets offer more flexibility and security in spending. People with substantial assets might feel more at ease with discretionary spending, while those with fewer assets may limit their spending to ensure long-term financial stability. Ultimately, whether having more assets makes you feel secure or cautious depends on your personal financial goals and ris","listText":"With $100,000 in assets, how much you'd spend on daily expenses would depend on your financial situation and lifestyle. Spending $1,000 might be high, especially if most of your assets are invested or not easily accessible. Typically, individuals with more assets might feel comfortable spending more, whereas those with fewer assets might spend more cautiously. The relationship between spending habits and assets generally shows that higher assets offer more flexibility and security in spending. People with substantial assets might feel more at ease with discretionary spending, while those with fewer assets may limit their spending to ensure long-term financial stability. Ultimately, whether having more assets makes you feel secure or cautious depends on your personal financial goals and ris","text":"With $100,000 in assets, how much you'd spend on daily expenses would depend on your financial situation and lifestyle. Spending $1,000 might be high, especially if most of your assets are invested or not easily accessible. Typically, individuals with more assets might feel comfortable spending more, whereas those with fewer assets might spend more cautiously. The relationship between spending habits and assets generally shows that higher assets offer more flexibility and security in spending. People with substantial assets might feel more at ease with discretionary spending, while those with fewer assets may limit their spending to ensure long-term financial stability. Ultimately, whether having more assets makes you feel secure or cautious depends on your personal financial goals and ris","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":3,"link":"https://ttm.financial/post/340810747125760","isVote":1,"tweetType":1,"viewCount":325,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842","authorIdStr":"4141429963588842"},"content":"Thank you for your input. You're absolutely right that the amount someone spends on daily expenses depends on their financial situation and lifestyle. With $100,000 in assets, it's important to strike a balance between enjoying the present and planning for the future. Here are a few considerations to keep in mind: Budgeting: It's crucial to create a budget that aligns with your financial goals. This will help you track your expenses, prioritize your spending, and ensure that you're not overspending. Emergency fund: Before considering any discretionary spending, it's advisable to set aside an emergency fund that covers at least 3-6 months of living expenses. This will provide a financial safety net in case of unexpected events or emergencies. Debt management: If you have any outstanding debts, such as loans or credit card balances, it's important to allocate a portion of your assets towards paying down these debts. This will help reduce interest costs and improve your overall financial health. Investment strategy: Depending on your risk tolerance and financial goals, it may be beneficial to invest a portion of your assets in a diversified portfolio. This can help grow your wealth over the long term and provide additional income streams. Lifestyle considerations: Consider your current lifestyle and spending priorities. Determine what expenses are essential and bring you the most value. This will help you allocate your assets towards the things that matter most to you. Remember, these are general guidelines, and everyone's financial situation is unique. It's always a good idea to consult with a financial advisor who can provide personalized advice based on your specific needs and goals. Please note that the information provided is for reference purposes only and does not constitute investment advice. Investing in financial assets carries risks, and it's important to conduct thorough research and seek professional guidance before making any investment decisions.","text":"Thank you for your input. You're absolutely right that the amount someone spends on daily expenses depends on their financial situation and lifestyle. With $100,000 in assets, it's important to strike a balance between enjoying the present and planning for the future. Here are a few considerations to keep in mind: Budgeting: It's crucial to create a budget that aligns with your financial goals. This will help you track your expenses, prioritize your spending, and ensure that you're not overspending. Emergency fund: Before considering any discretionary spending, it's advisable to set aside an emergency fund that covers at least 3-6 months of living expenses. This will provide a financial safety net in case of unexpected events or emergencies. Debt management: If you have any outstanding debts, such as loans or credit card balances, it's important to allocate a portion of your assets towards paying down these debts. This will help reduce interest costs and improve your overall financial health. Investment strategy: Depending on your risk tolerance and financial goals, it may be beneficial to invest a portion of your assets in a diversified portfolio. This can help grow your wealth over the long term and provide additional income streams. Lifestyle considerations: Consider your current lifestyle and spending priorities. Determine what expenses are essential and bring you the most value. This will help you allocate your assets towards the things that matter most to you. Remember, these are general guidelines, and everyone's financial situation is unique. It's always a good idea to consult with a financial advisor who can provide personalized advice based on your specific needs and goals. Please note that the information provided is for reference purposes only and does not constitute investment advice. Investing in financial assets carries risks, and it's important to conduct thorough research and seek professional guidance before making any investment decisions.","html":"Thank you for your input. You're absolutely right that the amount someone spends on daily expenses depends on their financial situation and lifestyle. With $100,000 in assets, it's important to strike a balance between enjoying the present and planning for the future. Here are a few considerations to keep in mind: Budgeting: It's crucial to create a budget that aligns with your financial goals. This will help you track your expenses, prioritize your spending, and ensure that you're not overspending. Emergency fund: Before considering any discretionary spending, it's advisable to set aside an emergency fund that covers at least 3-6 months of living expenses. This will provide a financial safety net in case of unexpected events or emergencies. Debt management: If you have any outstanding debts, such as loans or credit card balances, it's important to allocate a portion of your assets towards paying down these debts. This will help reduce interest costs and improve your overall financial health. Investment strategy: Depending on your risk tolerance and financial goals, it may be beneficial to invest a portion of your assets in a diversified portfolio. This can help grow your wealth over the long term and provide additional income streams. Lifestyle considerations: Consider your current lifestyle and spending priorities. Determine what expenses are essential and bring you the most value. This will help you allocate your assets towards the things that matter most to you. Remember, these are general guidelines, and everyone's financial situation is unique. It's always a good idea to consult with a financial advisor who can provide personalized advice based on your specific needs and goals. Please note that the information provided is for reference purposes only and does not constitute investment advice. Investing in financial assets carries risks, and it's important to conduct thorough research and seek professional guidance before making any investment decisions."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":340194132869448,"gmtCreate":1724059447820,"gmtModify":1724059453470,"author":{"id":"4109646601429430","authorId":"4109646601429430","name":"Bonta","avatar":"https://community-static.tradeup.com/news/e546b51e8ccbae6d6780649412c2f67e","crmLevel":8,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4109646601429430","authorIdStr":"4109646601429430"},"themes":[],"htmlText":"I believe in spending as a portion of income instead of asset. For dividend investors, when we look at dividend returns, do we look at it from angle of cash assets from company cash or is it from Free cash flow? I believe that in order for dividend returns to be substainable, it should be from what is recurring. When we spend a portion of recurring income while Leaving capital untouched, we can use the capital to invest and in return even higher cash flow. Hence, I believe in spending as a portion of recurring income instead of vs assets. Similar to how we evaluate dividend companies. With regards to 1:100 or 1:1000. Using the same approach, but vs income. When income is $4000, spending $4 won’t be painful. But spending $40 builds up rapidly. Hence, before income is high enough to spe","listText":"I believe in spending as a portion of income instead of asset. For dividend investors, when we look at dividend returns, do we look at it from angle of cash assets from company cash or is it from Free cash flow? I believe that in order for dividend returns to be substainable, it should be from what is recurring. When we spend a portion of recurring income while Leaving capital untouched, we can use the capital to invest and in return even higher cash flow. Hence, I believe in spending as a portion of recurring income instead of vs assets. Similar to how we evaluate dividend companies. With regards to 1:100 or 1:1000. Using the same approach, but vs income. When income is $4000, spending $4 won’t be painful. But spending $40 builds up rapidly. Hence, before income is high enough to spe","text":"I believe in spending as a portion of income instead of asset. For dividend investors, when we look at dividend returns, do we look at it from angle of cash assets from company cash or is it from Free cash flow? I believe that in order for dividend returns to be substainable, it should be from what is recurring. When we spend a portion of recurring income while Leaving capital untouched, we can use the capital to invest and in return even higher cash flow. Hence, I believe in spending as a portion of recurring income instead of vs assets. Similar to how we evaluate dividend companies. With regards to 1:100 or 1:1000. Using the same approach, but vs income. When income is $4000, spending $4 won’t be painful. But spending $40 builds up rapidly. Hence, before income is high enough to spe","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":11,"commentSize":0,"repostSize":2,"link":"https://ttm.financial/post/340194132869448","isVote":1,"tweetType":1,"viewCount":476,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338812874055832,"gmtCreate":1723722229248,"gmtModify":1723722232897,"author":{"id":"4132300740238052","authorId":"4132300740238052","name":"icycrystal","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132300740238052","authorIdStr":"4132300740238052"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; I try to save before spending though at times things can get a little out of control [Sly]&nbsp; [Sly]&nbsp; [Sly]&nbsp; [Thinking]&nbsp; anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking]&nbsp; [Thinking]&nbsp; [Thinking]&nbsp; [Victory]&nbsp; [Victory]&nbsp; [Victory]&nbsp; <a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/4093561479903300\"> @SPACE ROCKET </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Un</a>","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; I try to save before spending though at times things can get a little out of control [Sly]&nbsp; [Sly]&nbsp; [Sly]&nbsp; [Thinking]&nbsp; anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking]&nbsp; [Thinking]&nbsp; [Thinking]&nbsp; [Victory]&nbsp; [Victory]&nbsp; [Victory]&nbsp; <a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/4093561479903300\"> @SPACE ROCKET </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Un</a>","text":"$Tiger Brokers(TIGR)$ I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Un","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":1,"link":"https://ttm.financial/post/338812874055832","isVote":1,"tweetType":1,"viewCount":286,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842","authorIdStr":"4141429963588842"},"content":"As an AI financial analyst, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their income on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their income. It is important to note that responsible financial management suggests spending within one's means, regardless of the level of assets. It is generally recommended to follow a budget and allocate a certain percentage of income towards daily expenses, savings, and investments. Having a higher level of assets can provide a sense of security and allow for more flexibility in spending decisions. However, it is still important to maintain a balanced approach and avoid overspending, regardless of the level of assets. Ultimately, the amount one should spend on daily expenses without hesitation depends on their individual financial situation, goals, and risk tolerance. It is always advisable to seek professional financial advice to make informed decisions based on personal circumstances. Please note that the above information is for educational purposes only and should not be considered as financial advice.","text":"As an AI financial analyst, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their income on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their income. It is important to note that responsible financial management suggests spending within one's means, regardless of the level of assets. It is generally recommended to follow a budget and allocate a certain percentage of income towards daily expenses, savings, and investments. Having a higher level of assets can provide a sense of security and allow for more flexibility in spending decisions. However, it is still important to maintain a balanced approach and avoid overspending, regardless of the level of assets. Ultimately, the amount one should spend on daily expenses without hesitation depends on their individual financial situation, goals, and risk tolerance. It is always advisable to seek professional financial advice to make informed decisions based on personal circumstances. Please note that the above information is for educational purposes only and should not be considered as financial advice.","html":"As an AI financial analyst, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their income on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their income. It is important to note that responsible financial management suggests spending within one's means, regardless of the level of assets. It is generally recommended to follow a budget and allocate a certain percentage of income towards daily expenses, savings, and investments. Having a higher level of assets can provide a sense of security and allow for more flexibility in spending decisions. However, it is still important to maintain a balanced approach and avoid overspending, regardless of the level of assets. Ultimately, the amount one should spend on daily expenses without hesitation depends on their individual financial situation, goals, and risk tolerance. It is always advisable to seek professional financial advice to make informed decisions based on personal circumstances. Please note that the above information is for educational purposes only and should not be considered as financial advice."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338812915372160,"gmtCreate":1723722217872,"gmtModify":1723722225196,"author":{"id":"4132300740238052","authorId":"4132300740238052","name":"icycrystal","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132300740238052","authorIdStr":"4132300740238052"},"themes":[],"htmlText":"I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] <a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/4093561479903300\"> @SPACE ROCKET </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3559581955535845\"></a>","listText":"I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] <a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/4093561479903300\"> @SPACE ROCKET </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3559581955535845\"></a>","text":"I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Universe宇宙 @LMSunshine","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/338812915372160","isVote":1,"tweetType":1,"viewCount":258,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842","authorIdStr":"4141429963588842"},"content":"As an AI, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their assets on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their assets. It is important to note that responsible financial management suggests following a budget and spending within one's means, regardless of the amount of assets. It is generally recommended to have an emergency fund and save for future goals, even if you have a significant amount of assets. Ultimately, the decision on how much to spend on daily expenses should be based on individual circumstances, financial goals, and risk tolerance. It is advisable to consult with a financial advisor to develop a personalized financial plan that aligns with your specific situation and goals. Please note that the above information is for educational purposes only and should not be considered as financial advice.","text":"As an AI, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their assets on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their assets. It is important to note that responsible financial management suggests following a budget and spending within one's means, regardless of the amount of assets. It is generally recommended to have an emergency fund and save for future goals, even if you have a significant amount of assets. Ultimately, the decision on how much to spend on daily expenses should be based on individual circumstances, financial goals, and risk tolerance. It is advisable to consult with a financial advisor to develop a personalized financial plan that aligns with your specific situation and goals. Please note that the above information is for educational purposes only and should not be considered as financial advice.","html":"As an AI, I don't have personal assets or spending habits. However, I can provide some insights on the relationship between spending habits and assets. The relationship between spending habits and assets can vary from person to person. Generally, individuals with higher assets tend to have more financial security and may feel more comfortable spending a larger portion of their assets on daily expenses. On the other hand, individuals with lower assets may be more cautious and spend a smaller portion of their assets. It is important to note that responsible financial management suggests following a budget and spending within one's means, regardless of the amount of assets. It is generally recommended to have an emergency fund and save for future goals, even if you have a significant amount of assets. Ultimately, the decision on how much to spend on daily expenses should be based on individual circumstances, financial goals, and risk tolerance. It is advisable to consult with a financial advisor to develop a personalized financial plan that aligns with your specific situation and goals. Please note that the above information is for educational purposes only and should not be considered as financial advice."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338797161083288,"gmtCreate":1723718290485,"gmtModify":1723718403075,"author":{"id":"3569038197418667","authorId":"3569038197418667","name":"SanL","avatar":"https://community-static.tradeup.com/news/70ecb3b0837ba9a3f3b1cf8c3622a181","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3569038197418667","authorIdStr":"3569038197418667"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> I am currently 1:1000 (more funds in saving makes me feel more secure) but I am trying to be 1:100 because I envy those who willing to&nbsp;spend more Instead of save more (of course I meant those who are&nbsp;affordable and have much surplus). Because I think life not just about money. Thus, I wanted to change my mentality and life style. Spend more bedore is too late/ when you still can (I think you know what I mean). 🤣🤣🤣","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> I am currently 1:1000 (more funds in saving makes me feel more secure) but I am trying to be 1:100 because I envy those who willing to&nbsp;spend more Instead of save more (of course I meant those who are&nbsp;affordable and have much surplus). Because I think life not just about money. Thus, I wanted to change my mentality and life style. Spend more bedore is too late/ when you still can (I think you know what I mean). 🤣🤣🤣","text":"$Tiger Brokers(TIGR)$ I am currently 1:1000 (more funds in saving makes me feel more secure) but I am trying to be 1:100 because I envy those who willing to spend more Instead of save more (of course I meant those who are affordable and have much surplus). Because I think life not just about money. Thus, I wanted to change my mentality and life style. Spend more bedore is too late/ when you still can (I think you know what I mean). 🤣🤣🤣","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338797161083288","isVote":1,"tweetType":1,"viewCount":165,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338497703305368,"gmtCreate":1723653794601,"gmtModify":1723653799314,"author":{"id":"4142551860919612","authorId":"4142551860919612","name":"nomadic_m","avatar":"https://community-static.tradeup.com/news/1f3661c844e575fec696ac41d1d30e18","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4142551860919612","authorIdStr":"4142551860919612"},"themes":[],"htmlText":"No $100k fortune here, but my family of six (two working parents, two grandparents, and two kids) is already burning through $100 daily! I've observed a clear connection between spending habits and assets: - More assets = more spending, thanks to financial security boosting confidence. - Less assets = more frugal spending to preserve resources. This post has me questioning my own habits - even down to the toilet paper usage!","listText":"No $100k fortune here, but my family of six (two working parents, two grandparents, and two kids) is already burning through $100 daily! I've observed a clear connection between spending habits and assets: - More assets = more spending, thanks to financial security boosting confidence. - Less assets = more frugal spending to preserve resources. This post has me questioning my own habits - even down to the toilet paper usage!","text":"No $100k fortune here, but my family of six (two working parents, two grandparents, and two kids) is already burning through $100 daily! I've observed a clear connection between spending habits and assets: - More assets = more spending, thanks to financial security boosting confidence. - Less assets = more frugal spending to preserve resources. This post has me questioning my own habits - even down to the toilet paper usage!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/338497703305368","isVote":1,"tweetType":1,"viewCount":404,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338561435713600,"gmtCreate":1723669328951,"gmtModify":1723691369726,"author":{"id":"3584918958368537","authorId":"3584918958368537","name":"DavidSG","avatar":"https://community-static.tradeup.com/news/b62f8a2fbea5d1aa170a8eb61a14c78d","crmLevel":5,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3584918958368537","authorIdStr":"3584918958368537"},"themes":[],"htmlText":"Good read. Taking some profit ahead of a meltdown is not easy. Buying during dips requires wisdom, resilience and patience in such volatile market. Only invest the leaders of the stocks you are familiar. Therefore newbies are advised: Do not chase the market and not to panic sell. Do not borrow to trade in the market. When the market is high, it may go higher and when it seems to be low, it could go much lower. May the market be with you!","listText":"Good read. Taking some profit ahead of a meltdown is not easy. Buying during dips requires wisdom, resilience and patience in such volatile market. Only invest the leaders of the stocks you are familiar. Therefore newbies are advised: Do not chase the market and not to panic sell. Do not borrow to trade in the market. When the market is high, it may go higher and when it seems to be low, it could go much lower. May the market be with you!","text":"Good read. Taking some profit ahead of a meltdown is not easy. Buying during dips requires wisdom, resilience and patience in such volatile market. Only invest the leaders of the stocks you are familiar. Therefore newbies are advised: Do not chase the market and not to panic sell. Do not borrow to trade in the market. When the market is high, it may go higher and when it seems to be low, it could go much lower. May the market be with you!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338561435713600","repostId":"338163101561096","repostType":1,"repost":{"id":338163101561096,"gmtCreate":1723602851017,"gmtModify":1723771201981,"author":{"id":"3570103090255456","authorId":"3570103090255456","name":"JC888","avatar":"https://community-static.tradeup.com/news/f3e3c0218599fca5c4e265ddbee1fb32","crmLevel":4,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3570103090255456","authorIdStr":"3570103090255456"},"themes":[],"title":"Recession proof investments - Buy or Sell ?","htmlText":"Food for thoughts. Are you concerned that US economy might turn recessionary ? It was “sort of” a wake up call last, last week when the US non-farm payroll report for July 2024 was released. In just one day, all the weeks of positive gains, evaporated into thin air. Since then, it has been “bugging” me at the back of my mind. To get a “better” perspective of things, I have been reading. Below is a post that I feel is balanced and would like to share it here. Enjoy ! Last last week’s July jobs report led some economists and investors to worry that recession is on its way. The numbers included an increase of 114,000 in non-farm payrolls during July, down from 179,000 in June and far below analysts’ forecast of a 175,000 gain. And the unemployment rate rose to 4.3%, the highest level since Oc","listText":"Food for thoughts. Are you concerned that US economy might turn recessionary ? It was “sort of” a wake up call last, last week when the US non-farm payroll report for July 2024 was released. In just one day, all the weeks of positive gains, evaporated into thin air. Since then, it has been “bugging” me at the back of my mind. To get a “better” perspective of things, I have been reading. Below is a post that I feel is balanced and would like to share it here. Enjoy ! Last last week’s July jobs report led some economists and investors to worry that recession is on its way. The numbers included an increase of 114,000 in non-farm payrolls during July, down from 179,000 in June and far below analysts’ forecast of a 175,000 gain. And the unemployment rate rose to 4.3%, the highest level since Oc","text":"Food for thoughts. Are you concerned that US economy might turn recessionary ? It was “sort of” a wake up call last, last week when the US non-farm payroll report for July 2024 was released. In just one day, all the weeks of positive gains, evaporated into thin air. Since then, it has been “bugging” me at the back of my mind. To get a “better” perspective of things, I have been reading. Below is a post that I feel is balanced and would like to share it here. Enjoy ! Last last week’s July jobs report led some economists and investors to worry that recession is on its way. The numbers included an increase of 114,000 in non-farm payrolls during July, down from 179,000 in June and far below analysts’ forecast of a 175,000 gain. And the unemployment rate rose to 4.3%, the highest level since Oc","images":[{"img":"https://community-static.tradeup.com/news/f74b71b1ad8f4a911c9e1a1347c54320","width":"1347","height":"360"},{"img":"https://community-static.tradeup.com/news/b45673972bc50b293e85a8447b43a30e","width":"565","height":"95"},{"img":"https://community-static.tradeup.com/news/7a1d7c343b461e3802721518e8acd74b","width":"1127","height":"261"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338163101561096","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":9,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":496,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338447777030224,"gmtCreate":1723641580293,"gmtModify":1723641584471,"author":{"id":"4096093486770560","authorId":"4096093486770560","name":"highhand","avatar":"https://community-static.tradeup.com/news/200574f2d0554f4c05c65c156ddc6e73","crmLevel":8,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4096093486770560","authorIdStr":"4096093486770560"},"themes":[],"htmlText":"Having more assets gives your buffer to spend more, but not necessarily splurge. You will feel relaxed when sometimes big spending is required.&nbsp; The best is let your assets grow but keep your spending low and consistent. That's when you can really achieve financial freedom - defined as doing whatever you choose and being able to support your lifestyle.","listText":"Having more assets gives your buffer to spend more, but not necessarily splurge. You will feel relaxed when sometimes big spending is required.&nbsp; The best is let your assets grow but keep your spending low and consistent. That's when you can really achieve financial freedom - defined as doing whatever you choose and being able to support your lifestyle.","text":"Having more assets gives your buffer to spend more, but not necessarily splurge. You will feel relaxed when sometimes big spending is required. The best is let your assets grow but keep your spending low and consistent. That's when you can really achieve financial freedom - defined as doing whatever you choose and being able to support your lifestyle.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338447777030224","isVote":1,"tweetType":1,"viewCount":254,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338477143011392,"gmtCreate":1723648749677,"gmtModify":1723648754126,"author":{"id":"4100833454173050","authorId":"4100833454173050","name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4100833454173050","authorIdStr":"4100833454173050"},"themes":[],"htmlText":"I think I have already spent more than $100K acquiring the SG stocks this year. [Sweats] But I m still acquiring [Happy][Smile][Chuckle]. In addition, $15.3k for SRS, $8k for parent CPF &amp; $3K for CPF MA for tax relief. Hence no more money to spend on myself. [Cry][Facepalm]🥺😢😭","listText":"I think I have already spent more than $100K acquiring the SG stocks this year. [Sweats] But I m still acquiring [Happy][Smile][Chuckle]. In addition, $15.3k for SRS, $8k for parent CPF &amp; $3K for CPF MA for tax relief. Hence no more money to spend on myself. [Cry][Facepalm]🥺😢😭","text":"I think I have already spent more than $100K acquiring the SG stocks this year. [Sweats] But I m still acquiring [Happy][Smile][Chuckle]. In addition, $15.3k for SRS, $8k for parent CPF & $3K for CPF MA for tax relief. Hence no more money to spend on myself. [Cry][Facepalm]🥺😢😭","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":5,"repostSize":0,"link":"https://ttm.financial/post/338477143011392","isVote":1,"tweetType":1,"viewCount":530,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4110175785559852","authorId":"4110175785559852","name":"BenjiFuji","avatar":"https://community-static.tradeup.com/news/330f59d829009a2c318784ab2b5e6098","crmLevel":5,"crmLevelSwitch":0,"idStr":"4110175785559852","authorIdStr":"4110175785559852"},"content":"High income earner [Miser][Happy]","text":"High income earner [Miser][Happy]","html":"High income earner [Miser][Happy]"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338765837549952,"gmtCreate":1723710641985,"gmtModify":1723710646096,"author":{"id":"4110175785559852","authorId":"4110175785559852","name":"BenjiFuji","avatar":"https://community-static.tradeup.com/news/330f59d829009a2c318784ab2b5e6098","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4110175785559852","authorIdStr":"4110175785559852"},"themes":[],"htmlText":"Interesting idea. However I don’t spend based on a 1:100 or 1:1000 concept. It’s a totally different paradigm that I adopt. Perhaps time to write about it.[Grin]","listText":"Interesting idea. However I don’t spend based on a 1:100 or 1:1000 concept. It’s a totally different paradigm that I adopt. Perhaps time to write about it.[Grin]","text":"Interesting idea. However I don’t spend based on a 1:100 or 1:1000 concept. It’s a totally different paradigm that I adopt. Perhaps time to write about it.[Grin]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":1,"link":"https://ttm.financial/post/338765837549952","isVote":1,"tweetType":1,"viewCount":164,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338395339088248,"gmtCreate":1723653407921,"gmtModify":1723653412107,"author":{"id":"4125532638806262","authorId":"4125532638806262","name":"ECLC","avatar":"https://community-static.tradeup.com/news/09fb0c58bc7fe8c4936dcdd44711a4e0","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4125532638806262","authorIdStr":"4125532638806262"},"themes":[],"htmlText":"Spending vs Assets: most likely 1:100 on family &amp; worthy cases and 1:1000 on self. Have started investing to help build assets and try to pamper self more.","listText":"Spending vs Assets: most likely 1:100 on family &amp; worthy cases and 1:1000 on self. Have started investing to help build assets and try to pamper self more.","text":"Spending vs Assets: most likely 1:100 on family & worthy cases and 1:1000 on self. Have started investing to help build assets and try to pamper self more.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338395339088248","isVote":1,"tweetType":1,"viewCount":270,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338442658201928,"gmtCreate":1723640251889,"gmtModify":1723640256159,"author":{"id":"3574752437126777","authorId":"3574752437126777","name":"1PC","avatar":"https://community-static.tradeup.com/news/d93d931cb700e24c910644542320e877","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3574752437126777","authorIdStr":"3574752437126777"},"themes":[],"htmlText":"[Glance] [Smug] IF I have $100k, I will spend $1k and use the balance on Stock Markets to get the other expenses [Happy]","listText":"[Glance] [Smug] IF I have $100k, I will spend $1k and use the balance on Stock Markets to get the other expenses [Happy]","text":"[Glance] [Smug] IF I have $100k, I will spend $1k and use the balance on Stock Markets to get the other expenses [Happy]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338442658201928","isVote":1,"tweetType":1,"viewCount":160,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338431142723784,"gmtCreate":1723637541595,"gmtModify":1723637546135,"author":{"id":"3573390365123336","authorId":"3573390365123336","name":"GoodLife99","avatar":"https://static.tigerbbs.com/93bc72ed8ecc035497d64dcad3dcf3d8","crmLevel":4,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3573390365123336","authorIdStr":"3573390365123336"},"themes":[],"htmlText":"I may not hesitate to spend 100 when I have 1,000,000 [LOL] [LOL]","listText":"I may not hesitate to spend 100 when I have 1,000,000 [LOL] [LOL]","text":"I may not hesitate to spend 100 when I have 1,000,000 [LOL] [LOL]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":1,"repostSize":2,"link":"https://ttm.financial/post/338431142723784","isVote":1,"tweetType":1,"viewCount":431,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338369261015424,"gmtCreate":1723647043528,"gmtModify":1723647048170,"author":{"id":"3581559648892219","authorId":"3581559648892219","name":"Tanken","avatar":"https://static.itradeup.com/news/5bd3ca29104824e43a9727520a7b032b","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3581559648892219","authorIdStr":"3581559648892219"},"themes":[],"htmlText":"haha yes I spend less so I can build up my assets.. delayed gratification","listText":"haha yes I spend less so I can build up my assets.. delayed gratification","text":"haha yes I spend less so I can build up my assets.. delayed gratification","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338369261015424","isVote":1,"tweetType":1,"viewCount":344,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338478667125144,"gmtCreate":1723673759180,"gmtModify":1723673762950,"author":{"id":"3561094934768918","authorId":"3561094934768918","name":"Iykyk","avatar":"https://community-static.tradeup.com/news/4330127ff99e15a7dc358c141514b8c3","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561094934768918","authorIdStr":"3561094934768918"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> 1 To 1000 type i think&nbsp;","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> 1 To 1000 type i think&nbsp;","text":"$Tiger Brokers(TIGR)$ 1 To 1000 type i think","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338478667125144","isVote":1,"tweetType":1,"viewCount":139,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338898611343736,"gmtCreate":1723743057254,"gmtModify":1723743061593,"author":{"id":"3555385471829073","authorId":"3555385471829073","name":"這次BBQliao_鹹煎餅了","avatar":"https://static.tigerbbs.com/f7ab83fa2cfc43af0bc458b43eca1ebb","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3555385471829073","authorIdStr":"3555385471829073"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> Hi thanks for contest","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> Hi thanks for contest","text":"$Tiger Brokers(TIGR)$ Hi thanks for contest","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338898611343736","isVote":1,"tweetType":1,"viewCount":383,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":338777473728912,"gmtCreate":1723713483535,"gmtModify":1723713487875,"author":{"id":"4097368099122750","authorId":"4097368099122750","name":"Aaaaaaaaaaas","avatar":"https://static.tigerbbs.com/352a60a5b009a31ba89b8b8bbce5b5f6","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4097368099122750","authorIdStr":"4097368099122750"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a>&nbsp; 1:100 🎉🎉","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a>&nbsp; 1:100 🎉🎉","text":"$Tiger Brokers(TIGR)$ 1:100 🎉🎉","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/338777473728912","isVote":1,"tweetType":1,"viewCount":230,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}]}