Singapore can be a very expensive place to live. The biggest ticket items are usually a home and a car. In these 2 categories, buying a cheaper home is possible - especially with HDB flats and potentially some government grants. For a car, it might be easier on the pocket (and less stress) to just take public transport. For other categories of expenses, while prices are high as well, there are some safety nets. For example: 1) government support/transfers for low income earners, 2) policies that support improved wages for low income earners, 3) the local labour market allows for adequate employment opportunities, and more.
With global geopolitical tensions, cybersecurity stocks might win. But, which stocks end up winning may be different from the exact one we choose. Hence, a counter such as $First Trust NASDAQ Cybersecurity ETF(CIBR)$