MilkTeaBro
MilkTeaBroCertificated Individuals
Tiger Certification: A retail investor with more than 20 years investment experience
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avatarMilkTeaBro
04-28 14:56
Sell in May and go away could be correct for Singapore stocks. This is a seasonal factor of dividend payments. And SGX is a solid dividend stocks market which has no dividend income tax. Most of SG listed companies ex-dividend date are in May, properly stock price peaks are just before ex-dividend date. I buy low and sell high $STI ETF(ES3.SI)$ many times in a small amount for coffee money. 5%   profits is ok because $STI ETF(ES3.SI)$ dividend yield is 4%. I could earn two times 5% in a year from STI ETF.
avatarMilkTeaBro
04-26 09:32

Kimly was top picked by RHB

Kimly was top picked in food service sector in SGX by RHB on 24/04/2024. Coffee shop was more defensive than fast food restaurant. CDC voucher will benefit the coffee shop. Kimly halal food was expanding.  $Kimly(1D0.SI)$  PE 10, dividend 6%, good price.
Kimly was top picked by RHB
I opened 1300.0 share(s) $CapLand Ascendas REIT(A17U.SI)$  ,I bought it at a good price. I don't think it would have a Q1 report problem.

Dividend stocks vs. High Technology stocks

Personally I prefer to dividend stocks instead of High Technology stocks. I just want to beat inflation and I don't envy other people's quick money. My portfolio were all traditional industries except HST ETF, such as public utilities, REIT, transport services, food, drinks, medical services, electronic manufacturing and tourism. The high-tech stocks were never cheap, they often turn to either trapped or sold too early in my case. Investors of high Technology stocks emotion were worried and uneasy. Technology stocks and new productivity can take a long time for technology to be transformed into real profits, but short-term operations are very laborious! I agreed only Tech stocks can earn quick money. Traditional stocks are mainly easy to understand, have good valuations, and have fixed d
Dividend stocks vs. High Technology stocks

SDIC

Singapore each saving account is protected up to 100K by SDIC. Interesting AD in the MTR train regarding SDIC. I don't see any problem from bank in Singapore, including new digital banks like Trust Bank.
SDIC

Janet Yellen visited China in a hurry

China new products,  EV, battery power and solar panels are over capacity.Yellen emphasis above statement before she visited China.Green energy products are keys for human kind to tackle global warming.But politicians speak from their own positions.Actually US don't really care EV because US Automobile business were out of international market already. It is hard to find US car outside of US. Japan and Europe car beat US cars many years ago.And it is not US Treasury Secretary Janet Yellen's job, to discuss products import/ export.Yellen real purpose to persuade China to buy US T-bill. Yellen need Chips to make it comes true.When US Fed cut rates, US dollars fly out, a big chunk USD will change to RMB. US need China to use extra USD to buy US T-bill. It can remain internation
Janet Yellen visited China in a hurry
Nivida, a hardware manufacturer, the moat is not deep enough. soon or later , his competitors will make  similar products. Second, AI applications need to find a way to generate profits. My company IT warned all employees don't run third parties AI on a company computer. There's a risk that the company's intelligent property will leak outside.
$TalkMed(5G3.SI)$   There are a Gems in the SGX. TalkMed is special clinics which use cutting edge Bio tech to treat/cure cancer. I don't know their techniques, but sounds great. Talk Med just now announced that a group was considering to acquire company certain shares. This morning price jumped 13%, at this current price dividend yield still is 3% above.

US Fed is now in a dilemma

The US Fed is now in a dilemma. High interest rates are like high blood pressure. Investment banks, small and medium-sized enterprises, and the US government are complaining the high interest rates. It is unknown what bomb will explode. If interest rates are not lowered, something bad will happen.  If interest rates are lowered, where will the huge amount of US dollars and the record high US money market funds go? If they stay in the United States, inflation will explode again.  The surge in gold prices is a prediction that the US dollar will flow to commodities, and gold has the lowest storage cost. Currently, only Chinese assets are cheap and large-scale acquisitions in the world, but the United States does not want Wall Street money to flow to China. The United
US Fed is now in a dilemma
I am a typical J type investor. First , I do have my own excel sheet. Second, I planned my investment years ago. recently two times investment, first investment, covid-19 breakout, oil prices dived, I invested oil company stocks, Covid-19 vaccine implemented in major economic country, I took the profits. Second investment, current one is ongoing, dividend stocks. simple theory, dividend stocks have common property likey bond, interest go up, dividend stocks prices go down. I can't predict the future, keep adding a position at a lower price. it is not bad, interest rate are at peaks now, and my assets are at breakeven, I am waiting and paid by dividend income. Investors must have their own idea and strategies, don't change plans randomly.

Placed myself as a shareholder.

When investing in stocks, I placed myself as a shareholder. I want to vote. $China Everbright(U9E.SI)$ is the highest position in my portfolio. I hold it in long term, capital loss, profits come from dividend income over the time.  I registered the General Annual Meeting vote through Tiger App Corporate Action.
Placed myself as a shareholder.
1Q 2024 loss 1%, main reason was Chinese stocks crash before Chinese New Year. My portfolio is Emerging markets ETF, HSI ETF and dividend stocks. My goal is to beat inflation and Dividend stocks suit me well. I will stick to my plan. Good luck to everyone! I booked 9K dividend income by Q1 and estimated 20k dividend in 2024.
1Q 2024 loss 1%, main reason was Chinese stocks crash before Chinese New Year. My portfolio is Emerging markets ETF, HSI ETF and dividend stocks. My goal is to beat inflation and Dividend stocks suit me well. I will stick to my plan. Good luck to everyone!
Happy Good Friday!
Dividend stocks investment is my strategy since Feb started raising interest rates from 2022. Paid to wait is the key point. Dividend investment has the advantage. 1. It provides investors with a regular income stream. 2. Investors can cushion the impact of stock price declines by reinvesting dividends. 3. Financially stable companies that have a track record can weather economic downturns better. I opened new positions in SGX income stocks, each stocks just a hand, value 3300SGD (3300 is to cover minimum tiger charge). Those company still insisted to pay constant dividend in high interest rates environment are good company, Olam, Netlink trust, Civmec, CSE global... My stocks portfolio from year 2022, profits 7K, ROR -2%, dividend income offset capital loss. Overall the portfolio was loss
I opened 1000.0 share(s) $TRACKER FUND(02800)$  ,I bet it would rise up when US Fed start cut rate.
I opened $VANGUARD INTL EQUITY INDEX FUND INC FTSE EMERGING MARKETS ETF(VWO)$  ,Auto investment voucher, cheers 🥂!

Neighbourhood Chained Coffee Shop

I casually chatted with my wife this morning. She is a accountant working from home. She complained that her boss's wife. The boss's wife should be a house wife, opened the restaurant and shutdown. It was not first time, two- three time already. Everytime need company to fill in the hole. I said that invest in $Kimly(1D0.SI)$  is better in her case. I added it in my watchlist before, but it's price went up, then I removed it from watchlist. Then I checked the Kimly today, it was at 52 weeks low, and dividend yield 5.4%. Then I just bought it a hand in the morning. Kimly focused on neighbourhood coffee shop. My community had one, it stayed side by side with Sheng Siong supermarket. The HDB flat first floor coffee shop is hard to loose money
Neighbourhood Chained Coffee Shop
$KepPacOakReitUSD(CMOU.SI)$ as insider reduced his position at such low price, it is reasonable to wait until price is stable, no rush to buy it. 
$CSE Global(544.SI)$ 0.4SGD new share, new money pump in company working capital, compare with market interest rates, it is better than borrowing money from bank.  I agreed with it, fare deal. But market stock price will drop in short term, aim to 0.4, it is natural response.

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