For beginners I always advocate to start with a stable ETF (SPY) to grow your portfolio. Gain as much knowledge during the 'waiting' time. Buy Call options with max expiry date.
Just Sell Put at 10 to 13 range Strike, collect premium along the way. Just need to calculate your return should be above 4%p.a. If it gets assigned, I'm prepared to hold for long term Calls, similarly, collect premium of above 4% p.a Just my personal strategy.