October was the first month of student loan payments resuming since 2020. Already, we are seeing a large jump in the share of households having difficulties paying expenses. More specifically, difficulties in paying are concentrated among households with a college degree, making between $50,000 and $150,000. ~37% of households are now having difficulties paying expenses, up from 32% in September. This is the highest reading since October 2022. Monthly payments are skyrocketing for Americans.