tagoel personal page - To The Moon

tagoel

No personal profile

1Follow

0Followers

0Topic

0Badge

2023-02-02

$PayPal(PYPL)$ BullishBullishBullish

2023-12-25

That's a carefully crafted blog. I fully agree with each and every word which you spoken. Unfortunately, my opinion is that we will still see two more quarters with declining active accounts as churns will remain higher.

PayPal Deserves To Be Trading A Lot Higher Right Now

2021-05-28

$Roblox Corporation(RBLX)$Insane valuations couldn't keep it falling below titanic

2021-05-06

Proud to work for the company!

PayPal Holdings Q1 Adj. EPS $1.22 Beats $1.01 Estimate, Sales $6.03B Beat $5.90B Estimate

2021-05-05

It will rebound soon.

Coursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY

2021-05-05

Sales and revenue are up significantly and thus cost of revenue. Will be a better performing in future.

Coursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY

Go to Tiger App to see more news

{"i18n":{"language":"en_US"},"userPageInfo":{"id":3578919638751571,"uuid":"3578919638751571","gmtCreate":1615825614812,"gmtModify":1615825614812,"name":"tagoel","pinyin":"tagoel","introduction":"","introductionEn":null,"signature":"","avatar":"https://static.laohu8.com/default-avatar.jpg","hat":null,"hatId":null,"hatName":null,"vip":1,"status":2,"fanSize":0,"headSize":1,"tweetSize":6,"questionSize":0,"limitLevel":999,"accountStatus":2,"level":{"id":1,"name":"萌萌虎","nameTw":"萌萌虎","represent":"呱呱坠地","factor":"评论帖子3次或发布1条主帖（非转发）","iconColor":"3C9E83","bgColor":"A2F1D9"},"themeCounts":0,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":0,"symbols":null,"coverImage":null,"realNameVerified":"success","userBadges":[{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.12.12","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001}],"userBadgeCount":1,"currentWearingBadge":null,"individualDisplayBadges":null,"crmLevel":1,"crmLevelSwitch":0,"location":null,"starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"baikeInfo":{},"tab":"hot","tweets":[{"id":255938285023280,"gmtCreate":1703519069715,"gmtModify":1703519075762,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"That's a carefully crafted blog. I fully agree with each and every word which you spoken. Unfortunately, my opinion is that we will still see two more quarters with declining active accounts as churns will remain higher.&nbsp;","listText":"That's a carefully crafted blog. I fully agree with each and every word which you spoken. Unfortunately, my opinion is that we will still see two more quarters with declining active accounts as churns will remain higher.&nbsp;","text":"That's a carefully crafted blog. I fully agree with each and every word which you spoken. Unfortunately, my opinion is that we will still see two more quarters with declining active accounts as churns will remain higher.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/255938285023280","repostId":"2394231465","repostType":2,"repost":{"id":"2394231465","pubTimestamp":1703511671,"share":"https://ttm.financial/m/news/2394231465?lang=&edition=fundamental","pubTime":"2023-12-25 21:41","market":"us","language":"en","title":"PayPal Deserves To Be Trading A Lot Higher Right Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2394231465","media":"Seeking Alpha","summary":"PayPal's revenue is rising, but there is weakness on the bottom line and a decline in active accounts for the third quarter in a row.Despite the recent mixed results, PayPal's overall growth and cash ","content":"<html><head></head><body><ul style=\"\"><li><p><a href=\"https://laohu8.com/S/PYPL\">PayPal</a>&#39;s revenue is rising, but there is weakness on the bottom line and a decline in active accounts for the third quarter in a row.</p></li><li><p>Despite the recent mixed results, PayPal&#39;s overall growth and cash flows are impressive, and shares are attractively priced.</p></li><li><p>The decline in active accounts is the only factor holding back a more bullish stance on the company, but a return to growth could lead to an upgrade in the future.</p></li><li><p>In the meantime, the company still warrants a much higher price than what it has today, and investors should take this opportunity seriously.</p></li></ul><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/246c0b30d7c7423e4e4de84b3df905ac\" alt=\"Justin Sullivan\" title=\"Justin Sullivan\" tg-width=\"750\" tg-height=\"474\"/><span>Justin Sullivan</span></p><p>In an ideal world, investments that we buy into would appreciate almost immediately. Unfortunately, the world is not that easy or simple. It takes time for investments to truly play out. And that sometimes means dealing with periods of underperformance relative to the broader market. A great example of this can be seen by looking at payment processing giant <strong>PayPal Holdings</strong> (NASDAQ:PYPL). Back when I last rated the company a ‘buy’ in early August of this year, I found myself impressed with the overall attractive financial performance on both its top and bottom lines. In addition to this, shares of the enterprise were trading on the cheap, both on an absolute basis and relative to similar firms. That is especially true when taking into consideration the rapid growth that the enterprise has demonstrated.</p><p>There was one big problem, however, that prevented me from taking an even more bullish stance on the business. And that is the fact that the number of active accounts using its services had actually declined for the second quarter in a row. Fast forward to today, and we have additional data that shows much of the same. Revenue is rising. However, we are unfortunately now seeing some weakness on the bottom line. On top of that, the number of active accounts has contracted once again. In the near term, this can be painful, as demonstrated by the fact that shares are down 1.5% since I last wrote about it at a time when the S&amp;P 500 is up 6.2%. However, at the end of the day, I would argue that so long as we see a reversal of fortune, upside potential for the business is truly significant.</p><h2 id=\"id_663348475\">Recent mixed results</h2><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/c91fe72d42c24069238b25bfe23049be\" alt=\"Author - SEC EDGAR Data\" title=\"Author - SEC EDGAR Data\" tg-width=\"640\" tg-height=\"242\"/><span>Author - SEC EDGAR Data</span></p><p>When I last wrote about PayPal in early August, we only had data covering through the second quarter of the company&#39;s 2023 fiscal year. Fast forward to today, and we now have data covering through the third quarter. In some respects, the company continues to report robust results. As an example, we need only look at revenue data. During the quarter, sales totaled $7.42 billion. That&#39;s 8.4% above the $6.85 billion the company reported one year earlier. At the end of the day, this growth was really driven by one big factor. This was a surge in the number of transactions from 5.64 billion to 6.28 billion. That&#39;s an increase of 11.2%. And that increase was driven by a roughly 13% rise in the average number of transactions per active account from 50.1 to 56.6. This all culminated in an increase in total payment volume from $336.97 billion to $387.70 billion.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/848834117aeb13c78070c0bbb923c225\" alt=\"PayPal Holdings\" title=\"PayPal Holdings\" tg-width=\"640\" tg-height=\"539\"/><span>PayPal Holdings</span></p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/97a406015c560bf73414f107f68635c7\" alt=\"PayPal Holdings\" title=\"PayPal Holdings\" tg-width=\"640\" tg-height=\"179\"/><span>PayPal Holdings</span></p><p>All of this looks fantastic, especially during a year when a tremendous amount of economic uncertainty severely influenced the markets. However, there was a downside. And that was that, for the third quarter in a row, the number of active accounts utilizing the company&#39;s services managed to drop. By the end of the third quarter, the company had 428 million active accounts. That&#39;s down from the 431 million just one quarter earlier and it represents A decline from the 435 million reported at the end of 2022. Management&#39;s claim is that this drop was driven by churn associated with accounts that were only ‘minimally engaged’ and by the company&#39;s decision to focus on driving higher activity levels with already existing active accounts. By definition, I would expect churn to be associated with accounts that were not previously engaged all that much, so that&#39;s not a surprise. As for the second part of that statement, the increase in transactions per active account does seem to support that claim.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/48f5a72db3961fdf15f6bc7f405c5c3d\" alt=\"PayPal Holdings\" title=\"PayPal Holdings\" tg-width=\"640\" tg-height=\"437\"/><span>PayPal Holdings</span></p><p>On the bottom line, we did unfortunately see some weakness. Net profits of $1.02 billion came in lower than the $1.33 billion reported one year earlier. At first glance, this looks rather awful. But the good news is that it was because of a $387 million swing from one year to the next in the form of ‘other income’. This was largely attributable to net gains on strategic investments plunging from $495 million last year to $24 million this year. This is not a core operation of the company and, without it, profits would have actually increased modestly. Other profitability metrics followed suit. Operating cash flow dropped from $1.76 billion to $1.26 billion. But if we adjust for changes in working capital, we would get a decline from just under $1.90 billion to $1.82 billion. And lastly, EBITDA for the company dipped from $1.50 billion to $1.46 billion.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9d6f2a33effcd702d33e6bb1a8f0718a\" alt=\"Author - SEC EDGAR Data\" title=\"Author - SEC EDGAR Data\" tg-width=\"640\" tg-height=\"244\"/><span>Author - SEC EDGAR Data</span></p><p>As you can see in the chart above, the first nine months of 2023 relative to the same nine months of 2022 were quite a bit different than just the third quarter alone. They do have the rise in revenue and the drop in operating cash flow on a year over year basis in common. But beyond that, the picture for the company has looked up year over year. Again, a lot of that activity is due to rising volumes and total activity from users. And it seems as though management expects the picture to remain appealing for the rest of 2023. I say this because they are forecasting earnings per share on an adjusted basis of around $4.98 compared to the $4.13 reported for 2022.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/394fa8f61023cfb9b273fc389d1e09a8\" alt=\"Author - SEC EDGAR Data\" title=\"Author - SEC EDGAR Data\" tg-width=\"640\" tg-height=\"296\"/><span>Author - SEC EDGAR Data</span></p><p>When it comes to valuing the company, I decided to forecast growth for the final quarter. Based on my estimates, adjusted earnings should be around $5.47 billion this year. Adjusted operating cash flow should be around $6.77 billion, while EBITDA should come in somewhere around $5.61 billion. I then took those figures and compared them with 2022 data as shown in the chart above. On an absolute basis, shares look attractively priced in my opinion. I then compared the company to five similar firms as shown in the table below. On a price to earnings basis, PayPal looks to be the cheapest of the group. And when it comes to the other two profitability metrics, only one of the five firms ended up being cheaper than it.</p><table style=\"border-collapse:collapse;\"><tbody><tr><td style=\"text-align:left;\"><p><strong>Company</strong></p></td><td style=\"text-align:left;\"><p><strong>Price / Earnings</strong></p></td><td style=\"text-align:left;\"><p><strong>Price / Operating Cash Flow</strong></p></td><td style=\"text-align:left;\"><p><strong>EV / EBITDA</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>PayPal Holdings</strong></p></td><td style=\"text-align:left;\"><p><strong>12.4</strong></p></td><td style=\"text-align:left;\"><p><strong>10.0</strong></p></td><td style=\"text-align:left;\"><p><strong>12.0</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>Automatic Data Processing (ADP)</strong></p></td><td style=\"text-align:left;\"><p><strong>27.6</strong></p></td><td style=\"text-align:left;\"><p><strong>25.2</strong></p></td><td style=\"text-align:left;\"><p><strong>18.2</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>Fiserv (FI)</strong></p></td><td style=\"text-align:left;\"><p><strong>27.8</strong></p></td><td style=\"text-align:left;\"><p><strong>15.9</strong></p></td><td style=\"text-align:left;\"><p><strong>13.2</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>Fidelity National Information Services (FIS)</strong></p></td><td style=\"text-align:left;\"><p><strong>44.4</strong></p></td><td style=\"text-align:left;\"><p><strong>8.8</strong></p></td><td style=\"text-align:left;\"><p><strong>10.6</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>Global Payments (GPN)</strong></p></td><td style=\"text-align:left;\"><p><strong>37.2</strong></p></td><td style=\"text-align:left;\"><p><strong>14.2</strong></p></td><td style=\"text-align:left;\"><p><strong>14.4</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>Paychex (PAYX)</strong></p></td><td style=\"text-align:left;\"><p><strong>29.0</strong></p></td><td style=\"text-align:left;\"><p><strong>23.3</strong></p></td><td style=\"text-align:left;\"><p><strong>19.7</strong></p></td></tr></tbody></table><p></p><h2 id=\"id_1021283510\">Takeaway</h2><p>All things considered, I would make the case that PayPal is still a very solid opportunity. The recent weakness on the bottom line is something that is non-core in nature and should not be repeated with any real regularity. Cash flows are robust while overall growth is impressive. When you consider how attractively priced shares now are, especially relative to similar firms, and you look at the continued expansion in revenue and cash flows, it&#39;s very difficult for me not to rate the company a ‘strong buy’. The only thing holding me back is the decline in active accounts. Before I could take a more bullish stance on the business, I would need to see this decline cease and, ideally, a return to growth. If we do see stabilization on this front, I probably will upgrade the company further if everything else remains as it has been. But until then, I believe that a ‘buy’ rating still makes sense.</p></body></html>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal Deserves To Be Trading A Lot Higher Right Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal Deserves To Be Trading A Lot Higher Right Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-12-25 21:41 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4659477-paypal-stock-deserves-trading-lot-higher-right-now-maintain-buy><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>PayPal's revenue is rising, but there is weakness on the bottom line and a decline in active accounts for the third quarter in a row.Despite the recent mixed results, PayPal's overall growth and cash ...</p>\n\n<a href=\"https://seekingalpha.com/article/4659477-paypal-stock-deserves-trading-lot-higher-right-now-maintain-buy\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4527":"明星科技股","BK4588":"碎股","LU2023251221.USD":"ALLIANZ GLOBAL SUSTAINABILITY \"AM\" (USD) INC","LU0052756011.USD":"TEMPLETON GLOBAL BALANCED \"A\" (USD) INC","LU2125909759.SGD":"Natixis Thematics Safety H-R/A SGD","LU0208291251.USD":"FRANKLIN MUTUAL U.S. VALUE \"A\" (USD) INC","LU2125909916.SGD":"Natixis Thematics Safety R/A SGD","BK4551":"寇图资本持仓","LU1267930227.SGD":"TEMPLETON GLOBAL BALANCED \"AS\" (SGD) ACC A","LU1923622291.USD":"Natixis Thematics Safety R/A USD","LU1823568750.SGD":"Fidelity Global Technology A-ACC SGD","LU2089284900.SGD":"Allianz Global Sustainability Cl AM Dis H2-SGD","BK4581":"高盛持仓","LU0661504455.SGD":"Blackrock Global Equity Income A5 SGD-H","LU1861217088.USD":"贝莱德金融科技A2","LU0310800965.SGD":"FTIF - Templeton Global Balanced A Acc SGD","LU0320765489.SGD":"FTIF - Franklin Mutual US Value A Acc SGD","LU1861220207.SGD":"Blackrock FinTech A2 SGD-H","LU0070302665.USD":"FRANKLIN MUTUAL U.S. VALUE \"A\" (USD) ACC","LU0130102774.USD":"Natixis Harris Associates US Equity RA USD","LU0158827948.USD":"ALLIANZ GLOBAL SUSTAINABILITY \"A\" (USD) INC","BK4528":"SaaS概念","BK4106":"数据处理与外包服务","LU0949170772.SGD":"Blackrock Global Equity Income A6 SGD-H","LU1691799644.USD":"Amundi Funds Polen Capital Global Growth A2 (C) USD","LU0648001328.SGD":"Natixis Harris Associates US Equity RA SGD","LU1046421795.USD":"富达环球科技A-ACC","PYPL":"PayPal","LU2089283258.USD":"安联环球可持续基金Cl AM Dis","BK4524":"宅经济概念","LU0006061336.USD":"Blackrock US Small and MidCap Opportunities A2 USD","BK4534":"瑞士信贷持仓","LU0354030511.USD":"ALLSPRING  U.S. LARGE CAP GROWTH \"I\" (USD) ACC","BK4585":"ETF&股票定投概念","LU0738911758.USD":"Blackrock Global Equity Income A6 USD","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4227":"交易和支付处理服务","LU0354030438.USD":"富国美国大盘成长基金Cl A Acc","BK4130":"人力资源与就业服务","BK4566":"资本集团","LU0289941410.SGD":"AB FCP I Dynamic Diversified AX SGD","LU1201861249.SGD":"Natixis Harris Associates US Equity PA SGD-H","LU0211331839.USD":"FRANKLIN MUTUAL GLB DISCOVERY \"A\" (USD) ACC","LU0980610538.SGD":"Natixis Harris Associates US Equity RA SGD-H","BK4535":"淡马锡持仓"},"source_url":"https://seekingalpha.com/article/4659477-paypal-stock-deserves-trading-lot-higher-right-now-maintain-buy","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"2394231465","content_text":"PayPal's revenue is rising, but there is weakness on the bottom line and a decline in active accounts for the third quarter in a row.Despite the recent mixed results, PayPal's overall growth and cash flows are impressive, and shares are attractively priced.The decline in active accounts is the only factor holding back a more bullish stance on the company, but a return to growth could lead to an upgrade in the future.In the meantime, the company still warrants a much higher price than what it has today, and investors should take this opportunity seriously.Justin SullivanIn an ideal world, investments that we buy into would appreciate almost immediately. Unfortunately, the world is not that easy or simple. It takes time for investments to truly play out. And that sometimes means dealing with periods of underperformance relative to the broader market. A great example of this can be seen by looking at payment processing giant PayPal Holdings (NASDAQ:PYPL). Back when I last rated the company a ‘buy’ in early August of this year, I found myself impressed with the overall attractive financial performance on both its top and bottom lines. In addition to this, shares of the enterprise were trading on the cheap, both on an absolute basis and relative to similar firms. That is especially true when taking into consideration the rapid growth that the enterprise has demonstrated.There was one big problem, however, that prevented me from taking an even more bullish stance on the business. And that is the fact that the number of active accounts using its services had actually declined for the second quarter in a row. Fast forward to today, and we have additional data that shows much of the same. Revenue is rising. However, we are unfortunately now seeing some weakness on the bottom line. On top of that, the number of active accounts has contracted once again. In the near term, this can be painful, as demonstrated by the fact that shares are down 1.5% since I last wrote about it at a time when the S&P 500 is up 6.2%. However, at the end of the day, I would argue that so long as we see a reversal of fortune, upside potential for the business is truly significant.Recent mixed resultsAuthor - SEC EDGAR DataWhen I last wrote about PayPal in early August, we only had data covering through the second quarter of the company's 2023 fiscal year. Fast forward to today, and we now have data covering through the third quarter. In some respects, the company continues to report robust results. As an example, we need only look at revenue data. During the quarter, sales totaled $7.42 billion. That's 8.4% above the $6.85 billion the company reported one year earlier. At the end of the day, this growth was really driven by one big factor. This was a surge in the number of transactions from 5.64 billion to 6.28 billion. That's an increase of 11.2%. And that increase was driven by a roughly 13% rise in the average number of transactions per active account from 50.1 to 56.6. This all culminated in an increase in total payment volume from $336.97 billion to $387.70 billion.PayPal HoldingsPayPal HoldingsAll of this looks fantastic, especially during a year when a tremendous amount of economic uncertainty severely influenced the markets. However, there was a downside. And that was that, for the third quarter in a row, the number of active accounts utilizing the company's services managed to drop. By the end of the third quarter, the company had 428 million active accounts. That's down from the 431 million just one quarter earlier and it represents A decline from the 435 million reported at the end of 2022. Management's claim is that this drop was driven by churn associated with accounts that were only ‘minimally engaged’ and by the company's decision to focus on driving higher activity levels with already existing active accounts. By definition, I would expect churn to be associated with accounts that were not previously engaged all that much, so that's not a surprise. As for the second part of that statement, the increase in transactions per active account does seem to support that claim.PayPal HoldingsOn the bottom line, we did unfortunately see some weakness. Net profits of $1.02 billion came in lower than the $1.33 billion reported one year earlier. At first glance, this looks rather awful. But the good news is that it was because of a $387 million swing from one year to the next in the form of ‘other income’. This was largely attributable to net gains on strategic investments plunging from $495 million last year to $24 million this year. This is not a core operation of the company and, without it, profits would have actually increased modestly. Other profitability metrics followed suit. Operating cash flow dropped from $1.76 billion to $1.26 billion. But if we adjust for changes in working capital, we would get a decline from just under $1.90 billion to $1.82 billion. And lastly, EBITDA for the company dipped from $1.50 billion to $1.46 billion.Author - SEC EDGAR DataAs you can see in the chart above, the first nine months of 2023 relative to the same nine months of 2022 were quite a bit different than just the third quarter alone. They do have the rise in revenue and the drop in operating cash flow on a year over year basis in common. But beyond that, the picture for the company has looked up year over year. Again, a lot of that activity is due to rising volumes and total activity from users. And it seems as though management expects the picture to remain appealing for the rest of 2023. I say this because they are forecasting earnings per share on an adjusted basis of around $4.98 compared to the $4.13 reported for 2022.Author - SEC EDGAR DataWhen it comes to valuing the company, I decided to forecast growth for the final quarter. Based on my estimates, adjusted earnings should be around $5.47 billion this year. Adjusted operating cash flow should be around $6.77 billion, while EBITDA should come in somewhere around $5.61 billion. I then took those figures and compared them with 2022 data as shown in the chart above. On an absolute basis, shares look attractively priced in my opinion. I then compared the company to five similar firms as shown in the table below. On a price to earnings basis, PayPal looks to be the cheapest of the group. And when it comes to the other two profitability metrics, only one of the five firms ended up being cheaper than it.CompanyPrice / EarningsPrice / Operating Cash FlowEV / EBITDAPayPal Holdings12.410.012.0Automatic Data Processing (ADP)27.625.218.2Fiserv (FI)27.815.913.2Fidelity National Information Services (FIS)44.48.810.6Global Payments (GPN)37.214.214.4Paychex (PAYX)29.023.319.7TakeawayAll things considered, I would make the case that PayPal is still a very solid opportunity. The recent weakness on the bottom line is something that is non-core in nature and should not be repeated with any real regularity. Cash flows are robust while overall growth is impressive. When you consider how attractively priced shares now are, especially relative to similar firms, and you look at the continued expansion in revenue and cash flows, it's very difficult for me not to rate the company a ‘strong buy’. The only thing holding me back is the decline in active accounts. Before I could take a more bullish stance on the business, I would need to see this decline cease and, ideally, a return to growth. If we do see stabilization on this front, I probably will upgrade the company further if everything else remains as it has been. But until then, I believe that a ‘buy’ rating still makes sense.","news_type":1},"isVote":1,"tweetType":1,"viewCount":215,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9955129074,"gmtCreate":1675290658298,"gmtModify":1676538989807,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PYPL\">$PayPal(PYPL)$&nbsp;</a><v-v data-views=\"1\"></v-v>BullishBullishBullish","listText":"<a href=\"https://ttm.financial/S/PYPL\">$PayPal(PYPL)$&nbsp;</a><v-v data-views=\"1\"></v-v>BullishBullishBullish","text":"$PayPal(PYPL)$ BullishBullishBullish","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/9955129074","isVote":1,"tweetType":1,"viewCount":357,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":134805633,"gmtCreate":1622213771922,"gmtModify":1704181700138,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/RBLX\">$Roblox Corporation(RBLX)$</a>Insane valuations couldn't keep it falling below titanic","listText":"<a href=\"https://laohu8.com/S/RBLX\">$Roblox Corporation(RBLX)$</a>Insane valuations couldn't keep it falling below titanic","text":"$Roblox Corporation(RBLX)$Insane valuations couldn't keep it falling below titanic","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/134805633","isVote":1,"tweetType":1,"viewCount":220,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":102703679,"gmtCreate":1620246031691,"gmtModify":1704340650883,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"Proud to work for the company!","listText":"Proud to work for the company!","text":"Proud to work for the company!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/102703679","repostId":"2133852601","repostType":2,"repost":{"id":"2133852601","weMediaInfo":{"introduction":"Stock Market Quotes, Business News, Financial News, Trading Ideas, and Stock Research by Professionals","home_visible":0,"media_name":"Benzinga","id":"1052270027","head_image":"https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa"},"pubTimestamp":1620245873,"share":"https://ttm.financial/m/news/2133852601?lang=&edition=fundamental","pubTime":"2021-05-06 04:17","market":"us","language":"en","title":"PayPal Holdings Q1 Adj. EPS $1.22 Beats $1.01 Estimate, Sales $6.03B Beat $5.90B Estimate","url":"https://stock-news.laohu8.com/highlight/detail?id=2133852601","media":"Benzinga","summary":"PayPal Holdings (NASDAQ:PYPL) reported quarterly earnings of $1.22 per share which beat the analyst consensus estimate of $1.01 by 20.79 percent. This is a 84.85 percent increase over earnings of $0.66 per share from the","content":"<html><body><p><a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Holdings (NASDAQ:PYPL) reported quarterly earnings of $1.22 per share which beat the analyst consensus estimate of $1.01 by 20.79 percent. This is a 84.85 percent increase over earnings of $0.66 per share from the same period last year.  The company reported quarterly sales of $6.03 billion which beat the analyst consensus estimate of $5.90 billion by 2.20 percent.  This is a 30.58 percent increase over sales of $4.62 billion the same period last year.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal Holdings Q1 Adj. EPS $1.22 Beats $1.01 Estimate, Sales $6.03B Beat $5.90B Estimate</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal Holdings Q1 Adj. EPS $1.22 Beats $1.01 Estimate, Sales $6.03B Beat $5.90B Estimate\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga </p>\n<p class=\"h-time\">2021-05-06 04:17</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<html><body><p><a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Holdings (NASDAQ:PYPL) reported quarterly earnings of $1.22 per share which beat the analyst consensus estimate of $1.01 by 20.79 percent. This is a 84.85 percent increase over earnings of $0.66 per share from the same period last year.  The company reported quarterly sales of $6.03 billion which beat the analyst consensus estimate of $5.90 billion by 2.20 percent.  This is a 30.58 percent increase over sales of $4.62 billion the same period last year.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PYPL":"PayPal"},"source_url":"https://www.benzinga.com/news/earnings/21/05/20975009/paypal-holdings-q1-adj-eps-1-22-beats-1-01-estimate-sales-6-03b-beat-5-90b-estimate","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2133852601","content_text":"PayPal Holdings (NASDAQ:PYPL) reported quarterly earnings of $1.22 per share which beat the analyst consensus estimate of $1.01 by 20.79 percent. This is a 84.85 percent increase over earnings of $0.66 per share from the same period last year.  The company reported quarterly sales of $6.03 billion which beat the analyst consensus estimate of $5.90 billion by 2.20 percent.  This is a 30.58 percent increase over sales of $4.62 billion the same period last year.","news_type":1},"isVote":1,"tweetType":1,"viewCount":160,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":102560278,"gmtCreate":1620224420694,"gmtModify":1704340452176,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"It will rebound soon.","listText":"It will rebound soon.","text":"It will rebound soon.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/102560278","repostId":"2133512546","repostType":2,"repost":{"id":"2133512546","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1620161941,"share":"https://ttm.financial/m/news/2133512546?lang=&edition=fundamental","pubTime":"2021-05-05 04:59","market":"hk","language":"en","title":"Coursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY","url":"https://stock-news.laohu8.com/highlight/detail?id=2133512546","media":"Tiger Newspress","summary":"Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year.  The company reported $88.36 million in sales this","content":"<p>Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.<img src=\"https://static.tigerbbs.com/fec95945a6673e53db5167e826620eb1\" tg-width=\"1231\" tg-height=\"665\" referrerpolicy=\"no-referrer\">Coursera Inc. sees Q2 2021 revenue of $89-93 million.</p>\n<p>Coursera Inc. sees FY2021 revenue of $369-381 million.<img src=\"https://static.tigerbbs.com/b116a9b11e5212681d96eea4c38afaf4\" tg-width=\"702\" tg-height=\"552\"></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Coursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCoursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-05-05 04:59</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.<img src=\"https://static.tigerbbs.com/fec95945a6673e53db5167e826620eb1\" tg-width=\"1231\" tg-height=\"665\" referrerpolicy=\"no-referrer\">Coursera Inc. sees Q2 2021 revenue of $89-93 million.</p>\n<p>Coursera Inc. sees FY2021 revenue of $369-381 million.<img src=\"https://static.tigerbbs.com/b116a9b11e5212681d96eea4c38afaf4\" tg-width=\"702\" tg-height=\"552\"></p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"COUR":"Coursera, Inc."},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2133512546","content_text":"Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.Coursera Inc. sees Q2 2021 revenue of $89-93 million.\nCoursera Inc. sees FY2021 revenue of $369-381 million.","news_type":1},"isVote":1,"tweetType":1,"viewCount":194,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":102588948,"gmtCreate":1620224130684,"gmtModify":1704340443940,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"Sales and revenue are up significantly and thus cost of revenue. Will be a better performing in future.","listText":"Sales and revenue are up significantly and thus cost of revenue. Will be a better performing in future.","text":"Sales and revenue are up significantly and thus cost of revenue. Will be a better performing in future.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/102588948","repostId":"2133512546","repostType":2,"repost":{"id":"2133512546","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1620161941,"share":"https://ttm.financial/m/news/2133512546?lang=&edition=fundamental","pubTime":"2021-05-05 04:59","market":"hk","language":"en","title":"Coursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY","url":"https://stock-news.laohu8.com/highlight/detail?id=2133512546","media":"Tiger Newspress","summary":"Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year.  The company reported $88.36 million in sales this","content":"<p>Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.<img src=\"https://static.tigerbbs.com/fec95945a6673e53db5167e826620eb1\" tg-width=\"1231\" tg-height=\"665\" referrerpolicy=\"no-referrer\">Coursera Inc. sees Q2 2021 revenue of $89-93 million.</p>\n<p>Coursera Inc. sees FY2021 revenue of $369-381 million.<img src=\"https://static.tigerbbs.com/b116a9b11e5212681d96eea4c38afaf4\" tg-width=\"702\" tg-height=\"552\"></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Coursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCoursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-05-05 04:59</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.<img src=\"https://static.tigerbbs.com/fec95945a6673e53db5167e826620eb1\" tg-width=\"1231\" tg-height=\"665\" referrerpolicy=\"no-referrer\">Coursera Inc. sees Q2 2021 revenue of $89-93 million.</p>\n<p>Coursera Inc. sees FY2021 revenue of $369-381 million.<img src=\"https://static.tigerbbs.com/b116a9b11e5212681d96eea4c38afaf4\" tg-width=\"702\" tg-height=\"552\"></p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"COUR":"Coursera, Inc."},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2133512546","content_text":"Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.Coursera Inc. sees Q2 2021 revenue of $89-93 million.\nCoursera Inc. sees FY2021 revenue of $369-381 million.","news_type":1},"isVote":1,"tweetType":1,"viewCount":219,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":9955129074,"gmtCreate":1675290658298,"gmtModify":1676538989807,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PYPL\">$PayPal(PYPL)$&nbsp;</a><v-v data-views=\"1\"></v-v>BullishBullishBullish","listText":"<a href=\"https://ttm.financial/S/PYPL\">$PayPal(PYPL)$&nbsp;</a><v-v data-views=\"1\"></v-v>BullishBullishBullish","text":"$PayPal(PYPL)$ BullishBullishBullish","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/9955129074","isVote":1,"tweetType":1,"viewCount":357,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":255938285023280,"gmtCreate":1703519069715,"gmtModify":1703519075762,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"That's a carefully crafted blog. I fully agree with each and every word which you spoken. Unfortunately, my opinion is that we will still see two more quarters with declining active accounts as churns will remain higher.&nbsp;","listText":"That's a carefully crafted blog. I fully agree with each and every word which you spoken. Unfortunately, my opinion is that we will still see two more quarters with declining active accounts as churns will remain higher.&nbsp;","text":"That's a carefully crafted blog. I fully agree with each and every word which you spoken. Unfortunately, my opinion is that we will still see two more quarters with declining active accounts as churns will remain higher.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/255938285023280","repostId":"2394231465","repostType":2,"repost":{"id":"2394231465","pubTimestamp":1703511671,"share":"https://ttm.financial/m/news/2394231465?lang=&edition=fundamental","pubTime":"2023-12-25 21:41","market":"us","language":"en","title":"PayPal Deserves To Be Trading A Lot Higher Right Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2394231465","media":"Seeking Alpha","summary":"PayPal's revenue is rising, but there is weakness on the bottom line and a decline in active accounts for the third quarter in a row.Despite the recent mixed results, PayPal's overall growth and cash ","content":"<html><head></head><body><ul style=\"\"><li><p><a href=\"https://laohu8.com/S/PYPL\">PayPal</a>&#39;s revenue is rising, but there is weakness on the bottom line and a decline in active accounts for the third quarter in a row.</p></li><li><p>Despite the recent mixed results, PayPal&#39;s overall growth and cash flows are impressive, and shares are attractively priced.</p></li><li><p>The decline in active accounts is the only factor holding back a more bullish stance on the company, but a return to growth could lead to an upgrade in the future.</p></li><li><p>In the meantime, the company still warrants a much higher price than what it has today, and investors should take this opportunity seriously.</p></li></ul><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/246c0b30d7c7423e4e4de84b3df905ac\" alt=\"Justin Sullivan\" title=\"Justin Sullivan\" tg-width=\"750\" tg-height=\"474\"/><span>Justin Sullivan</span></p><p>In an ideal world, investments that we buy into would appreciate almost immediately. Unfortunately, the world is not that easy or simple. It takes time for investments to truly play out. And that sometimes means dealing with periods of underperformance relative to the broader market. A great example of this can be seen by looking at payment processing giant <strong>PayPal Holdings</strong> (NASDAQ:PYPL). Back when I last rated the company a ‘buy’ in early August of this year, I found myself impressed with the overall attractive financial performance on both its top and bottom lines. In addition to this, shares of the enterprise were trading on the cheap, both on an absolute basis and relative to similar firms. That is especially true when taking into consideration the rapid growth that the enterprise has demonstrated.</p><p>There was one big problem, however, that prevented me from taking an even more bullish stance on the business. And that is the fact that the number of active accounts using its services had actually declined for the second quarter in a row. Fast forward to today, and we have additional data that shows much of the same. Revenue is rising. However, we are unfortunately now seeing some weakness on the bottom line. On top of that, the number of active accounts has contracted once again. In the near term, this can be painful, as demonstrated by the fact that shares are down 1.5% since I last wrote about it at a time when the S&amp;P 500 is up 6.2%. However, at the end of the day, I would argue that so long as we see a reversal of fortune, upside potential for the business is truly significant.</p><h2 id=\"id_663348475\">Recent mixed results</h2><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/c91fe72d42c24069238b25bfe23049be\" alt=\"Author - SEC EDGAR Data\" title=\"Author - SEC EDGAR Data\" tg-width=\"640\" tg-height=\"242\"/><span>Author - SEC EDGAR Data</span></p><p>When I last wrote about PayPal in early August, we only had data covering through the second quarter of the company&#39;s 2023 fiscal year. Fast forward to today, and we now have data covering through the third quarter. In some respects, the company continues to report robust results. As an example, we need only look at revenue data. During the quarter, sales totaled $7.42 billion. That&#39;s 8.4% above the $6.85 billion the company reported one year earlier. At the end of the day, this growth was really driven by one big factor. This was a surge in the number of transactions from 5.64 billion to 6.28 billion. That&#39;s an increase of 11.2%. And that increase was driven by a roughly 13% rise in the average number of transactions per active account from 50.1 to 56.6. This all culminated in an increase in total payment volume from $336.97 billion to $387.70 billion.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/848834117aeb13c78070c0bbb923c225\" alt=\"PayPal Holdings\" title=\"PayPal Holdings\" tg-width=\"640\" tg-height=\"539\"/><span>PayPal Holdings</span></p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/97a406015c560bf73414f107f68635c7\" alt=\"PayPal Holdings\" title=\"PayPal Holdings\" tg-width=\"640\" tg-height=\"179\"/><span>PayPal Holdings</span></p><p>All of this looks fantastic, especially during a year when a tremendous amount of economic uncertainty severely influenced the markets. However, there was a downside. And that was that, for the third quarter in a row, the number of active accounts utilizing the company&#39;s services managed to drop. By the end of the third quarter, the company had 428 million active accounts. That&#39;s down from the 431 million just one quarter earlier and it represents A decline from the 435 million reported at the end of 2022. Management&#39;s claim is that this drop was driven by churn associated with accounts that were only ‘minimally engaged’ and by the company&#39;s decision to focus on driving higher activity levels with already existing active accounts. By definition, I would expect churn to be associated with accounts that were not previously engaged all that much, so that&#39;s not a surprise. As for the second part of that statement, the increase in transactions per active account does seem to support that claim.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/48f5a72db3961fdf15f6bc7f405c5c3d\" alt=\"PayPal Holdings\" title=\"PayPal Holdings\" tg-width=\"640\" tg-height=\"437\"/><span>PayPal Holdings</span></p><p>On the bottom line, we did unfortunately see some weakness. Net profits of $1.02 billion came in lower than the $1.33 billion reported one year earlier. At first glance, this looks rather awful. But the good news is that it was because of a $387 million swing from one year to the next in the form of ‘other income’. This was largely attributable to net gains on strategic investments plunging from $495 million last year to $24 million this year. This is not a core operation of the company and, without it, profits would have actually increased modestly. Other profitability metrics followed suit. Operating cash flow dropped from $1.76 billion to $1.26 billion. But if we adjust for changes in working capital, we would get a decline from just under $1.90 billion to $1.82 billion. And lastly, EBITDA for the company dipped from $1.50 billion to $1.46 billion.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9d6f2a33effcd702d33e6bb1a8f0718a\" alt=\"Author - SEC EDGAR Data\" title=\"Author - SEC EDGAR Data\" tg-width=\"640\" tg-height=\"244\"/><span>Author - SEC EDGAR Data</span></p><p>As you can see in the chart above, the first nine months of 2023 relative to the same nine months of 2022 were quite a bit different than just the third quarter alone. They do have the rise in revenue and the drop in operating cash flow on a year over year basis in common. But beyond that, the picture for the company has looked up year over year. Again, a lot of that activity is due to rising volumes and total activity from users. And it seems as though management expects the picture to remain appealing for the rest of 2023. I say this because they are forecasting earnings per share on an adjusted basis of around $4.98 compared to the $4.13 reported for 2022.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/394fa8f61023cfb9b273fc389d1e09a8\" alt=\"Author - SEC EDGAR Data\" title=\"Author - SEC EDGAR Data\" tg-width=\"640\" tg-height=\"296\"/><span>Author - SEC EDGAR Data</span></p><p>When it comes to valuing the company, I decided to forecast growth for the final quarter. Based on my estimates, adjusted earnings should be around $5.47 billion this year. Adjusted operating cash flow should be around $6.77 billion, while EBITDA should come in somewhere around $5.61 billion. I then took those figures and compared them with 2022 data as shown in the chart above. On an absolute basis, shares look attractively priced in my opinion. I then compared the company to five similar firms as shown in the table below. On a price to earnings basis, PayPal looks to be the cheapest of the group. And when it comes to the other two profitability metrics, only one of the five firms ended up being cheaper than it.</p><table style=\"border-collapse:collapse;\"><tbody><tr><td style=\"text-align:left;\"><p><strong>Company</strong></p></td><td style=\"text-align:left;\"><p><strong>Price / Earnings</strong></p></td><td style=\"text-align:left;\"><p><strong>Price / Operating Cash Flow</strong></p></td><td style=\"text-align:left;\"><p><strong>EV / EBITDA</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>PayPal Holdings</strong></p></td><td style=\"text-align:left;\"><p><strong>12.4</strong></p></td><td style=\"text-align:left;\"><p><strong>10.0</strong></p></td><td style=\"text-align:left;\"><p><strong>12.0</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>Automatic Data Processing (ADP)</strong></p></td><td style=\"text-align:left;\"><p><strong>27.6</strong></p></td><td style=\"text-align:left;\"><p><strong>25.2</strong></p></td><td style=\"text-align:left;\"><p><strong>18.2</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>Fiserv (FI)</strong></p></td><td style=\"text-align:left;\"><p><strong>27.8</strong></p></td><td style=\"text-align:left;\"><p><strong>15.9</strong></p></td><td style=\"text-align:left;\"><p><strong>13.2</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>Fidelity National Information Services (FIS)</strong></p></td><td style=\"text-align:left;\"><p><strong>44.4</strong></p></td><td style=\"text-align:left;\"><p><strong>8.8</strong></p></td><td style=\"text-align:left;\"><p><strong>10.6</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>Global Payments (GPN)</strong></p></td><td style=\"text-align:left;\"><p><strong>37.2</strong></p></td><td style=\"text-align:left;\"><p><strong>14.2</strong></p></td><td style=\"text-align:left;\"><p><strong>14.4</strong></p></td></tr><tr><td style=\"text-align:left;\"><p><strong>Paychex (PAYX)</strong></p></td><td style=\"text-align:left;\"><p><strong>29.0</strong></p></td><td style=\"text-align:left;\"><p><strong>23.3</strong></p></td><td style=\"text-align:left;\"><p><strong>19.7</strong></p></td></tr></tbody></table><p></p><h2 id=\"id_1021283510\">Takeaway</h2><p>All things considered, I would make the case that PayPal is still a very solid opportunity. The recent weakness on the bottom line is something that is non-core in nature and should not be repeated with any real regularity. Cash flows are robust while overall growth is impressive. When you consider how attractively priced shares now are, especially relative to similar firms, and you look at the continued expansion in revenue and cash flows, it&#39;s very difficult for me not to rate the company a ‘strong buy’. The only thing holding me back is the decline in active accounts. Before I could take a more bullish stance on the business, I would need to see this decline cease and, ideally, a return to growth. If we do see stabilization on this front, I probably will upgrade the company further if everything else remains as it has been. But until then, I believe that a ‘buy’ rating still makes sense.</p></body></html>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal Deserves To Be Trading A Lot Higher Right Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal Deserves To Be Trading A Lot Higher Right Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-12-25 21:41 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4659477-paypal-stock-deserves-trading-lot-higher-right-now-maintain-buy><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>PayPal's revenue is rising, but there is weakness on the bottom line and a decline in active accounts for the third quarter in a row.Despite the recent mixed results, PayPal's overall growth and cash ...</p>\n\n<a href=\"https://seekingalpha.com/article/4659477-paypal-stock-deserves-trading-lot-higher-right-now-maintain-buy\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4527":"明星科技股","BK4588":"碎股","LU2023251221.USD":"ALLIANZ GLOBAL SUSTAINABILITY \"AM\" (USD) INC","LU0052756011.USD":"TEMPLETON GLOBAL BALANCED \"A\" (USD) INC","LU2125909759.SGD":"Natixis Thematics Safety H-R/A SGD","LU0208291251.USD":"FRANKLIN MUTUAL U.S. VALUE \"A\" (USD) INC","LU2125909916.SGD":"Natixis Thematics Safety R/A SGD","BK4551":"寇图资本持仓","LU1267930227.SGD":"TEMPLETON GLOBAL BALANCED \"AS\" (SGD) ACC A","LU1923622291.USD":"Natixis Thematics Safety R/A USD","LU1823568750.SGD":"Fidelity Global Technology A-ACC SGD","LU2089284900.SGD":"Allianz Global Sustainability Cl AM Dis H2-SGD","BK4581":"高盛持仓","LU0661504455.SGD":"Blackrock Global Equity Income A5 SGD-H","LU1861217088.USD":"贝莱德金融科技A2","LU0310800965.SGD":"FTIF - Templeton Global Balanced A Acc SGD","LU0320765489.SGD":"FTIF - Franklin Mutual US Value A Acc SGD","LU1861220207.SGD":"Blackrock FinTech A2 SGD-H","LU0070302665.USD":"FRANKLIN MUTUAL U.S. VALUE \"A\" (USD) ACC","LU0130102774.USD":"Natixis Harris Associates US Equity RA USD","LU0158827948.USD":"ALLIANZ GLOBAL SUSTAINABILITY \"A\" (USD) INC","BK4528":"SaaS概念","BK4106":"数据处理与外包服务","LU0949170772.SGD":"Blackrock Global Equity Income A6 SGD-H","LU1691799644.USD":"Amundi Funds Polen Capital Global Growth A2 (C) USD","LU0648001328.SGD":"Natixis Harris Associates US Equity RA SGD","LU1046421795.USD":"富达环球科技A-ACC","PYPL":"PayPal","LU2089283258.USD":"安联环球可持续基金Cl AM Dis","BK4524":"宅经济概念","LU0006061336.USD":"Blackrock US Small and MidCap Opportunities A2 USD","BK4534":"瑞士信贷持仓","LU0354030511.USD":"ALLSPRING  U.S. LARGE CAP GROWTH \"I\" (USD) ACC","BK4585":"ETF&股票定投概念","LU0738911758.USD":"Blackrock Global Equity Income A6 USD","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4227":"交易和支付处理服务","LU0354030438.USD":"富国美国大盘成长基金Cl A Acc","BK4130":"人力资源与就业服务","BK4566":"资本集团","LU0289941410.SGD":"AB FCP I Dynamic Diversified AX SGD","LU1201861249.SGD":"Natixis Harris Associates US Equity PA SGD-H","LU0211331839.USD":"FRANKLIN MUTUAL GLB DISCOVERY \"A\" (USD) ACC","LU0980610538.SGD":"Natixis Harris Associates US Equity RA SGD-H","BK4535":"淡马锡持仓"},"source_url":"https://seekingalpha.com/article/4659477-paypal-stock-deserves-trading-lot-higher-right-now-maintain-buy","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"2394231465","content_text":"PayPal's revenue is rising, but there is weakness on the bottom line and a decline in active accounts for the third quarter in a row.Despite the recent mixed results, PayPal's overall growth and cash flows are impressive, and shares are attractively priced.The decline in active accounts is the only factor holding back a more bullish stance on the company, but a return to growth could lead to an upgrade in the future.In the meantime, the company still warrants a much higher price than what it has today, and investors should take this opportunity seriously.Justin SullivanIn an ideal world, investments that we buy into would appreciate almost immediately. Unfortunately, the world is not that easy or simple. It takes time for investments to truly play out. And that sometimes means dealing with periods of underperformance relative to the broader market. A great example of this can be seen by looking at payment processing giant PayPal Holdings (NASDAQ:PYPL). Back when I last rated the company a ‘buy’ in early August of this year, I found myself impressed with the overall attractive financial performance on both its top and bottom lines. In addition to this, shares of the enterprise were trading on the cheap, both on an absolute basis and relative to similar firms. That is especially true when taking into consideration the rapid growth that the enterprise has demonstrated.There was one big problem, however, that prevented me from taking an even more bullish stance on the business. And that is the fact that the number of active accounts using its services had actually declined for the second quarter in a row. Fast forward to today, and we have additional data that shows much of the same. Revenue is rising. However, we are unfortunately now seeing some weakness on the bottom line. On top of that, the number of active accounts has contracted once again. In the near term, this can be painful, as demonstrated by the fact that shares are down 1.5% since I last wrote about it at a time when the S&P 500 is up 6.2%. However, at the end of the day, I would argue that so long as we see a reversal of fortune, upside potential for the business is truly significant.Recent mixed resultsAuthor - SEC EDGAR DataWhen I last wrote about PayPal in early August, we only had data covering through the second quarter of the company's 2023 fiscal year. Fast forward to today, and we now have data covering through the third quarter. In some respects, the company continues to report robust results. As an example, we need only look at revenue data. During the quarter, sales totaled $7.42 billion. That's 8.4% above the $6.85 billion the company reported one year earlier. At the end of the day, this growth was really driven by one big factor. This was a surge in the number of transactions from 5.64 billion to 6.28 billion. That's an increase of 11.2%. And that increase was driven by a roughly 13% rise in the average number of transactions per active account from 50.1 to 56.6. This all culminated in an increase in total payment volume from $336.97 billion to $387.70 billion.PayPal HoldingsPayPal HoldingsAll of this looks fantastic, especially during a year when a tremendous amount of economic uncertainty severely influenced the markets. However, there was a downside. And that was that, for the third quarter in a row, the number of active accounts utilizing the company's services managed to drop. By the end of the third quarter, the company had 428 million active accounts. That's down from the 431 million just one quarter earlier and it represents A decline from the 435 million reported at the end of 2022. Management's claim is that this drop was driven by churn associated with accounts that were only ‘minimally engaged’ and by the company's decision to focus on driving higher activity levels with already existing active accounts. By definition, I would expect churn to be associated with accounts that were not previously engaged all that much, so that's not a surprise. As for the second part of that statement, the increase in transactions per active account does seem to support that claim.PayPal HoldingsOn the bottom line, we did unfortunately see some weakness. Net profits of $1.02 billion came in lower than the $1.33 billion reported one year earlier. At first glance, this looks rather awful. But the good news is that it was because of a $387 million swing from one year to the next in the form of ‘other income’. This was largely attributable to net gains on strategic investments plunging from $495 million last year to $24 million this year. This is not a core operation of the company and, without it, profits would have actually increased modestly. Other profitability metrics followed suit. Operating cash flow dropped from $1.76 billion to $1.26 billion. But if we adjust for changes in working capital, we would get a decline from just under $1.90 billion to $1.82 billion. And lastly, EBITDA for the company dipped from $1.50 billion to $1.46 billion.Author - SEC EDGAR DataAs you can see in the chart above, the first nine months of 2023 relative to the same nine months of 2022 were quite a bit different than just the third quarter alone. They do have the rise in revenue and the drop in operating cash flow on a year over year basis in common. But beyond that, the picture for the company has looked up year over year. Again, a lot of that activity is due to rising volumes and total activity from users. And it seems as though management expects the picture to remain appealing for the rest of 2023. I say this because they are forecasting earnings per share on an adjusted basis of around $4.98 compared to the $4.13 reported for 2022.Author - SEC EDGAR DataWhen it comes to valuing the company, I decided to forecast growth for the final quarter. Based on my estimates, adjusted earnings should be around $5.47 billion this year. Adjusted operating cash flow should be around $6.77 billion, while EBITDA should come in somewhere around $5.61 billion. I then took those figures and compared them with 2022 data as shown in the chart above. On an absolute basis, shares look attractively priced in my opinion. I then compared the company to five similar firms as shown in the table below. On a price to earnings basis, PayPal looks to be the cheapest of the group. And when it comes to the other two profitability metrics, only one of the five firms ended up being cheaper than it.CompanyPrice / EarningsPrice / Operating Cash FlowEV / EBITDAPayPal Holdings12.410.012.0Automatic Data Processing (ADP)27.625.218.2Fiserv (FI)27.815.913.2Fidelity National Information Services (FIS)44.48.810.6Global Payments (GPN)37.214.214.4Paychex (PAYX)29.023.319.7TakeawayAll things considered, I would make the case that PayPal is still a very solid opportunity. The recent weakness on the bottom line is something that is non-core in nature and should not be repeated with any real regularity. Cash flows are robust while overall growth is impressive. When you consider how attractively priced shares now are, especially relative to similar firms, and you look at the continued expansion in revenue and cash flows, it's very difficult for me not to rate the company a ‘strong buy’. The only thing holding me back is the decline in active accounts. Before I could take a more bullish stance on the business, I would need to see this decline cease and, ideally, a return to growth. If we do see stabilization on this front, I probably will upgrade the company further if everything else remains as it has been. But until then, I believe that a ‘buy’ rating still makes sense.","news_type":1},"isVote":1,"tweetType":1,"viewCount":215,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":134805633,"gmtCreate":1622213771922,"gmtModify":1704181700138,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/RBLX\">$Roblox Corporation(RBLX)$</a>Insane valuations couldn't keep it falling below titanic","listText":"<a href=\"https://laohu8.com/S/RBLX\">$Roblox Corporation(RBLX)$</a>Insane valuations couldn't keep it falling below titanic","text":"$Roblox Corporation(RBLX)$Insane valuations couldn't keep it falling below titanic","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/134805633","isVote":1,"tweetType":1,"viewCount":220,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":102703679,"gmtCreate":1620246031691,"gmtModify":1704340650883,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"Proud to work for the company!","listText":"Proud to work for the company!","text":"Proud to work for the company!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/102703679","repostId":"2133852601","repostType":2,"repost":{"id":"2133852601","weMediaInfo":{"introduction":"Stock Market Quotes, Business News, Financial News, Trading Ideas, and Stock Research by Professionals","home_visible":0,"media_name":"Benzinga","id":"1052270027","head_image":"https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa"},"pubTimestamp":1620245873,"share":"https://ttm.financial/m/news/2133852601?lang=&edition=fundamental","pubTime":"2021-05-06 04:17","market":"us","language":"en","title":"PayPal Holdings Q1 Adj. EPS $1.22 Beats $1.01 Estimate, Sales $6.03B Beat $5.90B Estimate","url":"https://stock-news.laohu8.com/highlight/detail?id=2133852601","media":"Benzinga","summary":"PayPal Holdings (NASDAQ:PYPL) reported quarterly earnings of $1.22 per share which beat the analyst consensus estimate of $1.01 by 20.79 percent. This is a 84.85 percent increase over earnings of $0.66 per share from the","content":"<html><body><p><a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Holdings (NASDAQ:PYPL) reported quarterly earnings of $1.22 per share which beat the analyst consensus estimate of $1.01 by 20.79 percent. This is a 84.85 percent increase over earnings of $0.66 per share from the same period last year.  The company reported quarterly sales of $6.03 billion which beat the analyst consensus estimate of $5.90 billion by 2.20 percent.  This is a 30.58 percent increase over sales of $4.62 billion the same period last year.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal Holdings Q1 Adj. EPS $1.22 Beats $1.01 Estimate, Sales $6.03B Beat $5.90B Estimate</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal Holdings Q1 Adj. EPS $1.22 Beats $1.01 Estimate, Sales $6.03B Beat $5.90B Estimate\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga </p>\n<p class=\"h-time\">2021-05-06 04:17</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<html><body><p><a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Holdings (NASDAQ:PYPL) reported quarterly earnings of $1.22 per share which beat the analyst consensus estimate of $1.01 by 20.79 percent. This is a 84.85 percent increase over earnings of $0.66 per share from the same period last year.  The company reported quarterly sales of $6.03 billion which beat the analyst consensus estimate of $5.90 billion by 2.20 percent.  This is a 30.58 percent increase over sales of $4.62 billion the same period last year.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PYPL":"PayPal"},"source_url":"https://www.benzinga.com/news/earnings/21/05/20975009/paypal-holdings-q1-adj-eps-1-22-beats-1-01-estimate-sales-6-03b-beat-5-90b-estimate","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2133852601","content_text":"PayPal Holdings (NASDAQ:PYPL) reported quarterly earnings of $1.22 per share which beat the analyst consensus estimate of $1.01 by 20.79 percent. This is a 84.85 percent increase over earnings of $0.66 per share from the same period last year.  The company reported quarterly sales of $6.03 billion which beat the analyst consensus estimate of $5.90 billion by 2.20 percent.  This is a 30.58 percent increase over sales of $4.62 billion the same period last year.","news_type":1},"isVote":1,"tweetType":1,"viewCount":160,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":102560278,"gmtCreate":1620224420694,"gmtModify":1704340452176,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"It will rebound soon.","listText":"It will rebound soon.","text":"It will rebound soon.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/102560278","repostId":"2133512546","repostType":2,"repost":{"id":"2133512546","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1620161941,"share":"https://ttm.financial/m/news/2133512546?lang=&edition=fundamental","pubTime":"2021-05-05 04:59","market":"hk","language":"en","title":"Coursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY","url":"https://stock-news.laohu8.com/highlight/detail?id=2133512546","media":"Tiger Newspress","summary":"Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year.  The company reported $88.36 million in sales this","content":"<p>Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.<img src=\"https://static.tigerbbs.com/fec95945a6673e53db5167e826620eb1\" tg-width=\"1231\" tg-height=\"665\" referrerpolicy=\"no-referrer\">Coursera Inc. sees Q2 2021 revenue of $89-93 million.</p>\n<p>Coursera Inc. sees FY2021 revenue of $369-381 million.<img src=\"https://static.tigerbbs.com/b116a9b11e5212681d96eea4c38afaf4\" tg-width=\"702\" tg-height=\"552\"></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Coursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCoursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-05-05 04:59</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.<img src=\"https://static.tigerbbs.com/fec95945a6673e53db5167e826620eb1\" tg-width=\"1231\" tg-height=\"665\" referrerpolicy=\"no-referrer\">Coursera Inc. sees Q2 2021 revenue of $89-93 million.</p>\n<p>Coursera Inc. sees FY2021 revenue of $369-381 million.<img src=\"https://static.tigerbbs.com/b116a9b11e5212681d96eea4c38afaf4\" tg-width=\"702\" tg-height=\"552\"></p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"COUR":"Coursera, Inc."},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2133512546","content_text":"Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.Coursera Inc. sees Q2 2021 revenue of $89-93 million.\nCoursera Inc. sees FY2021 revenue of $369-381 million.","news_type":1},"isVote":1,"tweetType":1,"viewCount":194,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":102588948,"gmtCreate":1620224130684,"gmtModify":1704340443940,"author":{"id":"3578919638751571","authorId":"3578919638751571","authorIdStr":"3578919638751571","name":"tagoel","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3578919638751571"},"themes":[],"htmlText":"Sales and revenue are up significantly and thus cost of revenue. Will be a better performing in future.","listText":"Sales and revenue are up significantly and thus cost of revenue. Will be a better performing in future.","text":"Sales and revenue are up significantly and thus cost of revenue. Will be a better performing in future.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/102588948","repostId":"2133512546","repostType":2,"repost":{"id":"2133512546","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1620161941,"share":"https://ttm.financial/m/news/2133512546?lang=&edition=fundamental","pubTime":"2021-05-05 04:59","market":"hk","language":"en","title":"Coursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY","url":"https://stock-news.laohu8.com/highlight/detail?id=2133512546","media":"Tiger Newspress","summary":"Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year.  The company reported $88.36 million in sales this","content":"<p>Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.<img src=\"https://static.tigerbbs.com/fec95945a6673e53db5167e826620eb1\" tg-width=\"1231\" tg-height=\"665\" referrerpolicy=\"no-referrer\">Coursera Inc. sees Q2 2021 revenue of $89-93 million.</p>\n<p>Coursera Inc. sees FY2021 revenue of $369-381 million.<img src=\"https://static.tigerbbs.com/b116a9b11e5212681d96eea4c38afaf4\" tg-width=\"702\" tg-height=\"552\"></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Coursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCoursera Q1 EPS $(0.45) Down From $(0.40) YoY, Sales $88.36M Up From $53.85M YoY\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-05-05 04:59</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.<img src=\"https://static.tigerbbs.com/fec95945a6673e53db5167e826620eb1\" tg-width=\"1231\" tg-height=\"665\" referrerpolicy=\"no-referrer\">Coursera Inc. sees Q2 2021 revenue of $89-93 million.</p>\n<p>Coursera Inc. sees FY2021 revenue of $369-381 million.<img src=\"https://static.tigerbbs.com/b116a9b11e5212681d96eea4c38afaf4\" tg-width=\"702\" tg-height=\"552\"></p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"COUR":"Coursera, Inc."},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2133512546","content_text":"Coursera (NYSE:COUR) reported quarterly losses of $(0.45) per share. This is a 12.5 percent decrease over losses of $(0.40) per share from the same period last year. The company reported $88.36 million in sales this quarter. This is a 64.09 percent increase over sales of $53.85 million the same period last year.Coursera Inc. sees Q2 2021 revenue of $89-93 million.\nCoursera Inc. sees FY2021 revenue of $369-381 million.","news_type":1},"isVote":1,"tweetType":1,"viewCount":219,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}