The majority of $SOFI's loan portfolio is composed of personal loans. However, stating personal loans are bad is not a legitimate argument. That's even true in a recession. Personal loans are not risky just because they are unsecured. Mortgages, similarly, are not safe just because they are collateralized. The Great Financial Crisis in 2007-2009 was not caused by rampant defaults on personal loans, but on ostensibly “safe” mortgages that were backed by the collateral in physical real estate. In fact, personal loans actually did fairly well in the GFC. Risk is not defined by the type of loan, it is determined by the the odds that the bank loses money on that loan. Is the next banking crisis more likely to happen because of personal loans or because of non-performing commercial real estate l

$SoFi Technologies Inc.(SOFI)$ Buy when there has been long term Bearish sentiment & blood in the streets.It’s basically Debt Free,This Company isn’t going BK.Any good news Sofi will Surge up above $10.Waiting to Hear a Major Share Buyback Announcement around earnings announcement too..Use the 123 rule on any good news..3 Doomed Software Stocks Destined for Disaster

$SoFi Technologies Inc.(SOFI)$ I bought this stock for less than $5 before and sold it for around a 20% profit. However, in my opinion, its forward P/E ratio of 26.72 seems bloated for a bank. I would consider reinvesting if the price dropped to around $2.00-$2.35, but that's just my perspective.[Grin][Grin][Grin]

$SoFi Technologies Inc.(SOFI)$ easy 10$ stock by eoyNext earnings will be a beat, then we will see 8 $. It will consolidate again around 7 because retail banks hate this stock. But then they will beat yet again and again and by eoy we will have at least 10. [Lovely][Lovely][Lovely]

**🚀 Victorious Turnaround:** SoFi achieves a stunning reversal, triumphing in 2023's 4th quarter earnings after enduring multiple quarters of financial setbacks. **📉 From Losses to Gains:** After grappling with consecutive losses, SoFi now stands on the precipice of a promising ascent, signaling a potential shift in its financial landscape. **💼 The Company's Strategic Arsenal:** Armed with financial acumen and strategic maneuvers, SoFi showcases resilience, positioning itself favorably in the competitive financial sector. **🔮 Outlook on the Horizon:** Successful earnings in Q4 instill hope for a brighter future. If SoFi consistently beats expectations, investors can anticipate a more optimistic outlook. **🛡️ Strategic Maneuvering:** Seizing the opportunity, I contemplate testing the market

$SoFi Technologies Inc.(SOFI)$ The company will now allow its SoFi Invest members to invest in over 6,000 different mutual funds and give them access to some funds managed by ARK, Carlyle, KKR, and Franklin Templeton. SoFi Invest, the company's investment and trading product, allows customers to buy and sell shares in the open market without commissions or minimum balance requirements. The fintech, which started with an alumni-funded lending model, reported a 44% year-over-year growth in its membership, reaching 7.5 million members in its fourth-quarter results on Monday. The company swung to a profit of 2 cents per share, compared to a loss of 5 cents a year earlier. Analysts had expected SoFi to break even on a per share basis, according to LSEG

Will we see the god candle ? I believe so. $SoFi Technologies Inc.(SOFI)$ , if nothing changes makes over 1 billion in earnings per year now, PE ~7x $PayPal(PYPL)$ obliterated stock has a PE of 18x.SOFI therefore is worth about 15-17$ per share assuming it stops growth and does not expand profits in the future, the banks don’t want you to know this.This assumes no multiple expansion, currently the average PE of the $S&P 500(.SPX)$ is 26, with even moderate multiple expansion SOFI could find itself at 20$ plus fairly quickly.SOFI could rise as high as 32$ by next year with some multiple expansion

$SoFi Technologies Inc.(SOFI)$ I doubt it will keep rising after turning profitable. It's not uncommon for a stock to pullback after a strong run-up.  A pullback is healthy, as it allows the stock to consolidate gains and find a new equilibrium point. This healthy correction can shake out short-term traders and attract long-term investors seeking entry points. SOFi is fundamentally strong, so a temporary pullback can be a buying opportunity for long term investors. Just my opinion. @TigerEvents  @TigerStars  @CaptainTiger

SoFi $SOFI will report its Q4 2023 and full year results today, before the market opens. I don’t know if this will be a good print (and I don’t think that one quarter matters). What’s important is that they continue innovating and are not affraid of going against JPMorgans and Goldmans of this world. So I am wholeheartedly rooting for the SoFi team. We need more wins in Fintech. $SoFi Technologies Inc.(SOFI)$

Looks who's a profitable company now? That's right $SoFi Technologies Inc.(SOFI)$ ! The shorts have officially been given notice. This stock just needs one more earnings in the positive and this will remain over $10 and the swing trading will be OVER. Weak hands are gone. We are the iron fists. Not selling for small gains. SOFI is the $Tesla Motors(TSLA)$ of finance industry, the $Amazon.com(AMZN)$ retail industry. It will be $100B by 2026. Holding it for long term

It's too bad the price before earnings was so low. $SoFi Technologies Inc.(SOFI)$ should be at least a 13 dollar stock. Blowout earnings after successive top and bottom line beat quarters. Huge algo manipulation the last few months. Holding long and strong. Shorts bashing made me buy more....way more. Sold off at 20% gain on the extras....now my original shares are basically free. Quick math says they cost me a dollar. Not bad.

Congratulations 🍾 Longs. Finally Profitable, and from here on out! $SoFi Technologies Inc.(SOFI)$ has continued growing secondary to diversification and low overhead from lack of brick and mortar. The management team is conservative and transparent. Can’t ask for more in a growth stock. Looking forward to 2024! If you didn’t buy that big dip on 1/19 you’ve missed out! This will blow past 10 I’m certain

This was a game changer for $SoFi Technologies Inc.(SOFI)$ that intense volume has change the direction of the stock, and now has respect from the investment community, They are now profitable they are now paying down debt therefore guidance was very strong, it adds up to a long-term hold no reason to sell onward and upward

$SoFi Technologies Inc.(SOFI)$ didn't let me down after holding it for a while! Have faith!

$SoFi Technologies Inc.(SOFI)$ quarterly profit, then to the moon!

$SoFi Technologies Inc.(SOFI)$ It just need to maintain its profitability. If during bad times it can be profitable, good times will be a no brainer

$SoFi Technologies Inc.(SOFI)$ This stock can turn curl downwards pretty fast. Hence do take care when trading SOFI. 

$SoFi Technologies Inc.(SOFI)$ i wanna see the 200MA cross