Would You Let Your Child Learn About Investing at Early Age?

Recently a Chinese blogger taught her daughter to understand the stock market - “good target + good price + risk management”. Some people feel that teaching children to invest is a waste of their children's time. Some recognized it.

Hey folks, I’ve been mulling over something lately and wanted to bring it to the community for some real talk. As people deeply involved in trading and investing, we’ve all seen the highs and lows of the financial world. So here’s the question: Would you let your child learn about investing at an early age? Why It Might Be a Good Idea • Financial Literacy from the Get-Go: Teaching kids about money early can demystify finances. They’ll understand saving, spending, and the value of a dollar long before they have to make big financial decisions. • Harnessing the Power of Time: We all know the magic of compound interest. Even small investments made early can grow substantially over time. • Building Responsibility: Managing a small portfolio or even a simple savings plan can teach kids about re
Should Your Child Learn Investing at an Early Age? In today’s world of financial uncertainty and evolving economies, one of the most valuable life skills is financial literacy. Many parents are beginning to question whether teaching children about investing at an early age could set them up for a more secure future. The thought of allowing a child to venture into the complex world of stocks, bonds, and mutual funds may seem daunting, but it’s worth considering the benefits of early exposure to investing principles. Why Teach Children About Investing? 1. Developing Financial Literacy Early Understanding money goes beyond just knowing how to save and spend. Investing introduces key financial concepts such as risk management, compound interest, and long-term wealth creation. If children

Would You Let Your Child Learn About Investing at Early Age?

Recently a Chinese blogger taught her daughter to understand the stock market - “good target + good price + risk management”. The blogger asked her daughter, “Which company do you want to invest in?” She said $Alphabet(GOOG)$ because Google is a very good company, its search is the best. Then the influencer asked her whether she should buy something expensive or cheap?She said we should buy expensive because cheap things are not good quality.Then another question: if the same Google, buy at 10 dollars or 8 dollars?She said if the same thing, then certainly willing to buy cheap. Some people feel that teaching children to invest is a waste of their children's time. Some recognized it, while others questioned the blogger's investing ability. Not only
Would You Let Your Child Learn About Investing at Early Age?
avatarkoolgal
10-07

Why Teaching My Kids On Investing Set Them Up For Future Financial Success

🌟🌟🌟Warren Buffett said that it is never too early whether it is teaching kids the value of a dollar, the difference between needs and wants or the value of saving - these are all concepts that kids encounter at a very early age, so it's best to help them understand it. When my son was only 5, he wanted me to buy a new toy car.  I asked him how he thought I was going to pay for it.  He said "You just tap that plastic thing and you get money." To help my kids develop financial literacy, I explained that "needs" are things that our family must have to survive,  while " wants" are things that are nice to have but our family can live without. I believe it is good to start money conversations early and keeping them positive.  I try to integrate money conversations i
Why Teaching My Kids On Investing Set Them Up For Future Financial Success

What better to teach an young to invest at MacDonald

Fun and Learning at McDonald’s Shark Slide Event$McDonald's(MCD)$   Start by bringing your child to a free event at McDonald’s, like the shark slide event, where kids can exchange points for exciting activities. Make this a fun day out while subtly introducing the concept of points as a form of currency. Let them see how they can “trade” points for a fun experience. This will help them understand the basics of using resources to get something valuable in return. McDonald’s Smart Promotion Strategy As you both enjoy the event, point out how McDonald’s is cleverly using this event to attract parents and children from all over the country. Explain that McDonald’s is offering fun for free, but at the same time, they’
What better to teach an young to invest at MacDonald
avatarKczx
10-07
If there’s one thing I wish I had started earlier, it’s investing. So, when it comes to my child, I’m determined to introduce them to the world of investing at an early age.  Why? Because time is the most powerful asset for any investor. The earlier you start, the more time you have to let your money compound, and the more opportunities you have to learn from mistakes. One of the first lessons I want to teach my child is the magic of compound interest. By investing small amounts consistently, their money can grow exponentially over time. If they can learn this early, they’ll understand the value of patience and how time can be their biggest ally in building wealth. Starting early also means they have more room to make mistakes, which is a crucial part of becoming a smart investor. It’
avatarFlochin
10-09
I remember I once went to the community center with my 9-year old daughter to browse through some holiday short courses.  She chose 'Business  Concepts for Young Children, 8-12 year old'.   After the 3-hour course, she excitedly explained to me 'capital outlays', 'compound interest', 'risk management' with some business case studies using simple hand made charts, graphs and cardboard tools.   I was pleasantly surprised how much knowledge she gained through fun learning.    Today my daughter is in her early 30s and is a business entrepreneur.   I suppose there's no model answer whether to teach the young children 'investment' or 'business' or any subject.   Ultimately it boils down to the children's aptitude and interest.     I'm glad I
avatarAqa
10-11
Children can start learning about investments at an early age. Recommend children to read “Warren Buffett - Book for Kids”. Let children discover how a young boy with a passion for numbers and a knack for making smart decisions transformed into one of the world's most celebrated investors. This book will inspire young readers to dream big and think wisely about their own financial futures. It will empower young readers to start thinking like little investors. Thanks @Tiger_comments @icycrystal
I think teaching my child about investing and financial planning is a great idea! It's essential to introduce these concepts early on, so they can develop good financial habits and a strong understanding of managing money. 1. Financial literacy: Teach the basics of personal finance, such as budgeting, saving, and investing. 2. Long-term thinking: Encourage thinking about long-term goals and how investing can help achieve them. 3. Compound interest: Explain the power of compound interest and how it can grow savings over time. 4. Risk management: Teach about risk and how to manage it through diversification and other strategies. 5. Responsibility: Encourage taking ownership of decisions and understanding the consequences of their actions. 6. Real-world applications: Use everyday examples to
Teaching children about investing is one of the best gifts you can give them. I believe it's crucial to start financial literacy at a young age, and investing is a key component of that. I’d begin with the basics (saving and budgeting) and gradually introduce the concept of investing. Understanding how money can grow over time through compound interest or wise investments can shape their future decisions and habits. I’d also make it interactive. Instead of lecturing, I’d involve them by using apps, games, or even opening a small investment account for them. Real-world experiences are the best teacher. I think it’s important to show the risks too, so they don’t expect quick or guaranteed results. By instilling these principles early on, I believe I’d be setting them up for financial indepen
Starting to invest at an early age offers several significant advantages for children: -Compound Growth: Early investments benefit from compound interest, allowing money to grow substantially over time. -Financial Literacy: Learning about investing fosters financial independence and discipline, helping children understand the difference between saving and investing. -Risk Management: can develop a comfort with risk, learning to navigate market fluctuations without immediate pressure. -Long-Term Wealth: Early investment habits can lead to greater wealth accumulation and financial security in adulthood. -Goal Alignment: Investing helps children align their financial goals with aspirations, such as education or future purchases. Encouraging early investing cultivates a lifelong positive relat
avatarjethro
10-12
Yes, I do share with my children about how the stock market works and telling them  about my investments and rationale for buying them. It is good to let them know and learn about stock market movements and why people want to invest in the stock markets. I also told them about different types of people invest differently with their own set of investing tactics and styles. There are investors, looking for long term n short term gains, punters and gamblers etc... I believe this book will help you and your child have a better understanding on how to invest. So, happy teaching your kiddies...
avatarAqa
10-08
Children are more than capable of understanding the concepts behind investments and do their own investing, if only they are taught. It’s generally recommended to teach your child about investments after they are already familiar with the concept of savings. According to experts, ages 5 to 15 are the most crucial years for teaching children about investments and to lay a good foundation. However, every child is different with different learning styles. Investments can be a tricky topic for children to understand, so it’s best to play things by ear and go at a pace that you and your child is comfortable with! Thanks @Tiger_comments @icycrystal
avatarShyon
10-06
Investing education for children is incredibly valuable. Teaching kids about saving, budgeting, and the basics of investing can help them develop financial literacy early on. It fosters responsible money management and an understanding of how to grow their wealth over time. If I were to teach a child about investing, I would start with simple concepts, like the importance of saving and the idea of compound interest. Using real-life examples, such as saving for a toy or a small project, can make the lessons more relatable. Additionally, introducing them to concepts like stocks, bonds, and even simple investment platforms can demystify the process and empower them to make informed financial decisions in the future. @Tiger_comments
thank you for this topic. I am going to try the jars method with my 4 year old. Christmas is coming, great timing to save up for gifts ❤️ *Jar 1: SAVE* - For short-term goals (e.g., toys, treats) - Encourages saving habits - Can be used for emergency funds *Jar 2: SPEND* - For everyday expenses (e.g., allowance, small purchases) - Teaches responsible spending - Helps prioritize needs over wants *Jar 3: SHARE* - For charitable giving (e.g., donations, helping others) - Fosters empathy and generosity - Encourages kindness and community involvement
The stock markets are very risky for children to learn the ways to invest. Many children become speculators/ gamblers if they aren't disciplined in their behaviour after they reach the age of 18. I think the probability of winning is about 20% for novice players. In case they are lucky to win in their initial investment, their confidence is s multiply many times n they may decideff to invest on credit. If the market turns the other way,  they may incur heavy loses n even become financial delinquent. Their parents may have to foot the bills outstanding. Hence I will not teach my children to learn investments
sure, just like teaching children to save at a young age, teaching them the importance of investing is important too. so they understand the importance of growing wealth. however, more importantly, is to teach them to invest safely and not aggressively... good habits forming at a tender age is a good foundation to start so they know how to proportion their [USD]  [USD]  [USD]  @HelenJanet @koolgal @LMSunshine @Shyon @GoodLife99 @Universe宇宙
sure, just like teaching children to save at a young age, teaching them the importance of investing is important too. so they understand the importance of growing wealth. however, more importantly, is to teach them to invest safely and not aggressively... good habits forming at a tender age is a good foundation to start so they know how to proportion their [USD] [USD] [USD] @HelenJanet @koolgal @LMSunshine @Shyon @GoodLife99 @Universe宇宙
I start to teach my son about money matter when he was very young. I tell him that saving and investing is very important in order to achieve FIRE faster. I also buy some financial book for him to read and after reading he told me he want to become study finance in the future. ☺️ @Tiger_comments @SR050321 @HelenJanet @MHh @koolgal
I started giving my children allowance weekly in lower primary school and then change to monthly as they are more mature, P4 above they can save and buy what they need. The boy buy and sell bike parts, when he liked bicycle, then he started buying gold from his part of his saving. The girl save money and open account at tiger, i knew tiger from her hahaha.