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2022-02-09

Good read.

10 Fintech Stocks To Own Until 2032 and Beyond

2022-02-04

Do your research, don't blindly buy after reading this type of articles.

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2022-01-21

Waiting for $NIO Inc.(NIO)$to perform. Still thinking if I should double down!

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2022-01-21

$Apple(AAPL)$price point is so attractive that I want to hoard more instead of being cautious. Help!!

Apple stock has made a huge move higher — is it time to sell?

2021-07-29

$Virgin Galactic(SPCE)$is spce a potential buy and hold for the next 10 years?

Go to Tiger App to see more news

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read.&nbsp;","listText":"Good read.&nbsp;","text":"Good read.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9096531345","repostId":"1173285439","repostType":4,"repost":{"id":"1173285439","kind":"news","pubTimestamp":1644420204,"share":"https://ttm.financial/m/news/1173285439?lang=&edition=fundamental","pubTime":"2022-02-09 23:23","market":"us","language":"en","title":"10 Fintech Stocks To Own Until 2032 and Beyond","url":"https://stock-news.laohu8.com/highlight/detail?id=1173285439","media":"InvestorPlace","summary":"It was one of the hottest sectors early last year. But since late 2021, financial technology (fintec","content":"<html><head></head><body><p>It was one of the hottest sectors early last year. But since late 2021, financial technology (fintech) stocks have fallen out of favor. Although much of this can be chalked up to the market’s overall shunning of growth stocks, ahead of higher interest rates, a shift in sentiment for the sector has played a big role as well.</p><p>That is, after the pandemic helped to boost excitement about the “digitization of money” trend, enthusiasm has cooled off. Investors are dialing back their expectations about how quickly these dynamic, tech-focused companies will disrupt “old school” banks and other traditional financial institutions.</p><p>Regarding the near-term, this makes sense. In hindsight, it’s clear the market put the cart before the horse, sending many of these names to unsustainable valuations. Yet now, with the big sell-off experienced in the sector across-the-board, many are now priced at rates that underestimate their long-term prospects.</p><p>Namely, that thegenerational shiftplaying out now bodes well for the industry. Millennials are reaching middle age. Generation Z has come of age. Desiring greater access, convenience, and flexibility from financial services, their needs/wants will dictate which companies will thrive, and which will struggle.</p><p>As things are just getting warmed up for the industry, now may be the time to place long-term bets. Ten years from now, taking a “set it and forget” (buy and hold) approach with these ten fintech stocks could prove to be a highly profitable move in hindsight:</p><ul><li><a href=\"https://laohu8.com/S/BKKT\">Bakkt Holdings</a></li><li><a href=\"https://laohu8.com/S/FISV\">Fiserv</a></li><li><a href=\"https://laohu8.com/S/INTU\">Intuit </a></li><li><a href=\"https://laohu8.com/S/MA\">Mastercard </a></li><li><a href=\"https://laohu8.com/S/PSFE\">Paysafe </a></li><li><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></li><li><a href=\"https://laohu8.com/S/SOFI\">SoFi Technologies </a></li><li><a href=\"https://laohu8.com/S/SQ\">Block</a></li><li><a href=\"https://laohu8.com/S/UPST\">Upstart </a></li><li><a href=\"https://laohu8.com/S/WU\">Western Union</a></li></ul><ul><li><a href=\"https://laohu8.com/S/BKKT\">Bakkt Holdings</a></li></ul><p><img src=\"https://static.tigerbbs.com/4254e8608531e68bc9f8c623593c4bdc\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: 24K-Production / Shutterstock.com</p><p>Today, BKKT stock may seem like a meme play that’s had its day. In October, this former special purpose acquisition company (SPAC) skyrocketed in price. Yet since that “to the moon” move, it’s collapsed in price. BKKT went from over $50 per share, down to around $5.50 per share.</p><p>To many, this may make thiscrypto-focused fintech firmlook like just another busted SPAC stock. Doomed to languish at single-digit prices, much like what’s happened to names like <b>Clover Health</b>(NASDAQ:<b>CLOV</b>).</p><p>However, while Bakkt is struggling at present, you may not want to jump to the conclusion that it’s a flash-in-the-pan name that’s never coming back.</p><p>Admittedly, crypto is in a tough spot right now. Upcoming rate hikes have dampened its appeal as a U.S. dollar alternative. Governmental control/regulation of this for-now decentralized market isalso on the horizon. Still, this may not necessarily mean the “end of crypto.” In fact, its integration into the traditional financial system could be a boon for Bakkt.</p><p>As its platform helps to facilitate crypto-related transactions, it may actually see a benefit from this market losing its current “wild west” status. In the months ahead, it may continue to flounder. It may also have to raise cash (on dilutive terms) in order to ride things out. Nevertheless, while you may want to take a closer look before taking it as a long-term holding, consider it one of the fintech stocks to keep an eye on, as a way to play the trend.</p><ul><li><a href=\"https://laohu8.com/S/FISV\">Fiserv</a></li></ul><p><img src=\"https://static.tigerbbs.com/44708bf1912ddfe3d8b10908fec9b493\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: Tada Images / Shutterstock.com</p><p>Fiserv is a legacy payment processing company. Although hardly a household name, it has more in common with Mastercard and<b>Visa</b>(NYSE:<b><u>V</u></b>) than it does with, say, PayPal. Even so, much like how you shouldn’t write off Mastercard and Visa as dinosaurs in light of fintech trends, the same thing applies here with this company.</p><p>Via services like itsCarat ecommerce ecosystem, and its Clover point-of-sale transaction platform, the company is keeping up with the digitalization of finance. It’s also bolstering its fintech bona fides,through its purchase of BentoBox, which is to restaurants what its Carat ecosystem is to online retail.</p><p>That’s not all. Not only is this company a fintech stock masquerading as an old-school payments stock, it’s a relatively cheap one to boot. FISV stock today trades for around 18.9x projected 2021 earnings, and 16.4x projected 2022 earnings. Yes, this established company isn’t growing at the same clip as more early-stage names.</p><p>However, with earnings expected to jump around 15.5% this year, it may be deserving a slightly higher valuation. At just over $100 per share today, and if you add in the potential for it to see continued strong growth and adaptation, then Fiserv could be trading for substantially higher prices ten years out.</p><ul><li><a href=\"https://laohu8.com/S/INTU\">Intuit </a></li></ul><p><img src=\"https://static.tigerbbs.com/1ea5d33afe04711661ec74063845e9e8\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: dennizn / Shutterstock.com</p><p>When you think of Intuit, this software company’s QuickBooks and TurboTax services may first come to mind. Both nice business to have under one’s belt for sure. High margin, with deep economic moats. But do they make them a fintech company? At first, you may think instead this is more like a finance-focused software as a service (SaaS) company.</p><p>However, don’t forget that Credit Karma and Mint are its other major products. All together, they’ve helped it capitalize on the integration of finance and technology. They’ve also enabled this more mature company to grow itsannual revenuefrom $6.78 billion in Fiscal 2019 (ending July 2019), to $10.3 billion over the trailing twelve months.</p><p>Chances are, they’ll continue to do so in the years ahead. With its aforementioned platforms, it is well-positioned to remain a one stop shop for Millennials and Gen Z to do their taxes, access credit, and manage their wealth. Intuit’s enterprise offerings also put it in a great spot to benefit from thedigitalization of corporate accounting/finance.</p><p>After dropping 15% so far this year, due to the tech-selloff, INTU appears to be a fintech stock on sale. You may want to grab it, either now, or any additional weakness that may arise over the next few months.</p><p><a href=\"https://laohu8.com/S/MA\">Mastercard </a><img src=\"https://static.tigerbbs.com/761790ce672a3f19aca9e325ff53218c\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: David Cardinez / Shutterstock.com</p><p>Mastercard is a high-quality business. The credit card processor continues to operate in an oligopoly with its longtime rival Visa. This brings with it high profit margins, and consistent profitability.</p><p>Unfortunately, it also brings with it a premium valuation for MA stock. Trading for 36.7x, it may seem pricey. Especially as it seems that, in time, fintech rivals will drain its economic moat, taking away its edge, and possibly its status as a “wonderful company.”</p><p>Then again, concerns about it getting its lunch eaten by newer fintechs may be overblown. At least, that’s the view of<b>Weitz Investment Management</b>. The asset management firm’s portfolio managers recently argued that both Mastercard and Visa operate“the rails over which electronic payments travel.”This leaves upstarts dependent on them in order to operate.</p><p>It also gives the old school processors like this one an edge in terms of competing with them. The company is doing just that,via recent acquisitions. This may explain why MA stock has held up a lot better lately, as the market appreciates its incumbent status. It may also pave the way for the stock, which at around $374 per share is just under its all-time high, to continue climbing higher, its premium valuation notwithstanding.</p><p><a href=\"https://laohu8.com/S/PSFE\">Paysafe </a><img src=\"https://static.tigerbbs.com/05bc206367e566c4cf2bf127eb79afd2\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: Sulastri Sulastri / Shutterstock.com</p><p>A year ago, PSFE stock was in the catbird’s set, in a way. A payment processor for the online gambling industry, it appeared well-positioned to benefit from the explosion of legalized sportsbooks and online casinos in the U.S.</p><p>It was also a SPAC stock. This resulted in a lot of attention from speculators, looking to “get rich” from the bubble that emerged last year in this once-arcane area of the market. Unfortunately, throughout 2021, its connection to both trends went from being a positive, to being a negative.</p><p>First, the SPAC wipeout, which put shares on a downwards trajectory right from the start after its “deSPACing.” Then, the deflating of the sports betting bubble,plus downward revisions to its guidance, put it into freefall in November.</p><p>The end result? Changing hands today for about $3.5 per share, it’s fallen more than 80% over the past year. The past twelve months have been tough for PSFE stock. Still, you may want to take a second look, following its beatdown. As<i>InvestorPlace’s</i>Dana Blankenhorn recently argued, the situation with the companycould change in the years ahead. It may get worse before it gets better, yet getting in today, and riding out volatility, shares could ultimately re-hit higher prices.</p><p><a href=\"https://laohu8.com/S/PYPL\">PayPal </a><img src=\"https://static.tigerbbs.com/5ea6870df0834f18dbf86a1cf8e754be\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: JHVEPhoto / Shutterstock.com</p><p>You can’t talk about fintech stocks without talking about PayPal. With the launch of its payments platform two decades back, it is a pioneer in this space. With a wide variety of financial service offerings for individuals and merchants, it controls a large piece of the digital segments market.</p><p>The “digitization of money” trade, which kicked off at the start of the pandemic, resulted in PYPL stock going on a stunning run. Between spring of 2020, and last summer, it soared from around $100, to as much as $310.16 per share. Yet since July 2021, it’s taken a big dive.</p><p>At around $120 per share today, it’s all but given back its gains over the past two years. The reasons for this are numerous. First, of course, the upcoming rate hikes have made investors less bullish on growth plays. Second,underwhelming quarterly results and outlookhave made the market more hesitant to give it a premium valuation.</p><p>So, with so much bad news, which include it as a possible buy? There may be a silver lining to its recent troubles. The resultant price declines have pushed it to a much more reasonable valuation (26.9x). If its growth slowdown is not as bad as it looks, its recent big declines could reverse in time.</p><p><a href=\"https://laohu8.com/S/SOFI\">SoFi Technologies </a><img src=\"https://static.tigerbbs.com/6f36bf2ff4a2a456a111d05f4d9bc669\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: rafapress / Shutterstock.com</p><p>As the market has soured on fintech stocks, so too have they grown less enthusiastic about SOFI stock. As you may recall, the former SPAC looked like it was on the verge of making a comeback last fall. But between all the sentiment shifts and volatility experienced since then, it’s no surprise that shares have taken a sharp plunge over the past three months.</p><p>Trading in the low-$20s per share in mid-November, today the digital-first financial supermarket trades for around $12 per share. Put simply, this may have been an overreaction. Not only does the continued rise of fintech bode well for it in the long-term. In the short-term, it may have a shot of making a recovery.</p><p>Last week, I discussed how SOFI stock may be one of the best names to buy followingWall Street’s late January move into panic mode. Why? Now holding a banking charter, the company may be getting into traditional banking at the right time, as interest rates rise. This may give it a quicker path to the point of profitability.</p><p>If SoFi Technologies gets out of the red, and keeps on seeing its platform expand (in terms of both revenue and users), the stock could get out of its recent slump. At the very least, make a partial recovery.</p><p><a href=\"https://laohu8.com/S/SQ\">Block </a><img src=\"https://static.tigerbbs.com/74d0d3568ed5a0dabc0c571d18f99a19\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: IgorGolovniov / Shutterstock.com</p><p>Like with its rival PayPal, Block (formerly Square) has seen the crowd from being extremely in its favor, to extremely out of its favor. It hasn’t given back all of its pandemic era gains. Yet after falling around 60% over the past six months, to $109 per share, it pretty much has done just that.</p><p>The crowd’s no longer on its side, but<b>JPMorgan’s</b>(NYSE:<b>JPM</b>) Tien-Tsin Huang doesn’t see this as a reason to avoid the stock. Instead, the sell-side analyst hasrecently rated shares a “buy,” with a $200 per share price target. Huang’s rationale? With the Afterpay deal now under its belt, integrating it with its existing operations could help boost gross profits.</p><p>In the longer run, with its multitude of platforms (Square merchant services, CashApp and now Afterpay for customers), Block still stands to benefit greatly from the continued rise of fintech. Having said all this, valuation may remain a concern. The stock today trades for around 54x earnings.</p><p>If rate hikes come in worse than expected, this rich valuation could see further compression. You may not want to jump into SQ stock right away. Keep this on your watchlist of fintech stocks, possibly buying it if it takes another major dive.</p><p><a href=\"https://laohu8.com/S/UPST\">Upstart </a><img src=\"https://static.tigerbbs.com/6eb090a090093773dab0e47a96d93ec5\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: Postmodern Studio / Shutterstock.com</p><p>Like SOFI, UPST stock is another fintech stock that could become a winner again well before 2032 arrives. Albeit, with a caveat. A rebound will only happen if upcoming rate hikes aren’t as severe as the most doom and gloom forecasts suggest.</p><p>What do I mean? As I recently discussed, the upcoming rise in interest rates has resulted in severe multiple compression for shares in fast-growing tech companies. Yet in the case of Upstart, whose technology enables lenders to assess credit risk using artificial intelligence (AI), the compression may have been overdone.</p><p>Unlike some other fintech/SaaS names, which have seen high revenue growth, but no profits,that’s not the case here with UPST stock. With the rapid adoption of its platform last year, the company’s top-line has skyrocketed, and it currently generates positive earnings.</p><p>Although its rate of growth is slowing down (from 245.6% to 49.5%), it could see a big boost, if three rate hikes of 0.25% each are all we see from the Federal Reserve in 2022. If earnings hit the top end of projections, and rates stay low enough that this stock can sustain a P/E ratio of 101x? A move back to over $200 per share for this stock (currently just under $100 per share) may be achievable.</p><p><a href=\"https://laohu8.com/S/WU\">Western Union </a><img src=\"https://static.tigerbbs.com/46fa8ce4c8109fefb57a0e665086e29a\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: DW labs Incorporated/Shutterstock.com</p><p>To wrap up this gallery, let’s take a look at a name that really doesn’t appear to be a fintech play on the surface. I’ll concede that it’s far easier to make the “dinosaur” argument for Western Union than it is for Fiserv and Mastercard.</p><p>Its name alone, harkening back to its 19th century roots as a telegraph company, suggests its not long for this more digitized financial world. Even so, before declaring that it’s done for in a world where crypto, payment apps, and other solutions make its money transfer business archaic, bear in mind it’staking active steps to stay relevantto changes in global fund remittance.</p><p>That’s not to say it’ll pan out. After all, you can cite scores of old line companies whose attempts to adapt to chance were too little, too late. Yet with WU stock, trading for just 9.22x earnings, its secular decline is already priced-in. Perhaps, too priced-in.</p><p>Even if it has just a limited amount of success with a digital transformation then it may be enough to help spark an outsized rebound for this cheaply priced stock. Yes, it’s more a deep value play than one of the other fintech stocks here. Even so, you may still want to consider buying it, as it stays at a fire sale price.</p></body></html>","source":"lsy1606302653667","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>10 Fintech Stocks To Own Until 2032 and Beyond</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n10 Fintech Stocks To Own Until 2032 and Beyond\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-02-09 23:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/2022/02/10-fintech-stocks-to-own-until-2032-and-beyond/><strong>InvestorPlace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>It was one of the hottest sectors early last year. But since late 2021, financial technology (fintech) stocks have fallen out of favor. Although much of this can be chalked up to the market’s overall ...</p>\n\n<a href=\"https://investorplace.com/2022/02/10-fintech-stocks-to-own-until-2032-and-beyond/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"WU":"西联汇款","UPST":"Upstart Holdings, Inc.","PSFE":"Paysafe Ltd","SOFI":"SoFi Technologies Inc.","INTU":"财捷","SQ":"Block","BKKT":"Bakkt Holdings, Inc.","MA":"万事达","PYPL":"PayPal"},"source_url":"https://investorplace.com/2022/02/10-fintech-stocks-to-own-until-2032-and-beyond/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1173285439","content_text":"It was one of the hottest sectors early last year. But since late 2021, financial technology (fintech) stocks have fallen out of favor. Although much of this can be chalked up to the market’s overall shunning of growth stocks, ahead of higher interest rates, a shift in sentiment for the sector has played a big role as well.That is, after the pandemic helped to boost excitement about the “digitization of money” trend, enthusiasm has cooled off. Investors are dialing back their expectations about how quickly these dynamic, tech-focused companies will disrupt “old school” banks and other traditional financial institutions.Regarding the near-term, this makes sense. In hindsight, it’s clear the market put the cart before the horse, sending many of these names to unsustainable valuations. Yet now, with the big sell-off experienced in the sector across-the-board, many are now priced at rates that underestimate their long-term prospects.Namely, that thegenerational shiftplaying out now bodes well for the industry. Millennials are reaching middle age. Generation Z has come of age. Desiring greater access, convenience, and flexibility from financial services, their needs/wants will dictate which companies will thrive, and which will struggle.As things are just getting warmed up for the industry, now may be the time to place long-term bets. Ten years from now, taking a “set it and forget” (buy and hold) approach with these ten fintech stocks could prove to be a highly profitable move in hindsight:Bakkt HoldingsFiservIntuit Mastercard Paysafe PayPalSoFi Technologies BlockUpstart Western UnionBakkt HoldingsSource: 24K-Production / Shutterstock.comToday, BKKT stock may seem like a meme play that’s had its day. In October, this former special purpose acquisition company (SPAC) skyrocketed in price. Yet since that “to the moon” move, it’s collapsed in price. BKKT went from over $50 per share, down to around $5.50 per share.To many, this may make thiscrypto-focused fintech firmlook like just another busted SPAC stock. Doomed to languish at single-digit prices, much like what’s happened to names like Clover Health(NASDAQ:CLOV).However, while Bakkt is struggling at present, you may not want to jump to the conclusion that it’s a flash-in-the-pan name that’s never coming back.Admittedly, crypto is in a tough spot right now. Upcoming rate hikes have dampened its appeal as a U.S. dollar alternative. Governmental control/regulation of this for-now decentralized market isalso on the horizon. Still, this may not necessarily mean the “end of crypto.” In fact, its integration into the traditional financial system could be a boon for Bakkt.As its platform helps to facilitate crypto-related transactions, it may actually see a benefit from this market losing its current “wild west” status. In the months ahead, it may continue to flounder. It may also have to raise cash (on dilutive terms) in order to ride things out. Nevertheless, while you may want to take a closer look before taking it as a long-term holding, consider it one of the fintech stocks to keep an eye on, as a way to play the trend.FiservSource: Tada Images / Shutterstock.comFiserv is a legacy payment processing company. Although hardly a household name, it has more in common with Mastercard andVisa(NYSE:V) than it does with, say, PayPal. Even so, much like how you shouldn’t write off Mastercard and Visa as dinosaurs in light of fintech trends, the same thing applies here with this company.Via services like itsCarat ecommerce ecosystem, and its Clover point-of-sale transaction platform, the company is keeping up with the digitalization of finance. It’s also bolstering its fintech bona fides,through its purchase of BentoBox, which is to restaurants what its Carat ecosystem is to online retail.That’s not all. Not only is this company a fintech stock masquerading as an old-school payments stock, it’s a relatively cheap one to boot. FISV stock today trades for around 18.9x projected 2021 earnings, and 16.4x projected 2022 earnings. Yes, this established company isn’t growing at the same clip as more early-stage names.However, with earnings expected to jump around 15.5% this year, it may be deserving a slightly higher valuation. At just over $100 per share today, and if you add in the potential for it to see continued strong growth and adaptation, then Fiserv could be trading for substantially higher prices ten years out.Intuit Source: dennizn / Shutterstock.comWhen you think of Intuit, this software company’s QuickBooks and TurboTax services may first come to mind. Both nice business to have under one’s belt for sure. High margin, with deep economic moats. But do they make them a fintech company? At first, you may think instead this is more like a finance-focused software as a service (SaaS) company.However, don’t forget that Credit Karma and Mint are its other major products. All together, they’ve helped it capitalize on the integration of finance and technology. They’ve also enabled this more mature company to grow itsannual revenuefrom $6.78 billion in Fiscal 2019 (ending July 2019), to $10.3 billion over the trailing twelve months.Chances are, they’ll continue to do so in the years ahead. With its aforementioned platforms, it is well-positioned to remain a one stop shop for Millennials and Gen Z to do their taxes, access credit, and manage their wealth. Intuit’s enterprise offerings also put it in a great spot to benefit from thedigitalization of corporate accounting/finance.After dropping 15% so far this year, due to the tech-selloff, INTU appears to be a fintech stock on sale. You may want to grab it, either now, or any additional weakness that may arise over the next few months.Mastercard Source: David Cardinez / Shutterstock.comMastercard is a high-quality business. The credit card processor continues to operate in an oligopoly with its longtime rival Visa. This brings with it high profit margins, and consistent profitability.Unfortunately, it also brings with it a premium valuation for MA stock. Trading for 36.7x, it may seem pricey. Especially as it seems that, in time, fintech rivals will drain its economic moat, taking away its edge, and possibly its status as a “wonderful company.”Then again, concerns about it getting its lunch eaten by newer fintechs may be overblown. At least, that’s the view ofWeitz Investment Management. The asset management firm’s portfolio managers recently argued that both Mastercard and Visa operate“the rails over which electronic payments travel.”This leaves upstarts dependent on them in order to operate.It also gives the old school processors like this one an edge in terms of competing with them. The company is doing just that,via recent acquisitions. This may explain why MA stock has held up a lot better lately, as the market appreciates its incumbent status. It may also pave the way for the stock, which at around $374 per share is just under its all-time high, to continue climbing higher, its premium valuation notwithstanding.Paysafe Source: Sulastri Sulastri / Shutterstock.comA year ago, PSFE stock was in the catbird’s set, in a way. A payment processor for the online gambling industry, it appeared well-positioned to benefit from the explosion of legalized sportsbooks and online casinos in the U.S.It was also a SPAC stock. This resulted in a lot of attention from speculators, looking to “get rich” from the bubble that emerged last year in this once-arcane area of the market. Unfortunately, throughout 2021, its connection to both trends went from being a positive, to being a negative.First, the SPAC wipeout, which put shares on a downwards trajectory right from the start after its “deSPACing.” Then, the deflating of the sports betting bubble,plus downward revisions to its guidance, put it into freefall in November.The end result? Changing hands today for about $3.5 per share, it’s fallen more than 80% over the past year. The past twelve months have been tough for PSFE stock. Still, you may want to take a second look, following its beatdown. AsInvestorPlace’sDana Blankenhorn recently argued, the situation with the companycould change in the years ahead. It may get worse before it gets better, yet getting in today, and riding out volatility, shares could ultimately re-hit higher prices.PayPal Source: JHVEPhoto / Shutterstock.comYou can’t talk about fintech stocks without talking about PayPal. With the launch of its payments platform two decades back, it is a pioneer in this space. With a wide variety of financial service offerings for individuals and merchants, it controls a large piece of the digital segments market.The “digitization of money” trade, which kicked off at the start of the pandemic, resulted in PYPL stock going on a stunning run. Between spring of 2020, and last summer, it soared from around $100, to as much as $310.16 per share. Yet since July 2021, it’s taken a big dive.At around $120 per share today, it’s all but given back its gains over the past two years. The reasons for this are numerous. First, of course, the upcoming rate hikes have made investors less bullish on growth plays. Second,underwhelming quarterly results and outlookhave made the market more hesitant to give it a premium valuation.So, with so much bad news, which include it as a possible buy? There may be a silver lining to its recent troubles. The resultant price declines have pushed it to a much more reasonable valuation (26.9x). If its growth slowdown is not as bad as it looks, its recent big declines could reverse in time.SoFi Technologies Source: rafapress / Shutterstock.comAs the market has soured on fintech stocks, so too have they grown less enthusiastic about SOFI stock. As you may recall, the former SPAC looked like it was on the verge of making a comeback last fall. But between all the sentiment shifts and volatility experienced since then, it’s no surprise that shares have taken a sharp plunge over the past three months.Trading in the low-$20s per share in mid-November, today the digital-first financial supermarket trades for around $12 per share. Put simply, this may have been an overreaction. Not only does the continued rise of fintech bode well for it in the long-term. In the short-term, it may have a shot of making a recovery.Last week, I discussed how SOFI stock may be one of the best names to buy followingWall Street’s late January move into panic mode. Why? Now holding a banking charter, the company may be getting into traditional banking at the right time, as interest rates rise. This may give it a quicker path to the point of profitability.If SoFi Technologies gets out of the red, and keeps on seeing its platform expand (in terms of both revenue and users), the stock could get out of its recent slump. At the very least, make a partial recovery.Block Source: IgorGolovniov / Shutterstock.comLike with its rival PayPal, Block (formerly Square) has seen the crowd from being extremely in its favor, to extremely out of its favor. It hasn’t given back all of its pandemic era gains. Yet after falling around 60% over the past six months, to $109 per share, it pretty much has done just that.The crowd’s no longer on its side, butJPMorgan’s(NYSE:JPM) Tien-Tsin Huang doesn’t see this as a reason to avoid the stock. Instead, the sell-side analyst hasrecently rated shares a “buy,” with a $200 per share price target. Huang’s rationale? With the Afterpay deal now under its belt, integrating it with its existing operations could help boost gross profits.In the longer run, with its multitude of platforms (Square merchant services, CashApp and now Afterpay for customers), Block still stands to benefit greatly from the continued rise of fintech. Having said all this, valuation may remain a concern. The stock today trades for around 54x earnings.If rate hikes come in worse than expected, this rich valuation could see further compression. You may not want to jump into SQ stock right away. Keep this on your watchlist of fintech stocks, possibly buying it if it takes another major dive.Upstart Source: Postmodern Studio / Shutterstock.comLike SOFI, UPST stock is another fintech stock that could become a winner again well before 2032 arrives. Albeit, with a caveat. A rebound will only happen if upcoming rate hikes aren’t as severe as the most doom and gloom forecasts suggest.What do I mean? As I recently discussed, the upcoming rise in interest rates has resulted in severe multiple compression for shares in fast-growing tech companies. Yet in the case of Upstart, whose technology enables lenders to assess credit risk using artificial intelligence (AI), the compression may have been overdone.Unlike some other fintech/SaaS names, which have seen high revenue growth, but no profits,that’s not the case here with UPST stock. With the rapid adoption of its platform last year, the company’s top-line has skyrocketed, and it currently generates positive earnings.Although its rate of growth is slowing down (from 245.6% to 49.5%), it could see a big boost, if three rate hikes of 0.25% each are all we see from the Federal Reserve in 2022. If earnings hit the top end of projections, and rates stay low enough that this stock can sustain a P/E ratio of 101x? A move back to over $200 per share for this stock (currently just under $100 per share) may be achievable.Western Union Source: DW labs Incorporated/Shutterstock.comTo wrap up this gallery, let’s take a look at a name that really doesn’t appear to be a fintech play on the surface. I’ll concede that it’s far easier to make the “dinosaur” argument for Western Union than it is for Fiserv and Mastercard.Its name alone, harkening back to its 19th century roots as a telegraph company, suggests its not long for this more digitized financial world. Even so, before declaring that it’s done for in a world where crypto, payment apps, and other solutions make its money transfer business archaic, bear in mind it’staking active steps to stay relevantto changes in global fund remittance.That’s not to say it’ll pan out. After all, you can cite scores of old line companies whose attempts to adapt to chance were too little, too late. Yet with WU stock, trading for just 9.22x earnings, its secular decline is already priced-in. Perhaps, too priced-in.Even if it has just a limited amount of success with a digital transformation then it may be enough to help spark an outsized rebound for this cheaply priced stock. Yes, it’s more a deep value play than one of the other fintech stocks here. Even so, you may still want to consider buying it, as it stays at a fire sale price.","news_type":1},"isVote":1,"tweetType":1,"viewCount":375,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9098931536,"gmtCreate":1643990270275,"gmtModify":1676533879630,"author":{"id":"3575420708901136","authorId":"3575420708901136","name":"parikchit","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575420708901136","authorIdStr":"3575420708901136"},"themes":[],"htmlText":"Do your research, don't blindly buy after reading this type of articles.&nbsp;","listText":"Do your research, don't blindly buy after reading this type of articles.&nbsp;","text":"Do your research, don't blindly buy after reading this type of articles.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9098931536","repostId":"2208314051","repostType":4,"isVote":1,"tweetType":1,"viewCount":415,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9007384000,"gmtCreate":1642776084880,"gmtModify":1676533745069,"author":{"id":"3575420708901136","authorId":"3575420708901136","name":"parikchit","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575420708901136","authorIdStr":"3575420708901136"},"themes":[],"htmlText":"Waiting for&nbsp;<a href=\"https://ttm.financial/S/NIO\">$NIO Inc.(NIO)$</a>to perform. Still thinking if I should double down!","listText":"Waiting for&nbsp;<a href=\"https://ttm.financial/S/NIO\">$NIO Inc.(NIO)$</a>to perform. Still thinking if I should double down!","text":"Waiting for $NIO Inc.(NIO)$to perform. Still thinking if I should double down!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9007384000","repostId":"2205045997","repostType":4,"isVote":1,"tweetType":1,"viewCount":927,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9007381030,"gmtCreate":1642775398629,"gmtModify":1676533744951,"author":{"id":"3575420708901136","authorId":"3575420708901136","name":"parikchit","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575420708901136","authorIdStr":"3575420708901136"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$</a>price point is so attractive that I want to hoard more instead of being cautious. Help!!","listText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$</a>price point is so attractive that I want to hoard more instead of being cautious. Help!!","text":"$Apple(AAPL)$price point is so attractive that I want to hoard more instead of being cautious. Help!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9007381030","repostId":"2205092065","repostType":4,"repost":{"id":"2205092065","kind":"news","pubTimestamp":1642772543,"share":"https://ttm.financial/m/news/2205092065?lang=&edition=fundamental","pubTime":"2022-01-21 21:42","market":"us","language":"en","title":"Apple stock has made a huge move higher — is it time to sell?","url":"https://stock-news.laohu8.com/highlight/detail?id=2205092065","media":"Yahoo Finance","summary":"A top Wall Street analyst thinks Apple's stock (AAPL) is at risk of an earnings day sell-off, which ","content":"<html><head></head><body><p>A top Wall Street analyst thinks Apple&#39;s stock (AAPL) is at risk of an earnings day sell-off, which would ultimately be a buying opportunity.</p><p>&#34;Apple shares are up 19% since the October 4 low (vs. 5% for the S&amp;P 500) suggesting December quarter upside is largely priced in,&#34; warned <a href=\"https://laohu8.com/S/MSTLW\">Morgan Stanley</a> tech analyst Katy Huberty in a new research note Thursday. Huberty expects Apple to report a better than expected quarter on Jan. 27, and guide to a relatively in line March quarter.</p><p>If the stock falls on the results — which would extend a 9% slide year-to-date — Huberty believes it would be a good entry point into Apple given several key elements.</p><p>The analyst views Apple &#34;as a more defensive/quality outperformer in challenging markets given a 1.65 billion plus installed base with high loyalty/retention rates, underweight institutional positioning, strong capital returns, and the tendency for Apple to outperform ahead of product cycles (iPhone SE3 in April/May 2022, iPhone 14 in Fall 2022, and a MR Headset in 2023).&#34;</p><p>Huberty rates Apple shares at an Overweight, or the equivalent of a Buy with a $200 price target.</p><p><img src=\"https://static.tigerbbs.com/0d5848184c98b44bcee140d5d9801779\" tg-width=\"819\" tg-height=\"690\" width=\"100%\" height=\"auto\"/></p><p>Apple shares closed at $164.51 on Thursday.</p><p>Despite its impressive fundamentals, Apple&#39;s stock has been swept up into the selling in big-cap tech names ahead of rate hikes from the Federal Reserve.</p><p>The Nasdaq Composite fell into correction territory on Wednesday, otherwise known as a decline of 10% or more from a recent high. High multiple tech stocks besides Apple continue to be under severe pressure, notably fintech player Block (formerly Square) which is hovering around a 52-week low. Shares of Roku have crashed 52% in the past three months.</p><p>Other pros on the Street think one should be poised to pounce on Apple soon.</p><p>&#34;So many times Apple is seen as a defensive stock. We noticed that over the last maybe six weeks when a lot of other tech names were down, Apple continued to do well. If you don&#39;t have it in your portfolio — we are longer-term investors — wait for that pullback and add some of that to your holdings for more of the base holding in your portfolio,&#34; Crossmark Global Investments chief markets strategist Victoria Fernandez said on Yahoo Finance Live.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple stock has made a huge move higher — is it time to sell?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple stock has made a huge move higher — is it time to sell?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-01-21 21:42 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/apple-stock-has-made-a-huge-move-higher-is-it-time-to-sell-171043045.html><strong>Yahoo Finance</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>A top Wall Street analyst thinks Apple's stock (AAPL) is at risk of an earnings day sell-off, which would ultimately be a buying opportunity.\"Apple shares are up 19% since the October 4 low (vs. 5% ...</p>\n\n<a href=\"https://finance.yahoo.com/news/apple-stock-has-made-a-huge-move-higher-is-it-time-to-sell-171043045.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4501":"段永平概念","BK4559":"巴菲特持仓","BK4527":"明星科技股","AMZN":"亚马逊","BK4550":"红杉资本持仓","ROKU":"Roku Inc","BK4505":"高瓴资本持仓","BK4170":"电脑硬件、储存设备及电脑周边","GOOG":"谷歌","AAPL":"苹果","GOOGL":"谷歌A","NFLX":"奈飞","BK4532":"文艺复兴科技持仓","BK4515":"5G概念","BK4554":"元宇宙及AR概念","BK4553":"喜马拉雅资本持仓","SQ":"Block","SQ2.AU":"Block Inc","BK4507":"流媒体概念","BK4534":"瑞士信贷持仓","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4566":"资本集团"},"source_url":"https://finance.yahoo.com/news/apple-stock-has-made-a-huge-move-higher-is-it-time-to-sell-171043045.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2205092065","content_text":"A top Wall Street analyst thinks Apple's stock (AAPL) is at risk of an earnings day sell-off, which would ultimately be a buying opportunity.\"Apple shares are up 19% since the October 4 low (vs. 5% for the S&P 500) suggesting December quarter upside is largely priced in,\" warned Morgan Stanley tech analyst Katy Huberty in a new research note Thursday. Huberty expects Apple to report a better than expected quarter on Jan. 27, and guide to a relatively in line March quarter.If the stock falls on the results — which would extend a 9% slide year-to-date — Huberty believes it would be a good entry point into Apple given several key elements.The analyst views Apple \"as a more defensive/quality outperformer in challenging markets given a 1.65 billion plus installed base with high loyalty/retention rates, underweight institutional positioning, strong capital returns, and the tendency for Apple to outperform ahead of product cycles (iPhone SE3 in April/May 2022, iPhone 14 in Fall 2022, and a MR Headset in 2023).\"Huberty rates Apple shares at an Overweight, or the equivalent of a Buy with a $200 price target.Apple shares closed at $164.51 on Thursday.Despite its impressive fundamentals, Apple's stock has been swept up into the selling in big-cap tech names ahead of rate hikes from the Federal Reserve.The Nasdaq Composite fell into correction territory on Wednesday, otherwise known as a decline of 10% or more from a recent high. High multiple tech stocks besides Apple continue to be under severe pressure, notably fintech player Block (formerly Square) which is hovering around a 52-week low. Shares of Roku have crashed 52% in the past three months.Other pros on the Street think one should be poised to pounce on Apple soon.\"So many times Apple is seen as a defensive stock. We noticed that over the last maybe six weeks when a lot of other tech names were down, Apple continued to do well. If you don't have it in your portfolio — we are longer-term investors — wait for that pullback and add some of that to your holdings for more of the base holding in your portfolio,\" Crossmark Global Investments chief markets strategist Victoria Fernandez said on Yahoo Finance Live.","news_type":1},"isVote":1,"tweetType":1,"viewCount":413,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":808083373,"gmtCreate":1627543931192,"gmtModify":1703492027061,"author":{"id":"3575420708901136","authorId":"3575420708901136","name":"parikchit","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575420708901136","authorIdStr":"3575420708901136"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SPCE\">$Virgin Galactic(SPCE)$</a>is spce a potential buy and hold for the next 10 years?","listText":"<a href=\"https://laohu8.com/S/SPCE\">$Virgin Galactic(SPCE)$</a>is spce a potential buy and hold for the next 10 years?","text":"$Virgin Galactic(SPCE)$is spce a potential buy and hold for the next 10 years?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":3,"repostSize":1,"link":"https://ttm.financial/post/808083373","isVote":1,"tweetType":1,"viewCount":1438,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":808083373,"gmtCreate":1627543931192,"gmtModify":1703492027061,"author":{"id":"3575420708901136","authorId":"3575420708901136","name":"parikchit","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575420708901136","authorIdStr":"3575420708901136"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SPCE\">$Virgin Galactic(SPCE)$</a>is spce a potential buy and hold for the next 10 years?","listText":"<a href=\"https://laohu8.com/S/SPCE\">$Virgin Galactic(SPCE)$</a>is spce a potential buy and hold for the next 10 years?","text":"$Virgin Galactic(SPCE)$is spce a potential buy and hold for the next 10 years?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":3,"repostSize":1,"link":"https://ttm.financial/post/808083373","isVote":1,"tweetType":1,"viewCount":1438,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9007384000,"gmtCreate":1642776084880,"gmtModify":1676533745069,"author":{"id":"3575420708901136","authorId":"3575420708901136","name":"parikchit","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575420708901136","authorIdStr":"3575420708901136"},"themes":[],"htmlText":"Waiting for&nbsp;<a href=\"https://ttm.financial/S/NIO\">$NIO Inc.(NIO)$</a>to perform. Still thinking if I should double down!","listText":"Waiting for&nbsp;<a href=\"https://ttm.financial/S/NIO\">$NIO Inc.(NIO)$</a>to perform. Still thinking if I should double down!","text":"Waiting for $NIO Inc.(NIO)$to perform. Still thinking if I should double down!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9007384000","repostId":"2205045997","repostType":4,"repost":{"id":"2205045997","kind":"highlight","pubTimestamp":1642774526,"share":"https://ttm.financial/m/news/2205045997?lang=&edition=fundamental","pubTime":"2022-01-21 22:15","market":"us","language":"en","title":"5 Growth Stocks With 119% to 409% Upside in 2022, According to Wall Street","url":"https://stock-news.laohu8.com/highlight/detail?id=2205045997","media":"Motley Fool","summary":"Select analysts and investment banks believe these fast-paced companies could more than double this year.","content":"<html><head></head><body><p>Historically, the stock market has averaged a high single-digit return for investors. But in 2021, the benchmark <b>S&amp;P 500</b> doled out a 27% gain and set nearly six dozen all-time closing highs.</p><p>Yet in spite of these big gains, select Wall Street analysts and investment banks still foresee significant upside in a number of growth stocks. Based on the high-water 12-month price targets from Wall Street, the following five growth stocks offer upside ranging from 119% to as much as 409% in 2022.</p><p class=\"t-img-caption\"><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F659793%2Ffinancial-newspaper-graph-showing-gains-getty.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"535\" width=\"100%\" height=\"auto\"/><span>Image source: Getty Images.</span></p><h2>Nio: Implied upside of 159%</h2><p>Think electric vehicle (EV) stocks have soared? According to one investment bank, which has a currency-converted price target of $86.75 on China-based <b>Nio</b> (NYSE:NIO), the good times are just getting started. If this price target were to come to fruition, Nio shares could rally close to 160% in 2022.</p><p>Although shares of the company looked very expensive at this time last year, management has done an excellent job of ramping up production, even with persistent supply chain issues plaguing the auto industry. In November and December, Nio delivered nearly 10,900 EVs and 10,500 EVs, respectively, putting it on track for an annual run rate of 130,000 EVs. Thanks to organic growth and the expected introduction of three new vehicles, the expectation is for the company to be producing at an annual run rate of 600,000 EVs by year&#39;s end.</p><p>Nio&#39;s battery-as-a-service (BaaS) program is also genius. Introduced in August 2020, the BaaS program allows buyers to charge, swap, and upgrade their batteries, as well as receive a discount on the initial purchase price of their EV. In return, buyers pay a monthly fee to Nio. The company is effectively forgoing a little short-term, low-margin revenue for higher-margin long-term cash flow and improved customer loyalty.</p><p>I never thought I&#39;d say these words... but I&#39;m excited about an EV stock.</p><p class=\"t-img-caption\"><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F659793%2Fpinterest.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"/><span>Image source: Pinterest.</span></p><h2>Pinterest: Implied upside of 129%</h2><p>Another highly popular growth stock with the potential to more than double in 2022 is social media platform <b>Pinterest</b> (NYSE:PINS). Wall Street&#39;s loftiest price target foresees shares heading to $83 in 12 months, which would imply upside of almost 130%.</p><p>Last year, Pinterest&#39;s shares took it on the chin after the second and third quarters showed sequential declines in the company&#39;s monthly active user (MAU) count. Superficially, this might sound concerning, but it represents nothing more than a reversion to historic MAU growth with coronavirus vaccination rates ticking higher.</p><p>What&#39;s far more important to recognize is that Pinterest is successfully monetizing its users. Despite slower MAU growth, the company&#39;s average revenue per user (ARPU) globally surged 37% in the third quarter, with international ARPU up more than twice that amount (81%) from the prior-year period. The takeaway here is simple: Advertisers are willing to pay more to get their message in front of Pinterest&#39;s 444 million potentially motivated shoppers.</p><p>As a Pinterest shareholder, I also appreciate how perfect the operating model is for advertisers. There&#39;s no guesswork involved. The premise of the platform is for users to share what things, services, and places interest them. This makes it easy for Pinterest to connect users with merchants that can cater to their interests. There&#39;s a good reason I picked this stock to double in 2022.</p><p class=\"t-img-caption\"><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F659793%2Fsquare-card-terminal.png&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"520\" width=\"100%\" height=\"auto\"/><span>Image source: Block.</span></p><h2>Block: Implied upside of 119%</h2><p>Pandemic darling <b>Block</b> (NYSE:SQ), the company formerly known as Square, is another growth stock with significant upside, at least according to Wall Street&#39;s price targets. With a Street-high prognostication of $360 from Sean Horgan at Rosenblatt Securities, Block could offer 119% upside this year.</p><p>For more than a decade, Block has relied on its seller ecosystem to do most of its heavy lifting. This is the operating segment that provides point-of-sale devices, loans, and analytics to help merchants grow their business. In 2012, gross payment volume (GPV) on Block&#39;s network totaled $6.5 billion. But as of the third quarter, run rate GPV was $167 billion.</p><p>The really interesting aspect of the seller ecosystem is that it&#39;s no longer just a haven for small businesses. <a href=\"https://laohu8.com/S/TWOA.U\">Two</a>-thirds of the company&#39;s third-quarter GPV originated from businesses with at least $125,000 in annualized revenue. That was up about 10 percentage points from the comparable quarter two years ago. Since this is a predominantly fee-based segment, bigger merchants will yield higher gross profit.</p><p>But what really has investors chirping is digital peer-to-peer payment platform Cash App. As of mid-2021, Cash App was generating $55 in gross profit per monthly transacting active customer and only spending around $5 to acquire each new user. The number of MAUs also more than quintupled to 36 million by the end of 2020, compared to where they sat at the end of 2017. While a doubling in shares in 2022 might be asking a bit much, &#34;up&#34; does seem to be the direction Block is headed.</p><p class=\"t-img-caption\"><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F659793%2Fcannabis-dispensary-weed-pot-marijuana-retail-legal-canada-getty.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"/><span>Image source: Getty Images.</span></p><h2>Columbia Care: Implied upside of 409%</h2><p>A fourth fast-paced company with incredible upside, per Wall Street, is marijuana stock <b>Columbia Care</b> (OTC:CCHWF). Based on the Street-high price target of 19 Canadian dollars ($14.90) from PI Financial, Columbia Care has the potential to more than quintuple investors&#39; money in 2022.</p><p>To address an important concern, cannabis investors should understand that federal legalization isn&#39;t a requirement for pot stocks to be successful. While federal legalization would reduce a handful of operating inefficiencies, companies like Columbia Care are primed for success as long as individual states are allowed to regulate their own weed industries.</p><p>Columbia Care has a two-pronged strategy for success in the cannabis space. First, it&#39;s an aggressive acquirer. Making modestly sized acquisitions has helped the company broaden its reach and grow its existing presence in high-dollar legalized markets. For instance, the $240 million Green Leaf Medical buyout expanded the company&#39;s reach in the mid-Atlantic, while its $42 million Medicine Man purchase bolstered its presence in Colorado, the nation&#39;s No. 2 pot market by annual sales.</p><p>The other key for Columbia Care is focusing on limited-license markets, such as Ohio, Virginia, and Pennsylvania. Limited-license markets cap how many retail licenses are issued in total, as well as to a single business, thereby allowing smaller and/or newer players an opportunity to build up their brand(s).</p><p>Though I believe 409% upside is asking a bit much, Columbia Care should have a much better 2022 -- especially if the company pushes toward recurring profitability.</p><p class=\"t-img-caption\"><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F659793%2Fhydrogen-fuel-cell-car-plug-renewable-energy-fossil-fuel-oil-natural-gas-getty.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"/><span>Image source: Getty Images.</span></p><h2>Plug Power: Implied upside of 171%</h2><p>A fifth and final growth stock with serious upside in 2022, according to Wall Street, is hydrogen fuel-cell solutions provider <b>Plug Power</b> (NASDAQ:PLUG). If analyst Amit Dayal of H.C. Wainwright is accurate, shares of Plug Power could climb more than 170% to $78 over the next 12 months.</p><p>Plug finds itself at the center of a renewable energy revolution. Pretty much all developed countries worldwide are fighting back against climate change and planning to lean on multiple forms of renewable energy sources. This includes the hydrogen fuel cells for vehicles as well as hydrogen refilling stations. In other words, the company has multiple paths to revenue (new vehicles and infrastructure).</p><p>Last year, the buzz about Plug Power really amounted to two early-year partnerships the company landed. SK Group took a 10% equity stake in the company, with the duo aiming to bring fuel-cell solutions to vehicles and refilling stations throughout South Korea. Meanwhile, a joint venture with French automaker <b>Renault</b>, known as Hyvia, will see Plug and Renault target Europe&#39;s light commercial vehicle market.</p><p>Although the company&#39;s sales and backlog have been growing quickly, so has its market cap. At a valuation north of $16 billion, and still a few years away from profitability, I&#39;d be hard-pressed to see how Plug Power reaches $78 without blowing Wall Street&#39;s bottom-line expectations out of the water in 2022.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>5 Growth Stocks With 119% to 409% Upside in 2022, According to Wall Street</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n5 Growth Stocks With 119% to 409% Upside in 2022, According to Wall Street\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-01-21 22:15 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2022/01/21/5-growth-stocks-with-119-to-409-upside-wall-street/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Historically, the stock market has averaged a high single-digit return for investors. But in 2021, the benchmark S&P 500 doled out a 27% gain and set nearly six dozen all-time closing highs.Yet in ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/01/21/5-growth-stocks-with-119-to-409-upside-wall-street/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"NIO":"蔚来","BK4532":"文艺复兴科技持仓","BK4554":"元宇宙及AR概念","BK4531":"中概回港概念","BK4534":"瑞士信贷持仓","BK4555":"新能源车","BK4509":"腾讯概念","BK4508":"社交媒体","BK4077":"互动媒体与服务","PINS":"Pinterest, Inc.","BK4526":"热门中概股","PLUG":"普拉格能源","BK4503":"景林资产持仓","BK4551":"寇图资本持仓","SQ":"Block","BK4505":"高瓴资本持仓","BK4096":"电气部件与设备","BK4504":"桥水持仓","BK4099":"汽车制造商","BK4548":"巴美列捷福持仓","BK4106":"数据处理与外包服务","BK4541":"氢能源","BK4528":"SaaS概念"},"source_url":"https://www.fool.com/investing/2022/01/21/5-growth-stocks-with-119-to-409-upside-wall-street/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2205045997","content_text":"Historically, the stock market has averaged a high single-digit return for investors. But in 2021, the benchmark S&P 500 doled out a 27% gain and set nearly six dozen all-time closing highs.Yet in spite of these big gains, select Wall Street analysts and investment banks still foresee significant upside in a number of growth stocks. Based on the high-water 12-month price targets from Wall Street, the following five growth stocks offer upside ranging from 119% to as much as 409% in 2022.Image source: Getty Images.Nio: Implied upside of 159%Think electric vehicle (EV) stocks have soared? According to one investment bank, which has a currency-converted price target of $86.75 on China-based Nio (NYSE:NIO), the good times are just getting started. If this price target were to come to fruition, Nio shares could rally close to 160% in 2022.Although shares of the company looked very expensive at this time last year, management has done an excellent job of ramping up production, even with persistent supply chain issues plaguing the auto industry. In November and December, Nio delivered nearly 10,900 EVs and 10,500 EVs, respectively, putting it on track for an annual run rate of 130,000 EVs. Thanks to organic growth and the expected introduction of three new vehicles, the expectation is for the company to be producing at an annual run rate of 600,000 EVs by year's end.Nio's battery-as-a-service (BaaS) program is also genius. Introduced in August 2020, the BaaS program allows buyers to charge, swap, and upgrade their batteries, as well as receive a discount on the initial purchase price of their EV. In return, buyers pay a monthly fee to Nio. The company is effectively forgoing a little short-term, low-margin revenue for higher-margin long-term cash flow and improved customer loyalty.I never thought I'd say these words... but I'm excited about an EV stock.Image source: Pinterest.Pinterest: Implied upside of 129%Another highly popular growth stock with the potential to more than double in 2022 is social media platform Pinterest (NYSE:PINS). Wall Street's loftiest price target foresees shares heading to $83 in 12 months, which would imply upside of almost 130%.Last year, Pinterest's shares took it on the chin after the second and third quarters showed sequential declines in the company's monthly active user (MAU) count. Superficially, this might sound concerning, but it represents nothing more than a reversion to historic MAU growth with coronavirus vaccination rates ticking higher.What's far more important to recognize is that Pinterest is successfully monetizing its users. Despite slower MAU growth, the company's average revenue per user (ARPU) globally surged 37% in the third quarter, with international ARPU up more than twice that amount (81%) from the prior-year period. The takeaway here is simple: Advertisers are willing to pay more to get their message in front of Pinterest's 444 million potentially motivated shoppers.As a Pinterest shareholder, I also appreciate how perfect the operating model is for advertisers. There's no guesswork involved. The premise of the platform is for users to share what things, services, and places interest them. This makes it easy for Pinterest to connect users with merchants that can cater to their interests. There's a good reason I picked this stock to double in 2022.Image source: Block.Block: Implied upside of 119%Pandemic darling Block (NYSE:SQ), the company formerly known as Square, is another growth stock with significant upside, at least according to Wall Street's price targets. With a Street-high prognostication of $360 from Sean Horgan at Rosenblatt Securities, Block could offer 119% upside this year.For more than a decade, Block has relied on its seller ecosystem to do most of its heavy lifting. This is the operating segment that provides point-of-sale devices, loans, and analytics to help merchants grow their business. In 2012, gross payment volume (GPV) on Block's network totaled $6.5 billion. But as of the third quarter, run rate GPV was $167 billion.The really interesting aspect of the seller ecosystem is that it's no longer just a haven for small businesses. Two-thirds of the company's third-quarter GPV originated from businesses with at least $125,000 in annualized revenue. That was up about 10 percentage points from the comparable quarter two years ago. Since this is a predominantly fee-based segment, bigger merchants will yield higher gross profit.But what really has investors chirping is digital peer-to-peer payment platform Cash App. As of mid-2021, Cash App was generating $55 in gross profit per monthly transacting active customer and only spending around $5 to acquire each new user. The number of MAUs also more than quintupled to 36 million by the end of 2020, compared to where they sat at the end of 2017. While a doubling in shares in 2022 might be asking a bit much, \"up\" does seem to be the direction Block is headed.Image source: Getty Images.Columbia Care: Implied upside of 409%A fourth fast-paced company with incredible upside, per Wall Street, is marijuana stock Columbia Care (OTC:CCHWF). Based on the Street-high price target of 19 Canadian dollars ($14.90) from PI Financial, Columbia Care has the potential to more than quintuple investors' money in 2022.To address an important concern, cannabis investors should understand that federal legalization isn't a requirement for pot stocks to be successful. While federal legalization would reduce a handful of operating inefficiencies, companies like Columbia Care are primed for success as long as individual states are allowed to regulate their own weed industries.Columbia Care has a two-pronged strategy for success in the cannabis space. First, it's an aggressive acquirer. Making modestly sized acquisitions has helped the company broaden its reach and grow its existing presence in high-dollar legalized markets. For instance, the $240 million Green Leaf Medical buyout expanded the company's reach in the mid-Atlantic, while its $42 million Medicine Man purchase bolstered its presence in Colorado, the nation's No. 2 pot market by annual sales.The other key for Columbia Care is focusing on limited-license markets, such as Ohio, Virginia, and Pennsylvania. Limited-license markets cap how many retail licenses are issued in total, as well as to a single business, thereby allowing smaller and/or newer players an opportunity to build up their brand(s).Though I believe 409% upside is asking a bit much, Columbia Care should have a much better 2022 -- especially if the company pushes toward recurring profitability.Image source: Getty Images.Plug Power: Implied upside of 171%A fifth and final growth stock with serious upside in 2022, according to Wall Street, is hydrogen fuel-cell solutions provider Plug Power (NASDAQ:PLUG). If analyst Amit Dayal of H.C. Wainwright is accurate, shares of Plug Power could climb more than 170% to $78 over the next 12 months.Plug finds itself at the center of a renewable energy revolution. Pretty much all developed countries worldwide are fighting back against climate change and planning to lean on multiple forms of renewable energy sources. This includes the hydrogen fuel cells for vehicles as well as hydrogen refilling stations. In other words, the company has multiple paths to revenue (new vehicles and infrastructure).Last year, the buzz about Plug Power really amounted to two early-year partnerships the company landed. SK Group took a 10% equity stake in the company, with the duo aiming to bring fuel-cell solutions to vehicles and refilling stations throughout South Korea. Meanwhile, a joint venture with French automaker Renault, known as Hyvia, will see Plug and Renault target Europe's light commercial vehicle market.Although the company's sales and backlog have been growing quickly, so has its market cap. At a valuation north of $16 billion, and still a few years away from profitability, I'd be hard-pressed to see how Plug Power reaches $78 without blowing Wall Street's bottom-line expectations out of the water in 2022.","news_type":1},"isVote":1,"tweetType":1,"viewCount":927,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9098931536,"gmtCreate":1643990270275,"gmtModify":1676533879630,"author":{"id":"3575420708901136","authorId":"3575420708901136","name":"parikchit","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575420708901136","authorIdStr":"3575420708901136"},"themes":[],"htmlText":"Do your research, don't blindly buy after reading this type of articles.&nbsp;","listText":"Do your research, don't blindly buy after reading this type of articles.&nbsp;","text":"Do your research, don't blindly buy after reading this type of articles.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9098931536","repostId":"2208314051","repostType":4,"repost":{"id":"2208314051","kind":"highlight","pubTimestamp":1643987174,"share":"https://ttm.financial/m/news/2208314051?lang=&edition=fundamental","pubTime":"2022-02-04 23:06","market":"us","language":"en","title":"3 Hypergrowth Stocks That Can Soar 216% to 257% in 2022, According to Wall Street","url":"https://stock-news.laohu8.com/highlight/detail?id=2208314051","media":"Motley Fool","summary":"Analysts' lofty price targets imply some serious upside for these popular, fast-paced companies.","content":"<html><head></head><body><p>You may not realize it, but the broad-based <b>S&amp;P 500</b> enjoyed a historic bounce from the March 2020 pandemic low. It took less than 17 months for the index to double from its trough, which is pretty incredible when you consider that the average annual total return, including dividends, for the S&amp;P 500 is closer to 11% since the beginning of 1980.</p><p>Despite these big gains, select analysts and investment banks see a lot more upside for a small group of hypergrowth companies (those delivering jaw-dropping sales growth). If Wall Street&#39;s loftiest price targets for the following three fast-paced stocks prove accurate, they could soar 216% to 257% in 2022.</p><h2>Coinbase Global: Implied upside of 216%</h2><p>The first hypergrowth stock with immense upside this year is cryptocurrency exchange and ecosystem <b>Coinbase Global</b> (NASDAQ:COIN). Analyst Lisa Ellis of MoffettNathanson holds the high-water price target for Coinbase on Wall Street at $600. Should it reach this lofty figure, shareholders would realize a 216% return on their investment, based on where shares ended on Monday, Jan. 31.</p><p>If investors take a close look at Coinbase&#39;s operating performance, they&#39;re going to like what they see. As of the end of the third quarter, the number of monthly transacting users had more than tripled from the prior-year period to 7.4 million, with assets on the platform surging to $255 billion from $36 billion, year-over-year. Likewise, the company probably delivered more than $3 billion in net income in 2021.</p><p>A number of Wall Street analysts are clearly excited about the long-term prospects of the &#34;Big <a href=\"https://laohu8.com/S/TWOA.U\">Two</a>&#34; in crypto, <b>Bitcoin</b> and <b>Ethereum</b>, which account for a significant portion of Coinbase&#39;s exchange-based trading revenue. They&#39;re also intrigued about the company&#39;s ventures beyond crypto exchanges, such as setting up a non-fungible token (NFT) marketplace for users. NFTs are the proof of ownership of digital assets stored on blockchain.</p><p>Although cryptocurrencies have handily outperformed the stock market on an aggregate basis over the past couple of years, there&#39;s also a lot of risk that comes with such a lofty price target. For example, competition among crypto exchanges is heating up, not slowing down. Among traditional stock brokerages, commission wars eventually led to the elimination of these fees. It seemingly wouldn&#39;t be difficult for other crypto exchanges to undercut Coinbase&#39;s fees.</p><p>Another concern is that the company is almost entirely reliant on external factors instead of innovation to grow. With much of its growth reliant on the performance of Bitcoin and Ethereum, price weakness from the Big <a href=\"https://laohu8.com/S/TWOA\">Two</a>, or even a loss of interest from the investing community, could threaten to send revenue and profits markedly lower. It happened in 2018, and history suggests it could happen again.</p><p>In other words, I wouldn&#39;t expect Coinbase to get anywhere near $600 in 2022.</p><h2>Plug Power: Implied upside of 257%</h2><p>Another hypergrowth stock with the potential to skyrocket this year, at least according to <a href=\"https://laohu8.com/S/AONE.U\">one</a> Wall Street analyst, is hydrogen fuel-cell solutions provider <b>Plug Power</b> (NASDAQ:PLUG). Amit Dayal of H.C. Wainwright has Plug hitting a price target of $78, which implies up to 257% upside from where shares closed out January.</p><p>You could certainly say that Plug Power finds itself in the right place, at the right time. Most countries are looking for ways to reduce carbon emissions and promote green-energy solutions. This means Plug&#39;s hydrogen fuel-cell solutions for vehicles and individual machines (like forklifts), as well as its hydrogen infrastructure hubs, should be in high demand for many years to come.</p><p>What&#39;s really validated the potential for this company is the handful of major partnerships and joint ventures that have been struck since the beginning of 2021. For instance, SK Group took a 10% equity stake in the company in February 2021, with the duo forming a joint venture that&#39;ll focus on putting hydrogen fuel-cell vehicles on the road in numerous Asian markets. Around this time, Plug also formed a joint venture with French automaker <b>Renault</b>, known as Hyvia. Hyvia&#39;s goal is to go after 30% of the light commercial vehicle market in Europe.</p><p>Growth expectations for the company have been nothing short of phenomenal. In 2020, Plug Power brought in $337 million in revenue. By 2024, management has forecast $1.7 billion in annual gross billings. This year alone, Wall Street anticipates sales growth will exceed 80%.</p><p>Although this might sound like a slam-dunk investment, investors should also consider that Plug Power isn&#39;t yet profitable, and none of the 21 Wall Street analysts covering the company expect it to reach profitability in 2022. In an environment where interest rates are set to rise, unprofitable growth stocks often see their valuation multiples contract. While the technology and partnerships are intriguing, Plug Power has a lot to prove if it&#39;s ever going to hit $78 a share.</p><h2>Fiverr International: Implied upside of 216%</h2><p>A third hypergrowth stock with serious upside potential is online services marketplace <b>Fiverr International </b>(NYSE:FVRR). Though Wall Street&#39;s price targets have fluctuated wildly over the past year, the high-water estimate currently calls for Fiverr to hit $270. Should this lofty prognostication come to fruition, it would match Coinbase with a 216% gain.</p><p>To some extent, Fiverr&#39;s appeal comes from being in the right place when the coronavirus pandemic hit. It&#39;s a platform that connects freelancers with buyers of their services, and the market for remote workers exploded in the wake of the pandemic. With inflation also soaring, we&#39;re witnessing a hybrid-work environment where remote workers have incredible wage-pricing power.</p><p>However, Fiverr&#39;s persistently high sales growth rate is about more than just the pandemic. It&#39;s about providing a differentiated platform. Whereas competing online marketplaces push freelancers to price their services per hour, Fiverr&#39;s freelancers are pricing their services as a package deal. This leads to improved price transparency for buyers, and it&#39;s helped pushed Fiverr&#39;s take rate (what it gets to keep from arranging these deals on its platform) to levels that are well above its competition.</p><p>Fiverr is interested in targeting larger businesses with its marketplace, too. The launch of subscription-based Fiverr Business in September 2020 provides bigger companies with project management and collaborative tools that help them use freelancers effectively.</p><p>The big concern with Fiverr, similar to Plug Power, is the prospect of rising interest rates and the multiple contraction that typically accompanies a hawkish Federal Reserve. Wall Street&#39;s earnings forecast for 2022 is all over the place, with a consensus profit of $0.47 per share on the heels of 26% sales growth. Even with shares 75% below their all-time high, this works out to a price-to-earnings ratio of 182 and places the company at roughly 8 times projected sales.</p><p>Admittedly, this is far less expensive than where it was nearly a year ago, with shares hitting $336 on an intra-day basis. But even its current $85 share price could be deemed pricey given the uncertainty associated with the pandemic and the future of the hybrid-work environment.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Hypergrowth Stocks That Can Soar 216% to 257% in 2022, According to Wall Street</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Hypergrowth Stocks That Can Soar 216% to 257% in 2022, According to Wall Street\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-02-04 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2022/02/04/3-hypergrowth-stocks-soar-216-to-257-wall-street/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>You may not realize it, but the broad-based S&P 500 enjoyed a historic bounce from the March 2020 pandemic low. It took less than 17 months for the index to double from its trough, which is pretty ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/02/04/3-hypergrowth-stocks-soar-216-to-257-wall-street/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index","PLUG":"普拉格能源","BK4554":"元宇宙及AR概念","BK4122":"互联网与直销零售","BK4112":"金融交易所和数据","FVRR":"Fiverr International Ltd.","BK4551":"寇图资本持仓","BK4535":"淡马锡持仓","BK4096":"电气部件与设备","BK4541":"氢能源","COIN":"Coinbase Global, Inc.","BK4539":"次新股"},"source_url":"https://www.fool.com/investing/2022/02/04/3-hypergrowth-stocks-soar-216-to-257-wall-street/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2208314051","content_text":"You may not realize it, but the broad-based S&P 500 enjoyed a historic bounce from the March 2020 pandemic low. It took less than 17 months for the index to double from its trough, which is pretty incredible when you consider that the average annual total return, including dividends, for the S&P 500 is closer to 11% since the beginning of 1980.Despite these big gains, select analysts and investment banks see a lot more upside for a small group of hypergrowth companies (those delivering jaw-dropping sales growth). If Wall Street's loftiest price targets for the following three fast-paced stocks prove accurate, they could soar 216% to 257% in 2022.Coinbase Global: Implied upside of 216%The first hypergrowth stock with immense upside this year is cryptocurrency exchange and ecosystem Coinbase Global (NASDAQ:COIN). Analyst Lisa Ellis of MoffettNathanson holds the high-water price target for Coinbase on Wall Street at $600. Should it reach this lofty figure, shareholders would realize a 216% return on their investment, based on where shares ended on Monday, Jan. 31.If investors take a close look at Coinbase's operating performance, they're going to like what they see. As of the end of the third quarter, the number of monthly transacting users had more than tripled from the prior-year period to 7.4 million, with assets on the platform surging to $255 billion from $36 billion, year-over-year. Likewise, the company probably delivered more than $3 billion in net income in 2021.A number of Wall Street analysts are clearly excited about the long-term prospects of the \"Big Two\" in crypto, Bitcoin and Ethereum, which account for a significant portion of Coinbase's exchange-based trading revenue. They're also intrigued about the company's ventures beyond crypto exchanges, such as setting up a non-fungible token (NFT) marketplace for users. NFTs are the proof of ownership of digital assets stored on blockchain.Although cryptocurrencies have handily outperformed the stock market on an aggregate basis over the past couple of years, there's also a lot of risk that comes with such a lofty price target. For example, competition among crypto exchanges is heating up, not slowing down. Among traditional stock brokerages, commission wars eventually led to the elimination of these fees. It seemingly wouldn't be difficult for other crypto exchanges to undercut Coinbase's fees.Another concern is that the company is almost entirely reliant on external factors instead of innovation to grow. With much of its growth reliant on the performance of Bitcoin and Ethereum, price weakness from the Big Two, or even a loss of interest from the investing community, could threaten to send revenue and profits markedly lower. It happened in 2018, and history suggests it could happen again.In other words, I wouldn't expect Coinbase to get anywhere near $600 in 2022.Plug Power: Implied upside of 257%Another hypergrowth stock with the potential to skyrocket this year, at least according to one Wall Street analyst, is hydrogen fuel-cell solutions provider Plug Power (NASDAQ:PLUG). Amit Dayal of H.C. Wainwright has Plug hitting a price target of $78, which implies up to 257% upside from where shares closed out January.You could certainly say that Plug Power finds itself in the right place, at the right time. Most countries are looking for ways to reduce carbon emissions and promote green-energy solutions. This means Plug's hydrogen fuel-cell solutions for vehicles and individual machines (like forklifts), as well as its hydrogen infrastructure hubs, should be in high demand for many years to come.What's really validated the potential for this company is the handful of major partnerships and joint ventures that have been struck since the beginning of 2021. For instance, SK Group took a 10% equity stake in the company in February 2021, with the duo forming a joint venture that'll focus on putting hydrogen fuel-cell vehicles on the road in numerous Asian markets. Around this time, Plug also formed a joint venture with French automaker Renault, known as Hyvia. Hyvia's goal is to go after 30% of the light commercial vehicle market in Europe.Growth expectations for the company have been nothing short of phenomenal. In 2020, Plug Power brought in $337 million in revenue. By 2024, management has forecast $1.7 billion in annual gross billings. This year alone, Wall Street anticipates sales growth will exceed 80%.Although this might sound like a slam-dunk investment, investors should also consider that Plug Power isn't yet profitable, and none of the 21 Wall Street analysts covering the company expect it to reach profitability in 2022. In an environment where interest rates are set to rise, unprofitable growth stocks often see their valuation multiples contract. While the technology and partnerships are intriguing, Plug Power has a lot to prove if it's ever going to hit $78 a share.Fiverr International: Implied upside of 216%A third hypergrowth stock with serious upside potential is online services marketplace Fiverr International (NYSE:FVRR). Though Wall Street's price targets have fluctuated wildly over the past year, the high-water estimate currently calls for Fiverr to hit $270. Should this lofty prognostication come to fruition, it would match Coinbase with a 216% gain.To some extent, Fiverr's appeal comes from being in the right place when the coronavirus pandemic hit. It's a platform that connects freelancers with buyers of their services, and the market for remote workers exploded in the wake of the pandemic. With inflation also soaring, we're witnessing a hybrid-work environment where remote workers have incredible wage-pricing power.However, Fiverr's persistently high sales growth rate is about more than just the pandemic. It's about providing a differentiated platform. Whereas competing online marketplaces push freelancers to price their services per hour, Fiverr's freelancers are pricing their services as a package deal. This leads to improved price transparency for buyers, and it's helped pushed Fiverr's take rate (what it gets to keep from arranging these deals on its platform) to levels that are well above its competition.Fiverr is interested in targeting larger businesses with its marketplace, too. The launch of subscription-based Fiverr Business in September 2020 provides bigger companies with project management and collaborative tools that help them use freelancers effectively.The big concern with Fiverr, similar to Plug Power, is the prospect of rising interest rates and the multiple contraction that typically accompanies a hawkish Federal Reserve. Wall Street's earnings forecast for 2022 is all over the place, with a consensus profit of $0.47 per share on the heels of 26% sales growth. Even with shares 75% below their all-time high, this works out to a price-to-earnings ratio of 182 and places the company at roughly 8 times projected sales.Admittedly, this is far less expensive than where it was nearly a year ago, with shares hitting $336 on an intra-day basis. But even its current $85 share price could be deemed pricey given the uncertainty associated with the pandemic and the future of the hybrid-work environment.","news_type":1},"isVote":1,"tweetType":1,"viewCount":415,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9096531345,"gmtCreate":1644417820576,"gmtModify":1676533923377,"author":{"id":"3575420708901136","authorId":"3575420708901136","name":"parikchit","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575420708901136","authorIdStr":"3575420708901136"},"themes":[],"htmlText":"Good read.&nbsp;","listText":"Good read.&nbsp;","text":"Good read.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9096531345","repostId":"1173285439","repostType":4,"repost":{"id":"1173285439","kind":"news","pubTimestamp":1644420204,"share":"https://ttm.financial/m/news/1173285439?lang=&edition=fundamental","pubTime":"2022-02-09 23:23","market":"us","language":"en","title":"10 Fintech Stocks To Own Until 2032 and Beyond","url":"https://stock-news.laohu8.com/highlight/detail?id=1173285439","media":"InvestorPlace","summary":"It was one of the hottest sectors early last year. But since late 2021, financial technology (fintec","content":"<html><head></head><body><p>It was one of the hottest sectors early last year. But since late 2021, financial technology (fintech) stocks have fallen out of favor. Although much of this can be chalked up to the market’s overall shunning of growth stocks, ahead of higher interest rates, a shift in sentiment for the sector has played a big role as well.</p><p>That is, after the pandemic helped to boost excitement about the “digitization of money” trend, enthusiasm has cooled off. Investors are dialing back their expectations about how quickly these dynamic, tech-focused companies will disrupt “old school” banks and other traditional financial institutions.</p><p>Regarding the near-term, this makes sense. In hindsight, it’s clear the market put the cart before the horse, sending many of these names to unsustainable valuations. Yet now, with the big sell-off experienced in the sector across-the-board, many are now priced at rates that underestimate their long-term prospects.</p><p>Namely, that thegenerational shiftplaying out now bodes well for the industry. Millennials are reaching middle age. Generation Z has come of age. Desiring greater access, convenience, and flexibility from financial services, their needs/wants will dictate which companies will thrive, and which will struggle.</p><p>As things are just getting warmed up for the industry, now may be the time to place long-term bets. Ten years from now, taking a “set it and forget” (buy and hold) approach with these ten fintech stocks could prove to be a highly profitable move in hindsight:</p><ul><li><a href=\"https://laohu8.com/S/BKKT\">Bakkt Holdings</a></li><li><a href=\"https://laohu8.com/S/FISV\">Fiserv</a></li><li><a href=\"https://laohu8.com/S/INTU\">Intuit </a></li><li><a href=\"https://laohu8.com/S/MA\">Mastercard </a></li><li><a href=\"https://laohu8.com/S/PSFE\">Paysafe </a></li><li><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></li><li><a href=\"https://laohu8.com/S/SOFI\">SoFi Technologies </a></li><li><a href=\"https://laohu8.com/S/SQ\">Block</a></li><li><a href=\"https://laohu8.com/S/UPST\">Upstart </a></li><li><a href=\"https://laohu8.com/S/WU\">Western Union</a></li></ul><ul><li><a href=\"https://laohu8.com/S/BKKT\">Bakkt Holdings</a></li></ul><p><img src=\"https://static.tigerbbs.com/4254e8608531e68bc9f8c623593c4bdc\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: 24K-Production / Shutterstock.com</p><p>Today, BKKT stock may seem like a meme play that’s had its day. In October, this former special purpose acquisition company (SPAC) skyrocketed in price. Yet since that “to the moon” move, it’s collapsed in price. BKKT went from over $50 per share, down to around $5.50 per share.</p><p>To many, this may make thiscrypto-focused fintech firmlook like just another busted SPAC stock. Doomed to languish at single-digit prices, much like what’s happened to names like <b>Clover Health</b>(NASDAQ:<b>CLOV</b>).</p><p>However, while Bakkt is struggling at present, you may not want to jump to the conclusion that it’s a flash-in-the-pan name that’s never coming back.</p><p>Admittedly, crypto is in a tough spot right now. Upcoming rate hikes have dampened its appeal as a U.S. dollar alternative. Governmental control/regulation of this for-now decentralized market isalso on the horizon. Still, this may not necessarily mean the “end of crypto.” In fact, its integration into the traditional financial system could be a boon for Bakkt.</p><p>As its platform helps to facilitate crypto-related transactions, it may actually see a benefit from this market losing its current “wild west” status. In the months ahead, it may continue to flounder. It may also have to raise cash (on dilutive terms) in order to ride things out. Nevertheless, while you may want to take a closer look before taking it as a long-term holding, consider it one of the fintech stocks to keep an eye on, as a way to play the trend.</p><ul><li><a href=\"https://laohu8.com/S/FISV\">Fiserv</a></li></ul><p><img src=\"https://static.tigerbbs.com/44708bf1912ddfe3d8b10908fec9b493\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: Tada Images / Shutterstock.com</p><p>Fiserv is a legacy payment processing company. Although hardly a household name, it has more in common with Mastercard and<b>Visa</b>(NYSE:<b><u>V</u></b>) than it does with, say, PayPal. Even so, much like how you shouldn’t write off Mastercard and Visa as dinosaurs in light of fintech trends, the same thing applies here with this company.</p><p>Via services like itsCarat ecommerce ecosystem, and its Clover point-of-sale transaction platform, the company is keeping up with the digitalization of finance. It’s also bolstering its fintech bona fides,through its purchase of BentoBox, which is to restaurants what its Carat ecosystem is to online retail.</p><p>That’s not all. Not only is this company a fintech stock masquerading as an old-school payments stock, it’s a relatively cheap one to boot. FISV stock today trades for around 18.9x projected 2021 earnings, and 16.4x projected 2022 earnings. Yes, this established company isn’t growing at the same clip as more early-stage names.</p><p>However, with earnings expected to jump around 15.5% this year, it may be deserving a slightly higher valuation. At just over $100 per share today, and if you add in the potential for it to see continued strong growth and adaptation, then Fiserv could be trading for substantially higher prices ten years out.</p><ul><li><a href=\"https://laohu8.com/S/INTU\">Intuit </a></li></ul><p><img src=\"https://static.tigerbbs.com/1ea5d33afe04711661ec74063845e9e8\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: dennizn / Shutterstock.com</p><p>When you think of Intuit, this software company’s QuickBooks and TurboTax services may first come to mind. Both nice business to have under one’s belt for sure. High margin, with deep economic moats. But do they make them a fintech company? At first, you may think instead this is more like a finance-focused software as a service (SaaS) company.</p><p>However, don’t forget that Credit Karma and Mint are its other major products. All together, they’ve helped it capitalize on the integration of finance and technology. They’ve also enabled this more mature company to grow itsannual revenuefrom $6.78 billion in Fiscal 2019 (ending July 2019), to $10.3 billion over the trailing twelve months.</p><p>Chances are, they’ll continue to do so in the years ahead. With its aforementioned platforms, it is well-positioned to remain a one stop shop for Millennials and Gen Z to do their taxes, access credit, and manage their wealth. Intuit’s enterprise offerings also put it in a great spot to benefit from thedigitalization of corporate accounting/finance.</p><p>After dropping 15% so far this year, due to the tech-selloff, INTU appears to be a fintech stock on sale. You may want to grab it, either now, or any additional weakness that may arise over the next few months.</p><p><a href=\"https://laohu8.com/S/MA\">Mastercard </a><img src=\"https://static.tigerbbs.com/761790ce672a3f19aca9e325ff53218c\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: David Cardinez / Shutterstock.com</p><p>Mastercard is a high-quality business. The credit card processor continues to operate in an oligopoly with its longtime rival Visa. This brings with it high profit margins, and consistent profitability.</p><p>Unfortunately, it also brings with it a premium valuation for MA stock. Trading for 36.7x, it may seem pricey. Especially as it seems that, in time, fintech rivals will drain its economic moat, taking away its edge, and possibly its status as a “wonderful company.”</p><p>Then again, concerns about it getting its lunch eaten by newer fintechs may be overblown. At least, that’s the view of<b>Weitz Investment Management</b>. The asset management firm’s portfolio managers recently argued that both Mastercard and Visa operate“the rails over which electronic payments travel.”This leaves upstarts dependent on them in order to operate.</p><p>It also gives the old school processors like this one an edge in terms of competing with them. The company is doing just that,via recent acquisitions. This may explain why MA stock has held up a lot better lately, as the market appreciates its incumbent status. It may also pave the way for the stock, which at around $374 per share is just under its all-time high, to continue climbing higher, its premium valuation notwithstanding.</p><p><a href=\"https://laohu8.com/S/PSFE\">Paysafe </a><img src=\"https://static.tigerbbs.com/05bc206367e566c4cf2bf127eb79afd2\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: Sulastri Sulastri / Shutterstock.com</p><p>A year ago, PSFE stock was in the catbird’s set, in a way. A payment processor for the online gambling industry, it appeared well-positioned to benefit from the explosion of legalized sportsbooks and online casinos in the U.S.</p><p>It was also a SPAC stock. This resulted in a lot of attention from speculators, looking to “get rich” from the bubble that emerged last year in this once-arcane area of the market. Unfortunately, throughout 2021, its connection to both trends went from being a positive, to being a negative.</p><p>First, the SPAC wipeout, which put shares on a downwards trajectory right from the start after its “deSPACing.” Then, the deflating of the sports betting bubble,plus downward revisions to its guidance, put it into freefall in November.</p><p>The end result? Changing hands today for about $3.5 per share, it’s fallen more than 80% over the past year. The past twelve months have been tough for PSFE stock. Still, you may want to take a second look, following its beatdown. As<i>InvestorPlace’s</i>Dana Blankenhorn recently argued, the situation with the companycould change in the years ahead. It may get worse before it gets better, yet getting in today, and riding out volatility, shares could ultimately re-hit higher prices.</p><p><a href=\"https://laohu8.com/S/PYPL\">PayPal </a><img src=\"https://static.tigerbbs.com/5ea6870df0834f18dbf86a1cf8e754be\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: JHVEPhoto / Shutterstock.com</p><p>You can’t talk about fintech stocks without talking about PayPal. With the launch of its payments platform two decades back, it is a pioneer in this space. With a wide variety of financial service offerings for individuals and merchants, it controls a large piece of the digital segments market.</p><p>The “digitization of money” trade, which kicked off at the start of the pandemic, resulted in PYPL stock going on a stunning run. Between spring of 2020, and last summer, it soared from around $100, to as much as $310.16 per share. Yet since July 2021, it’s taken a big dive.</p><p>At around $120 per share today, it’s all but given back its gains over the past two years. The reasons for this are numerous. First, of course, the upcoming rate hikes have made investors less bullish on growth plays. Second,underwhelming quarterly results and outlookhave made the market more hesitant to give it a premium valuation.</p><p>So, with so much bad news, which include it as a possible buy? There may be a silver lining to its recent troubles. The resultant price declines have pushed it to a much more reasonable valuation (26.9x). If its growth slowdown is not as bad as it looks, its recent big declines could reverse in time.</p><p><a href=\"https://laohu8.com/S/SOFI\">SoFi Technologies </a><img src=\"https://static.tigerbbs.com/6f36bf2ff4a2a456a111d05f4d9bc669\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: rafapress / Shutterstock.com</p><p>As the market has soured on fintech stocks, so too have they grown less enthusiastic about SOFI stock. As you may recall, the former SPAC looked like it was on the verge of making a comeback last fall. But between all the sentiment shifts and volatility experienced since then, it’s no surprise that shares have taken a sharp plunge over the past three months.</p><p>Trading in the low-$20s per share in mid-November, today the digital-first financial supermarket trades for around $12 per share. Put simply, this may have been an overreaction. Not only does the continued rise of fintech bode well for it in the long-term. In the short-term, it may have a shot of making a recovery.</p><p>Last week, I discussed how SOFI stock may be one of the best names to buy followingWall Street’s late January move into panic mode. Why? Now holding a banking charter, the company may be getting into traditional banking at the right time, as interest rates rise. This may give it a quicker path to the point of profitability.</p><p>If SoFi Technologies gets out of the red, and keeps on seeing its platform expand (in terms of both revenue and users), the stock could get out of its recent slump. At the very least, make a partial recovery.</p><p><a href=\"https://laohu8.com/S/SQ\">Block </a><img src=\"https://static.tigerbbs.com/74d0d3568ed5a0dabc0c571d18f99a19\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: IgorGolovniov / Shutterstock.com</p><p>Like with its rival PayPal, Block (formerly Square) has seen the crowd from being extremely in its favor, to extremely out of its favor. It hasn’t given back all of its pandemic era gains. Yet after falling around 60% over the past six months, to $109 per share, it pretty much has done just that.</p><p>The crowd’s no longer on its side, but<b>JPMorgan’s</b>(NYSE:<b>JPM</b>) Tien-Tsin Huang doesn’t see this as a reason to avoid the stock. Instead, the sell-side analyst hasrecently rated shares a “buy,” with a $200 per share price target. Huang’s rationale? With the Afterpay deal now under its belt, integrating it with its existing operations could help boost gross profits.</p><p>In the longer run, with its multitude of platforms (Square merchant services, CashApp and now Afterpay for customers), Block still stands to benefit greatly from the continued rise of fintech. Having said all this, valuation may remain a concern. The stock today trades for around 54x earnings.</p><p>If rate hikes come in worse than expected, this rich valuation could see further compression. You may not want to jump into SQ stock right away. Keep this on your watchlist of fintech stocks, possibly buying it if it takes another major dive.</p><p><a href=\"https://laohu8.com/S/UPST\">Upstart </a><img src=\"https://static.tigerbbs.com/6eb090a090093773dab0e47a96d93ec5\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: Postmodern Studio / Shutterstock.com</p><p>Like SOFI, UPST stock is another fintech stock that could become a winner again well before 2032 arrives. Albeit, with a caveat. A rebound will only happen if upcoming rate hikes aren’t as severe as the most doom and gloom forecasts suggest.</p><p>What do I mean? As I recently discussed, the upcoming rise in interest rates has resulted in severe multiple compression for shares in fast-growing tech companies. Yet in the case of Upstart, whose technology enables lenders to assess credit risk using artificial intelligence (AI), the compression may have been overdone.</p><p>Unlike some other fintech/SaaS names, which have seen high revenue growth, but no profits,that’s not the case here with UPST stock. With the rapid adoption of its platform last year, the company’s top-line has skyrocketed, and it currently generates positive earnings.</p><p>Although its rate of growth is slowing down (from 245.6% to 49.5%), it could see a big boost, if three rate hikes of 0.25% each are all we see from the Federal Reserve in 2022. If earnings hit the top end of projections, and rates stay low enough that this stock can sustain a P/E ratio of 101x? A move back to over $200 per share for this stock (currently just under $100 per share) may be achievable.</p><p><a href=\"https://laohu8.com/S/WU\">Western Union </a><img src=\"https://static.tigerbbs.com/46fa8ce4c8109fefb57a0e665086e29a\" tg-width=\"300\" tg-height=\"169\" referrerpolicy=\"no-referrer\"/>Source: DW labs Incorporated/Shutterstock.com</p><p>To wrap up this gallery, let’s take a look at a name that really doesn’t appear to be a fintech play on the surface. I’ll concede that it’s far easier to make the “dinosaur” argument for Western Union than it is for Fiserv and Mastercard.</p><p>Its name alone, harkening back to its 19th century roots as a telegraph company, suggests its not long for this more digitized financial world. Even so, before declaring that it’s done for in a world where crypto, payment apps, and other solutions make its money transfer business archaic, bear in mind it’staking active steps to stay relevantto changes in global fund remittance.</p><p>That’s not to say it’ll pan out. After all, you can cite scores of old line companies whose attempts to adapt to chance were too little, too late. Yet with WU stock, trading for just 9.22x earnings, its secular decline is already priced-in. Perhaps, too priced-in.</p><p>Even if it has just a limited amount of success with a digital transformation then it may be enough to help spark an outsized rebound for this cheaply priced stock. Yes, it’s more a deep value play than one of the other fintech stocks here. Even so, you may still want to consider buying it, as it stays at a fire sale price.</p></body></html>","source":"lsy1606302653667","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>10 Fintech Stocks To Own Until 2032 and Beyond</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n10 Fintech Stocks To Own Until 2032 and Beyond\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-02-09 23:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/2022/02/10-fintech-stocks-to-own-until-2032-and-beyond/><strong>InvestorPlace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>It was one of the hottest sectors early last year. But since late 2021, financial technology (fintech) stocks have fallen out of favor. Although much of this can be chalked up to the market’s overall ...</p>\n\n<a href=\"https://investorplace.com/2022/02/10-fintech-stocks-to-own-until-2032-and-beyond/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"WU":"西联汇款","UPST":"Upstart Holdings, Inc.","PSFE":"Paysafe Ltd","SOFI":"SoFi Technologies Inc.","INTU":"财捷","SQ":"Block","BKKT":"Bakkt Holdings, Inc.","MA":"万事达","PYPL":"PayPal"},"source_url":"https://investorplace.com/2022/02/10-fintech-stocks-to-own-until-2032-and-beyond/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1173285439","content_text":"It was one of the hottest sectors early last year. But since late 2021, financial technology (fintech) stocks have fallen out of favor. Although much of this can be chalked up to the market’s overall shunning of growth stocks, ahead of higher interest rates, a shift in sentiment for the sector has played a big role as well.That is, after the pandemic helped to boost excitement about the “digitization of money” trend, enthusiasm has cooled off. Investors are dialing back their expectations about how quickly these dynamic, tech-focused companies will disrupt “old school” banks and other traditional financial institutions.Regarding the near-term, this makes sense. In hindsight, it’s clear the market put the cart before the horse, sending many of these names to unsustainable valuations. Yet now, with the big sell-off experienced in the sector across-the-board, many are now priced at rates that underestimate their long-term prospects.Namely, that thegenerational shiftplaying out now bodes well for the industry. Millennials are reaching middle age. Generation Z has come of age. Desiring greater access, convenience, and flexibility from financial services, their needs/wants will dictate which companies will thrive, and which will struggle.As things are just getting warmed up for the industry, now may be the time to place long-term bets. Ten years from now, taking a “set it and forget” (buy and hold) approach with these ten fintech stocks could prove to be a highly profitable move in hindsight:Bakkt HoldingsFiservIntuit Mastercard Paysafe PayPalSoFi Technologies BlockUpstart Western UnionBakkt HoldingsSource: 24K-Production / Shutterstock.comToday, BKKT stock may seem like a meme play that’s had its day. In October, this former special purpose acquisition company (SPAC) skyrocketed in price. Yet since that “to the moon” move, it’s collapsed in price. BKKT went from over $50 per share, down to around $5.50 per share.To many, this may make thiscrypto-focused fintech firmlook like just another busted SPAC stock. Doomed to languish at single-digit prices, much like what’s happened to names like Clover Health(NASDAQ:CLOV).However, while Bakkt is struggling at present, you may not want to jump to the conclusion that it’s a flash-in-the-pan name that’s never coming back.Admittedly, crypto is in a tough spot right now. Upcoming rate hikes have dampened its appeal as a U.S. dollar alternative. Governmental control/regulation of this for-now decentralized market isalso on the horizon. Still, this may not necessarily mean the “end of crypto.” In fact, its integration into the traditional financial system could be a boon for Bakkt.As its platform helps to facilitate crypto-related transactions, it may actually see a benefit from this market losing its current “wild west” status. In the months ahead, it may continue to flounder. It may also have to raise cash (on dilutive terms) in order to ride things out. Nevertheless, while you may want to take a closer look before taking it as a long-term holding, consider it one of the fintech stocks to keep an eye on, as a way to play the trend.FiservSource: Tada Images / Shutterstock.comFiserv is a legacy payment processing company. Although hardly a household name, it has more in common with Mastercard andVisa(NYSE:V) than it does with, say, PayPal. Even so, much like how you shouldn’t write off Mastercard and Visa as dinosaurs in light of fintech trends, the same thing applies here with this company.Via services like itsCarat ecommerce ecosystem, and its Clover point-of-sale transaction platform, the company is keeping up with the digitalization of finance. It’s also bolstering its fintech bona fides,through its purchase of BentoBox, which is to restaurants what its Carat ecosystem is to online retail.That’s not all. Not only is this company a fintech stock masquerading as an old-school payments stock, it’s a relatively cheap one to boot. FISV stock today trades for around 18.9x projected 2021 earnings, and 16.4x projected 2022 earnings. Yes, this established company isn’t growing at the same clip as more early-stage names.However, with earnings expected to jump around 15.5% this year, it may be deserving a slightly higher valuation. At just over $100 per share today, and if you add in the potential for it to see continued strong growth and adaptation, then Fiserv could be trading for substantially higher prices ten years out.Intuit Source: dennizn / Shutterstock.comWhen you think of Intuit, this software company’s QuickBooks and TurboTax services may first come to mind. Both nice business to have under one’s belt for sure. High margin, with deep economic moats. But do they make them a fintech company? At first, you may think instead this is more like a finance-focused software as a service (SaaS) company.However, don’t forget that Credit Karma and Mint are its other major products. All together, they’ve helped it capitalize on the integration of finance and technology. They’ve also enabled this more mature company to grow itsannual revenuefrom $6.78 billion in Fiscal 2019 (ending July 2019), to $10.3 billion over the trailing twelve months.Chances are, they’ll continue to do so in the years ahead. With its aforementioned platforms, it is well-positioned to remain a one stop shop for Millennials and Gen Z to do their taxes, access credit, and manage their wealth. Intuit’s enterprise offerings also put it in a great spot to benefit from thedigitalization of corporate accounting/finance.After dropping 15% so far this year, due to the tech-selloff, INTU appears to be a fintech stock on sale. You may want to grab it, either now, or any additional weakness that may arise over the next few months.Mastercard Source: David Cardinez / Shutterstock.comMastercard is a high-quality business. The credit card processor continues to operate in an oligopoly with its longtime rival Visa. This brings with it high profit margins, and consistent profitability.Unfortunately, it also brings with it a premium valuation for MA stock. Trading for 36.7x, it may seem pricey. Especially as it seems that, in time, fintech rivals will drain its economic moat, taking away its edge, and possibly its status as a “wonderful company.”Then again, concerns about it getting its lunch eaten by newer fintechs may be overblown. At least, that’s the view ofWeitz Investment Management. The asset management firm’s portfolio managers recently argued that both Mastercard and Visa operate“the rails over which electronic payments travel.”This leaves upstarts dependent on them in order to operate.It also gives the old school processors like this one an edge in terms of competing with them. The company is doing just that,via recent acquisitions. This may explain why MA stock has held up a lot better lately, as the market appreciates its incumbent status. It may also pave the way for the stock, which at around $374 per share is just under its all-time high, to continue climbing higher, its premium valuation notwithstanding.Paysafe Source: Sulastri Sulastri / Shutterstock.comA year ago, PSFE stock was in the catbird’s set, in a way. A payment processor for the online gambling industry, it appeared well-positioned to benefit from the explosion of legalized sportsbooks and online casinos in the U.S.It was also a SPAC stock. This resulted in a lot of attention from speculators, looking to “get rich” from the bubble that emerged last year in this once-arcane area of the market. Unfortunately, throughout 2021, its connection to both trends went from being a positive, to being a negative.First, the SPAC wipeout, which put shares on a downwards trajectory right from the start after its “deSPACing.” Then, the deflating of the sports betting bubble,plus downward revisions to its guidance, put it into freefall in November.The end result? Changing hands today for about $3.5 per share, it’s fallen more than 80% over the past year. The past twelve months have been tough for PSFE stock. Still, you may want to take a second look, following its beatdown. AsInvestorPlace’sDana Blankenhorn recently argued, the situation with the companycould change in the years ahead. It may get worse before it gets better, yet getting in today, and riding out volatility, shares could ultimately re-hit higher prices.PayPal Source: JHVEPhoto / Shutterstock.comYou can’t talk about fintech stocks without talking about PayPal. With the launch of its payments platform two decades back, it is a pioneer in this space. With a wide variety of financial service offerings for individuals and merchants, it controls a large piece of the digital segments market.The “digitization of money” trade, which kicked off at the start of the pandemic, resulted in PYPL stock going on a stunning run. Between spring of 2020, and last summer, it soared from around $100, to as much as $310.16 per share. Yet since July 2021, it’s taken a big dive.At around $120 per share today, it’s all but given back its gains over the past two years. The reasons for this are numerous. First, of course, the upcoming rate hikes have made investors less bullish on growth plays. Second,underwhelming quarterly results and outlookhave made the market more hesitant to give it a premium valuation.So, with so much bad news, which include it as a possible buy? There may be a silver lining to its recent troubles. The resultant price declines have pushed it to a much more reasonable valuation (26.9x). If its growth slowdown is not as bad as it looks, its recent big declines could reverse in time.SoFi Technologies Source: rafapress / Shutterstock.comAs the market has soured on fintech stocks, so too have they grown less enthusiastic about SOFI stock. As you may recall, the former SPAC looked like it was on the verge of making a comeback last fall. But between all the sentiment shifts and volatility experienced since then, it’s no surprise that shares have taken a sharp plunge over the past three months.Trading in the low-$20s per share in mid-November, today the digital-first financial supermarket trades for around $12 per share. Put simply, this may have been an overreaction. Not only does the continued rise of fintech bode well for it in the long-term. In the short-term, it may have a shot of making a recovery.Last week, I discussed how SOFI stock may be one of the best names to buy followingWall Street’s late January move into panic mode. Why? Now holding a banking charter, the company may be getting into traditional banking at the right time, as interest rates rise. This may give it a quicker path to the point of profitability.If SoFi Technologies gets out of the red, and keeps on seeing its platform expand (in terms of both revenue and users), the stock could get out of its recent slump. At the very least, make a partial recovery.Block Source: IgorGolovniov / Shutterstock.comLike with its rival PayPal, Block (formerly Square) has seen the crowd from being extremely in its favor, to extremely out of its favor. It hasn’t given back all of its pandemic era gains. Yet after falling around 60% over the past six months, to $109 per share, it pretty much has done just that.The crowd’s no longer on its side, butJPMorgan’s(NYSE:JPM) Tien-Tsin Huang doesn’t see this as a reason to avoid the stock. Instead, the sell-side analyst hasrecently rated shares a “buy,” with a $200 per share price target. Huang’s rationale? With the Afterpay deal now under its belt, integrating it with its existing operations could help boost gross profits.In the longer run, with its multitude of platforms (Square merchant services, CashApp and now Afterpay for customers), Block still stands to benefit greatly from the continued rise of fintech. Having said all this, valuation may remain a concern. The stock today trades for around 54x earnings.If rate hikes come in worse than expected, this rich valuation could see further compression. You may not want to jump into SQ stock right away. Keep this on your watchlist of fintech stocks, possibly buying it if it takes another major dive.Upstart Source: Postmodern Studio / Shutterstock.comLike SOFI, UPST stock is another fintech stock that could become a winner again well before 2032 arrives. Albeit, with a caveat. A rebound will only happen if upcoming rate hikes aren’t as severe as the most doom and gloom forecasts suggest.What do I mean? As I recently discussed, the upcoming rise in interest rates has resulted in severe multiple compression for shares in fast-growing tech companies. Yet in the case of Upstart, whose technology enables lenders to assess credit risk using artificial intelligence (AI), the compression may have been overdone.Unlike some other fintech/SaaS names, which have seen high revenue growth, but no profits,that’s not the case here with UPST stock. With the rapid adoption of its platform last year, the company’s top-line has skyrocketed, and it currently generates positive earnings.Although its rate of growth is slowing down (from 245.6% to 49.5%), it could see a big boost, if three rate hikes of 0.25% each are all we see from the Federal Reserve in 2022. If earnings hit the top end of projections, and rates stay low enough that this stock can sustain a P/E ratio of 101x? A move back to over $200 per share for this stock (currently just under $100 per share) may be achievable.Western Union Source: DW labs Incorporated/Shutterstock.comTo wrap up this gallery, let’s take a look at a name that really doesn’t appear to be a fintech play on the surface. I’ll concede that it’s far easier to make the “dinosaur” argument for Western Union than it is for Fiserv and Mastercard.Its name alone, harkening back to its 19th century roots as a telegraph company, suggests its not long for this more digitized financial world. Even so, before declaring that it’s done for in a world where crypto, payment apps, and other solutions make its money transfer business archaic, bear in mind it’staking active steps to stay relevantto changes in global fund remittance.That’s not to say it’ll pan out. After all, you can cite scores of old line companies whose attempts to adapt to chance were too little, too late. Yet with WU stock, trading for just 9.22x earnings, its secular decline is already priced-in. Perhaps, too priced-in.Even if it has just a limited amount of success with a digital transformation then it may be enough to help spark an outsized rebound for this cheaply priced stock. Yes, it’s more a deep value play than one of the other fintech stocks here. Even so, you may still want to consider buying it, as it stays at a fire sale price.","news_type":1},"isVote":1,"tweetType":1,"viewCount":375,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9007381030,"gmtCreate":1642775398629,"gmtModify":1676533744951,"author":{"id":"3575420708901136","authorId":"3575420708901136","name":"parikchit","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575420708901136","authorIdStr":"3575420708901136"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$</a>price point is so attractive that I want to hoard more instead of being cautious. Help!!","listText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$</a>price point is so attractive that I want to hoard more instead of being cautious. Help!!","text":"$Apple(AAPL)$price point is so attractive that I want to hoard more instead of being cautious. Help!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9007381030","repostId":"2205092065","repostType":4,"isVote":1,"tweetType":1,"viewCount":413,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}