Hi Friends!Most of us love ETFs. However, do we really know the pros and cons of ETFs in specific details?Firstly, what are ETFs? (Exchange Traded Funds)• ETF is a basket of securities that seeks to track an underlying index. These indexes can include stocks, bonds and commodities. Personally, I do like some ETFs but not all of them. The PROS of ETFs are pretty straightforward. 1. Lower Cost as compared to underlying individualsecurities2. Lower Expense Ratio3. Diversified 4. Saves timeHaving said that, owning dozens of ETFs in your portfolio is very likely to be counterproductive.Assuming Mr ABC buys: •World ETF•FTSE 100 ETF•S&P500 ETF•Russell 2000 ETF•Sectors ETF (XLK, XLE, XLY, etc.)•STI ETF•HSI ETF•Growth/Emerging Markets ETF•Commodities ETF•Bonds ETFIn my humble opinion, when

$Palantir Technologies Inc.(PLTR)$ is coming up. I believe this post will receive mixed reactions. Regardless, we are all entitled to our own opinions. I have seen and read both bulls and bears on $PLTR. Some make sense, some don't, some are just back and forth arguements (illogical squabbling). I have never liked hype stocks. However, I do like $Palantir Technologies Inc.(PLTR)$ . Definitely not because of Cathie Wood. In fact, when Cathie Wood dumps stocks that are on my watchlist, I get really happy. Vice-versa.$Palantir Technologies Inc.(PLTR)$ earnings may or may not beat expectations. I believe most know, PRIOR, Palantir geared towards government for her revenue. (Government Revenue fell more than 60% from Q1 2021 to Q4 2021).Palantir has been gearing towards commercial growth for qu

I believe most of us on this platform are Singaporeans. The usual route of investing in US companies goessomething like this. DDA SGD into Tiger Brokers - Currency Exchange from SGD to USD. Now, assuming if you're dollar-cost-averaging andnot holding a large sum of USD before the Greenback rally, you would probably be affected, at least to some extend. Positive impact if your capital is in USD, negative impact if your capital is in SGD. No, I'm not suggesting anyone to stop investing in US Stock Markets.What I'm trying to highlight here is this: It is always wise to plan ahead when our native currency is in our favour and vice-versa.Granted, nobody knows when it's of best value. However, we can use history to gauge an approximate value that an individual deems

AI as a Highway Layer 1 – AI Compute (Road Builders) •NVDA, AMD, TSM build the foundation of the highway. Layer 2 – AI Memory (Construction Materials) •MU, SK.HY, Samsung They provide the memory needed to power AI. Layer 3 – AI Networking (Road Network) •Broadcom, Marvell, Arista, Cisco, Nokia They connect the entire AI ecosystem. Layer 4 – Hyperscalers (Highway Operators) * Microsoft, Amazon, Google, Meta They build, own and operate the AI infrastructure. Layer 5 – AI Monetization (Businesses on the Highway) * Microsoft Copilot, Palantir, Salesforce, ServiceNow, Gemini, AWS They transform AI infrastructure into products and services that customers pay for. Layer 6 – Customers (Drivers) * Enterprises, Governments and Consumers  They use AI and ultimately fund the ecosystem. The Key Ta

I remember very clearly when I started averaging into $JD ADR. I do have both growth and large cap stocks in my portfolio. As we all know, China Stocks came crashing down,seemingly with no bottom in sight. Then, different narratives popped up on mainstream and some "online gurus". I took a step back from the charts and the balancesheet. I asked myself again, "what was my thesis investing into $JD in the first place?" "Did their fundamentals change?" "Did their business model change?" Nothing has changed except for the its stock price. I continue holding and adding $JD alongside some other ETFs and $PLTR.I remember when JPM and some other critiques recently made a bold statement that "Chinese Stocksare un-investable". Next thing we

$Figma(FIG)$   This is actually an insanely valuable company. You’d be surprised how many schools, universities and institutions use Figma as their default design and collaboration platform. Once people learn it, they tend to keep using it professionally. There’s a reason Adobe tried to acquire Figma. It wasn’t just buying a competitor, it was trying to acquire one of the strongest products in the design software space. Price action has also been impressive. Dips are getting bought aggressively, and every push higher has sliced through resistance like melted butter. The only thing giving me pause is the AI bubble narrative. I’m not saying we’re in an AI bubble. I’m simply saying that’s the narrative in the market right now. That said, I s

Hi Friends! In my humble opinion, the simple and straightforward answer is a resounding NO. I will use a simple analogy. Last year, you see a branded bag that you really love and the price was $10,000. Today, you pass by the same shop, selling the exact same bag at $5000, with a really prominent “50% discount” tag on it. 3 scenarios here. 1. Assuming if you bought the branded bag at $10,000, you will definitely have some sort of negative emotions. 2. Assuming you didn’t buy the bag. Now it’s $5000. You would most likely want to buy it if your budget allows you to. 3. You neither bought the bag initially nor intend to buy that bag at a 50% discount. •The Branded Bag is refers to your investments. •The 50% discount refers to the stock market selloff. Now, assuming if you’re heavily vested in

Hi Friends! I believe the headlines are all about Terra. $UST & $LUNA. Some people are happy(from shorting), some are gloating at the situation while some, from what I’ve heard are thinking of ending their lives. Regardless of your stance in regards to the Coins or crypto as a whole ($Luna, $UST, $ANC, $BTC)… Personally, I don’t think anyone should be kicking a person when he/she is down. Be it investments, trading & Life in general. This isn’t the time to say things like “They deserve it for being greedy”, “Ponzi”, “Serve them right”. We are talking about human lives right now yeah? Empathy is what is needed right now. Empathy begets empathy. Do reach out to your friends, families and peers if you know they are in dire straits due to this entire fiasco. 

As the title reads, "The Zero-Sum Game" Theoretically, this means, the set amount of money remains the same, the money has simply moved from individual A to individual B (aka distribution).Here's a simple analogy: Today, Peter gains 10% while John loses 10%. The amount of money did not disappear or appear out of nowhere. It simply went into the winner's pocket& out of the loser's pocket. Now, some investors are into growth stocks, some into dividends, some into value-investing. So on & so forth. There's no right or wrong. The term "investment" can be extremely simple. However, people complicate things (especially mainstream media) "Financial Gurus" start to pop up like tulips (no punt intended). Tongues wag, flashy houses, flashy cars. O

The FED isn't the sole reason for markets diving.Remember that the markets are forward looking, while FED's interest rates are lagging indicators.There are several reasons for the market dives. Although there is no need for any reason for rallies orretreats in the stock market.Now, we all witness the massive bounce from mid June to mid August. The markets then dived back close to its critical support area.In my opinion, it's the series of events & news that spooked the markets.Namely: FED Interest Rate Hike, FedEx, CPI Report, Russia Ukraine War, China USA tensions & etc, However, when we take a closer look into history. We can see that everytime the FED raises interest rates, the probability of a positive return after 1 year is 100%.To conclude,