letsrock personal page - To The Moon

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2022-06-18

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2022-10-20

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2022-02-04

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2023-12-30

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2023-06-11

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2023-04-16

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2022-11-23

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2022-04-22

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2022-04-15

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@SteveWatson:Will the lower volume of loans at banks actually have the opposite effect for UPST?

02-14

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ariticle, would you like to share it?","listText":"Great ariticle, would you like to share it?","text":"Great ariticle, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9089704167","repostId":"9080436434","repostType":1,"repost":{"id":9080436434,"gmtCreate":1649904031029,"gmtModify":1676534603781,"author":{"id":"9000000000000194","authorId":"9000000000000194","name":"SteveWatson","avatar":"https://static.tigerbbs.com/124ddb27832ad3a5d8aa835fe6bb7572","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"9000000000000194","authorIdStr":"9000000000000194"},"themes":[],"title":"Will the lower volume of loans at banks actually have the opposite effect for UPST?","htmlText":"Thinking out loud here, and would love to hear from those in the banking/lending industry. I agree that the volume of loans will go down in the upcoming rising interest rate environment, simply because it becomes more and more expensive to get a loan. I continue to hear that this is a concern for UPST<a href=\"https://laohu8.com/S/UPST\">$Upstart Holdings, Inc.(UPST)$</a> , and that their loan volume will decrease and revenue and profits will suffer. What I wonder is will the lower volume of loans at banks actually have the opposite effect for UPST? I can think of two reasons why this lower overall loan volume for banks could be helpful for UPST. 1 - As revenues decrease for banks around loans, their will be greater scrutiny regarding the cost of their loan departments and trying to keep p","listText":"Thinking out loud here, and would love to hear from those in the banking/lending industry. I agree that the volume of loans will go down in the upcoming rising interest rate environment, simply because it becomes more and more expensive to get a loan. I continue to hear that this is a concern for UPST<a href=\"https://laohu8.com/S/UPST\">$Upstart Holdings, Inc.(UPST)$</a> , and that their loan volume will decrease and revenue and profits will suffer. What I wonder is will the lower volume of loans at banks actually have the opposite effect for UPST? I can think of two reasons why this lower overall loan volume for banks could be helpful for UPST. 1 - As revenues decrease for banks around loans, their will be greater scrutiny regarding the cost of their loan departments and trying to keep p","text":"Thinking out loud here, and would love to hear from those in the banking/lending industry. I agree that the volume of loans will go down in the upcoming rising interest rate environment, simply because it becomes more and more expensive to get a loan. I continue to hear that this is a concern for UPST$Upstart Holdings, Inc.(UPST)$ , and that their loan volume will decrease and revenue and profits will suffer. What I wonder is will the lower volume of loans at banks actually have the opposite effect for UPST? I can think of two reasons why this lower overall loan volume for banks could be helpful for UPST. 1 - As revenues decrease for banks around loans, their will be greater scrutiny regarding the cost of their loan departments and trying to keep p","images":[],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9080436434","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":164,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":273637103730968,"gmtCreate":1707843729034,"gmtModify":1707843732983,"author":{"id":"3577065461534419","authorId":"3577065461534419","name":"letsrock","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3577065461534419","authorIdStr":"3577065461534419"},"themes":[],"htmlText":"wealth, luck, fortune","listText":"wealth, luck, fortune","text":"wealth, luck, fortune","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/273637103730968","isVote":1,"tweetType":1,"viewCount":611,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":263509943529520,"gmtCreate":1705368142253,"gmtModify":1705368145264,"author":{"id":"3577065461534419","authorId":"3577065461534419","name":"letsrock","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3577065461534419","authorIdStr":"3577065461534419"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/DDOG\">$Datadog(DDOG)$ </a>&nbsp;","listText":"<a href=\"https://ttm.financial/S/DDOG\">$Datadog(DDOG)$ </a>&nbsp;","text":"$Datadog(DDOG)$","images":[{"img":"https://community-static.tradeup.com/news/f1eec049000824ea2df5675e281f135b","width":"882","height":"1608"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/263509943529520","isVote":1,"tweetType":1,"viewCount":558,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":262315079287000,"gmtCreate":1705075798597,"gmtModify":1705075803026,"author":{"id":"3577065461534419","authorId":"3577065461534419","name":"letsrock","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3577065461534419","authorIdStr":"3577065461534419"},"themes":[],"htmlText":"[Miser]&nbsp;&nbsp;[Speechless]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;","listText":"[Miser]&nbsp;&nbsp;[Speechless]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;","text":"[Miser] [Speechless] [Miser] [Miser] [Miser] [Miser] [Miser] [Miser] [Miser]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/262315079287000","isVote":1,"tweetType":1,"viewCount":442,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":262314844930360,"gmtCreate":1705075760939,"gmtModify":1705075764602,"author":{"id":"3577065461534419","authorId":"3577065461534419","name":"letsrock","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3577065461534419","authorIdStr":"3577065461534419"},"themes":[],"htmlText":"[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;","listText":"[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;[Miser]&nbsp;&nbsp;","text":"[Miser] [Miser] [Miser] [Miser] [Miser] [Miser] [Miser]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/262314844930360","isVote":1,"tweetType":1,"viewCount":499,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}