GarfieldLee personal page - To The Moon

GarfieldLee

GarfieldLee

No personal profile

4Follow

16Followers

0Topic

0Badge

01-08 16:31

$Palantir Technologies Inc.(PLTR)$ Do not catch the falling knife. Went way too high up, need to catch a breather before going back up. Just enjoy this ride down!

01-07 11:41

Never ever invest in Singapore stocks again. Waste of time.

Can You Still Buy Singapore Banks?

2024-12-11

$Palantir Technologies Inc.(PLTR)$ Selling pressure is huge, get out now before it's too late

2024-12-04

$Palantir Technologies Inc.(PLTR)$ Last chance to get out before it corrects

2024-11-22

$BABA-W(09988)$ the time has come to buy again. To the moon! 🚀🌕

2024-10-09

$BABA-W(09988)$ Up fast, down faster, extreme pessimism will bring the price to new highs

2024-10-08

$BABA-W(09988)$ Ouch!!!!!

2024-10-03

$BABA-W(09988)$ This drop will scare the sheet out of those who FOMO. Then they will pump it through the roof again. The whole cycle continues...........

2024-07-30

$SoFi Technologies Inc.(SOFI)$ It wi LL definitely rocket 🚀 tonight

2024-05-31

$SoFi Technologies Inc.(SOFI)$ how long do you intend to sidelined?

2024-05-07

$Palantir Technologies Inc.(PLTR)$ punish the shorts please

2024-04-29

$SoFi Technologies Inc.(SOFI)$BBQ the shorts please!

2024-04-23

$SoFi Technologies Inc.(SOFI)$ all in and be rewarded

2024-04-15

Guess the winner，Earn Tiger Coins

Find out more here: Guess the winner，Earn Tiger Coins Come and participate in the“ Guess the winner，Earn Tiger Coins” event, find the trade master and invite friends to get up to 250 tiger coins.

Guess the winner，Earn Tiger Coins

2024-01-17

$Alibaba(09988)$ Last move to shake out the weak hands

2023-11-17

Whatever

NIO Stock Warning: The Beginning of the End is Here

2023-11-16

$Alibaba(BABA)$ Kill the kateks and rocket hard 🚀

2023-11-02

$Palantir Technologies Inc.(PLTR)$ I hope tonight you will rocket 🚀 hard. Kill the shorts and let them bleed to death.

2023-10-30

Palantir [Happy] 🚀🚀🚀🚀

2023-10-12

Rocket 🚀

Palantir Warning: Why Now Is the Time to Steer Clear of This AI Play

Go to Tiger App to see more news

{"i18n":{"language":"en_US"},"userPageInfo":{"id":"3573677486154929","uuid":"3573677486154929","gmtCreate":1610584935368,"gmtModify":1629383250973,"name":"GarfieldLee","pinyin":"garfieldlee","introduction":"","introductionEn":null,"signature":"","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","hat":"https://static.tigerbbs.com/a3dee1aa3a3a3c1814833a4d3f8a5669","hatId":"award-c0e90532fb42ac6de18e25e95db73047","hatName":"2023新年头像框","vip":1,"status":2,"fanSize":16,"headSize":4,"tweetSize":230,"questionSize":0,"limitLevel":999,"accountStatus":4,"level":{"id":3,"name":"书生虎","nameTw":"書生虎","represent":"努力向上","factor":"发布10条非转发主帖,其中5条获得他人回复或点赞","iconColor":"3C9E83","bgColor":"A2F1D9"},"themeCounts":0,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":0,"symbols":null,"coverImage":null,"realNameVerified":"success","userBadges":[{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":1,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.10.11","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001},{"badgeId":"44212b71d0be4ec88898348dbe882e03-3","templateUuid":"44212b71d0be4ec88898348dbe882e03","name":"President Tiger","description":"The transaction amount of the securities account reaches $1,000,000","bigImgUrl":"https://static.tigerbbs.com/fbeac6bb240db7da8b972e5183d050ba","smallImgUrl":"https://static.tigerbbs.com/436cdf80292b99f0a992e78750ac4e3a","grayImgUrl":"https://static.tigerbbs.com/506a259a7b456f037592c3b23c779599","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.07.14","exceedPercentage":"93.01%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1101},{"badgeId":"7a9f168ff73447fe856ed6c938b61789-1","templateUuid":"7a9f168ff73447fe856ed6c938b61789","name":"Knowledgeable Investor","description":"Traded more than 10 stocks","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1102},{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"Real Trader","description":"Completed a transaction","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100},{"badgeId":"972123088c9646f7b6091ae0662215be-2","templateUuid":"972123088c9646f7b6091ae0662215be","name":"Master Trader","description":"Total number of securities or futures transactions reached 100","bigImgUrl":"https://static.tigerbbs.com/ad22cfbe2d05aa393b18e9226e4b0307","smallImgUrl":"https://static.tigerbbs.com/36702e6ff3ffe46acafee66cc85273ca","grayImgUrl":"https://static.tigerbbs.com/d52eb88fa385cf5abe2616ed63781765","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":"80.58%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100}],"userBadgeCount":5,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":1,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.10.11","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001},"individualDisplayBadges":null,"crmLevel":6,"crmLevelSwitch":0,"location":null,"starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"baikeInfo":{},"tab":"post","tweets":[{"id":390375843557576,"gmtCreate":1736325097999,"gmtModify":1736325861446,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a>&nbsp; Do not catch the falling knife. Went way too high up, need to catch a breather before going back up. Just enjoy this ride down!","listText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a>&nbsp; Do not catch the falling knife. Went way too high up, need to catch a breather before going back up. Just enjoy this ride down!","text":"$Palantir Technologies Inc.(PLTR)$ Do not catch the falling knife. Went way too high up, need to catch a breather before going back up. Just enjoy this ride down!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/390375843557576","isVote":1,"tweetType":1,"viewCount":79,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":389994771443912,"gmtCreate":1736221266605,"gmtModify":1736221270628,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"Never ever invest in Singapore stocks again. Waste of time.&nbsp;","listText":"Never ever invest in Singapore stocks again. Waste of time.&nbsp;","text":"Never ever invest in Singapore stocks again. Waste of time.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/389994771443912","repostId":"2501286544","repostType":2,"repost":{"id":"2501286544","kind":"highlight","pubTimestamp":1736213100,"share":"https://ttm.financial/m/news/2501286544?lang=&edition=fundamental","pubTime":"2025-01-07 09:25","market":"sg","language":"en","title":"Can You Still Buy Singapore Banks?","url":"https://stock-news.laohu8.com/highlight/detail?id=2501286544","media":"The Smart Investor","summary":"With banks trading close to their all-time highs, should you still add them into your investment portfolio?","content":"<html><head></head><body><p>Singapore’s three local banks enjoyed an amazing run last year.</p><p>Buoyed by higher interest rates and benign economic conditions, the trio of banks saw their share prices hit all-time highs.</p><p><strong>DBS Group</strong> (SGX: D05) led the pack with a stunning 44% share price increase in 2024.</p><p><strong>OCBC Ltd</strong> (SGX: O39) came in second with a 28.4% share price gain while <strong>United Overseas Bank</strong> (SGX: U11), or UOB, came close with a 27.7% jump.</p><p>The strong performance of the three banks propelled the <strong>Straits Times Index</strong> (SGX: ^STI) to a 17-year high and brought it close to its all-time high of 3,908 reached in October 2007.</p><p>However, investors have turned cautious.</p><p>With the three lenders logging big gains last year, is there still room to buy the local banks?</p><h2 id=\"id_863233360\">“Higher for longer” interest rates</h2><p>It’s no secret that the banks have enjoyed their stellar run because of the surge in interest rates over the past two years.</p><p>From 2022 to 2023, interest rates rose at their fastest pace ever, with a 4.88 percentage point jump.</p><p>These rates were raised aggressively by the US Federal Reserve (“Fed”) to fight inflation.</p><p>However, the spectre of an economic slowdown looms when rates stay high as businesses and individuals hold back from borrowing.</p><p>The latest economic data from the US paints an optimistic picture, though.</p><p>For November 2024, nonfarm payrolls rose by 227,000 for the month, higher than estimates for 214,000.</p><p>The unemployment rate ticked slightly higher to 4.2%.</p><p>The US economy continues to produce a healthy number of jobs despite rates being where they are now.</p><p>Last month, the Fed made its third interest rate reduction for 2024, lowering its benchmark federal funds rate to a range of between 4.25% to 4.5%.</p><p>Despite the reduction, the central bank pencilled in just two interest rate cuts for this year, down from the four that it had forecast as recently as September.</p><p>This dot plot is good news for the three banks as a sustained high-interest-rate environment will benefit their net interest margins and prop up net interest income.</p><p>Incoming President Donald Trump’s policies may also prove inflationary as he has promised to impose harsh tariffs on trade partners.</p><p>Should these tariffs come to pass, the Fed may be forced to hold rates “higher for longer” to continue combating inflation.</p><h2 id=\"id_2853928724\">Better non-interest income</h2><p>Apart from net interest income, banks can rely on non-interest income to boost their total income.</p><p>Non-interest income consists of fees from dishing out loans, wealth management fees from managing investment portfolios, and credit card fees from consumers using their credit cards.</p><p>For the first nine months of 2024 (9M 2024), DBS Group saw a 27% year-on-year surge in non-interest income to S$3.2 billion.</p><p>OCBC’s non-interest income jumped 23% year on year to S$3.8 billion over the same period while UOB saw its net fee income climb 10% year on year to S$1.8 billion.</p><p>All three banks have done well to grow this component of their total income, and 2025 may have more to come.</p><p>DBS projects its non-interest income to grow by high-single-digits for 2025 while UOB sees “double-digit” fee growth.</p><h2 id=\"id_3595634333\">Excess capital</h2><p>Being conservatively managed has its perks as it allows banks to be more resilient and able to weather tough times when they arrive.</p><p>The trio of banks reported healthy excess capital that could be paid out to investors in the form of higher dividends while also reinvesting for growth.</p><p>DBS led the way by disclosing that it has around S$5.9 billion in excess capital, or around S$2 per share, that can either be used for share buybacks, higher ordinary dividends, or special dividends.</p><p>OCBC declined to disclose the amount of excess capital it has but CEO Helen Wong says that the lender has enough capital for mergers and acquisitions and business growth.</p><p>For UOB, CFO Lee Wai Fai said that the bank has excess capital of between S$2 billion to S$2.5 billion.</p><p><strong>An optimistic outlook</strong></p><p>Singapore recently reported that its GDP expanded by 4% for 2024, significantly better than the 1.1% GDP growth logged in 2023.</p><p>This ending figure is higher than the 3.5% GDP growth forecast by the Ministry for Trade and Industry back in November 2024.</p><p>UOB CEO Wee Ee Cheong projected high single-digit loan growth for this year while DBS has also forecast loan growth, though it did not specify the quantum.</p><h2 id=\"id_220708066\">Get Smart: Room for further growth</h2><p>Investors in the three Singapore banks enjoyed healthy capital gains last year along with rising dividends.</p><p>2025 should be an interesting year where the banks maintain their net interest income while growing their non-interest income.</p><p>A healthy economy should also spur loan growth, which should help to mitigate any fall in the banks’ net interest margins.</p><p>The presence of excess capital enables the banks to sustain or even raise their dividend payments.</p><p>In short, there is room for further growth for the three banks, barring unforeseen circumstances.</p></body></html>","source":"thesmartinvestor_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Can You Still Buy Singapore Banks?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCan You Still Buy Singapore Banks?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-01-07 09:25 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://thesmartinvestor.com.sg/can-you-still-buy-singapore-banks-2/><strong>The Smart Investor</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Singapore’s three local banks enjoyed an amazing run last year.Buoyed by higher interest rates and benign economic conditions, the trio of banks saw their share prices hit all-time highs.DBS Group (...</p>\n\n<a href=\"https://thesmartinvestor.com.sg/can-you-still-buy-singapore-banks-2/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0557290698.USD":"施罗德环球可持续增长基金","LU1497733631.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund ASDM SGD","LU0516422366.SGD":"Fullerton Lux Funds - Asia Focus Equities A Acc SGD","LU0348816934.USD":"ALLIANZ TOTAL RETURN ASIAN EQUITY \"AT\" (USD)","LU0192582467.USD":"SCHRODER ISF ASIAN EQUITY YIELD \"A\" (USD) INC MF","SG9999013460.SGD":"LionGlobal Singapore Dividend Equity Fund SGD","LU0326948709.USD":"SCHRODER ISF ASIAN TOTAL RETURN \"A\" (USD) ACC","LU0588545490.SGD":"Eastspring Investments - Asian Equity Income AS SGD","IE00B067MR52.USD":"FSSA ASIAN EQUITY PLUS \"I\" (USD) ACC","LU0886674414.USD":"CT (LUX) I ASIAN EQUITY INCOME \"AUP\" (USD) INC","LU0188438112.USD":"SCHRODER ISF ASIAN EQUITY YIELD \"A\" ACC","SG9999000343.SGD":"Schroder Singapore Trust A Dis SGD","SG9999008742.SGD":"Eastspring Investments Unit Trusts - Singapore ASEAN Equity SGD","IE00BKZH1Z71.USD":"BNY MELLON ASIAN INCOME \"B\" (USD) ACC","LU1522347837.USD":"EASTSPRING INV ASIAN LOW VOLATILITY EQUITY FUND \"A\" (USD) ACC A","LU0011963245.USD":"abrdn SICAV I ASIA PACIFIC SUSTAINAB  LE EQUITY \"A\" (USD) ACC","LU1242518857.USD":"FULLERTON LUX FUNDS - ASIA ABSOLUTE ALPHA \"I\" (USD) ACC","SG9999002562.SGD":"LionGlobal Asia Pacific SGD","SG9999002604.SGD":"LionGlobal Singapore/Malaysia SGD","LU0950375773.USD":"BNP PARIBAS SUSTAINABLE GLOBAL LOW VOL EQUITY \"C\" (USD) INC A","LU0543330483.HKD":"TEMPLETON ASIAN GROWTH \"A\" (HKD) ACC","SG9999005177.SGD":"Legg Mason Martin Currie - Southeast Asia Trust A Acc SGD","LU0516423091.SGD":"FULLERTON LUX FUNDS - ASIA FOCUS EQUITIES \"I\" (SGD) ACC","SG9999001135.SGD":"United ASEAN Fund SGD","O39.SI":"华侨银行","IE00BGHQDM52.EUR":"GUINNESS ASIAN EQUITY INCOME \"C\" (EUR) ACC","LU1634259557.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund AS SGD-H","SG9999014492.USD":"NIKKO AM ASEAN EQUITY \"A\" (USD) ACC","LU2264538146.SGD":"Fullerton Lux Funds - Global Absolute Alpha A Acc SGD","LU0348814723.USD":"ALLIANZ TOTAL RETURN ASIAN EQUITY \"A\" (USD) INC  NC","LU0823397285.USD":"BNP PARIBAS SUSTAINABLE ASIA EX-JAPAN EQUITY \"C\" (USD) INC","LU0955669360.SGD":"Schroder ISF Asian Dividend Maximiser A Dis SGD","LU0210637038.USD":"HSBC GIF THAI EQUITY \"AD\" INC","SG9999014484.SGD":"Nikko AM ASEAN Equity Fund A SGD","LU1981816686.USD":"EASTSPRING INV ASIAN MULTI FACTOR EQUITY \"A\" (USD) ACC","LU0821914370.USD":"贝莱德亚洲成长领袖A2","LU0532188223.SGD":"JPMorgan Funds - ASEAN Equity A (acc) SGD","D05.SI":"星展集团控股","LU1130305938.SGD":"Schroder ISF Asian Dividend Maximiser A Dis SGD-H","BK6516":"银行与投资服务概念","LU1064131342.USD":"Fullerton Lux Funds - Global Absolute Alpha A Acc USD","LU0865486749.SGD":"Eastspring Investments - Asian Equity Income AS SGD-H","LU1206713676.USD":"Aviva Investors - Multi-Strategy Target Return Ah USD","LU0918141887.USD":"安联亚洲实际收益股票基金","LU2506952097.USD":"BNP PARIBAS SUSTAINABLE GLOBAL LOW VOL EQUITY \"CRH\" (USDHDG) ACC","SG9999001127.SGD":"United Singapore Growth Fund SGD","LU0630378429.USD":"HSBC GIF ASIA PACIFIC EX JAPAN EQ HD \"AM2\" (USD) INC","LU0577902611.USD":"FULLERTON LUX FUNDS - ASIA GROWTH & INCOME EQUITIE \"A\" (USD) ACC","U11.SI":"大华银行","SG9999002620.SGD":"LionGlobal South East Asia SGD"},"source_url":"https://thesmartinvestor.com.sg/can-you-still-buy-singapore-banks-2/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2501286544","content_text":"Singapore’s three local banks enjoyed an amazing run last year.Buoyed by higher interest rates and benign economic conditions, the trio of banks saw their share prices hit all-time highs.DBS Group (SGX: D05) led the pack with a stunning 44% share price increase in 2024.OCBC Ltd (SGX: O39) came in second with a 28.4% share price gain while United Overseas Bank (SGX: U11), or UOB, came close with a 27.7% jump.The strong performance of the three banks propelled the Straits Times Index (SGX: ^STI) to a 17-year high and brought it close to its all-time high of 3,908 reached in October 2007.However, investors have turned cautious.With the three lenders logging big gains last year, is there still room to buy the local banks?“Higher for longer” interest ratesIt’s no secret that the banks have enjoyed their stellar run because of the surge in interest rates over the past two years.From 2022 to 2023, interest rates rose at their fastest pace ever, with a 4.88 percentage point jump.These rates were raised aggressively by the US Federal Reserve (“Fed”) to fight inflation.However, the spectre of an economic slowdown looms when rates stay high as businesses and individuals hold back from borrowing.The latest economic data from the US paints an optimistic picture, though.For November 2024, nonfarm payrolls rose by 227,000 for the month, higher than estimates for 214,000.The unemployment rate ticked slightly higher to 4.2%.The US economy continues to produce a healthy number of jobs despite rates being where they are now.Last month, the Fed made its third interest rate reduction for 2024, lowering its benchmark federal funds rate to a range of between 4.25% to 4.5%.Despite the reduction, the central bank pencilled in just two interest rate cuts for this year, down from the four that it had forecast as recently as September.This dot plot is good news for the three banks as a sustained high-interest-rate environment will benefit their net interest margins and prop up net interest income.Incoming President Donald Trump’s policies may also prove inflationary as he has promised to impose harsh tariffs on trade partners.Should these tariffs come to pass, the Fed may be forced to hold rates “higher for longer” to continue combating inflation.Better non-interest incomeApart from net interest income, banks can rely on non-interest income to boost their total income.Non-interest income consists of fees from dishing out loans, wealth management fees from managing investment portfolios, and credit card fees from consumers using their credit cards.For the first nine months of 2024 (9M 2024), DBS Group saw a 27% year-on-year surge in non-interest income to S$3.2 billion.OCBC’s non-interest income jumped 23% year on year to S$3.8 billion over the same period while UOB saw its net fee income climb 10% year on year to S$1.8 billion.All three banks have done well to grow this component of their total income, and 2025 may have more to come.DBS projects its non-interest income to grow by high-single-digits for 2025 while UOB sees “double-digit” fee growth.Excess capitalBeing conservatively managed has its perks as it allows banks to be more resilient and able to weather tough times when they arrive.The trio of banks reported healthy excess capital that could be paid out to investors in the form of higher dividends while also reinvesting for growth.DBS led the way by disclosing that it has around S$5.9 billion in excess capital, or around S$2 per share, that can either be used for share buybacks, higher ordinary dividends, or special dividends.OCBC declined to disclose the amount of excess capital it has but CEO Helen Wong says that the lender has enough capital for mergers and acquisitions and business growth.For UOB, CFO Lee Wai Fai said that the bank has excess capital of between S$2 billion to S$2.5 billion.An optimistic outlookSingapore recently reported that its GDP expanded by 4% for 2024, significantly better than the 1.1% GDP growth logged in 2023.This ending figure is higher than the 3.5% GDP growth forecast by the Ministry for Trade and Industry back in November 2024.UOB CEO Wee Ee Cheong projected high single-digit loan growth for this year while DBS has also forecast loan growth, though it did not specify the quantum.Get Smart: Room for further growthInvestors in the three Singapore banks enjoyed healthy capital gains last year along with rising dividends.2025 should be an interesting year where the banks maintain their net interest income while growing their non-interest income.A healthy economy should also spur loan growth, which should help to mitigate any fall in the banks’ net interest margins.The presence of excess capital enables the banks to sustain or even raise their dividend payments.In short, there is room for further growth for the three banks, barring unforeseen circumstances.","news_type":1},"isVote":1,"tweetType":1,"viewCount":25,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":380481910116656,"gmtCreate":1733927659643,"gmtModify":1733927663442,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a> Selling pressure is huge, get out now before it's too late","listText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a> Selling pressure is huge, get out now before it's too late","text":"$Palantir Technologies Inc.(PLTR)$ Selling pressure is huge, get out now before it's too late","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/380481910116656","isVote":1,"tweetType":1,"viewCount":331,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4175587157312792","authorId":"4175587157312792","name":"RUW","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"idStr":"4175587157312792","authorIdStr":"4175587157312792"},"content":"In my personal opinion it is heading towards 80 in couple of weeks.","text":"In my personal opinion it is heading towards 80 in couple of weeks.","html":"In my personal opinion it is heading towards 80 in couple of weeks."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":378042291220528,"gmtCreate":1733323359281,"gmtModify":1733323365562,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a> Last chance to get out before it corrects","listText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a> Last chance to get out before it corrects","text":"$Palantir Technologies Inc.(PLTR)$ Last chance to get out before it corrects","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/378042291220528","isVote":1,"tweetType":1,"viewCount":58,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":373766826151984,"gmtCreate":1732261131268,"gmtModify":1732261135182,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/09988\">$BABA-W(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v> the time has come to buy again. To the moon! 🚀🌕","listText":"<a href=\"https://ttm.financial/S/09988\">$BABA-W(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v> the time has come to buy again. To the moon! 🚀🌕","text":"$BABA-W(09988)$ the time has come to buy again. To the moon! 🚀🌕","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/373766826151984","isVote":1,"tweetType":1,"viewCount":278,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":358087700807824,"gmtCreate":1728444077497,"gmtModify":1728444081263,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/09988\">$BABA-W(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v> Up fast, down faster, extreme pessimism will bring the price to new highs","listText":"<a href=\"https://ttm.financial/S/09988\">$BABA-W(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v> Up fast, down faster, extreme pessimism will bring the price to new highs","text":"$BABA-W(09988)$ Up fast, down faster, extreme pessimism will bring the price to new highs","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/358087700807824","isVote":1,"tweetType":1,"viewCount":394,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":357765104697456,"gmtCreate":1728354470144,"gmtModify":1728354473950,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/09988\">$BABA-W(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v> Ouch!!!!!","listText":"<a href=\"https://ttm.financial/S/09988\">$BABA-W(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v> Ouch!!!!!","text":"$BABA-W(09988)$ Ouch!!!!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/357765104697456","isVote":1,"tweetType":1,"viewCount":236,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":355993772560464,"gmtCreate":1727922117832,"gmtModify":1727922167457,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/09988\">$BABA-W(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v> This drop will scare the sheet out of those who FOMO. Then they will pump it through the roof again. The whole cycle continues...........","listText":"<a href=\"https://ttm.financial/S/09988\">$BABA-W(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v> This drop will scare the sheet out of those who FOMO. Then they will pump it through the roof again. The whole cycle continues...........","text":"$BABA-W(09988)$ This drop will scare the sheet out of those who FOMO. Then they will pump it through the roof again. The whole cycle continues...........","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":11,"commentSize":1,"repostSize":2,"link":"https://ttm.financial/post/355993772560464","isVote":1,"tweetType":1,"viewCount":1448,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3573390365123336","authorId":"3573390365123336","name":"GoodLife99","avatar":"https://static.tigerbbs.com/93bc72ed8ecc035497d64dcad3dcf3d8","crmLevel":4,"crmLevelSwitch":1,"idStr":"3573390365123336","authorIdStr":"3573390365123336"},"content":"seems like this is the game now, it's nothing with the little retreated from what have it have surged. Hopefully all will be rewarded after the pumpy path towards the profit for those who able to hold strongly.","text":"seems like this is the game now, it's nothing with the little retreated from what have it have surged. Hopefully all will be rewarded after the pumpy path towards the profit for those who able to hold strongly.","html":"seems like this is the game now, it's nothing with the little retreated from what have it have surged. Hopefully all will be rewarded after the pumpy path towards the profit for those who able to hold strongly."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":333034893414512,"gmtCreate":1722335496339,"gmtModify":1722335499903,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a> It wi LL definitely rocket 🚀 tonight","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a> It wi LL definitely rocket 🚀 tonight","text":"$SoFi Technologies Inc.(SOFI)$ It wi LL definitely rocket 🚀 tonight","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/333034893414512","isVote":1,"tweetType":1,"viewCount":325,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":311856395309248,"gmtCreate":1717162549337,"gmtModify":1717162553172,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a> how long do you intend to sidelined?","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a> how long do you intend to sidelined?","text":"$SoFi Technologies Inc.(SOFI)$ how long do you intend to sidelined?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/311856395309248","isVote":1,"tweetType":1,"viewCount":416,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":303352381517992,"gmtCreate":1715081001768,"gmtModify":1715081832817,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a><v-v data-views=\"1\"></v-v> punish the shorts please","listText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a><v-v data-views=\"1\"></v-v> punish the shorts please","text":"$Palantir Technologies Inc.(PLTR)$ punish the shorts please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/303352381517992","isVote":1,"tweetType":1,"viewCount":1002,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4121555381154902","authorId":"4121555381154902","name":"Strategy 1","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":8,"crmLevelSwitch":1,"idStr":"4121555381154902","authorIdStr":"4121555381154902"},"content":"Palantir set high expectations in last earnings plus has already a high valuation. Government is slowing and commercial although not a bad growth but very much lower than previous qtr 70%. Overall its still a keeper but its a back to reality check. Stocks have run high, unless earnings are flawless given current sentiment this was expected (other examples are smci,amd, sofi..)","text":"Palantir set high expectations in last earnings plus has already a high valuation. Government is slowing and commercial although not a bad growth but very much lower than previous qtr 70%. Overall its still a keeper but its a back to reality check. Stocks have run high, unless earnings are flawless given current sentiment this was expected (other examples are smci,amd, sofi..)","html":"Palantir set high expectations in last earnings plus has already a high valuation. Government is slowing and commercial although not a bad growth but very much lower than previous qtr 70%. Overall its still a keeper but its a back to reality check. Stocks have run high, unless earnings are flawless given current sentiment this was expected (other examples are smci,amd, sofi..)"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":300569912504432,"gmtCreate":1714400831140,"gmtModify":1714400834159,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>BBQ the shorts please!","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>BBQ the shorts please!","text":"$SoFi Technologies Inc.(SOFI)$BBQ the shorts please!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/300569912504432","isVote":1,"tweetType":1,"viewCount":481,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":298387644846160,"gmtCreate":1713866525830,"gmtModify":1713866529151,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a> all in and be rewarded&nbsp;","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a> all in and be rewarded&nbsp;","text":"$SoFi Technologies Inc.(SOFI)$ all in and be rewarded","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/298387644846160","isVote":1,"tweetType":1,"viewCount":515,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":295601618100352,"gmtCreate":1713178373995,"gmtModify":1713178535028,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"title":"Guess the winner，Earn Tiger Coins","htmlText":"Find out more here: <a href=\"https://www.atigrzen.com/activity/market/2024/trading-guess?inviteId=FTAJNCAB&amp;utm_medium=tiger_community&amp;platform=iOS&amp;shareID=46c01b35015bc555f1b3fb67cad3687b&amp;invite=AHXRC9&amp;lang=en_US\">Guess the winner，Earn Tiger Coins</a> Come and participate in the“ Guess the winner，Earn Tiger Coins” event, find the trade master and invite friends to get up to 250 tiger coins.","listText":"Find out more here: <a href=\"https://www.atigrzen.com/activity/market/2024/trading-guess?inviteId=FTAJNCAB&amp;utm_medium=tiger_community&amp;platform=iOS&amp;shareID=46c01b35015bc555f1b3fb67cad3687b&amp;invite=AHXRC9&amp;lang=en_US\">Guess the winner，Earn Tiger Coins</a> Come and participate in the“ Guess the winner，Earn Tiger Coins” event, find the trade master and invite friends to get up to 250 tiger coins.","text":"Find out more here: Guess the winner，Earn Tiger Coins Come and participate in the“ Guess the winner，Earn Tiger Coins” event, find the trade master and invite friends to get up to 250 tiger coins.","images":[{"img":"https://static.tigerbbs.com/f5b7f90833b0728cadecb5cb81220f1d"}],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/295601618100352","isVote":1,"tweetType":1,"viewCount":212,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":264024389529792,"gmtCreate":1705478367408,"gmtModify":1705478371194,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/09988\">$Alibaba(09988)$&nbsp;</a> Last move to shake out the weak hands","listText":"<a href=\"https://ttm.financial/S/09988\">$Alibaba(09988)$&nbsp;</a> Last move to shake out the weak hands","text":"$Alibaba(09988)$ Last move to shake out the weak hands","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/264024389529792","isVote":1,"tweetType":1,"viewCount":550,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":242436785180672,"gmtCreate":1700225813489,"gmtModify":1700225817758,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"Whatever","listText":"Whatever","text":"Whatever","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/242436785180672","repostId":"2384355514","repostType":2,"repost":{"id":"2384355514","kind":"highlight","pubTimestamp":1700225783,"share":"https://ttm.financial/m/news/2384355514?lang=&edition=fundamental","pubTime":"2023-11-17 20:56","market":"us","language":"en","title":"NIO Stock Warning: The Beginning of the End is Here","url":"https://stock-news.laohu8.com/highlight/detail?id=2384355514","media":"InvestorPlace","summary":"Layoffs can often be part and parcel to a turnaround, but don't count on that being the situation here with NIO stock.","content":"<html><head></head><body><ul style=\"\"><li><p>Following recent layoff news, some may be mulling a <strong>Nio</strong> (NYSE:<strong><u>NIO</u></strong>) stock purchase, on the view that a turnaround for the fledgling Chinese EV maker is taking shape.</p></li></ul><ul style=\"\"><li><p>However, I wouldn’t make this assumption, as these layoff may signal the beginning of the end, rather than the start of a comeback, for NIO stock.</p></li><li><p>A de-rating to the downside (perhaps even a severe one) may lie ahead, so stay away from this slow-motion car wreck.</p></li></ul><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/8f283dcf01ba7103e8690f23edfaaf8f\" tg-width=\"768\" tg-height=\"432\"/></p><p>After declining sharply between August and October, <strong>Nio</strong> (NYSE:<strong>NIO</strong>) stock has essentially traded sideways. Some are considering buying in hope a turnaround is taking shape. After all, earlier in November, <em>Reuters</em> reported that the company was laying off a tenth of its workforce. While layoffs are unfortunate, they sometimes mark the beginning of a turnaround.</p><p>Layoffs can enable troubled firms to rightsize their businesses, resulting in improved operating performance. However, I wouldn’t assume that will be the case here with Nio. In fact, instead of serving as a sort of a silver bullet for Nio’s problems, the layoff announcement may mark the beginning of the end for this onetime high-flier. Read on, as I explain below.</p><h2 id=\"id_2613708765\">NIO Stock Is a Lose-Lose Situation</h2><p>Many growth stocks have bounced back this year, thanks to a combination of cost reduction efforts and re-accelerating growth. Yet if you’re banking a similar outcome will arise with Nio think otherwise. For one, it is highly questionable that any resurgence in growth is just around the corner.</p><p>Sure, last month, Nio reported year-over-year sales growth of nearly 60%. However, while impressive on a year-over-year basis, on a month-over-month basis, deliveries growth was far less impressive (just 2.77%).</p><p>As <em>InvestorPlace’s</em> Thomas Niel argued a few weeks back, this weak sales growth comes as competitors have reported considerably stronger sequential sales growth. It’s possible that competition is getting the better of Nio, with little suggesting that this “also ran” will soon surge back towards the front of the pack.</p><p>Meanwhile, while growth keeps stalling, job cuts may not get meaningful results when it comes to Nio’s path to profitability.</p><p>Layoff-related cost savings may be more than countered by a sharp decrease in gross margins and an increase in overhead expenses in recent quarters, as seen in Nio’s most recently-released quarterly results. With growth slowing down while net losses remain high, Nio appears set to be stuck in a “lose-lose” situation.</p><h2 id=\"id_3086176500\">The Beginning of the End</h2><p>While NIO stock has declined considerably since the height of the 2020/2021 EV stock bubble, the potential for Nio to bounce back after China’s Covid shutdown, and continue on a course towards becoming a global name in EVs was enough to sustain a valuation in the $10 billion to $20 billion range, despite high reported operating losses.</p><p>However, as the Chinese EV market has clearly bounced back, but Nio is hitting a growth wall, this bull case is finally shattered. Falling behind in its home market, the company may have to resign to becoming just a small name in the space.</p><p>Nio’s execution issues also make it very doubtful the EV maker will find success in overseas markets, despite continued expansion efforts in Europe, and the company’s aim to enter the U.S. market by 2025. While there’s nothing wrong with merely becoming a mid-sized automaker, a severely-limited growth runway means a further re-rating to the downside of Nio’s valuation.</p><p>This is likely the case, even if the company makes progress improving gross margins/right-sizing overhead in order to become profitable. Worse yet, if high losses continue, expect a severe de-rating.</p><h2 id=\"id_372694132\">Bottom Line: Avoid This Slow-Motion Car Wreck</h2><p>When it comes to downside risk with NIO, assume it to be as high as 100%. Yes, at this moment, the company is not experiencing severe financial distress. The company’s war chest remains sufficient to absorb current cash burn.</p><p>However, as <em>InvestorPlace’s</em> Will Ashworth pointed out this week, Nio may only have cash on hand to sustain itself for another year. With this, it’s not out of the question to say that the company could need to conduct a highly-dilutive capital raise to get its financial house back in order.</p><p>If that’s not bad enough, it’s far from set in stone that (given current market conditions) Nio could obtain billions in new financing.</p><p>Until evidence to the contrary emerges, consider it best to keep avoiding the slow-motion car wreck that is NIO stock.</p><p>NIO stock earns a D rating in <em>Portfolio Grader</em>.</p></body></html>","source":"investorplace_stock_picks","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>NIO Stock Warning: The Beginning of the End is Here</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNIO Stock Warning: The Beginning of the End is Here\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-11-17 20:56 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/market360/2023/11/nio-stock-warning-the-beginning-of-the-end-is-here/><strong>InvestorPlace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Following recent layoff news, some may be mulling a Nio (NYSE:NIO) stock purchase, on the view that a turnaround for the fledgling Chinese EV maker is taking shape.However, I wouldn’t make this ...</p>\n\n<a href=\"https://investorplace.com/market360/2023/11/nio-stock-warning-the-beginning-of-the-end-is-here/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0708995583.HKD":"TEMPLETON CHINA \"A\" (HKD) ACC","BK4532":"文艺复兴科技持仓","BK4531":"中概回港概念","NIO":"蔚来","BK4585":"ETF&股票定投概念","BK4534":"瑞士信贷持仓","BK4555":"新能源车","EVS.SI":"MSCI China Electric Vehicles and Future Mobility ETF-NikkoAM","BK4509":"腾讯概念","09866":"蔚来-SW","BK4588":"碎股","BK4526":"热门中概股","BK4574":"无人驾驶","NIO.SI":"蔚来","LU0052750758.USD":"富兰克林中国基金A Acc","LU0320764599.SGD":"FTIF - Templeton China A Acc SGD","BK4505":"高瓴资本持仓","BK4581":"高盛持仓","BK4504":"桥水持仓","BK4099":"汽车制造商","BK4548":"巴美列捷福持仓"},"source_url":"https://investorplace.com/market360/2023/11/nio-stock-warning-the-beginning-of-the-end-is-here/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2384355514","content_text":"Following recent layoff news, some may be mulling a Nio (NYSE:NIO) stock purchase, on the view that a turnaround for the fledgling Chinese EV maker is taking shape.However, I wouldn’t make this assumption, as these layoff may signal the beginning of the end, rather than the start of a comeback, for NIO stock.A de-rating to the downside (perhaps even a severe one) may lie ahead, so stay away from this slow-motion car wreck.After declining sharply between August and October, Nio (NYSE:NIO) stock has essentially traded sideways. Some are considering buying in hope a turnaround is taking shape. After all, earlier in November, Reuters reported that the company was laying off a tenth of its workforce. While layoffs are unfortunate, they sometimes mark the beginning of a turnaround.Layoffs can enable troubled firms to rightsize their businesses, resulting in improved operating performance. However, I wouldn’t assume that will be the case here with Nio. In fact, instead of serving as a sort of a silver bullet for Nio’s problems, the layoff announcement may mark the beginning of the end for this onetime high-flier. Read on, as I explain below.NIO Stock Is a Lose-Lose SituationMany growth stocks have bounced back this year, thanks to a combination of cost reduction efforts and re-accelerating growth. Yet if you’re banking a similar outcome will arise with Nio think otherwise. For one, it is highly questionable that any resurgence in growth is just around the corner.Sure, last month, Nio reported year-over-year sales growth of nearly 60%. However, while impressive on a year-over-year basis, on a month-over-month basis, deliveries growth was far less impressive (just 2.77%).As InvestorPlace’s Thomas Niel argued a few weeks back, this weak sales growth comes as competitors have reported considerably stronger sequential sales growth. It’s possible that competition is getting the better of Nio, with little suggesting that this “also ran” will soon surge back towards the front of the pack.Meanwhile, while growth keeps stalling, job cuts may not get meaningful results when it comes to Nio’s path to profitability.Layoff-related cost savings may be more than countered by a sharp decrease in gross margins and an increase in overhead expenses in recent quarters, as seen in Nio’s most recently-released quarterly results. With growth slowing down while net losses remain high, Nio appears set to be stuck in a “lose-lose” situation.The Beginning of the EndWhile NIO stock has declined considerably since the height of the 2020/2021 EV stock bubble, the potential for Nio to bounce back after China’s Covid shutdown, and continue on a course towards becoming a global name in EVs was enough to sustain a valuation in the $10 billion to $20 billion range, despite high reported operating losses.However, as the Chinese EV market has clearly bounced back, but Nio is hitting a growth wall, this bull case is finally shattered. Falling behind in its home market, the company may have to resign to becoming just a small name in the space.Nio’s execution issues also make it very doubtful the EV maker will find success in overseas markets, despite continued expansion efforts in Europe, and the company’s aim to enter the U.S. market by 2025. While there’s nothing wrong with merely becoming a mid-sized automaker, a severely-limited growth runway means a further re-rating to the downside of Nio’s valuation.This is likely the case, even if the company makes progress improving gross margins/right-sizing overhead in order to become profitable. Worse yet, if high losses continue, expect a severe de-rating.Bottom Line: Avoid This Slow-Motion Car WreckWhen it comes to downside risk with NIO, assume it to be as high as 100%. Yes, at this moment, the company is not experiencing severe financial distress. The company’s war chest remains sufficient to absorb current cash burn.However, as InvestorPlace’s Will Ashworth pointed out this week, Nio may only have cash on hand to sustain itself for another year. With this, it’s not out of the question to say that the company could need to conduct a highly-dilutive capital raise to get its financial house back in order.If that’s not bad enough, it’s far from set in stone that (given current market conditions) Nio could obtain billions in new financing.Until evidence to the contrary emerges, consider it best to keep avoiding the slow-motion car wreck that is NIO stock.NIO stock earns a D rating in Portfolio Grader.","news_type":1},"isVote":1,"tweetType":1,"viewCount":399,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":242059540615392,"gmtCreate":1700133591569,"gmtModify":1700141143546,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/BABA\">$Alibaba(BABA)$&nbsp;</a><v-v data-views=\"1\"></v-v>Kill the kateks and rocket hard 🚀&nbsp;","listText":"<a href=\"https://ttm.financial/S/BABA\">$Alibaba(BABA)$&nbsp;</a><v-v data-views=\"1\"></v-v>Kill the kateks and rocket hard 🚀&nbsp;","text":"$Alibaba(BABA)$ Kill the kateks and rocket hard 🚀","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/242059540615392","isVote":1,"tweetType":1,"viewCount":398,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":236981225906376,"gmtCreate":1698892441060,"gmtModify":1698892630903,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a><v-v data-views=\"1\"></v-v>I hope tonight you will rocket 🚀 hard. Kill the shorts and let them bleed to death.","listText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a><v-v data-views=\"1\"></v-v>I hope tonight you will rocket 🚀 hard. Kill the shorts and let them bleed to death.","text":"$Palantir Technologies Inc.(PLTR)$ I hope tonight you will rocket 🚀 hard. Kill the shorts and let them bleed to death.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/236981225906376","isVote":1,"tweetType":1,"viewCount":266,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":236022342291456,"gmtCreate":1698655435737,"gmtModify":1698655441026,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"Palantir&nbsp;[Happy]&nbsp;&nbsp;🚀🚀🚀🚀","listText":"Palantir&nbsp;[Happy]&nbsp;&nbsp;🚀🚀🚀🚀","text":"Palantir [Happy] 🚀🚀🚀🚀","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/236022342291456","isVote":1,"tweetType":1,"viewCount":143,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":229516774948952,"gmtCreate":1697076333862,"gmtModify":1697076338912,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"Rocket 🚀&nbsp;","listText":"Rocket 🚀&nbsp;","text":"Rocket 🚀","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/229516774948952","repostId":"2374415176","repostType":2,"repost":{"id":"2374415176","kind":"highlight","pubTimestamp":1697075825,"share":"https://ttm.financial/m/news/2374415176?lang=&edition=fundamental","pubTime":"2023-10-12 09:57","market":"us","language":"en","title":"Palantir Warning: Why Now Is the Time to Steer Clear of This AI Play","url":"https://stock-news.laohu8.com/highlight/detail?id=2374415176","media":"InvestorPlace","summary":"There are plenty of ways investors can play the artificial intelligence boom, but PLTR stock could be among the riskiest right now.","content":"<html><head></head><body><ul style=\"\"><li><p><strong>Palantir Technologies</strong> (<strong><u>PLTR</u></strong>) continues to show thin profitability, even though the company manipulated its finances to sustain profitability.</p></li><li><p>The company aims to transition its military database tech into civilian AI revenue.</p></li><li><p>Palantir’s growth will persist, sparking ongoing debates among analysts about its valuation.</p></li></ul><p>In the financial market’s AI race, investors are focusing on specific stocks. <strong>Palantir </strong>(NYSE: <strong><u>PLTR</u></strong>) has gained significant attention recently, with its stock more than doubling year-to-date, outperforming many other AI-related companies.</p><p>For growth investors, the key question is whether PLTR stock is a worthwhile buy at its current levels or if its rally is mostly done. I believe the company’s strong earnings outlook might be overly optimistic given its past performance.</p><p>Let’s explore why caution may be warranted with PLTR stock at this point.</p><h2 id=\"id_3345041302\">Recent PLTR Stock News</h2><p>Recent <strong>PricewaterhouseCoopers</strong> (PwC) news underscores Palantir’s shift from military tech to civilian applications. Palantir has reportedly inked agreements with the asset management firm in Houston and an Italian medical foundation. Additionally, a substantial contract from Britain’s National Health Service is on the horizon, potentially valued at $580 million over five years. That’s great news for those who view Palantir as a growth story.</p><p>That said, while Palantir is profitable with $2.2 billion in annual revenues, its market cap stands at 15 times that figure. After going public in 2021, PLTR stock reached $35 per share but dropped to $6.40 this year before rebranding its database apps as “artificial intelligence.” The buzz around generative AI briefly tripled its value until recent interest rate increases.</p><p>Skeptics, like myself, view Palantir as overpriced, citing modest profits and a 13% year-over-year growth rate. According to Fintel, only 8% of the stock is shorted, but 57% of off-exchange trading volume is associated with short positions.</p><h2 id=\"id_3701615914\">PLTR Headwinds Will Continue</h2><p>Palantir’s stock, despite a recent surge, remains significantly below its peak of $39 per share in January 2021. Its revenue growth has slowed down, with a 24% increase in 2022 and an expected 16% growth in 2023, falling short of its earlier target of 30% annual revenue growth through 2025.</p><p>Palantir attributes its growth slowdown to government contract timing and commercial platform challenges but expects new features, like an AI Platform, to stabilize its long-term growth. Meanwhile, the company is cutting costs to boost adjusted operating margins, maintaining profitability and initiating a $1 billion buyback plan.</p><h2 id=\"id_211712046\">Valuation Is Vital</h2><p>In conclusion, Palantir’s valuation is crucial. Despite its recent rally, with a price-to-sales ratio of approximately 15 times, the stock is priced for perfection. However, it could face substantial downside risks if it doesn’t maintain strong growth in both revenue and profits.</p><p>Indeed, PLTR stock has fallen about 11% from its high this year due to reasons like a <strong>Morgan Stanley</strong> (NYSE:<strong><u>MS</u></strong>) downgrade citing valuation concerns. Wall Street analysts are cautious, while retail investors see it as a momentum play. However, as the momentum wanes, investors in the AI space will likely favor companies with strong and growing margins, which Palantir lacks.</p></body></html>","source":"investorplace_stock_picks","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Palantir Warning: Why Now Is the Time to Steer Clear of This AI Play</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPalantir Warning: Why Now Is the Time to Steer Clear of This AI Play\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-10-12 09:57 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/2023/10/pltr-warning-why-now-is-the-time-to-steer-clear-of-this-ai-play/><strong>InvestorPlace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Palantir Technologies (PLTR) continues to show thin profitability, even though the company manipulated its finances to sustain profitability.The company aims to transition its military database tech ...</p>\n\n<a href=\"https://investorplace.com/2023/10/pltr-warning-why-now-is-the-time-to-steer-clear-of-this-ai-play/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PLTR":"Palantir Technologies Inc."},"source_url":"https://investorplace.com/2023/10/pltr-warning-why-now-is-the-time-to-steer-clear-of-this-ai-play/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2374415176","content_text":"Palantir Technologies (PLTR) continues to show thin profitability, even though the company manipulated its finances to sustain profitability.The company aims to transition its military database tech into civilian AI revenue.Palantir’s growth will persist, sparking ongoing debates among analysts about its valuation.In the financial market’s AI race, investors are focusing on specific stocks. Palantir (NYSE: PLTR) has gained significant attention recently, with its stock more than doubling year-to-date, outperforming many other AI-related companies.For growth investors, the key question is whether PLTR stock is a worthwhile buy at its current levels or if its rally is mostly done. I believe the company’s strong earnings outlook might be overly optimistic given its past performance.Let’s explore why caution may be warranted with PLTR stock at this point.Recent PLTR Stock NewsRecent PricewaterhouseCoopers (PwC) news underscores Palantir’s shift from military tech to civilian applications. Palantir has reportedly inked agreements with the asset management firm in Houston and an Italian medical foundation. Additionally, a substantial contract from Britain’s National Health Service is on the horizon, potentially valued at $580 million over five years. That’s great news for those who view Palantir as a growth story.That said, while Palantir is profitable with $2.2 billion in annual revenues, its market cap stands at 15 times that figure. After going public in 2021, PLTR stock reached $35 per share but dropped to $6.40 this year before rebranding its database apps as “artificial intelligence.” The buzz around generative AI briefly tripled its value until recent interest rate increases.Skeptics, like myself, view Palantir as overpriced, citing modest profits and a 13% year-over-year growth rate. According to Fintel, only 8% of the stock is shorted, but 57% of off-exchange trading volume is associated with short positions.PLTR Headwinds Will ContinuePalantir’s stock, despite a recent surge, remains significantly below its peak of $39 per share in January 2021. Its revenue growth has slowed down, with a 24% increase in 2022 and an expected 16% growth in 2023, falling short of its earlier target of 30% annual revenue growth through 2025.Palantir attributes its growth slowdown to government contract timing and commercial platform challenges but expects new features, like an AI Platform, to stabilize its long-term growth. Meanwhile, the company is cutting costs to boost adjusted operating margins, maintaining profitability and initiating a $1 billion buyback plan.Valuation Is VitalIn conclusion, Palantir’s valuation is crucial. Despite its recent rally, with a price-to-sales ratio of approximately 15 times, the stock is priced for perfection. However, it could face substantial downside risks if it doesn’t maintain strong growth in both revenue and profits.Indeed, PLTR stock has fallen about 11% from its high this year due to reasons like a Morgan Stanley (NYSE:MS) downgrade citing valuation concerns. Wall Street analysts are cautious, while retail investors see it as a momentum play. However, as the momentum wanes, investors in the AI space will likely favor companies with strong and growing margins, which Palantir lacks.","news_type":1},"isVote":1,"tweetType":1,"viewCount":302,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":389994771443912,"gmtCreate":1736221266605,"gmtModify":1736221270628,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"Never ever invest in Singapore stocks again. Waste of time.&nbsp;","listText":"Never ever invest in Singapore stocks again. Waste of time.&nbsp;","text":"Never ever invest in Singapore stocks again. Waste of time.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/389994771443912","repostId":"2501286544","repostType":2,"repost":{"id":"2501286544","kind":"highlight","pubTimestamp":1736213100,"share":"https://ttm.financial/m/news/2501286544?lang=&edition=fundamental","pubTime":"2025-01-07 09:25","market":"sg","language":"en","title":"Can You Still Buy Singapore Banks?","url":"https://stock-news.laohu8.com/highlight/detail?id=2501286544","media":"The Smart Investor","summary":"With banks trading close to their all-time highs, should you still add them into your investment portfolio?","content":"<html><head></head><body><p>Singapore’s three local banks enjoyed an amazing run last year.</p><p>Buoyed by higher interest rates and benign economic conditions, the trio of banks saw their share prices hit all-time highs.</p><p><strong>DBS Group</strong> (SGX: D05) led the pack with a stunning 44% share price increase in 2024.</p><p><strong>OCBC Ltd</strong> (SGX: O39) came in second with a 28.4% share price gain while <strong>United Overseas Bank</strong> (SGX: U11), or UOB, came close with a 27.7% jump.</p><p>The strong performance of the three banks propelled the <strong>Straits Times Index</strong> (SGX: ^STI) to a 17-year high and brought it close to its all-time high of 3,908 reached in October 2007.</p><p>However, investors have turned cautious.</p><p>With the three lenders logging big gains last year, is there still room to buy the local banks?</p><h2 id=\"id_863233360\">“Higher for longer” interest rates</h2><p>It’s no secret that the banks have enjoyed their stellar run because of the surge in interest rates over the past two years.</p><p>From 2022 to 2023, interest rates rose at their fastest pace ever, with a 4.88 percentage point jump.</p><p>These rates were raised aggressively by the US Federal Reserve (“Fed”) to fight inflation.</p><p>However, the spectre of an economic slowdown looms when rates stay high as businesses and individuals hold back from borrowing.</p><p>The latest economic data from the US paints an optimistic picture, though.</p><p>For November 2024, nonfarm payrolls rose by 227,000 for the month, higher than estimates for 214,000.</p><p>The unemployment rate ticked slightly higher to 4.2%.</p><p>The US economy continues to produce a healthy number of jobs despite rates being where they are now.</p><p>Last month, the Fed made its third interest rate reduction for 2024, lowering its benchmark federal funds rate to a range of between 4.25% to 4.5%.</p><p>Despite the reduction, the central bank pencilled in just two interest rate cuts for this year, down from the four that it had forecast as recently as September.</p><p>This dot plot is good news for the three banks as a sustained high-interest-rate environment will benefit their net interest margins and prop up net interest income.</p><p>Incoming President Donald Trump’s policies may also prove inflationary as he has promised to impose harsh tariffs on trade partners.</p><p>Should these tariffs come to pass, the Fed may be forced to hold rates “higher for longer” to continue combating inflation.</p><h2 id=\"id_2853928724\">Better non-interest income</h2><p>Apart from net interest income, banks can rely on non-interest income to boost their total income.</p><p>Non-interest income consists of fees from dishing out loans, wealth management fees from managing investment portfolios, and credit card fees from consumers using their credit cards.</p><p>For the first nine months of 2024 (9M 2024), DBS Group saw a 27% year-on-year surge in non-interest income to S$3.2 billion.</p><p>OCBC’s non-interest income jumped 23% year on year to S$3.8 billion over the same period while UOB saw its net fee income climb 10% year on year to S$1.8 billion.</p><p>All three banks have done well to grow this component of their total income, and 2025 may have more to come.</p><p>DBS projects its non-interest income to grow by high-single-digits for 2025 while UOB sees “double-digit” fee growth.</p><h2 id=\"id_3595634333\">Excess capital</h2><p>Being conservatively managed has its perks as it allows banks to be more resilient and able to weather tough times when they arrive.</p><p>The trio of banks reported healthy excess capital that could be paid out to investors in the form of higher dividends while also reinvesting for growth.</p><p>DBS led the way by disclosing that it has around S$5.9 billion in excess capital, or around S$2 per share, that can either be used for share buybacks, higher ordinary dividends, or special dividends.</p><p>OCBC declined to disclose the amount of excess capital it has but CEO Helen Wong says that the lender has enough capital for mergers and acquisitions and business growth.</p><p>For UOB, CFO Lee Wai Fai said that the bank has excess capital of between S$2 billion to S$2.5 billion.</p><p><strong>An optimistic outlook</strong></p><p>Singapore recently reported that its GDP expanded by 4% for 2024, significantly better than the 1.1% GDP growth logged in 2023.</p><p>This ending figure is higher than the 3.5% GDP growth forecast by the Ministry for Trade and Industry back in November 2024.</p><p>UOB CEO Wee Ee Cheong projected high single-digit loan growth for this year while DBS has also forecast loan growth, though it did not specify the quantum.</p><h2 id=\"id_220708066\">Get Smart: Room for further growth</h2><p>Investors in the three Singapore banks enjoyed healthy capital gains last year along with rising dividends.</p><p>2025 should be an interesting year where the banks maintain their net interest income while growing their non-interest income.</p><p>A healthy economy should also spur loan growth, which should help to mitigate any fall in the banks’ net interest margins.</p><p>The presence of excess capital enables the banks to sustain or even raise their dividend payments.</p><p>In short, there is room for further growth for the three banks, barring unforeseen circumstances.</p></body></html>","source":"thesmartinvestor_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Can You Still Buy Singapore Banks?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCan You Still Buy Singapore Banks?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-01-07 09:25 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://thesmartinvestor.com.sg/can-you-still-buy-singapore-banks-2/><strong>The Smart Investor</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Singapore’s three local banks enjoyed an amazing run last year.Buoyed by higher interest rates and benign economic conditions, the trio of banks saw their share prices hit all-time highs.DBS Group (...</p>\n\n<a href=\"https://thesmartinvestor.com.sg/can-you-still-buy-singapore-banks-2/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0557290698.USD":"施罗德环球可持续增长基金","LU1497733631.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund ASDM SGD","LU0516422366.SGD":"Fullerton Lux Funds - Asia Focus Equities A Acc SGD","LU0348816934.USD":"ALLIANZ TOTAL RETURN ASIAN EQUITY \"AT\" (USD)","LU0192582467.USD":"SCHRODER ISF ASIAN EQUITY YIELD \"A\" (USD) INC MF","SG9999013460.SGD":"LionGlobal Singapore Dividend Equity Fund SGD","LU0326948709.USD":"SCHRODER ISF ASIAN TOTAL RETURN \"A\" (USD) ACC","LU0588545490.SGD":"Eastspring Investments - Asian Equity Income AS SGD","IE00B067MR52.USD":"FSSA ASIAN EQUITY PLUS \"I\" (USD) ACC","LU0886674414.USD":"CT (LUX) I ASIAN EQUITY INCOME \"AUP\" (USD) INC","LU0188438112.USD":"SCHRODER ISF ASIAN EQUITY YIELD \"A\" ACC","SG9999000343.SGD":"Schroder Singapore Trust A Dis SGD","SG9999008742.SGD":"Eastspring Investments Unit Trusts - Singapore ASEAN Equity SGD","IE00BKZH1Z71.USD":"BNY MELLON ASIAN INCOME \"B\" (USD) ACC","LU1522347837.USD":"EASTSPRING INV ASIAN LOW VOLATILITY EQUITY FUND \"A\" (USD) ACC A","LU0011963245.USD":"abrdn SICAV I ASIA PACIFIC SUSTAINAB  LE EQUITY \"A\" (USD) ACC","LU1242518857.USD":"FULLERTON LUX FUNDS - ASIA ABSOLUTE ALPHA \"I\" (USD) ACC","SG9999002562.SGD":"LionGlobal Asia Pacific SGD","SG9999002604.SGD":"LionGlobal Singapore/Malaysia SGD","LU0950375773.USD":"BNP PARIBAS SUSTAINABLE GLOBAL LOW VOL EQUITY \"C\" (USD) INC A","LU0543330483.HKD":"TEMPLETON ASIAN GROWTH \"A\" (HKD) ACC","SG9999005177.SGD":"Legg Mason Martin Currie - Southeast Asia Trust A Acc SGD","LU0516423091.SGD":"FULLERTON LUX FUNDS - ASIA FOCUS EQUITIES \"I\" (SGD) ACC","SG9999001135.SGD":"United ASEAN Fund SGD","O39.SI":"华侨银行","IE00BGHQDM52.EUR":"GUINNESS ASIAN EQUITY INCOME \"C\" (EUR) ACC","LU1634259557.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund AS SGD-H","SG9999014492.USD":"NIKKO AM ASEAN EQUITY \"A\" (USD) ACC","LU2264538146.SGD":"Fullerton Lux Funds - Global Absolute Alpha A Acc SGD","LU0348814723.USD":"ALLIANZ TOTAL RETURN ASIAN EQUITY \"A\" (USD) INC  NC","LU0823397285.USD":"BNP PARIBAS SUSTAINABLE ASIA EX-JAPAN EQUITY \"C\" (USD) INC","LU0955669360.SGD":"Schroder ISF Asian Dividend Maximiser A Dis SGD","LU0210637038.USD":"HSBC GIF THAI EQUITY \"AD\" INC","SG9999014484.SGD":"Nikko AM ASEAN Equity Fund A SGD","LU1981816686.USD":"EASTSPRING INV ASIAN MULTI FACTOR EQUITY \"A\" (USD) ACC","LU0821914370.USD":"贝莱德亚洲成长领袖A2","LU0532188223.SGD":"JPMorgan Funds - ASEAN Equity A (acc) SGD","D05.SI":"星展集团控股","LU1130305938.SGD":"Schroder ISF Asian Dividend Maximiser A Dis SGD-H","BK6516":"银行与投资服务概念","LU1064131342.USD":"Fullerton Lux Funds - Global Absolute Alpha A Acc USD","LU0865486749.SGD":"Eastspring Investments - Asian Equity Income AS SGD-H","LU1206713676.USD":"Aviva Investors - Multi-Strategy Target Return Ah USD","LU0918141887.USD":"安联亚洲实际收益股票基金","LU2506952097.USD":"BNP PARIBAS SUSTAINABLE GLOBAL LOW VOL EQUITY \"CRH\" (USDHDG) ACC","SG9999001127.SGD":"United Singapore Growth Fund SGD","LU0630378429.USD":"HSBC GIF ASIA PACIFIC EX JAPAN EQ HD \"AM2\" (USD) INC","LU0577902611.USD":"FULLERTON LUX FUNDS - ASIA GROWTH & INCOME EQUITIE \"A\" (USD) ACC","U11.SI":"大华银行","SG9999002620.SGD":"LionGlobal South East Asia SGD"},"source_url":"https://thesmartinvestor.com.sg/can-you-still-buy-singapore-banks-2/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2501286544","content_text":"Singapore’s three local banks enjoyed an amazing run last year.Buoyed by higher interest rates and benign economic conditions, the trio of banks saw their share prices hit all-time highs.DBS Group (SGX: D05) led the pack with a stunning 44% share price increase in 2024.OCBC Ltd (SGX: O39) came in second with a 28.4% share price gain while United Overseas Bank (SGX: U11), or UOB, came close with a 27.7% jump.The strong performance of the three banks propelled the Straits Times Index (SGX: ^STI) to a 17-year high and brought it close to its all-time high of 3,908 reached in October 2007.However, investors have turned cautious.With the three lenders logging big gains last year, is there still room to buy the local banks?“Higher for longer” interest ratesIt’s no secret that the banks have enjoyed their stellar run because of the surge in interest rates over the past two years.From 2022 to 2023, interest rates rose at their fastest pace ever, with a 4.88 percentage point jump.These rates were raised aggressively by the US Federal Reserve (“Fed”) to fight inflation.However, the spectre of an economic slowdown looms when rates stay high as businesses and individuals hold back from borrowing.The latest economic data from the US paints an optimistic picture, though.For November 2024, nonfarm payrolls rose by 227,000 for the month, higher than estimates for 214,000.The unemployment rate ticked slightly higher to 4.2%.The US economy continues to produce a healthy number of jobs despite rates being where they are now.Last month, the Fed made its third interest rate reduction for 2024, lowering its benchmark federal funds rate to a range of between 4.25% to 4.5%.Despite the reduction, the central bank pencilled in just two interest rate cuts for this year, down from the four that it had forecast as recently as September.This dot plot is good news for the three banks as a sustained high-interest-rate environment will benefit their net interest margins and prop up net interest income.Incoming President Donald Trump’s policies may also prove inflationary as he has promised to impose harsh tariffs on trade partners.Should these tariffs come to pass, the Fed may be forced to hold rates “higher for longer” to continue combating inflation.Better non-interest incomeApart from net interest income, banks can rely on non-interest income to boost their total income.Non-interest income consists of fees from dishing out loans, wealth management fees from managing investment portfolios, and credit card fees from consumers using their credit cards.For the first nine months of 2024 (9M 2024), DBS Group saw a 27% year-on-year surge in non-interest income to S$3.2 billion.OCBC’s non-interest income jumped 23% year on year to S$3.8 billion over the same period while UOB saw its net fee income climb 10% year on year to S$1.8 billion.All three banks have done well to grow this component of their total income, and 2025 may have more to come.DBS projects its non-interest income to grow by high-single-digits for 2025 while UOB sees “double-digit” fee growth.Excess capitalBeing conservatively managed has its perks as it allows banks to be more resilient and able to weather tough times when they arrive.The trio of banks reported healthy excess capital that could be paid out to investors in the form of higher dividends while also reinvesting for growth.DBS led the way by disclosing that it has around S$5.9 billion in excess capital, or around S$2 per share, that can either be used for share buybacks, higher ordinary dividends, or special dividends.OCBC declined to disclose the amount of excess capital it has but CEO Helen Wong says that the lender has enough capital for mergers and acquisitions and business growth.For UOB, CFO Lee Wai Fai said that the bank has excess capital of between S$2 billion to S$2.5 billion.An optimistic outlookSingapore recently reported that its GDP expanded by 4% for 2024, significantly better than the 1.1% GDP growth logged in 2023.This ending figure is higher than the 3.5% GDP growth forecast by the Ministry for Trade and Industry back in November 2024.UOB CEO Wee Ee Cheong projected high single-digit loan growth for this year while DBS has also forecast loan growth, though it did not specify the quantum.Get Smart: Room for further growthInvestors in the three Singapore banks enjoyed healthy capital gains last year along with rising dividends.2025 should be an interesting year where the banks maintain their net interest income while growing their non-interest income.A healthy economy should also spur loan growth, which should help to mitigate any fall in the banks’ net interest margins.The presence of excess capital enables the banks to sustain or even raise their dividend payments.In short, there is room for further growth for the three banks, barring unforeseen circumstances.","news_type":1},"isVote":1,"tweetType":1,"viewCount":25,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":355993772560464,"gmtCreate":1727922117832,"gmtModify":1727922167457,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/09988\">$BABA-W(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v> This drop will scare the sheet out of those who FOMO. Then they will pump it through the roof again. The whole cycle continues...........","listText":"<a href=\"https://ttm.financial/S/09988\">$BABA-W(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v> This drop will scare the sheet out of those who FOMO. Then they will pump it through the roof again. The whole cycle continues...........","text":"$BABA-W(09988)$ This drop will scare the sheet out of those who FOMO. Then they will pump it through the roof again. The whole cycle continues...........","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":11,"commentSize":1,"repostSize":2,"link":"https://ttm.financial/post/355993772560464","isVote":1,"tweetType":1,"viewCount":1448,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3573390365123336","authorId":"3573390365123336","name":"GoodLife99","avatar":"https://static.tigerbbs.com/93bc72ed8ecc035497d64dcad3dcf3d8","crmLevel":4,"crmLevelSwitch":1,"idStr":"3573390365123336","authorIdStr":"3573390365123336"},"content":"seems like this is the game now, it's nothing with the little retreated from what have it have surged. Hopefully all will be rewarded after the pumpy path towards the profit for those who able to hold strongly.","text":"seems like this is the game now, it's nothing with the little retreated from what have it have surged. Hopefully all will be rewarded after the pumpy path towards the profit for those who able to hold strongly.","html":"seems like this is the game now, it's nothing with the little retreated from what have it have surged. Hopefully all will be rewarded after the pumpy path towards the profit for those who able to hold strongly."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":303352381517992,"gmtCreate":1715081001768,"gmtModify":1715081832817,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a><v-v data-views=\"1\"></v-v> punish the shorts please","listText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a><v-v data-views=\"1\"></v-v> punish the shorts please","text":"$Palantir Technologies Inc.(PLTR)$ punish the shorts please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/303352381517992","isVote":1,"tweetType":1,"viewCount":1002,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4121555381154902","authorId":"4121555381154902","name":"Strategy 1","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":8,"crmLevelSwitch":1,"idStr":"4121555381154902","authorIdStr":"4121555381154902"},"content":"Palantir set high expectations in last earnings plus has already a high valuation. Government is slowing and commercial although not a bad growth but very much lower than previous qtr 70%. Overall its still a keeper but its a back to reality check. Stocks have run high, unless earnings are flawless given current sentiment this was expected (other examples are smci,amd, sofi..)","text":"Palantir set high expectations in last earnings plus has already a high valuation. Government is slowing and commercial although not a bad growth but very much lower than previous qtr 70%. Overall its still a keeper but its a back to reality check. Stocks have run high, unless earnings are flawless given current sentiment this was expected (other examples are smci,amd, sofi..)","html":"Palantir set high expectations in last earnings plus has already a high valuation. Government is slowing and commercial although not a bad growth but very much lower than previous qtr 70%. Overall its still a keeper but its a back to reality check. Stocks have run high, unless earnings are flawless given current sentiment this was expected (other examples are smci,amd, sofi..)"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":182756981678128,"gmtCreate":1685627475917,"gmtModify":1685627480721,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/IRNT\">$IronNet(IRNT)$&nbsp;</a>Only god can save you","listText":"<a href=\"https://ttm.financial/S/IRNT\">$IronNet(IRNT)$&nbsp;</a>Only god can save you","text":"$IronNet(IRNT)$ Only god can save you","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/182756981678128","isVote":1,"tweetType":1,"viewCount":324,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3570854002442844","authorId":"3570854002442844","name":"YCLim","avatar":"https://community-static.tradeup.com/news/f8f1fe40879e998d6b05894eec399e51","crmLevel":4,"crmLevelSwitch":1,"idStr":"3570854002442844","authorIdStr":"3570854002442844"},"content":"wow this cybersecurity company near to zero","text":"wow this cybersecurity company near to zero","html":"wow this cybersecurity company near to zero"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":146481699,"gmtCreate":1626096777511,"gmtModify":1703753269629,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/CLOV\">$Clover Health Corp(CLOV)$</a>KNS!","listText":"<a href=\"https://laohu8.com/S/CLOV\">$Clover Health Corp(CLOV)$</a>KNS!","text":"$Clover Health Corp(CLOV)$KNS!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":5,"repostSize":0,"link":"https://ttm.financial/post/146481699","isVote":1,"tweetType":1,"viewCount":667,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9038747671,"gmtCreate":1646924996529,"gmtModify":1676534178037,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/NIO\">$NIO Inc.(NIO)$</a>Today will close green, to the moon!","listText":"<a href=\"https://ttm.financial/S/NIO\">$NIO Inc.(NIO)$</a>Today will close green, to the moon!","text":"$NIO Inc.(NIO)$Today will close green, to the moon!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9038747671","isVote":1,"tweetType":1,"viewCount":1030,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":886784795,"gmtCreate":1631626583417,"gmtModify":1676530593245,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SPRT\">$Support.com(SPRT)$</a>They are shorting at full force! Hold and punish them!","listText":"<a href=\"https://laohu8.com/S/SPRT\">$Support.com(SPRT)$</a>They are shorting at full force! Hold and punish them!","text":"$Support.com(SPRT)$They are shorting at full force! Hold and punish them!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":11,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/886784795","isVote":1,"tweetType":1,"viewCount":1732,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3577186234531628","authorId":"3577186234531628","name":"BurstSeed","avatar":"https://static.tigerbbs.com/38a0a44494d7f14ff4c51bf097d5387c","crmLevel":2,"crmLevelSwitch":0,"idStr":"3577186234531628","authorIdStr":"3577186234531628"},"content":"They are Shorting so they can buy back at lowest possible prIce. if we can we buy the dip and force The price up. But never Paperhands and sell now to let them cover. no reason to sell nowa","text":"They are Shorting so they can buy back at lowest possible prIce. if we can we buy the dip and force The price up. But never Paperhands and sell now to let them cover. no reason to sell nowa","html":"They are Shorting so they can buy back at lowest possible prIce. if we can we buy the dip and force The price up. But never Paperhands and sell now to let them cover. no reason to sell nowa"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":188590814154784,"gmtCreate":1687068378850,"gmtModify":1687068382656,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"Is the stock going to fly again??? 🚀&nbsp;","listText":"Is the stock going to fly again??? 🚀&nbsp;","text":"Is the stock going to fly again??? 🚀","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/188590814154784","repostId":"1140422982","repostType":2,"repost":{"id":"1140422982","kind":"news","pubTimestamp":1687060964,"share":"https://ttm.financial/m/news/1140422982?lang=&edition=fundamental","pubTime":"2023-06-18 12:02","market":"us","language":"en","title":"Alibaba Co-Founder Jack Ma Appears at Company Event in Hangzhou","url":"https://stock-news.laohu8.com/highlight/detail?id=1140422982","media":"Bloomberg","summary":"Jack Ma, the Alibaba Group Holding Ltd. co-founder who has largely stepped back from the company, ma","content":"<html><head></head><body><p>Jack Ma, the Alibaba Group Holding Ltd. co-founder who has largely stepped back from the company, made an appearance Saturday at an event co-organized by the retailer’s research arm.</p><p style=\"text-align: start;\">Ma attended the final round of the Alibaba Global Mathematics Competition held in Hangzhou and spent time interacting with contestants and teachers, according to an online post by the Damo Academy.</p><p style=\"text-align: start;\">The visit to Hangzhou — where Alibaba is headquartered — marks a rare appearance by the Chinese billionaire, who dropped out of public sight after he criticized Chinese regulators in 2020. Since then, he has been traveling outside the country and has made infrequent appearances back in the mainland. </p><p style=\"text-align: start;\">Ma earlier this year joined the University of Tokyo’s Tokyo College as a visiting professor. A former teacher, he has also accepted a position as an honorary professor at the University of Hong Kong. </p><p>Earlier this week, Alibaba President Michael Evans said Ma is “alive” and “happy,” CNBC reported. The billionaire is teaching and also spending more time in China, Evans added. </p></body></html>","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Alibaba Co-Founder Jack Ma Appears at Company Event in Hangzhou</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAlibaba Co-Founder Jack Ma Appears at Company Event in Hangzhou\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-06-18 12:02 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.bloomberg.com/news/articles/2023-06-17/alibaba-co-founder-jack-ma-appears-at-company-event-in-hangzhou?srnd=premium-asia><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Jack Ma, the Alibaba Group Holding Ltd. co-founder who has largely stepped back from the company, made an appearance Saturday at an event co-organized by the retailer’s research arm.Ma attended the ...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2023-06-17/alibaba-co-founder-jack-ma-appears-at-company-event-in-hangzhou?srnd=premium-asia\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BABA":"阿里巴巴","09988":"阿里巴巴-W"},"source_url":"https://www.bloomberg.com/news/articles/2023-06-17/alibaba-co-founder-jack-ma-appears-at-company-event-in-hangzhou?srnd=premium-asia","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1140422982","content_text":"Jack Ma, the Alibaba Group Holding Ltd. co-founder who has largely stepped back from the company, made an appearance Saturday at an event co-organized by the retailer’s research arm.Ma attended the final round of the Alibaba Global Mathematics Competition held in Hangzhou and spent time interacting with contestants and teachers, according to an online post by the Damo Academy.The visit to Hangzhou — where Alibaba is headquartered — marks a rare appearance by the Chinese billionaire, who dropped out of public sight after he criticized Chinese regulators in 2020. Since then, he has been traveling outside the country and has made infrequent appearances back in the mainland. Ma earlier this year joined the University of Tokyo’s Tokyo College as a visiting professor. A former teacher, he has also accepted a position as an honorary professor at the University of Hong Kong. Earlier this week, Alibaba President Michael Evans said Ma is “alive” and “happy,” CNBC reported. The billionaire is teaching and also spending more time in China, Evans added.","news_type":1},"isVote":1,"tweetType":1,"viewCount":386,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":818215661,"gmtCreate":1630413085953,"gmtModify":1676530296078,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SPRT\">$Support.com(SPRT)$</a>I seriously don’t want to see any $25 that some members mentioned.","listText":"<a href=\"https://laohu8.com/S/SPRT\">$Support.com(SPRT)$</a>I seriously don’t want to see any $25 that some members mentioned.","text":"$Support.com(SPRT)$I seriously don’t want to see any $25 that some members mentioned.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/818215661","isVote":1,"tweetType":1,"viewCount":306,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9034835996,"gmtCreate":1647848926204,"gmtModify":1676534271438,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/NIO\">$NIO Inc.(NIO)$</a>US share price&nbsp;follow HK or HK follow US share price?","listText":"<a href=\"https://ttm.financial/S/NIO\">$NIO Inc.(NIO)$</a>US share price&nbsp;follow HK or HK follow US share price?","text":"$NIO Inc.(NIO)$US share price follow HK or HK follow US share price?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9034835996","isVote":1,"tweetType":1,"viewCount":881,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3563104771392318","authorId":"3563104771392318","name":"我要做富人","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"idStr":"3563104771392318","authorIdStr":"3563104771392318"},"content":"Chicken and egg","text":"Chicken and egg","html":"Chicken and egg"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":886759864,"gmtCreate":1631627489958,"gmtModify":1676530593760,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SPRT\">$Support.com(SPRT)$</a>Buy no scare, scare no buy!","listText":"<a href=\"https://laohu8.com/S/SPRT\">$Support.com(SPRT)$</a>Buy no scare, scare no buy!","text":"$Support.com(SPRT)$Buy no scare, scare no buy!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/886759864","isVote":1,"tweetType":1,"viewCount":228,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":830485992,"gmtCreate":1629089922016,"gmtModify":1676529926441,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/BB\">$BlackBerry(BB)$</a>Only the braves will be rewarded","listText":"<a href=\"https://laohu8.com/S/BB\">$BlackBerry(BB)$</a>Only the braves will be rewarded","text":"$BlackBerry(BB)$Only the braves will be rewarded","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":11,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/830485992","isVote":1,"tweetType":1,"viewCount":18,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":147845128,"gmtCreate":1626352940864,"gmtModify":1703758456174,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/CLOV\">$Clover Health Corp(CLOV)$</a>Licking my wounds Everyday.&nbsp;","listText":"<a href=\"https://laohu8.com/S/CLOV\">$Clover Health Corp(CLOV)$</a>Licking my wounds Everyday.&nbsp;","text":"$Clover Health Corp(CLOV)$Licking my wounds Everyday.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/147845128","isVote":1,"tweetType":1,"viewCount":507,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184111992254496,"gmtCreate":1685972997697,"gmtModify":1685973131912,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a><v-v data-views=\"1\"></v-v>Please break $15 and stay above today. Rocket 🚀 mode on!","listText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a><v-v data-views=\"1\"></v-v>Please break $15 and stay above today. Rocket 🚀 mode on!","text":"$Palantir Technologies Inc.(PLTR)$ Please break $15 and stay above today. Rocket 🚀 mode on!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":10,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/184111992254496","isVote":1,"tweetType":1,"viewCount":236,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9995828664,"gmtCreate":1661444884360,"gmtModify":1676536520065,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/APE\">$AMC Entertainment Preferred(APE)$</a>You probably won't believe that it's going to drift lower..... and lower...... and lower.&nbsp;","listText":"<a href=\"https://ttm.financial/S/APE\">$AMC Entertainment Preferred(APE)$</a>You probably won't believe that it's going to drift lower..... and lower...... and lower.&nbsp;","text":"$AMC Entertainment Preferred(APE)$You probably won't believe that it's going to drift lower..... and lower...... and lower.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":5,"repostSize":0,"link":"https://ttm.financial/post/9995828664","isVote":1,"tweetType":1,"viewCount":297,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9903462033,"gmtCreate":1659061477322,"gmtModify":1676536252405,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/09988\">$Alibaba(09988)$</a>All in!","listText":"<a href=\"https://ttm.financial/S/09988\">$Alibaba(09988)$</a>All in!","text":"$Alibaba(09988)$All in!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9903462033","isVote":1,"tweetType":1,"viewCount":238,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":886042681,"gmtCreate":1631541210343,"gmtModify":1676530570421,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SPRT\">$Support.com(SPRT)$</a>The squeeze must happen and it will happen.","listText":"<a href=\"https://laohu8.com/S/SPRT\">$Support.com(SPRT)$</a>The squeeze must happen and it will happen.","text":"$Support.com(SPRT)$The squeeze must happen and it will happen.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":10,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/886042681","isVote":1,"tweetType":1,"viewCount":138,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":178374299,"gmtCreate":1626789988511,"gmtModify":1703765273407,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/CLOV\">$Clover Health Corp(CLOV)$</a>Scare no buy, buy no scare","listText":"<a href=\"https://laohu8.com/S/CLOV\">$Clover Health Corp(CLOV)$</a>Scare no buy, buy no scare","text":"$Clover Health Corp(CLOV)$Scare no buy, buy no scare","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":10,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/178374299","isVote":1,"tweetType":1,"viewCount":75,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":882555482,"gmtCreate":1631710837546,"gmtModify":1676530614746,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/GREE\">$Greenidge Generation Holdings Inc.(GREE)$</a>Maximum fear now.&nbsp;","listText":"<a href=\"https://laohu8.com/S/GREE\">$Greenidge Generation Holdings Inc.(GREE)$</a>Maximum fear now.&nbsp;","text":"$Greenidge Generation Holdings Inc.(GREE)$Maximum fear now.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/882555482","isVote":1,"tweetType":1,"viewCount":1088,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":811665865,"gmtCreate":1630318157357,"gmtModify":1676530267012,"author":{"id":"3573677486154929","authorId":"3573677486154929","name":"GarfieldLee","avatar":"https://static.tigerbbs.com/4a282fc470586cdcaaecc2a102e0d42b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3573677486154929","authorIdStr":"3573677486154929"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SPRT\">$Support.com(SPRT)$</a>Hope to break last&nbsp;Friday’s high","listText":"<a href=\"https://laohu8.com/S/SPRT\">$Support.com(SPRT)$</a>Hope to break last&nbsp;Friday’s high","text":"$Support.com(SPRT)$Hope to break last Friday’s high","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/811665865","isVote":1,"tweetType":1,"viewCount":137,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}