@bingoo:$SoFi Technologies Inc.(SOFI)$ With every ER SoFi is steadily erasing any doubts and uncertainty about their business strategy and roadmap. At some point there won't be anything that holds SoFi back. Financial Sector is top of the foodchain and SoFi has what nobody else has and their R&D is moving at a pace that is very difficult to compete against. SoFi will go global at some point, and will do so with a bang and will change the way businesses and their consumers trade.