Fortunes are made in the stock market during times like this. Many people would complain about the lofty and high valuations of top favourite companies such as Nvidia, Microsoft, Apple, Alphabet, Crowdstrike, Block, PayPal, Illumina, Salesforce,Arista Networks, Amazon, Etsy, Shopify, MasterCard, Adobe... The list goes on. Now is the time ! To get in at fair or undervalued(only some companies) prices. I would really like to stress that if your investment horizon is at least3 to 5 years, there is no better time to get in but now. Continue also to average in on SPY or VOO. Holdthe ETF for the next 20 years and see the resultsof compounding. May the markets be with you! 

Great Singapore SaleRecently, I read from the news that OG will be closing for good at Orchard Road. However, what is interesting is that many people are rushing down to buy stuff at steep discounts.My question today is why aren't investors doing so when there is a massive stock discount in the stock market ? I mean if you can rush down to buy products thatdo not yield monetary gains but probably gains inother areas (happiness, consumer satisfaction). Then why can't you search for good quality companies and rush in to invest in them?A good thought for the day !Have a great weekend ahead 

$Snowflake(SNOW)$$Snowflake(SNOW.US)$ Time to average down on this share! One of the must-have shares in your portfolio. Solid fundamentals at the current fair valuation. Many good profitable companies such as SNOW and TEAM have taken a beating in their stock prices. It is akin to Mr Market giving us another good opportunity to buy them at fair discounted prices as compared to last year. Time in the market is way more important than timing the market.

Why do people feel so stressed over bear markets? 1) Wrong expectations over their investments. Be it time horizon, investment returns.2) Lack of Due Diligence.3) Wrong investment mindset.4) No prior experience of bear markets. If you fall into any of the above categories, it is time to relook at your investments and renew your mindset to avoid further pitfalls in your investment journey.

I am writing this post with great sadness as the market is trending upwards, without leaving muchtime for me to accumulate more resources to invest in the profitable and good businesses in the NYSE. The latest bear market is one of the few lifetime opportunities to buy good companies at massive discounts ! Block, Digital Turbine, Apple, Microsoft, Salesforce, PayPal, Snowflake... the list goes on.. too many stocks to choose from. I need more time to accumulate the resources to buyin these stocks at current Low valuations !I honestly hope that the bear market will last longer than usual! 

There are still many businesses worthy of doing Dollar Cost Averaging while the bear market is ongoing. Three businesses I would like to bring to your attention.1) Doximity (DOCS)2) Disney (DIS)3) PayPal (PYPL)They have huge economic moats.Continue to buy into SPY or VOO and hold for at least 20 to 30 years. Stocks tend to beat all other assets in the long run.

Five years from today, where will you stand ? Stillholding cash or investing in good, free cash flow generating companies such as Alphabet, Datadogand Salesforce.I know of a lot of investors who are trembling with fear now. Recession, bear market, hyper-inflation. These are running through the minds of investors. The news headlines are screaming bad news each day. However, always go back to the financial fundamentals of the companies that you buy into. Please do not hold cash ! Cash is no longer King ! Stocks will always beat cash and other asset classes in the long run. The key word is "long run".Have a long term horizon !Invest in SPY and VOO for 30 years. 

Financial InfluencersDuring the pandemic, we have seen plenty of financial influencers or so called stock gurus who claimed that they are Value Investing gurus.While their intentions may be pure and good, they definitely striked the iron when it is extremely hot ! The US stock market was on a super bull runafter 23rd March 2020 till Nov 2021. They certainly rode the wave. Literally if you had bought growth stocks, you would have doubled or even tripledthe money.However what happened to most of them when the market turned bearish? Most vanished. Even those who remained were not really hand holding their ex students. The course fees had been paid and the courses had long been over. The course students or in fact I would say the ex-course students had to face the bear market alone. It had bee

Dear Mr Market, Please do not turn long soon. I would like to buy time to accumulate more funds to buy into my favourite counters such as Alphabet-A, Amazon, Datadog, Microsoft, Datadog, Apple, Innoviz Technology and Aeva Technology. I wish this bear market will drag as long as possible for me to continue to do dollar cost averaging into good businesses at below their intrinsic values ! Mr Market, please stay short till as long as possible!

Happy National Day !The world may not understand the importance of National Day to us but I am sure our forefathers do.I wish everyone a good rest while we come back to the markets tomorrow.The bear run might still be here even though we have seen a massive rally from the bottoms in the last few weeks.Continue to save, invest in good free cash flow generating businesses and earn passive income tosave for days when the Mr Market acts irrationally.Remember: Patience pays off for investors who buy into solid businesses and wait. Don't wait to buy stocks! Buy stocks and wait !

The key to investing is to find quality businesses that are trading at bargain prices (like the currentbear market) and - hold them !Nothing fancier than that !The simpler the business, the easier it is to figureout.While the fear level in the financial markets are high, it is high time for us to get in and look at businesses that are still growing and generating freecash flow. One such business is Microsoft (MSFT). Hand to heart, I do a DCA on this company month in and month out.Datadog and Salesforce are the other two companies worth investing at this current bear market. If you have spare funds, you can relook at disruptive technology companies such as Joby Aviation or even LIDAR companies like Luminar Technologies or Innoviz Technologies.Have a great week ahead !

$8VI Holdings Ltd(8VI.AU)$ I am surprised that Ken Chee Bai is still in business these days. 

$8VI Holdings Ltd(8VI.AU)$ You want to make money, you just need to do the opposite of what Cathie Woods does. No need to attend all those over-Inflated Ken Chee Bai's so-called wealth classes. Ken Ni Na Buay CCB.

$8VI Holdings Ltd(8VI.AU)$  Ken Chee Bai

$8VI Holdings Ltd(8VI.AU)$ KNNBCCB Ken Chee and Pauline Teo. KNNBCCB this company. 

Happy Lunar New Year