@MilkTeaBro:Sticking to the strategy is key.  Even if we understand historical developments and probabilities, our emotions and psychological biases can prevent us from making good decisions. Therefore, it is crucial to have a regular savings and investment plan. It can help remove emotions from our decision-making process and stick to the original plan, which is a major factor in long-term investment success. Emerging markets, including mainland China, Hong Kong, and Korea, are niche products. Their pricing is driven by the U.S. 10-year Treasury yield. From a cyclical perspective, we are definitely in the pre-dawn moment. It's just that this dawn is a bit long. After a storm comes a calm. Fed hikes interest from 2022 beginning. My strategy is to buy low P/E, low P/B, high dividend yields and sta