[微笑]//@koolgal: 🌟🌟🌟I like using UOB One Account as I can earn up to 7.8% interest per annum through my credit card spend and GIRO transactions and park my spare cash into UOB Stash account.   However my favourite bank stock is DBS which has reported record earnings for FY 2022.    DBS' 4th quarter net profit reached a record SGD 2.34 billion and has rock solid balance sheet with CET1 ratio at 14.6%.  Best of all DBS has rewarded me with great dividends to. With the special dividends of 50 cents per share plus 42 cents final dividend, DBS paid SGD 2 per share for FY2022, a juicy dividend yield of 5.8%. I believe that DBS will continue to grow exponentially in the future and is resilient through good times and